A PROJECT REPORT

On
Analysis of financial statement of ICICI Bank LIMITED

Submitted by

Yugankar Kumar
07611307709
BBA II YR (3RD SEMESTER)

In partial fulfillment of the requirements for the awards of the

degree

Of

BACHELOR OF BUSINESS ADMINISTRATION

Under the supervision of

Mrs. Ruchi Jain

BERI INSTITUTE OF TECHNOLOGY ,TRAINING AND RESEARCH

TIKRI KALAN ,DELHI

(Affiliated to Guru Gobind Singh Indraprastha University)

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 CERTIFICATE

Certified that this project report titled Analysis of financial

statement of ICICI Bank is the bonafide work of Mr. Yugankar Kumar who
carried out the research under my supervision. Certified further that to the
best of my knowledge the work reported herein does not form art of any
other project report or dissertation on the basis of which a degree or award
was offered on an earlier occasion on this or any other candidate.

Mrs. RUCHI JAIN

(Project guide)

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Preface

In any organization, the two important financial statements are the Balance
sheet & Profit and loss account of the business. Balance sheet is a statement

of the financial position of an enterprise at a particular point of time. Profit and loss
account shows the net profit or net loss of a company for a specified period of time.
When these statements of the last few year of any organization are studied and
analyzed, significant conclusions may be arrived regarding the changes in the
financial position, the important policies followed and trends in profit and loss etc.
Analysis and interpretation of the financial statement has now become an important
technique of credit appraisal. The investors, financial experts, management executives
and the bankers all analyze these statements. Though the basic technique of appraisal
remains the same in all the cases but the approach and the emphasis in analysis vary.
A banker interprets the financial statement so as to evaluate the financial soundness
and stability, the liquidity position and the profitability or the earning capacity of
borrowing concern. Analysis of financial statement is necessary because it help in
depicting the financial position on the basis of past and current records. Analysis of
financial statement helps in making the future decision and strategies. Therefore, it is
very necessary for every organization whether it is a financial or manufacturing etc. to
make financial statement and to analyse it.

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 ACKNOWLEDGEMENT

I would like to take this opportunity to sincerely thank Mrs. RUCHI JAIN
for her valuable support, guidance and suggestions. Under her able guidance
I was able to accomplish my project with confidence would also thanks my
friends and my siblings who directly or indirectly helped me in my project
And I earnestly hope that it provides useful and workable information and
knowledge to any person reading it.

Yugankar Kumar

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