10.

Gazdaság
Családi gazdálkodás
A pénz szerepe a mindennapokban
Vásárlás, szolgáltatások (pl. posta, bank)

Vocabulary, useful expressions:

• Earn money (earned, earned) • Make money (made, made) • Save money for something
(saved, saved) • Spend money on something (spent, spent) • Waste money on something
(wasted, wasted) • Inherit money from somebody (inherited, inherited) • Invest money in
something (invested, invested) • Lose money (lost, lost) • Borrow money from somebody
(borrowed, borrowed) • Pay somebody back money (paid, paid) • Owe somebody money
(owed, owed) • Find money (found, found) • Withdraw money ¬from the bank (withdrew,
withdrawn) • Steal money from somebody (stole, stolen) • Lend money to somebody (lent,
lent)
•pay by credit card/cheque
•pay in cash
•cash machine
•I haven’t got enough cash on me.

We cannot deny the importance of money, as we need it to buy food, to rent a flat, for
everything. If we have money, we don’t have financial problems, we can live our lives to the
fullest, we can provide a better life to our family, we can fulfil our dreams. Moreover, we can
help people in need.
They say money is a tool in achieving people’s purposes, dreams or passions.

But the problem is that people run after money, they want more and more of it. No one is
satisfied with what they have. They forget to enjoy their life and give time to their family.
They say money can’t buy love and happiness.

Pocket money

Most teenagers in Hungary receive pocket money (a small amount of money each week)
from their parents. Different families give different amounts of pocket money of course.
Many children save at least a quarter of their weekly pocket money and more boys than girls
save their money. Lots of young people have to do chores to get their pocket money. They
help at home with jobs like cleaning, cooking, washing up, taking out the rubbish and ironing.
Children usually save up for clothes, a new bike, mobile phone or whatever they want.
Youngsters spend their money on the latest gadgets.

However, not everybody can handle money, whenever they get some, they feel like spending
it.
Part-time work

A part-time job is an option for teenagers who don’t have pocket money or who want to earn
extra money. It is quite difficult to find summer jobs for students in Hungary.

Popular part-time jobs for teens include babysitting, delivering newspapers to houses,
working in a shop/supermarket or working in a restaurant or café. Looking after young
children in their home when their parents have gone out for the evening is a popular job for
teenagers – especially in Western European countries.

There are strict government laws about working hours. Only children over 16 can work.

Banks

Teenagers can have a bank account. Parents can put pocket money directly into their child’s
bank account. It’s good for kids to have a bank account so that they can learn about how to
save money and how to be responsible for their own money.

Others keep their money in piggy bank at home.

Paying by credit card is very popular, because it’s convenient and fast, however if we don’t
keep in mind how much money we have, we can spend more than we can actually afford.
When we pay in cash, we know exactly how much money is in our wallets. In many places we
can’t pay by credit card, like at markets or small greengrocer’s.

Saving or spending pocket money, working part-time and dealing with banks are all part of
the process of becoming a financially independent adult and having to earn and look after
your own money.

1) Have you ever lost any money?

2) How much money would you like to earn a year?
3) Which company would you like to invest in now?
4) Have you ever borrowed money and not paid it back?
5) Is there anyone you don’t like lending money to?
6) Have you ever found any money? Did you keep it?
7) What did you last waste money on?
8) Do you owe anybody money now?
9) When did you last withdraw money from the bank?
10) Has anybody ever stolen money from you?

https://www.youtube.com/watch?v=ml7vkowQtNg