2019 Budget

Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:

Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

$1,370.00 
 $1,400.00

 $1,200.00

 $1,000.00 $860.00 

$729.00 
 $800.00
$595.00 
$540.00 
 $600.00 $485.00 

 $400.00 $300.00 

$130.00 
 $200.00

 $‐
Budget
 Jan 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

$300.00 

$130.00 

$540.00 

$595.00 
BUDGET
$860.00 

$485.00 

$1,370.00 

$729.00 

 $‐  $200.00  $400.00  $600.00  $800.00  $1,000.00  $1,200.00  $1,400.00  $1,600.00

 Feb 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

Chart Title

$729.00  $1,370.00  $485.00  $860.00  $595.00  $540.00 

$130.00 
$300.00 
Budget

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
 Apr 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

 $6,000.00
$300.00 
$130.00 
$540.00 
 $5,000.00
$595.00 
 $4,000.00 $860.00 
$485.00 
 $3,000.00

$1,370.00 
 $2,000.00

$729.00 
 $1,000.00

 $‐
Budget
 Mar 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

$1,370.00 
 $1,400.00

 $1,200.00

 $1,000.00
$860.00 

 $800.00 $729.00 

$595.00 
 $600.00 $540.00 
$485.00 

 $400.00
$300.00 

 $200.00 $130.00 

 $‐
Budget
 May 2019 Buget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

Chart Title

$1,370.00 
 $1,400.00

 $1,200.00

 $1,000.00 $860.00 
$729.00 
 $800.00
$595.00 
$540.00 
 $600.00 $485.00 

$300.00 
 $400.00
$130.00 
 $200.00

 $‐
Budget
 Jun 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

CHART TITLE

$1,370.00  $300.00 
$860.00  $540.00 
$595.00 
$130.00  9. Entertainment
8. Professional Services
$485.00  7. House Hold/Personal
$729.00  6. Insurance
5. Auto/Transportation
4. Loan Payments
3. Housing
2. Savings
Budget
 Jul 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

 $6,000.00

 $5,000.00
$300.00 
$130.00 
$540.00 
 $4,000.00
$595.00 

 $3,000.00 $860.00 

$485.00 
 $2,000.00

$1,370.00 
 $1,000.00

$729.00 
 $‐
Budget
 Aug 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

Chart Title

$300.00 

$130.00 

$540.00 

$595.00 
Budget
$860.00 

$485.00 

$1,370.00 

$729.00 

 $‐  $200.00  $400.00  $600.00  $800.00  $1,000.00  $1,200.00  $1,400.00  $1,600.00

 Sept 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

$300.00 

$130.00 

$540.00 

$595.00 
Budget
$860.00 

$485.00 

$1,370.00 

$729.00 

 $‐  $200.00  $400.00  $600.00  $800.00  $1,000.00  $1,200.00  $1,400.00

 Oct 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

$1,370.00 

 $1,400.00 $860.00 
$540.00  $300.00 
 $1,200.00 $595.00 

 $1,000.00 $130.00  9. Entertainment

$729.00  $485.00  8. Professional Services
 $800.00
7. House Hold/Personal
 $600.00 6. Insurance
5. Auto/Transportation
 $400.00
4. Loan Payments
 $200.00 3. Housing
2. Savings
 $‐
Budget
 Nov 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other
$1,370.00 
 $1,400.00

 $1,200.00

 $1,000.00
$860.00 

 $800.00 $729.00 

$595.00 
 $600.00 $540.00 
$485.00 

 $400.00
$300.00 

 $200.00 $130.00 

 $‐
Budget
 Dec 2019 Budget
Income Per Month 4. Loan Payments 8% $      485.00 7. House Hold/Personal $      540.00 Income vs Expenses:
Salary (Moe) Net $     6,950.00 Michelle Car Paym $    365.00 Food $       250.00 Total Income $   9,900.00
Salary (Mitchelle) $     2,750.00 House Items $         80.00 Total Expenses $   5,009.00
Other (net take home) $        300.00 Moe Credit Card $      40.00 Cosmetics $         40.00
Total Monthly Income $    10,000.00 Michelle Credit Card $      80.00 Balance $   4,891.00
%Guide Laundry/cleaning
1. Giving Bank Loan Notes:
Tithe $          50.00 EECU 
Other Contrib Family Friends Education $         50.00
World Vison $          50.00 Clothing $       120.00
NET SPENDEABLE INCOME $      9,900.00 Allowances
(TOTAL Income less Giving) Other Other
%Guide 5. Auto/Transportation 9% $      860.00 8. Professional Services $      130.00
2. Savings 9% $         729.00 Licenses $      40.00 Dental $       130.00
Oil/Lube $    120.00 Medical/Prescr
3. Housing 13% $      1,370.00 Repairs Legal
Mortgage $        900.00 Parking Union Dues
Taxes Registration $    400.00
Insurance Gas $    300.00
Maintenance Other
Other 9. Entertainment $      300.00
6. Insurance 4% $      595.00 Dining out $       100.00
Moe Cellphone $        180.00 Life $      20.00 Lunches $         50.00
Mitchelle Cellphone $        100.00 Medical $      50.00 Movies/Events $         50.00
Xfinity $        100.00 dental $      10.00 Vacation trips
PG&E $          90.00 Michelle car insur $    350.00
Moe Car Insur $    150.00 Health Club
House Insur $      15.00 Hobbies $       100.00
Other Other

Chart Title

$300.00 

$130.00 

$540.00 

$595.00 
1
$860.00 

$485.00 

$1,370.00 

$729.00 

 $‐  $200.00  $400.00  $600.00  $800.00  $1,000.00  $1,200.00  $1,400.00  $1,600.00

 Total 2019 Budget
Income Per Month 4. Loan Payments 8% $       5,820.00 7. House Hold/Personal $   6,480.00 Income vs Expenses:
Salary (Moe) Net $  83,400.00 Michelle Car Paym $   4,380.00 Food $    3,000.00 Total Income $     118,800.00
Salary (Mitchelle) $  33,000.00 $             ‐ House Items $       960.00 Total Expenses $       60,108.00
Other (net take home) $     3,600.00 Moe Credit Card $       480.00 Cosmetics $       480.00
Total Monthly Income $               ‐ $     120,000.00 Michelle Credit Card $       960.00 $              ‐ Balance $       48,910.00
%Guide $             ‐ Laundry/cleaning $              ‐
1. Giving Bank Loan $             ‐ $              ‐ Notes:
Tithe $        600.00 EECU  $             ‐ $              ‐
Other Contrib $               ‐ Family Friends $             ‐ Education $       600.00
World Vison $        600.00 $             ‐ Clothing $    1,440.00
NET SPENDEABLE INCOME $     118,800.00 $             ‐ Allowances $              ‐
(TOTAL Income less Giving) Other $             ‐ Other $              ‐
%Guide 5. Auto/Transportation 9% $     10,320.00 8. Professional Services $   1,560.00
2. Savings 9% $         8,748.00 Licenses $       480.00 Dental $    1,560.00
Oil/Lube $   1,440.00 Medical/Prescr $              ‐
3. Housing 13% $       16,440.00 Repairs $             ‐ Legal $              ‐
Mortgage $  10,800.00 Parking $             ‐ Union Dues $              ‐
Taxes $               ‐ Registration $   4,800.00 $              ‐
Insurance $               ‐ Gas $   3,600.00 $              ‐
Maintenance $               ‐ $             ‐ Other $              ‐
$               ‐ Other $             ‐ 9. Entertainment $   3,600.00
$               ‐ 6. Insurance 4% $       7,140.00 Dining out $    1,200.00
Moe Cellphone $     2,160.00 Life $       240.00 Lunches $       600.00
Mitchelle Cellphone $     1,200.00 Medical $       600.00 Movies/Events $       600.00
Xfinity $     1,200.00 dental $       120.00 Vacation trips $              ‐
PG&E $     1,080.00 Michelle car insur $   4,200.00 $              ‐
$               ‐ Moe Car Insur $   1,800.00 Health Club $              ‐
$               ‐ House Insur $       180.00 Hobbies $    1,200.00
$               ‐ Other $             ‐ Other $              ‐

 $18,000.00 $16,440.00 

 $16,000.00

 $14,000.00

 $12,000.00 $10,320.00 

 $10,000.00 $8,748.00 
$7,140.00 
 $8,000.00 $6,480.00 
$5,820.00 
 $6,000.00
$3,600.00 
 $4,000.00
$1,560.00 
 $2,000.00

 $‐
Budget