PRINCIPLES OF DESIGNING HOUSING LAYOUT

PRINCIPLES OF HOUSING DESIGNING LAYOUT:

Process:

•Analysis of Housing Demand •Developing prototypes/module

•Local Bye-Laws and regulatory frame work •Study of various layout forms
patterns
•Site Analysis (Feasibility of the project)
•Arranging Amenities/Services
•Observing the local trends
•Layout components
•Approvals
•Layout concerns
•Layout preparation
 1. ANALYSIS OF HOUSING DEMAND :

Demand of Housing depends up on:

•Affordability

•Disposable income

•Economic trends

•Supply of substitutes

•Availability of mortgage finance

•Consumer confidence

•Demographic factors

•Inherited wealth

•Tax benefits
ANALYSIS OF HOUSING DEMAND :

Affordability:

As affordability of houses increases, demand for houses increases and vice versa.
Because when the price of houses goes down more people can afford to buy houses.

Disposable income:

As the disposable income of the people increase the demand for houses increases and
vice versa. People tend to buy houses when they have sufficient disposable income with
them so that their weekly budget is not affected significantly.

Economic trends:

If the economy is booming, then there is a net increase in demand for houses. Similarly, in
case of a recession, the demand for houses decreases.
A booming economy means a good overall health of the economy which translates into
greater demand of all goods.
ANALYSIS OF HOUSING DEMAND :

Supply of substitutes

If the supply of substitutes such as rented accommodation decreases, then there is a net
increase in demand for houses and vice versa.
If the supply of rented accommodation is less, then there is an increase in the price of
rented apartments.

Availability of mortgage finance:

If the mortgage finance is easily available then this results in a net increase in demand and
vice versa. This is because it is easier for people to arrange for money to finance their
houses.

Interest rates
If the interest rates are high, then there is a net decrease in demand and vice versa.
ANALYSIS OF HOUSING DEMAND :

Consumer confidence:

As consumer confidence in the housing market increases, the demand for houses
increases and vice versa.
If prices of houses are expected to rises then consumers think it is profitable to enter the
market. However, if the prices fall or remain static then consumers find no urgency to
enter the market.

Demographic factors:

As increase in inmigration, number of divorces, life expectancy, results in an increase in

demand for houses.
An increase in immigration, number of divorces, life expectancy will result in more people
needing independent houses.

Inherited wealth

An increase in number of people inheriting a huge wealth would result in an increase in

demand of houses.
Because these people have more money to spend on luxury products, such as houses.
ANALYSIS OF HOUSING DEMAND :

Tax benefits:

If people receive greater tax benefits by buying houses, then this would result in a net
increase in demand for houses.
This is because people prefer to use their hard earned money on themselves rather than
paying it to the government.
2. LOCAL BYE-LAWS AND REGULATORY FRAME WORK

Central Government
( allocation of funds and devolution of resources with in the national five-year plans )

State Government
( urban development and provision of civic infrastructure )

Housing Assistance
Urban development/Town Department
( Housing policy, Land ceiling, Rent
Planning Department
control, Reconstruction of old and
( provide amenities like water
dilapidated buildings, slum
supply, sewerage and sanitation )
upgrading and supervision of
foreign aided projects)
3. SITE ANALYSIS PHASE –I (FEASIBILITY OF THE PROJECT)

Accessibility :
Transport , emergency, services, resources

Connectivity
Connectivity of resources, services etc.

Topography:
Topography is the study of the shape and features of the surface

Market Value:
Depend up on demand and supply

Assessment:
Market value assessment
Environmental Impact Assessment

Appraisal : An appraisal is an unbiased professional opinion of a housing's value.

Appraisals are almost always used in purchase and sale transactions and commonly used
in refinance transactions.
4. OBSERVING THE LOCAL TRENDS

Socio-economic:
Socioeconomic status (SES) is a combined economic and sociological measurement of a
person's work experience and of an individual's or family's economic and social position
in relation to others, based on income, education, and occupation.

Cultural fabric:
New development Should not contrast exiting Strong cultural heritage.

Affordability:
The extent to which something is affordable, as measured by its cost relative to the
amount that the purchaser is able to pay.

Beneficiary Catchment:
Socio economic status of the Area.
5. APPROVALS

•Identify land use

•Conversion of land use

•Layout approval from ULB (Urban local body)

6. SITE ANALYSIS PHASE – II (LAYOUT PREPARATION)

• Orientation

• Topography

• Earmarking the clear cut boundaries by surveyor

• Studying and application appropriate pattern while designing

6a. LAYOUT PATTERNS
LANDUSE DIVISION

Source: UDPFI
AMENITIES FOR HOUSING LAYOUT

Source: URDPFI
LAYOUT COMPONENTS

Physical: Social:

•Parks
•Roads
•Playgrounds
•Electricity
•Communication Bldg Units

•Sewage •Residential
•Sewer line •Amenities
•Water supply
•Road/Pavement
•Street Structure
•Gas pipelines etc.,
7. PCD APPROACH - THE DEVELOPMENT PHASE

•PCD Approach

1. Preservation

2. Conservation

3. Development

•ZONING

•Assigning amenities/services

•Case specific prototypes/module development

LAYOUT CONCERNS:

•Safety and security

•No confusion (Less complicated)

• Way finding

•Walk able communities

•Universal Design Approach

•Environment friendly

•RRR/ switching to renewable source

•Solar roof/ roof Garden etc

•Green building approach

•Avoid dark corners etc.,

The Housing and Urban Development Corporation Limited

INTRODUCTION

HUDCO has established itself as a premier techno-financing company, was set up in 1970
by the Government of India to accelerate the pace of housing and urban development in
the country.

To promote sustainable habitat development to enhance the quality of life.

HUDCO is a unique institution with its motto of "Profitability with Social Justice". A
Public Sector Company, under the Ministry of Housing and Urban Poverty
Alleviation(MoHUPA), HUDCO has been a key partner with the Government in building
assets for the Nation.

In its operations, HUDCO lays a considerable emphasis on the housing need of the
"deprived" that is Economically Weaker Sections (EWS) and Low-Income Groups(LIG).

Disaster Response – Rehabilitation: In times of crisis like Earthquakes, Cyclone, Floods,

tsunami etc. HUDCO has extensively contributed in the rehabilitation of the calamity
affected households, through its technical and financial help for housing reconstruction.
The Housing and Urban Development Corporation Limited

44.33% of housing loan of HUDCO has been allocated for (EWS) and (LIG) which carries a
concessional rate of interest of 8.5%(floating) to 9.75%(floating), over 93% of the dwelling
units sanctioned by HUDCO benefit these sections of society.

In the last 44 years, HUDCO has reached people in over 1877 towns and hundreds of
villages.

Entrusted with the implementation of the priority programmes of the Ministry like Low
Cost Sanitation, Night Shelter for Footpath Dwellers, Shelter Upgradation under Nehru
Rozgar Yojana, Rural housing under Minimum Needs Programme.

HUDCO has sanctioned 655 (577 urban & 78 rural) building centers all over the country to
introduce alternative and cost effective building technology to people. Premier research
and development institutes in the country need these building centers with innovative
options, which are cost saving, durable, functional and aesthetic.

Financial assistance is extended to the building materials industry to encourage

innovative and alternative methods employing agricultural and industrial waste.
The Housing and Urban Development Corporation Limited

Corporate Vision:

"To be among the world's leading knowledge hubs and techno-financial organizations for
clean, green and sustainable habitat development.”

Corporate Mission:
"To promote sustainable habitat development to enhance the quality of life”

Apart from the financing operations, HUDCO offers:

Consultancy services
Promotes research and studies and
Help propagate use of local building materials
Cost-effective and innovative construction technologies.
The Housing and Urban Development Corporation Limited

Objectives:

Providing long term finance for construction of houses for residential purposes or finance
or undertake housing and urban development programmes in the country.

Finance or undertake, wholly or partly, the setting up of the new or satellite towns.

Subscribe bonds to be issued by the state housing (and/or urban development) boards,
improvement trusts, development authorities etc. Specifically for the purpose of financing
housing and urban development programmes.

Finance or undertake the setting up of industrial enterprises of building material.

administer the money received, from time to time, from the Government of India and
other sources as grants or otherwise for the purposes of financing or undertaking housing
and urban development programmes in the country.

promote, establish, assist, collaborate and provide consultancy services for the projects of
designing and planning of works relating to Housing and Urban Development programmes
in India and abroad.
The Housing and Urban Development Corporation Limited

Objectives:

undertake business of Venture Capital Fund in Housing and Urban Development Sectors
facilitating Innovations in these sectors and invest in and/or subscribe to the units/shares
etc. of Venture Capital Funds promoted by Government/Government Agencies in the above
areas.

set up HUDCO's own Mutual Fund for the purpose of Housing and Urban Development
programmes and/or invest in, and/or subscribe to the units etc. of Mutual Funds, promoted
by the Government/Government Agencies for the above purpose.
The Housing and Urban Development Corporation Limited

HUDCO activities:

Housing:
Urban/Rural Housing
Retail Financing
Cooperative Housing
Working women
Private Builders schemes

Urban development:
Land Acquisition
Integrated LA and development
City level Utility Infrastructure
Social Infrastructure
Economic and Commercial Infrastructure IT
parks, SEZS, Power Telecom power Highway
etc.
The Housing and Urban Development Corporation Limited

Consultancy services:
Architecture, Urban design and Landscape
Urban and Regional planning
Transportation planning
Interior design and Infrastructure development

Building Technology:
Promotion of Building centers for Technology transfer.
Building material Industries.

Training:
Training in planning and design of Human settlements.
Technical Assistance to HUDCO’S Borrowing agencies.
The Housing and Urban Development Corporation Limited

URBAN INFRASTRUCTURE
CONSTRUCTION TECHNOLOGIES
Mud Blocks & Bricks
The Housing and Urban Development Corporation Limited

MUD BLOCK STRUCTURE

Traditionally ADOBE technology of unburnt sun-dried bricks made out of mud

was used for building walls, over many centuries in the past. The ADOBE brick
making process is converted into block making process here.
Mud block making is very simple. By using a small box or a mould, blocks are
made out of fine mud mixture.
 After drying blocks can be stored until they are required for construction.
It is an economical option for millions of homeless people to build a small home
without restoring to use of energy intensive material.
 The Housing and Urban Development Corporation Limited

MAIN FEATURES:

Masonry with mud blocks made with locally available earth – a cost effective
method.
One side terracotta tile faced mud blocks to make the external wall face water
resistant.
Cost effective and eco-friendly fly ash brick used for columns with vertical bars.
Arch roofing using conical tiles with broken tile chips for water proofing the
roof.
Seismic features- horizontal plinth and lintel level bands.
Bamboo panelled door and window shutters.
Indian Patent Stone or IPS flooring with colored oxide.
 The Housing and Urban Development Corporation Limited

FOUNDATION
• The site being rocky and sloping, un-coursed rubble masonry with boulder
murrum filling is laid to prepare a flat ground.
• At plinth level, 100 mm thick RCC Damp Proof Course is provided to counter
earthquake pressures. Sill level is taken at 900 mm i.e. almost a metre and
finished by PCC band.

SUPERSTRUCTURE

FLY ASH BRICK COLUMN

• Fly ash brick columns are constructed as per design specifications over the
plinth band. The size of the column may be taken as 230 X 230 mm. After
completion of brick columns, one RCC lintel band of 230 X 200 mm size is cased
over the columns.

.
Brick Blocks
The Housing and Urban Development Corporation Limited
 The Housing and Urban Development Corporation Limited

BRICK ARCH FOUNDATION

• Excavate square base as per the design dimensions.
• Lay 150mm thick pcc (1:3:6)
• Cut soil between square bases as per the design profile. Lay 75mm thick concrete
(1:5:10)
• Construct brick arch resting on mud based brick framework. Cure for 4-7 days before
removing brick frame work.
• Brick masonry arch should be constructed as a monolith

LAYING OF BRICK ARCH FOUNDATION

The Housing and Urban Development Corporation Limited
 The Housing and Urban Development Corporation Limited

WALLING
• For internal walls, mud blocks of 300 X 230 mm size are made without terracotta tiles.

• Mud block wall is rain proof and rodent proof. No need for any other binding material

SUPERSTRUCTURE: WALLING
• Rat trap bond technique of wall construction provides better insulation properties. It is
as strong as the ordinary solid 9” brick wall. It saves around 25% of bricks and 40-50% of
cement and sand.
• The bricks are placed on their edges in 1:4 cement mortar and after the firs layer of
bricks is laid, a gap is left between the bricks in the remaining courses. The gaps in the
bricks help to create thermal insulation.
The Housing and Urban Development Corporation Limited

ROOFING
• Space frame truss roofing is suggested as an alternative roofing system to the normal
wooden frame work with RCC roofing. This roofing can withstand medium intensity
cyclonic winds.
• It is light weight and cost effective. The assembling can be done by unskilled
manpower also.
• The space frame truss is usually built with simple pipes of 15-25mm diameter with
bolting.
• It can be built over any span and can be formed in any shape – circular or conical or
two slopes or hipped roofing patterns.
• The structure is detachable and can be reused.
• Bamboo mat corrugated sheets are recommended as they are eco-friendly and self -
sustaining alternative material.
• Fixing of sheets with J bolts should be done by bitumen washers on both sides to
prevent water seepage.
The Housing and Urban Development Corporation Limited

ROOF- SLOPING
FILLER SLAB

LAYING MANGALORE TILES AS FILLER

MATERIAL
The Housing and Urban Development Corporation Limited

PLASTERING
• Plastering can be done in many cost effective ways.
• Mud and lime plasters were traditionally used.
• Cement mixed with the mud and lime is recommended as a finishing coat.
• Crush and sieve dehydrated lime.
• Prepare mixture with 50% sand and water, which is kept for 6-8 days.
• Stir the mixture and keep it in a covered space to avoid dust.
• Mix gugal gum to lime mix before application.

STABILISED MUD PLASTER

Stabilised mud plaster consists of mud and cement in the proportion of 3:1. This mix
gives a smooth and polished finish after the repetitive rubbing process.

ADVANTAGES
• Uses natural material
• Gives better finishing and saves wall painting cost
• Provides thermal comfort
• Use of lime is a livelihood promotional activit
 The Housing and Urban Development Corporation Limited

RAT TRAP BOND CONSTRUCTION

Approximate saving of 17% bricks and 54% mortar. The
reduction in overall costs is estimated around 26%.

LAYING OF RAT TRAP WALLS

The Housing and Urban Development Corporation Limited

ARCHES
• A brick arch is primarily a compressive structural
system. The action of compression develops due
to arrangement of bricks.
• Parabolic arches are 100% compressive.
• Usually for construction flat, semi circular or
segmental arches are recommended.
• Arches save foundation costs.

BRICK ARCH

BRICK CORBELS

• Maximum projection of the corbel should not be more

than the thickness of the wall.
• Maximum projection of each corbel course should be
limited to a quarter brick at a time.
• Header bond is used for the construction of brick corbels.
The Housing and Urban Development Corporation Limited

CAVITY WALLS

• Cavity wall consist of two walls built parallel with a hollow space of less than 4” width
between them.
• The cavity wall is mainly used in earthquake and flood prone areas.
• It protects the inner wall from dampness and cracks due to earthquake vibrations.
• The thickness of the outer wall and inner wall may be equal or the inner wall may be thicker
(9” thick) than the outer wall (4” thick).
• The cavity should be uniform throughout the height.
• To hold the outer and inner walls together firmly, metal ties or specially manufactured
bonding bricks are used. The ties are fixed at staggered places at a distance , not exceeding
1m horizontally and 40cm vertically.
• The bonding arrangement of bricks may be in Stretcher Bond, English Bond, Flemish Bond
or English garden wall bond fashion.
The Housing and Urban Development Corporation Limited
The Housing and Urban Development Corporation Limited

BRICK JALLIES
The Housing and Urban Development Corporation Limited

BRICK JALLIE WINDOWS

• Wooden windows are costly. 1 sq. ft of a wooden window can cost 20 times the
cost of simple bricks or stone wall it replaces.
• A jallie or a honey comb brick or stone pattern is very effective to serve as a
window as they reduce the cost of materials.

BRICK JALLIE WINDOW

 The Housing and Urban Development Corporation Limited

LIST OF TECHNOLOGIES:

• ½ brick walling and brick column

• Corbelling brick work
• Filler slab
• Exposed brick work

HIGHLIGHTS:

• ½ brick walling and brick column – Cost effective as it is used in between columns.
• Filler slab – Reduce the cost of RCC.
• Exposed brick work – Save plastering costs.
• Pre-fab panel roofing – saves on shuttering costs.
• Hollow wall construction – provide thermal insulation.
• Brick jallie – saves on cost of window.
• Exposed brick parapet.
Bamboo
The Housing and Urban Development Corporation Limited

BAMBOO HOUSE
 The Housing and Urban Development Corporation Limited

MAIN FEATURES:

• Eco-friendly structure.
• Light in weight.
• Wooden stilts and bamboo mat flooring.
• Self sustaining bamboo plantations – livelihood
initiative for rural areas.
• Use of bamboo – columns, walling, roof
framework and corrugated roofing material.
• User friendly in earthquake prone areas of
Northeast and Andaman & Nicobar Islands.
• Exotic interior décor.
• Water resistant walls with cement plastering.
• Fire resistant with CuSO4 chemical treatment.
 The Housing and Urban Development Corporation Limited

WALLING
• In this technique, mud is used as
plaster to cover thin panels of
cane, split bamboo or other
stalks that are woven together
and held in place by wooden or
bamboo posts and beams. This
called WATTLE AND DAUB UNIT.
• DAUB is a mix of clay: cow dung,
bhusa in the proportion of
10:3:3. Red clay is soaked in
water and thoroughly mixed to
break down bigger lumps.
• Sand is also added to improve
the clay content of the soil. This
mixture is kept for one day prior
to use. If some coal tar is added
to the above mix, it serves as
water proofing agent.
The Housing and Urban Development Corporation Limited

• The DAUB mixture is applied

simultaneously on the bamboo mat.
Ensure that the mud pack is properly
compacted within the grooves of the
bamboo mat. Allow it to settle for one
day before second coating. Give the
finishing coat of coal tar.
 The Housing and Urban Development Corporation Limited

ROOF:

• The roof is a combination of trusses in twin bamboo culms,

structurally connected with gusset plates
in bamboo mat boards and nut bolted.
• Purlins of twin bamboos are nut bolted to the truss and then
bamboo mat corrugated sheets are
secured on the purlins with the help of J-bolts.

DOORS AND WINDOWS:

TRUSS JOINED WITH
• The doors and windows are integrated into the walling. GUSSET PLATES.
• Frames are made in the composite of bamboo and teak wood.
• Shutters are made in bamboo mat board.
• It absorbs heat and keeps the interiors cool and greatly
enhances the ambience of the house.

A BAMBOO
DOOR
MAKING A BAMBOO DOOR.
Stone and CC Blocks
 The Housing and Urban Development Corporation Limited

Reconstituted cement blocks

• To save the usage of cement ,big size

stones are inserted into the concrete in
a rectangular mould.
• After remoulding ,the blocks are cured
for two weeks and used for
construction process.

Material required
• Sand Cement
• Boulder stones
• 6 to 12 mm aggregate
• 15 to 20 mm aggregate
• Water

Tools
• Spade, Pan, Trowel, Wooden
• Planner, Sieve, Mould
The Housing and Urban Development Corporation Limited

CONSTRUCTION PROCESS

FOUNDATION:

• The foundation is made with normal un-coursed

rubble stone masonry.
• Wooden / cement / brick stilts with wooden beams FOUNDATION WORK IN
acting as plinth bands PROCESS.
are also used.
• The plinth has been constructed with brick masonry
and plinth band is
provided.
• A pair of treated bamboos are assembled as columns
and inserted at equal
distance in the foundation.
CROSS SECTION OF
FOUNDATION
The Housing and Urban Development Corporation Limited

FLOORING:

• The flooring has been done with IPS (Indian Patent Stone) finished in brick red colour,
with a green separating band at door positions.
• Alternatively, flooring can also be made with mud or terracotta tiles or stone tiles with
finishing, which are cost effective.

HIGHLIGHTS:

• Economical in the regions where bamboo is abundantly available locally.

• Ideally suited for earthquake prone areas.
• Highly energy efficient.
• Bamboo mat corrugated sheet roofing is both heat resistant and waterproof, it doesn’t
have any long term
ill health effects.
• The complete bamboo structure is fire retardant and anti-termite.
 The Housing and Urban Development Corporation Limited

Dressed stone masonry

Traditional method of construction in Rajasthan

Natural stones available locally are dressed manually and are laid to create walls
Due to the thickness of the walls it has certain advantages-
Less energy consumption
The thickness is more, so it gives more thermal comfort.
The process is laboUr intensive and promotes local economy
 The Housing and Urban Development Corporation Limited

Windows:

• Openings are smaller to protect the inside from the severe heat from outside
• Small stone slabs are fixed as stone lintels instead of using of RCC.
• No usage of steel or concrete for the lintels or for the slab.
The Housing and Urban Development Corporation Limited

ROOFING:

• The stone patti roofing is a traditional method for making the flat and sloping roofs.
• It is cheaper than rcc roofing as in Rajasthan the stone slabs are available at a very low
cost and can be used directly without any centring or shuttering as is required for a
normal RCC work
• It is also a faster process as the stone slabs are simply to be lifted to the roof and
placed on the beams
The Housing and Urban Development Corporation Limited

ROOFING:
Composite Utilitarian Aspects
The Housing and Urban Development Corporation Limited

TECHNOLOGIES USED
The Housing and Urban Development Corporation Limited

Rain water harvesting

Rain water harvesting system is done through the roof. A pvc pipe is connected with the
roof outlet and is joined to the collection tank constructed under the flooring of the
verandah.
The Housing and Urban Development Corporation Limited
The Housing and Urban Development Corporation Limited
The Housing and Urban Development Corporation Limited

HUDCO Introduces “Rent-To-Own” Scheme

Preface
• Hon’ble Prime Minister in his address to the Nation on 15th August
2009 stated “We had started the Jawaharlal Nehru National Urban
Renewal Mission for the urban areas. We will accelerate this
programme also. Today, lakhs of our citizens live in slums which lack
basic amenities. We wish to make our country slum free as early as
possible. In the next five years, we will provide housing facilities to slum
dwellers through a new scheme, Rajiv Awas Yojana.”
• In pursuance of this vision of “Slum free India”, Rajiv Awas Yojana
(RAY) was launched in June 2011 in two phases; the preparatory phase
for a period of two years which ended in June 2013 and implementation
phase. Central Government has approved the implementation phase
for the period of 2013-2022.
Content
• Vision • Reform Incentive Fund
• Mission • Reforms
• Objectives • Project Appraisal and Approval of
Projects
• Scope
• Monitoring and Evaluation
• Duration
• Coverage
• Implementation Approach
• Funding Pattern
Vision
• Rajiv Awas Yojana Envisages a “Slum Free India” with inclusive and
equitable cities in which every citizen has access to basic civic
infrastructure, social amenities and decent shelter.

Mission
Encourage States/Union Territories (UTs) to tackle slums in a definitive
manner, by focusing on:
• Bringing all existing slums, notified or non-notified (including
recognized and identified) within the formal system and enabling them
to avail the basic amenities that is available for the rest of the city/UA.
Objectives
• Improving and provisioning of housing, basic civic infrastructure and social amenities
in intervened slums.
• Enabling reforms to address some of the causes leading to creation of slums.
• Facilitating a supportive environment for expanding institutional credit linkages for
the urban poor.
• Institutionalizing mechanisms for prevention of slums including creation of affordable
housing stock.
• Strengthening institutional and human resource capacities at the Municipal, City
and State levels through comprehensive capacity building and strengthening of
resource networks.
• Empowering community by ensuring their participation at every stage of decision
making through strengthening and nurturing Slum Dwellers’
Association/Federations.
Scope
• RAY is to be implemented in a mission mode and will provide financial support to
States/UTs/Urban Local Bodies (ULBs)/Central Government Agencies, hereafter
called implementing agencies, for providing housing and improvement of basic civic
infrastructure and social amenities in each selected slums.
• RAY will also extend financial support to States for creation of affordable housing
stock through public-private partnership (PPP) under the Affordable Housing in
Partnership (AHP) component of the scheme.

Duration
• The implementation phase of scheme is for the period 2013-2022.
Coverage
• The scheme is applicable to all cities/UAs of the country. The selection for seeking
assistance under the scheme will be made by the States in consultation with the
Centre.
• Cities/UAs with large proportion of slum dwellers should be given priority.
• District headquarters, cities of religious, historic, cultural, heritage and tourist
importance may be given preference.
• Cities/UAs with predominance of SC/ST/minority population/other vulnerable section
of the society may be accorded priority.
• States/UTs will require to assess their own resource mobilization capacity and
availability of allocated funds under the scheme while selecting cities.
• It is also applicable to “urbanized villages” inside the planning area of the city, urban
homeless and pavement dwellers.
Implementation approach:
• A two step implementation strategy would be adopted. i.e.
- Slum free city plans of action ( SFCPoAs), on a whole city basis.
- Detailed Project Reports (DPRs) on a whole slum basis for selected slums.
• (SFCPoAs):
- It is the overall action plan of the ULB which deals with the investment requirements
projected and prioritized for improving or developing the existing slums and providing
houses with basic infrastructure and social amenities for the urban poor.
- SFCPoAs can be for a city as a whole, the implementation within the city depends on the
resource capacity of the implementation agencies. Requires to be phased out as per the
financial capacity.
- the strategy to tackle slums should be in two parts:
a) Curative Strategy for slum redevelopment of all existing slums.
b) Preventive Strategy for prevention of growth of future slums.
- Each completed SFCPoAs will be submitted for technical review of the sub committee
under Central Sanctioning and Monitoring Committee for comments and further
considerations and acceptance.
Implementation approach:
• Preparation of Detailed project Reports for the selected slums:
-An integrated approach would be adopted in each slum with the provision of basic
infrastructure and social amenities.

- DPRs should include details of arrangements for convergence of inputs of health,

education and connectivity to city infrastructure from existing schemes.

- In- Situ development of selected slums would be preferred to ensure that

development does not lead to loss of livelihood or loss of income.

- interventions in selected slums can be in the following ways:

a) Redevelopment: by providing adequate housing and infrastructure by
demolition of existing built structures.
b) Upgradation: by filling up the gaps in building and infrastructure without
complete demolition of existing ones.
Funding pattern:
Category Type of city/Urban Component Centre State ULB Beneficiaries
agglomeration as % % % %
per 2011 census
A Cities/UAs with Housing 50 25 - 25
population 5lakhs and Infrastructure 50 25 25 0
above
B Cities/UAs with Housing 75 15 - 10
population less than 5 Infrastructure 75 15 10 0
lakhs
C Cities/UAs in North Housing 80 10 - 10
Eastern region and Infrastructure 80 10 10 0
special category states
(J&K, Himachal
Pradesh and
Uttarakhand)
Reform Incentive Fund:

• RAY is a reform driven scheme.

• Apart from mandatory reforms, the scheme envisages to encourage optional reforms.
• In order to encourage States/UTs to take up optional reforms, a Reform Incentive
Fund (RIF) has been constituted.
• RIF is constituted out of funds remaining unutilized by States/UTs against their
allocation for initial three years from the date of approval of the scheme.
• States/UTs carrying out optional reforms successfully will be eligible to pose projects
for funding under this fund after three years of implementation of the scheme.
Reforms:

• Reforms are divided into mandatory reforms and optional reforms. The memorandum
of agreement signed by states/UTs would include a timeline for implementation of
mandatory reforms.
Mandatory reforms:
• Commitment and willingness to assign mortgageable and renewable, long-term (15
years) inheritable lease rights to slum dwellers who have been residing for more than
5 years.
• A non-lapsable earmarking of 25% of the budget of the municipality to provide basic
services to the urban poor
Reforms:

Optional reforms:
• Formulation of State Policy for Affordable Housing.
• Amendments of Master Plans to provide for inclusive growth through inclusionary
zoning and other measures for inclusive development.
• Simplification of the processes and procedures of sanctioning buildings and building
byelaws concerning development and housing projects to provide single window based
quick approvals in order to reduce transaction costs.
• Amendments in the Rent Control Act balancing the interest of landlords and tenants
 Project Appraisal and Approval of Projects:
• States/UTs would submit proposal for the selected slums and cities with the approval of
SLSMC to the Central Government.
• Appraisal Agencies appointed by the Ministry (BMTPC, HUDCO) would appraise the
DPRs submitted. Appraisal agencies will submit their appraisal reports with their
comments and recommendations to the RAY Mission Directorate.
• SFCPoAs prepared for selected cities will be submitted to RAY Mission Directorate. The
Mission Directorate will appraise the SFCPoAs before placing it to CSMC for
consideration and acceptance.
• (CSMC) Central Sanctioning and Monitoring Committee will be the sanctioning authority
for projects upto 100 crores.
• Projects costing above ` 100 crore but less than ` 300 crores will be sanctioned with the
approval of the Minister for Housing and Urban Poverty Alleviation, on recommendation
of CSMC.
• Projects costing upto ` 500 crores will be sanctioned with the approval of the Minister for
Housing and Urban Poverty Alleviation and Finance Minister on recommendation of
CSMC.
Monitoring & Evaluation:
• RAY will be monitored at three levels: City, State and Central Government.
• The web based Integrated Poverty Monitoring System (IPoMS) developed by Ministry
of Housing and Urban Poverty Alleviation (MoHUPA) for monitoring projects
sanctioned under JNNURM shall be used to monitor and track progress of projects
sanctioned under RAY.
• Monitoring of quality of projects executed by the implementing agencies will be done
through Third Party Inspection and Monitoring Agency (TPIMA) at both Central and
State level.
• Monitoring of projects by States/ULBs should be done by conducting concurrent
Social Audits during the project implementation in conformity with guidelines issued
separately.
 Thank you

Everyone
has the RIGHT to
SAFE,
DECENT and
AFFORDABLE

HOUSING