Professional Documents
Culture Documents
2. In addition to the legend ______, the name of the nominee should also be
indicated on the face of the passbook/statement of a/c. Ans-Nomination
registered (87/2009)
4. In case of short term corporate loan scheme, the current ratio for others is
______ Ans-1.25:1 (203/2009)
9. The term commercial real estate means ______ Ans- multi family
residential buildings
10. Submission of QOS/HOS from borrowers has been increased to ______ Ans -5
crores
11. The appraisal charges under gold loans for jewel appraisal is 50paise per
100 with a max of` 200per loan (91/2009)
12. Under Janashri bima yojana ,the parent of the child gets scholarship to the
extent of ________` 1200 per year per student studying in 9 th to 12 th std
(94/09)
13. The maximum project cost under SJSRY is _______2 lacs (440/09)
14. Under micro credit groups , the applicant should be residing within a radius
of ____ kms from the branch and all the members preferably shall reside in
a cluster Ans 16 (178/09)
15. Under interest subsidy scheme for housing the urban poor , the interest
subsidy is restricted to _____ Ans 5% (59/2010)
16. Under interest subvention for short term crop production loans for farmers
upto 3 lacs, if the farmer repays the loan promptly , then effective rate of
interest charged to the farmer is ____ Ans 6 % (169/2010 ,409/2009)
17. Under education loan scheme branch has to take acknowledgement of debt
after ______
18. Under canara jeevan , if the age of the borrower is 70 , ____ amount of
loan as proportion of assessed value of property. Ans- 70 % (171/09 )
19. A loan is to be classified as Priority sector housing loan , if the amount does
not exceed Rs.
_____Ans:20 LAc
21. A branch is having 60 crores deposits and 15 crores advances, the branch
can be classified as
22. Under KYC norms, risk categorization of accounts should be carried out ___
Ans -Half yearly (119/08)
25. RFC account can be opened in which currencies ---Ans: USD GBP EURO
26. The rate of interest on FCNR(B)is ____ Ans : LIBOR /swap rate + 100 Basis
points
27. For scrutiny of documents under L/C covered by UPC 600 the issuing
bank/negotiating bank would have _____ as reasonable time period – Ans 5
banking days
28. Under Housing Loans, if the LTV is 75% or below, then Risk weight will be
____for loans upto Rs.30 Lac and ___ % If the loan value is more than Rs.30
Lac . ANS: 50, 75
Ans:180
30. If a person is missing and not traceable for a period of ____ years or more
he will be treated as legally dead as per section 108 of the Indian Evidence
Act . Ans -7
31. RBI has advised banks to reimburse to customers the amount wrongfuly
debited by ATM’s ( where cash delivery fails )within a max period of ___
days from date of receipt of the customer complaint. Ans 12 Days.
32. The max distance criteria for the operation of the Banking correspondent
for rural , urban , semi urban areas is _____ Ans 30 kms
32. In CAN SARAL SAVING SCHEME ACCOUNTS ______ cheque leaves will be
given free of cost and Rs.____ per cheque book can be given in addition.
Ans -10, 10 (233/06 )
33. The export credit target for Indian banks is ____ Ans –nil
34. Food and agro based processing units undertaken by individuals and SHGs
in rural areas with investment in plant and machinery upto ___ is indirect
finance to agriculture Ans – 10 crores
36. The maximum limit under Kisan OD is ____ Ans -4 times gross annual
income max of `12.50 lacs (189/2010 )
37. Under PMEGP , max project cost is ______ Ans 25 lacs for manufacturing
sector and 10 lacs for service activity. (132/09 )
38. The max finance ( general ) under DIR scheme is________Ans: ` 15000
(277/2010)
39. The subsidy for SGSY general is ____ Ans 30% of project cost with
maximum of Rs. 7500/- (302/09)
42. The takeover of borrowal accounts from other banks the current ratio is not
less than
43. The data on suit field accounts in respect willful defaulters of _____ and
above and other borrowal accounts of _____ and above are available in the
CIBIL website which can be accessed freely. Ans :25 lac, 1 crore
(83/2010,234/2009)
44. In Takeover norms for SME advance current ratio is _____ Ans 1 (275/07 )
45. In Canara Bank , MPBF to be calculated for over Rs.____ Cr for MSME
borrowers & for over Rs. ____Cr. For non-MSME borrowers. Ans:5, 2
(159/2010)
47. The income criteria and net take home salary for salaried class under
canara mobile two wheeler scheme is ____ Ans- 75,000, 40% (318/2009,
391/2009)
48. Under Teacher’s loan DM can sanction _____ Ans 10 months gross salary,
maximum 2 lacs (185/08)
49. If stock statements not submitted for more than ---- months and the
irregular drawings are permiteed in the account for a continuous period of
--- days then the account becomes NPA
50. Under corporate debt Restructuring the decision binding by all creditors
where ____ % by value and _____ % by number should agree Ans: 75, 60
(315/05)
52. Our bank has modified cut off limit of NF 817 –simplified format for
recommending transfer of a/c to LPD increased from ` 25000 to _______
Ans ` 2 lacs (93/2010)
53. Under BASEL II norms, the third pillar is _____Ans -market descipline
56. Under DD drawing arrangement permitted to our RRBs, if RRB branch has
to send the DD to another place where we are having a branch, RRB branch
, SBI branch, DD should be drawn on ____ branch . Ans –DD to be drawn on
RRB Branch only. (215/2010 )
57. The Canara bank debit card non personalized can be given to _____ Ans ---
new customers who have opened an SB ,current OD with us (307/09)
60. The SMS alerts facility for transactions is available for balances of ____Ans-
above `10000 (139/2010 )
62. For purchase of FC notes and FCTCs from customers for any amount in
excess of __ to __ the identification documents are to be verified and a copy
to be retained. Ans -200-2000 (ID 22/2008)
63. Nonresident ordinary ac’s can be opened as _____Ans – current a/c –SB, RD,
FD
65. The relief on interest on rupee export credit is available upto ____ days.
Ans 270 days (322/2008)
66. The pooling period available for a cheque drawn on euro currency and sent
it to Germany/France is __ days. Ans--- 21 days (227/2010 )
69. The punishment under regular proceedings under section 138 of NI act is
____years. Ans imprisonment up to 2 years
70. Banks require to maintain __ of required CRR on daily basis . Ans -70 %
71. Under banking ombudsman scheme, after receiving award, the customer
has to furnish letter of acceptance within _______ Ans-30 days from the date
of receipt of copy of award.
72. Commercial paper can be issued at ___ Ans- a discount to face value
75. There are 3 trustees- A, B,C and operation condition of the accountees
severally, then B has issued ` 50000 in the trust a/c in favour of personal
a/c of B. What is the position of banker? Ans- yes, banker can pass the
cheque
76. The details are available for a company- the profit after tax 100,
depreciation- 28,interest on term loan-40 and annual installmement
payable is 800. Find DSCR Ans -1.4
77. The current ratio of the firm is 1.33. Net Working Capital is 8 lacs. What is
the value of current asset? Ans- 32
79. In terms of bipartite settlement, for availment of LFC, the max permissible
distance shall be ___ for subordinate staff and ___ for non subordinate staff.
Ans- 5000,4000 (194/2010,237/2010 )
80. We can extend ___ rate of interest to senior citizens under the domestic
term deposits of ____. Ans less than 1 crore for the maturity slabs of 5 yrs to
less than 8 yrs and 8 yrs to 10 yrs (198/2010 )
81. If the ECS is returned fourth time, what can the bank do? Ans- a/c closure
(134/2010)
82. The guarantee commission secured by 100 % margin of our bank deposit is
84. Under premises and estates policy of our bank , the information on the
owners who are getting annual rent of ___ is to be informed to tax
authorities. Ans-
85. Under special scheme for settlement of small value NPS of our bank, 10 –
25 %down payment to be made on the day of settlement , the balance amt
to be paid within a max of ___ days in respect of accounts with book liability
below 2 lacs. Ans- 60 days (200/2010)
86. In case of consortium advances, individual banks can classify the borrowal
accounts according to ___ Ans –its own record of recovery (88/2010 )
88. Status report on buyers waived when bills are drawn under prime bank /
reputed bank LC____Ans-15 lacs per DA basis and 30 lacs for Dp basis
89. Under the standard approach for risk calculation _____ % of risk to be
considered. Ans-
90. The operational risk refers to ___-Ans- risk of loss due to inadequate or
failed internal processes, people, systems or external factors
94. Withdrawal of cash from operative SB & CA upto Rs.50000/- per occasion
can be extended to
95. Under Life Insurance cover Creditor protection Plan- The group insurance
cover to HL Borrowers under joint names the premium rate of younger life
will be reduced by _____
96.Under Canara Site loans, the eligibility criteria for salaried persons is
_________and non-salaried persons is _________ Ans:Net Take home salary
40% & Net income of Rs1 Lac in IT for 3 Years.
97. What is the rate of discount in case of Sub Ordinate Debt Instrument, to
quality under lower
98. Under Home improvement loan, for repairs and renovation of House,
maximum amount of loan sanctioned is Rs._______ Ans: