ANNU SINGHAL  +91-9831187160  annu.singhal09@gmail.

com

Professional Objective
To pursue a challenging and responsible career with a vibrant organization that encourages continuous learning
and fresh ideas with ample opportunity to demonstrate personal growth that is synchronized with the
advancement of the organization.

Professional Qualification
Course Examination Year Percentage (%)
Final MAY,2015 51.8%
Chartered Accountancy IPCC NOV,2010 50.0%
CPT JUNE,2009 56.0%
FINAL DECEMBER 2012 52.0%
Company Secretary INTERMEDIATE DECEMBER 2011 57.0%
FOUNDATION DECEMBER 2010 68.0%

Academic Qualification

Course Name of Institution Year Percentage (%)

B.COM (HONOURS)
Shri Shikshayatan College, Kolkata 2012 62.0%
(CALCUTTA UNIVERSITY)
CLASS XII (CBSE) 2009 88.2%
D.A.V Public School, Dhanbad
CLASS X (CBSE) 2007 84.6%

Professional Experience
1) ICICI BANK (May, 2016 to till date)
Designation: Credit Manager (Grade M1)
(Cards Credit)

Major responsibility included:

 Credit Appraisal of card applications with highest quality standards within defined guidelines and
accordingly take decision or recommend for approval to higher authorities.
 Coordinating with Operations and management to understand the target and prepare and execute the
action plan to meet Company requirements as per projections
 Co-ordinate with legal, technical, FI and Risk Containment Unit agency & take active role and support the
other team in executing any special initiatives.
 Accountable for the entire credit underwriting process, assessing the loan application ensuring strict
adherence to laid down policy & operation guidelines.
 Manage credit quality and control delinquencies and frauds.
 Checking CIBIL and Equifax.
 Managing, supervising & provide training to a team of CPAs.
 KYC, compliance with financial & other documents check list.
 Interact with collections to strengthen the collection and recovery mechanism including pre-delinquency
management.
 2) KONARK TOWERS PVT LTD (June, 2015 to April 2016)
Designation: Accounts and Finance Executive.

Major responsibility included:

 Finalizing the Balance Sheet as per Schedule III of Companies Act, 2015.
 Filing of Income Tax Returns.
 Handling of day to day operations.
 Review all invoices for appropriate documentation and approval prior to payment
 Prioritize invoices according to cash discount potential and payment terms
 Reconcile vendor statements, review and correct discrepancies
 Maintain files and documentation thoroughly and accurately, in accordance with company policy and
accepted accounting practices.
 Assist with other projects as needed such as Payroll, Profit and loss statements, Accounts receivable etc.
Articleship

1) SINGHAL CHETANI & CO. (MARCH 2011 TO MARCH 2014)

Major Clientele handled across industries like:
 Dying & Manufacturing Fabrics (Statutory audit)
 Printing & packaging (Internal audit)
 Tourism (Statutory audit)
 Stock Broking (Internal audit)
Major Job responsibility includes:
 Finalization of financial statements in compliance with the Accounting Standards and Schedule VI of
Companies Act.
 Audit & Assurance Services in the form of Statutory Audit & Tax Audit
 Preparation & Filing of Income Tax Returns, TDS returns & Tax Audit Reports.
 Exposure on indirect taxes like Excise Duty and Service Tax.
 Compliance with Registrar of Companies.
 Handling Secretarial Compliances in confirmation to Companies Act 1956.
 Day to day banking operation, periodic preparation of BRS & CMA data.
Computer Proficiency

• Working knowledge of Microsoft Office products – MS Excel, MS Word, MS PowerPoint and Accounting Packages
like Tally ERP 9 & Web-E-TDS.
• Successfully completed 100 hours of compulsory computer training conducted by ICAI.
• Command over GEMS software for credit appraisal and Hands on Finacle software.

Personal Interest
• Reading Books, Listening to Music, Dancing, Playing Badminton, Chess.

Awards and Achievements

• Felicitated for securing highest marks in Mathematics at school level in Higher Secondary Exam.
• Awarded certificate of Merit from Shri Shikshayatan College.

Personal Details
Father’s Name: Hanuman Prasad Singhal
Date of Birth : 9th May, 1990
Address : Kalyani Nagar, Pune
Language : Hindi & English