RISK 1

MANAGEMENT
GENERAL KNOWLEDGE ABOUT
ISO 31000

Fransiskus Bobby
CRMS Indonesia
Pemilik
Risiko

PEMILIK
RISIKO =

2
 3

TANGGUNG
AKUNTABILITAS
JAWAB
Pemilik
Risiko
 Pemilik
Risiko
Proses bisnis yang berbeda, memiliki risiko yang berbeda

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 ISO 31000
• ISO 31000 merupakan sebuah • ISO 31000 tidak ditujukan
standar internasional yang
disusun dengan tujuan
memberikan prinsip dan
panduan generik untuk
penerapan manajemen risiko
yang diterbitkan oleh
International Organization
for Standardization pada
tanggal 13 November 2009.
untuk menyeragamkan
manajemen risiko lintas
organisasi, tetapi ditujukan
untuk memberikan standar
pendukung penerapan
manajemen risiko dalam
usaha memberikan jaminan
terhadap pencapaian
sasaran organisasi.
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SNI ISO 31000 - Manajemen Risiko

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 Prinsip
Manajemen
Risiko

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8
 Definisi
Kerangka
Kerja
Manajemen
Risiko

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 10

Sumber: SNI ISO 31000

Pengantar

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Sumber: SNI ISO 31000

 Contoh Peta Risiko
Rating Dampak
Rating Sangat
Probabilitas Sangat
Ringan Ringan (R) Sedang (S) Berat (B)
Berat (SB)
(RS)
Sangat Besar
M M T T 5X5
(SB)
Besar (B) S M M T T

Sedang (S) S M M T T

Kecil (K) S S M M T

Sangat Kecil (SK) 1x1 S S S M

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Perlakuan Risiko

•
•

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Perlakuan
Risiko

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

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 Perlakuan
Risiko





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 Perlakuan
Risiko

✓
✓
✓
✓
✓ 16
 Perlakuan
Risiko

➢
➢
➢
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KNOWING 18

FURTHER
ABOUT RISK

Fransiskus Bobby
CRMS Indonesia
TYPES OF
RISK

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TOP 5
RISK

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 RISK
CRITERIA

Risk Tolerance  Money in a Risk Capacity

Pocket
Risk Appetite 
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 RISK • Risk Criteria: the terms of reference
against which the significance of a
CRITERIA risk is evaluated.
(ISO Guide 73:2009 Risk Management – Vocabulary)

• Risk Capacity: the amount and type

of risk an organization is able to
support in pursuit of its business
objectives.
(Ernst & Young)

• Risk Tolerance: an organization’s or

stakeholder’s readiness to bear the
risk after risk treatment in order to
achieve its objectives.
(ISO Guide 73:2009 Risk Management – Vocabulary)

• Risk Appetite: amount and type of

risk that an organization is willing to
pursue or retain. 22
(ISO Guide 73:2009 Risk Management – Vocabulary)
 RISK Imagine that you have one million Rupiah
in your pocket or wallet. Then you are
CRITERIA going to PVJ to buy something. You want
spend your money only for 300k. But if
there is an opportunity (discount or
promotion) to get something very cheap,
you will tolerate it until 600k.

Capacity  1000k

Tolerance  600k

Appetite  300k 23
 RISK
ATTITUDE

Risk Averse

Risk Taker

Risk Neutral
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 RISK • Risk attitude is an organization’s approach to
assess and eventually pursue, retain, take or
ATTITUDE turn away from risk.
(ISO Guide 73:2009 Risk Management – Vocabulary)

• Generally, risk attitudes are divided into three

types: risk-averse, risk-neutral and risk-seeker
(risk-taker). People or group in the type of risk-
averse tend to feel uncomfortable with
uncertainty, has a low tolerance for ambiguity,
and seeks security in facing of risk.
• Moreover, a risk-neutral people or groups tend
to be more selective to take a risk. They seek
strategies and tactics that have high future
pay-offs for taking risks in their objectives.
• Lastly, people who are categorized in the risk-
taker type is tend to be adaptable and
resourceful, enjoying life and not afraid to take 25
action towards risk taking.
RISK-RETURN RELATIONSHIP MODEL
Old Paradigm

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RISK-RETURN RELATIONSHIP MODEL
New Paradigm

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31
IF YOU ARE
GIVEN THIS
THING AND Fishing rod 1 2 1
ONLY CAN
Bread 5 5 10
CHOOSE
ONE OF
THEM, Assumptions:
Cost of fishing rod = $5
Cost of bread = $1
WHAT WILL
YOU
CHOOSE?
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