MANULIFE: IM Manulife Affiuence Manulife Affiuence Income is a peso-denominated single premium variable life insurance product designed to provide you with early access to your eamings to meet your short-term needs, unlimited eaming potential through investment in a professionally managed fund to help achieve your medium to long-term goals, and life insurance coverage for your peace of mind. whereas es) Issue Ages (0- To years old ] eee ‘Sinale-Pay Eariest of: Atlainment of age 99 etter Death ofthe Insured ____Depletion of Account Value re Philippine Peso Cage tae) Life Insurance Protection Life insurance coverage that provides an amount upon death of the Insured. There are two (2) Death Benefit Types: > DB1 (Face Plus) > DB2 (Level Face) Death Benefit = Face Amount + Account Value Death Benefit = Higher of Face Amount or Account Value Face Amount = 125% of Single Premium +125% of Top-Ups Face Amount = 125% of Single Premium + 125% Top-Uns ~ 125% of Partial Withdrawals Variants a eins (iti re Manulife Affuence Income Flex DBI - Face Plus (Front-end Loaded) 82 - Level Face Php 100,000 Peso Target Income Fund Peso Target Distribution Fund ‘> Income Payouts ‘There is no better way to enjoy your investment but to get retums early on. Manulife Affuence Income provides regular monthly payouts ata target rate of 3.00%" per annum (0.25% per month) of your account value. Fle) Depending on your needs and preferences, you can ‘choose when to start receiving your payouts and how frequent you wil receive them. You also have the option to either receive it in cash and use it to meet your short-to medium-term needs or to reinvest the payouts back to the “Te payout rats nt guaranteed. fund for higher future potential income. ‘ible Payout SchemesMANULIFE: IM Manulife Affiuence Manulife Affiuence Income is a peso-denominated single premium variable life insurance product designed to provide you with early access to your eamings to meet your short-term needs, unlimited eaming potential through investment in a professionally managed fund to help achieve your medium to long-term goals, and life insurance coverage for your peace of mind. whereas es) Issue Ages (0- To years old ] eee ‘Sinale-Pay Eariest of: Atlainment of age 99 etter Death ofthe Insured ____Depletion of Account Value re Philippine Peso Cage tae) Life Insurance Protection Life insurance coverage that provides an amount upon death of the Insured. There are two (2) Death Benefit Types: > DB1 (Face Plus) > DB2 (Level Face) Death Benefit = Face Amount + Account Value Death Benefit = Higher of Face Amount or Account Value Face Amount = 125% of Single Premium +125% of Top-Ups Face Amount = 125% of Single Premium + 125% Top-Uns ~ 125% of Partial Withdrawals Variants a eins (iti re Manulife Affuence Income Flex DBI - Face Plus (Front-end Loaded) 82 - Level Face Php 100,000 Peso Target Income Fund Peso Target Distribution Fund ‘> Income Payouts ‘There is no better way to enjoy your investment but to get retums early on. Manulife Affuence Income provides regular monthly payouts ata target rate of 3.00%" per annum (0.25% per month) of your account value. Fle) Depending on your needs and preferences, you can ‘choose when to start receiving your payouts and how frequent you wil receive them. You also have the option to either receive it in cash and use it to meet your short-to medium-term needs or to reinvest the payouts back to the “Te payout rats nt guaranteed. fund for higher future potential income. ‘ible Payout SchemesINCIDENTAL CHARGES, Full / Partial Withdrawal Fee For Manulife Affluence Income Flex, a minimal withdrawal fee of Pap : 200 is charged for every partial witherawal made after the frt free partial ‘Top-Up Premium Charge withdrawal per policy year. us WM For Manulife Affluonce Income Max, the following percentage charges will be applied to the amount withdrawn for every partialfull withdrawal ‘made within the frst 5 policy years: oe favors Yoar2 Yeas veard Years | 5% 4% 3% 2% 1% Nose: AFistn-Fest.Out (FIFO) approach wil be used fo determine the surender chee that wit be apples to exch layer of engl premium or fo-ues Pench Pears tec Pho 108,197,596 Php 108,197,583, Note: Fgues shown above are the Account Vale at Age 100 HH Single Premium Fac > Php 500,000 |) ere rrp s2soo0 | Eons Pap 7.770470 hp 394,569,760 Php 394,569,760 | Co AFFLUENCE INCOME MAX ACCOUNT VALUE* REINVESTMENT OPTION *s000.000, a 1,006,000, 12,008000 1 8 0 8 n 2 oH Be 8 6 HF & aw Pee eon Oe et ieee ke eet Sa eae Tee oe ee ee Pee een eer ere ano craarereacs ides regular paye account value per month kis very flexible Cea ewan Sangeet se ee eta seme ar errr Ge et neon eee See AS norte! Sa alee pie et) ee ee aa