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  • Product Brochure - Manulife Term

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    Tim Yap
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    Product Brochure

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    Product Brochure_Manulife Term

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    Product Brochure

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    360 views2 pages

    Product Brochure - Manulife Term

    Uploaded by

    Tim Yap
    Product Brochure

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
    Flag for inappropriate content
    of 2
    IM Manulife MANULIFE dh LIFESTYLE term Ylerm YEARLY RENEWABLE TERM (YRT) iW} COTE Cecio Life insurance Protection Life insurance coverage of 100% of Face Amount io be ‘given upon death of the insured Rey Suir Life insurance Protection Lite insurance coverage of 100% of Face Amount to be given upon death ofthe insured, Other Benefts/Features Renewability Option Renawable every yoaruntl attainod age 69 or 10 yaars from issuance whichever Islonger where premium rates increase yearly Upon renewal depending on attained age and gender. Convertibitity Option Convertible either partially o totally to any permanent lovel premium insurance plan without evidence of insurabilty ary time before attainment of age 65 ‘Conversion ie based on ether: » original age conversion - applicable only during the firs five (5) years of the policy and attained age does not exceed 65 where premium is based on original aoe + attained age conversion - applicable prior to attained age 65 where a new policy wil date from the conversion date and premium is based on attained age (note:cross-curency conversion is allowed only for this conversion} Plan Currency enominated either in Philippine Pesos orn U.S. Dollar, Payment mode Options Avaliable modes of payment are annual and seml-annual for both peso and dolar-derominated plans. eel ac reco SLM AS) ‘Accidental Death Benefit (ADB) provides adttional coverage if death occurs due to cident, and is renewable up to lained age 68 Total Disability Waiver (TDW) waives premiums i the Insured becomes toaly disabled before age 60, and is renewable upto attained fe 64, Insured remains disabled unl attained age 65, YRT is automatically converted toa permanent Insurance plan, MacciMax ' personal accident ricer that provides benefits for the death, dismemberment, disability and hosplalization resuling ftom accidents Lert BUR CCR CN am OUD SILC} SAREACTS SIREACTS CM oo 5 YEAR RENEWABLE AND CONVERTIBLE TERM (ReACTS5) Ce Cos Life Insurance Protection. 6 fe insurance coverage of 100% of Face Amount to be given, upon death ofthe insured. Other Benefits/Features Renewability Options Renewable every five (5) yoars unt attained age 80 from issuance where pcomium rates increase every five (5) yoars upon ‘enewal depending on llained age and gondox Convertibility Option Convertible either partially or totaly to any permanent level premium insurance plan without evidence of insurabilty any time ‘ofore attainment of age 65, Convorsion is based on either: + original age conversion-applicable only during the first five (5) years of the policy and attained age does not ‘xcood 65 where premium is based on original age + attained age conversion-applicable prior to attained age 65 where a new policy will date from the conversion date and premium is based on attained age (note:cross-currency conversion is allowed oniy for this conversion Plan Currency Denominated either in Philippine Pesos or in U.S. Dollars. Payment Mode Options ‘Avalable modes of payment are annual and semi-annual for both paso and dolerdenominated pans. Coys Tir minke cist Leek cubed Accidental Death Benefit (ADB) provides addtional coverage if death ocours due to aecidont, and is ronowable up to attained age 66. Total Disability Waiver (TDW) \waives premiums ifthe insured becomas totaly disabled before attained age 60, and is renewable up to attained ago 64. IF Insured remains disabed after attained ago 68, premiums will be waived unt attained age 85 oF recovery, whichever is eat. r

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