NIR/KW/18/5480

Bachelor of Commerce (B.Com.) Semester—IV Examination

MONETARY ECONOMICS—II
Compulsory Paper—4
Time : Three Hours] [Maximum Marks : 80

Note :— (1) All questions are compulsory.

(2) All questions carry equal marks.
1. (a) Explain the role and functions of Commercial Banks in a developing economy. 8
(b) What are the causes and measures for occurrence non performing assets ? 8
OR
(c) How do Commercial Banks create credit ? Explain with example. State its limitations. 16
2. (a) Distinguish between Debit card and Credit card. 8
(b) What is MICR technology ? Explain MICR code line structure. 8
OR
(c) Explain the meaning and features of ATM. State advantages and disadvantages of ATM. 16
3. (a) Discuss the steps involved for closing a Saving Bank Account in a Commercial Bank. 8
(b) State the features and advantages of DEMAT account. 8
OR
(c) Discuss various types of Bank and Customer relationship. 16
4. (a) Explain the objectives and functions of Central Bank. 8
(b) Describe the Open Market Operation of RBI. 8
OR
(c) Discuss the various qualitative credit control methods of RBI. State its limitations. 16
5. Answer in brief :—
(a) Which are the principles of investment policy of Commercial Bank ? 4
(b) What is the meaning of e-purse ? 4
(c) Which are various deposit accounts in Bank. 4
(d) What is Repo Rate ? Write its advantages. 4

BKR—5233 1
 NIR/KW/18/5480

Bachelor of Commerce (B.Com.) Semester—IV Examination

MONETARY ECONOMICS—II
Compulsory Paper—4
Time : Three Hours] [Maximum Marks : 80

Note :— (1) All questions are compulsory.

(2) All questions carry equal marks.
¼ejkBh ekè;e½
1. ¼v½ fodlu'khy vFkZO;oLFksr okf.kT; vf/kdks"kkaph Hkwfedk vkf.k dk;sZ Li"V djk- 8
¼c½ dk;Z u dj.kkÚ;k laiÙkhP;k fufeZÙkhph dkj.ks o ekids dks.krh vkgsr \ 8
fdaok
¼d½ okf.kT; vf/kdks"k izR;; dlk fuekZ.k djrkr \ mnkgj.kkauh Li"V djk- R;kaP;k e;kZnk fo'kn
djk- 16
2. ¼v½ MschV dkMZ vkf.k ØsMhV dkMZ ;kaps Qjd djk- 8
¼c½ MICR ra=Kku Eg.kts dk; \ MICR dksM ykbZuph laj{kuk Li"V djk- 8
fdaok
¼d½ ATM pk vFkZ vkf.k oSf'k"Vîs Li"V djk- ATM ps xq.k vkf.k nks"k Li"V fo'kn djk- 16
3. ¼v½ okf.kT; vf/kdks"kkrhy cpr [kkrs can dj.;klkBh ?;ko;kP;k VII;kaph ppkZ djk- 8
¼c½ DEMAT [kkR;kph oSf'k"Vîs vkf.k Qk;ns fo'kn djk- 8
fdaok
¼d½ c¡d vkf.k xzkgd ;kaP;krhy fofo/k laca/kkaph ppkZ djk- 16
4. ¼v½ dsafæ; c¡dsph míh"V~;s vkf.k dk;sZ Li"V djk- 8
¼c½ Hkkjrh; fj>OgZ c¡dsP;k [kqY;k cktkjkaP;k O;ogkjkps o.kZu djk- 8
fdaok
¼d½ Hkkjrh; fj>OgZ c¡dsP;k fofo/k ifjek.kkRed izR;; fu;a=.kkaph ppkZ djk- 16
5. laf{kIr mÙkjs fygk :—
¼v½ okf.kT; vf/kdks"kkaP;k xqaro.kwd rRos dks.krh vkgsr \ 4
¼c½ bZ&ilZ (e-purse) pk vFkZ dk; vkgs \ 4
¼d½ c¡dsrhy fofo/k Bsoh [kkrs dks.krh \ 4
¼M½ jsiksjsV (Repo Rate) Eg.kts dk; \ R;kaps ykHk fygk- 4

BKR—5233 2
 NIR/KW/18/5480

Bachelor of Commerce (B.Com.) Semester—IV Examination

MONETARY ECONOMICS—II
Compulsory Paper—4
Time : Three Hours] [Maximum Marks : 80
Note :— (1) All questions are compulsory.
(2) All questions carry equal marks.
¼fgUnh ekè;e½
1. ¼v½ fodlu'khy vFkZO;oLFkk esa okf.kT; vf/kdks"kksa dh Hkwfedk ,oa dk;ksZa dks Li"V dhft,A 8
¼c½ dk;Z u djus okys laifÙk ds fuekZ.k ds dkj.k ,oa ekid dkSu&ls gSa \ 8
vFkok
¼d½ okf.kT; vf/kdks " k lk[k fufeZ r h dS l s djrs gS a \ mnkgj.klfgr Li"V dhft,A mudh e;kZ n k;s a
crkbZ ; s A 16
2. ¼v½ MsfcV dkMZ ,oa ØsfMV dkMZ buesa varj dhft,A 8
¼c½ MICR rduhd D;k gS \ MICR dksM ykbZu dh lajpuk Li"V dhft,A 8
vFkok
¼d½ ATM dk vFkZ ,oa fo'ks"krk,a Li"V dhft,A ATM ds xq.k ,oa nks"k Li"V dhft,A 16
3. ¼v½ okf.kT; vf/kdks " k ds cpr [kkrk ca n djus ds fy, yh tkus okyh pj.kks a dh ppkZ
dhft,A 8
¼c½ MhesV (DEMAT) [kkrs dh fo'ks"krk,a ,oa ykHk crkbZ;sA 8
vFkok
¼d½ cSad ,oa xzkgdksa ds fofo/k laca/kksa dh ppkZ dhft,A 16
4. ¼v½ dsaæh; cSadksa ds mís'; ,oa dk;ksZa dks Li"V dhft,A 8
¼c½ Hkkjrh; fjtoZ cSad ds [kqys cktkj ds O;ogkjksa dk o.kZu dhft,A 8
vFkok
¼d½ Hkkjrh; fjtoZ cSad ds fofo/k ifjek.kkRed izR;; fu;a=.kksa dh ppkZ dhft,A 16
5. la{ksi esa mÙkj fyf[k, :—
¼v½ okf.kT; vf/kdks"kksa ds fuos'k rRo dkSu&ls gSa \ 4
¼c½ bZ&ilZ (e-purse) dk vFkZ D;k gS \ 4
¼d½ cSadksa ds fofo/k tek [kkrs dkSu&ls gSa \ 4
¼M½ jsiksjsV (Repo Rate) ;kus D;k \ mlds ykHk crkb;sA 4

BKR—5233 3