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THE PROBLEM FACING COMMERCIAL BANKS IN NIGERIA

ABSTRACT

Commercial banks in Nigeria have been facing a of problem. These

problem ranges from integrity factors location factor technological
factor unstable management incompleteness of board members and
unqualified personnel.

Therefore this study was aimed at looking into these problems so as

to ascertain the impact on commercial banks as well as suggesting
the possible ways of eliminating these problems. The researcher
used three commercial banks for effective analysis namely union
bank of Nigeria united bank of African and Afric bank.

In order to be arrive at a conclusion decision interviews literature

review and personal observation were employed as the means of
data collection. The three banks used were fund to be having almost
the same basic problems even though some were bigger bank than
others mismanagement politician instability and government
interference in the daily affairs of banks were seen as problem to all
commercial banks.

By way conclusion suggestion on how these problems can be

prevented in the future were made. One of these suggestions is by
including professional who are competent in the field of banking.
Another is that government should minimize its interference in he
activities of the commercial banks

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