UPI - Apps Feature Comparison Matrix by @CashlessConsumr For more posts on UPI -- http://cashlessconsumer.

in/
Note: The App Comparison Matrix is dated and is no longer maintained. App list is however updated. Email cashlessconsumerin@gmail.com for edit access.
Privacy Policy
Privacy for Parent Firm
Spam Dispute Android Name of the Twitter
New PSP App App Name / Technology VPA Split Indic Dual Sim QR Code UPI Link Aadhar Bill Rooted Device Terms and Privacy Policy Policy for as available on
S No PSP App name Category PSP Bank PSP App URL Pay Collect Multiple VPA In-app Scanner Help Text Reportin Resoluti Version Accessibility Last Updated On parent Twitter Support
Name URL Vendor identifier Payments Support Support Handling Handling Payment Payment Support Conditions Link App website and
g on Support Company Account
Exists not internal
policies
Allahabad Bank BHIM ALLBANK Allahabad Allahabad Bank Not for same
1 UPIhttps://play.google.com/store/apps/details?id=com.lcode.allahabadupi
App LCode @allbank Y Y N N Y Y Y Y Y N N 3.0 + @Allahabad_Bank
UPI UPI Bank UPI account https://www.allahabadbank.in/english/upitc.html
N N Allahabad Bank
Andhra Bank BHIM Andhra Bank Andhra Bank
2 UPI App
https://play.google.com/store/apps/details?id=com.olive.andhra.upi
Andhra Bank Olive @andb Y Y N N N Y Y Y N N N N 4.0 + @bank_andhra
ONE - UPI App ONE – UPI App ONE - UPI App N N Andhra Bank
BHIM Axis Pay:
UPI,Online
3 AxisPay UPI App
https://play.google.com/store/apps/details?id=com.upi.axispay
Axis Bank AxisPay JusPay @axisbank Y Y N N N Y Y Y N N N Y 4.1 + @AxisBank @AxisBankSupport
Recharge & Money Axis Bank
Transfer https://www.axisbank.com/privacy-policy
N Y Limited
Bank of @barodampa
4 Baroda MPay BHIM Baroda Pay UPI
https://play.google.com/store/apps/details?id=com.bankofbaroda.upi&hl=en
App Baroda MPay Y Y N Y N N 4.0 + @bankofbaroda
Baroda y, @bob N N Bank of Baroda
English,
Hindi,
Bengali,
Can link 1
BHIM - MAKING Gujarati,
5 BHIM UPI App
https://play.google.com/store/apps/details?id=in.org.npci.upiapp
NPCI BHIM JusPay @upi Y Y N bank at a Y Y Y Y Y N Y 4.1+ @NPCI_BHIM
INDIA CASHLESS Kannada, National
time
Malayalam, Payments
Oriya, Tamil, Corporation of
Telugu https://d2pv62lkmtdxww.cloudfront.net/npcipay/privacy/privacy/index.html
Y Y India
Hindi + Y, VPA can
Canara Bank BHIM Canara - Canara Bank Coming Links to
6 UPIhttps://play.google.com/store/apps/details?id=upi.npst.com.upicanara
App Canara Bank NPST @cnrb Y Y N English + be reserved, Y Y Y Y Y 4.1 + @canarabanktweet
UPI - empower eMpower UPI - empower Soon PDF
Kannada linked later http://www.canarabank.com/Upload/English/Content/terms%20n%20conditions%2022082016.pdf
Broken Link Y Y Canara Bank

Central Bank
7 Cent UPI BHIM Cent UPI https://play.google.com/store/apps/details?id=com.infrasofttech.centralbankupi
UPI App Cent UPI Infrasoft Tech @centralbank 4.1 + @centralbank_in
of India
N N
On IMPS-
YES UPI- Backwater
8 Chillr #N/A UPI App https://play.google.com/store/apps/details?id=in.chillr
HDFC Bank Chillr Chillr @hdfcbank Y Y N Coming Soon Y Y Y Y Y 4.0.3+ @mychillr
Coming Technologies
Soon https://chillr.com/terms
https://chillr.com/privacy.html
Y Y Private Limited
Catholic Not for same Syrian Catholic
9 CSB-UPI BHIM CSB-UPI UPI App
https://play.google.com/store/apps/details?id=com.lcode.csbupi
CSB-UPI LCode @csbpay Y Y N N Y Y Y Y Y N N 3.0 + @CSB_Bhavan
Syrian Bank account N N Bank
DCB Bank UPI DCB Bank UPI
10 Loading... UPI App
https://play.google.com/store/apps/details?id=com.olive.dcb.upi
DCB Bank Olive @dcb Y Y N N N Y Y Y N N N N 4.0 + @DCBBank
App App N N DCB Bank
Dena Bank E- Dena Bank E-
11 Loading... UPI App
https://play.google.com/store/apps/details?id=com.dena.upi.gui
Dena Bank @denabank Y Y Y Y 3.1+ @dena_bank
UPI UPI N N Dena Bank
digibank by
12 digibank by DBS digibank by DBS Bank Apphttps://play.google.com/store/apps/details?id=com.dbs.in.digitalbank
with UPI DBS @dbs @digibank
DBS
HDFC Bank HDFC Bank HDFC Bank
13 Loading... Bank App with
https://play.google.com/store/apps/details?id=com.snapwork.hdfc
UPI HDFC Bank @hdfcbank Y Y N N N Y N N N N N N 4.0 + @HDFC_Bank@HDFCBank_Cares
MobileBanking MobileBanking http://www.hdfcbank.com/aboutus/terms_conditions/privacy.htm
Y Y Limited
HSBC Simply HSBC Simply
14 Loading... UPI App
https://play.google.com/store/apps/details?id=com.mgs.hsbcupi
HSBC Bank MGS @hsbc Y Y N N N N @HSBC_IN
Pay Pay http://www.hsbc.co.in/1/2/ALL_SITE_PAGES/HUB_PIB/terms_unified_payment_interface
IDFC Bank UPI IDFC Bank UPI
15 Loading... UPI Apphttps://play.google.com/store/apps/details?id=com.fss.idfcpsp
IDFC Bank FSS @idfcbank Y Y 4.1+ @IDFC_Bank
App App http://www.idfcbank.com/privacy-policy.html
Y Y IDFC Bank
16 iMobile Loading... Bank App
https://play.google.com/store/apps/details?id=com.csam.icici.bank.imobile
with UPI ICICI Bank iMobile @icici Y Y N N Y Y N N N N N N Varies https://www.icicibank.com/privacy.page?
N Y ICICI Bank @ICICIBank @ICICIBank_Care
BHIM IndianBank
17 Indian Bank UPI https://play.google.com/store/apps/details?id=com.infrasofttech.indianbankupi
UPI App Indian Bank Indian Bank UPI Infrasoft Tech @indianbank Y Y Y Y Y 4.1+ @MyIndianBank
UPI N N Indian Bank
IndusPay UPI IndusInd IndusPay UPI
18 BHIM IndusPay UPI App
https://play.google.com/store/apps/details?id=com.mgs.induspsp MGS @indus Y Y 4.03+ @MyIndusIndBank
App Bank App https://www.indusind.com/content/home/induspayterms.html
http://www.indusind.com/footer/privacy-policy.html
N Y IndusInd Bank
BHIM Kotakpay - Kotak
19 KayPay UPI Payments & UPI Mahindra
https://play.google.com/store/apps/details?id=com.olive.kotak.upi&hl=en
App KayPay Olive @kaypay Y Y Kotak Mahindra @KotakBankLtd
Fund Transfers Bank http://www.kotak.com/terms-conditions.html
http://www.kotak.com/privacy-policy.html
Y Y Bank
KBL SMARTz Karnataka KBL SMARTz
20 BHIM KBL UPI UPI App
https://play.google.com/store/apps/details?id=com.lcode.smartzLCode @kbl Y Y N N Y Y Y Y Y Y N Y 3.0 + @KarnatakaBank
(UPI) Bank (UPI) https://www.karnatakabank.com/ktk/kblupi.jsp#
https://www.karnatakabank.com/ktk/Privacy.jsp
N Y Karnataka Bank
BHIM LOTZA UPI
21 Lotza-UPI UPI
https://play.google.com/store/apps/details?id=com.upi.federalbank.org.lotza
App Federal Bank Lotza-UPI @federal Y Y N N Y Y Y Y Y N N N 4.0.3 + @FederalBankLtd
PAYMENTS APP http://www.federalbank.co.in/lotza-terms-and-conditions
http://www.federalbank.co.in/privacy-policy
N Y Federal Bank
Bank of Bank of
22 Maha UPI BHIM Maha UPI UPI
https://play.google.com/store/apps/details?id=com.infrasofttech.mahaupi
App Maha UPI Infrasoft Tech @mahb Y Y N N Y Y Y Y N Y N Y 4.1 +
Maharashtra N N Maharastra
Nupay Business
23 NuPay #N/A UPI App
https://play.google.com/store/apps/details?id=com.nupay.customer
Yes Bank NuPay NuPay @yesbank Y Y @nupaybiz
http://www.nupay.co.in/termandcondition.html
http://www.nupay.co.in/privacypolicy.html
Y Y Solutions
Oriental Bank of
24 OBCUPI PSP BHIM Oriental Pay UPI App
https://play.google.com/store/apps/details?id=com.mgs.obcbank
OBC Bank OBCUPI PSP MGS @obc Y Y N 4.03 + @OBCIndOfficial
https://www.obcindia.co.in/obcnew/upload/obc/LeftBottomMenuEnglish_Privacy_Policy_Ver3.0_03112016.pdf
N Y Commerce
PhonePe – UPI English,
Y, Generates
Payments, FXMart Hindi, Tamil,
25 PhonePe UPI Wallet
https://play.google.com/store/apps/details?id=com.phonepe.app
Yes Bank PhonePe @ybl Y Y Y Y Y Y Y PhonePe N Y Y 4.0 + @PhonePe_
Recharges & (Flipkart) Marathi & FX Mart Private
QRCode
Money Transfer Bengali https://www.phonepe.com/en/terms.html
https://www.phonepe.com/en/policy.html
Y Y Limited
Punjab Y, One time Y, Generates
26 PNB UPI BHIM PNB National
UPI Apphttps://play.google.com/store/apps/details?id=com.fss.pnbpsp
PNB UPI FSS @pnb Y Y N N use, Amount Y Y Y QRCode for Y N N 4.0 + Punjab National @Indiapnb
Bank / Time bound VPA inside app https://www.pnbindia.in/UPI.html N N Bank
Pockets-UPI, ICICI
27 Pockets UPI Wallet
https://play.google.com/store/apps/details?id=com.icicibank.pockets
Pockets @pockets Y Y N N Y Y N N Buggy N N Y 4.1 + @ICICIBank @ICICIBank_Care
Wallet, Bharat QR Pockets N N ICICI Bank
28 RBL Pay BHIM RBL Pay UPI Apphttps://play.google.com/store/apps/details?id=com.rblbank.upi
RBL RBL Pay @rbl Y Y http://www.rblbank.com/pdfs/Footers/Privacy-Policy.pdf
Y Y RBL Bank @rblbank
BHIM SBI Pay:
UPI, Recharges,
29 SBI Pay UPI App https://play.google.com/store/apps/details?id=com.sbi.upi
SBI SBI Pay SBI @sbi Y Y N N N Y Y Y N N N Y 4.2+ @TheOfficialSBI
Bill Payments, State Bank of
Food N N India
South Indian
30 SIB M-Pay #N/A UPI App
https://play.google.com/store/apps/details?id=com.paymate.sib
SIB M-Pay Paymate @sib Y Y N N Y Y Y Y N Y N N 2.3.3 + @OfficialSIBLtd
Bank N N South Indian Bank
N, Manual TJSB Sahakari
31 Tranzapp #N/A UPI
https://play.google.com/store/apps/details?id=in.co.finacus.tjsbbankpsp
App TJSB Bank Tranzapp Finacus @tjsb Y Y N N Y Y Y Y Y Y N 4.0 + @tjsbonline
on site N N Bank Ltd
Protinus
32 TruPay #N/A UPI
https://play.google.com/store/apps/details?id=com.protinus.trupay&hl=en
App Yes Bank TruPay TruPay @yesbank Y Y Y @Trupayindia
http://www.trupay.in/term-condition.html
http://www.trupay.in/privacy-policy.html
Y Infotech Pvt. Ltd
Not for same
33 Uco UPI BHIM UCO UPI UPI App
https://play.google.com/store/apps/details?id=com.lcode.ucoupi
UCO Bank Uco UPI LCode @uco Y Y N N Y Y Y N N N N 3.0 + @UCOBankCare
account N N UCO Bank

@unionban Y, One time Y, Generates

Union Bank UPI Union Bank UPI
34 #N/A UPI Apphttps://play.google.com/store/apps/details?id=com.fss.ubipsp
Union Bank FSS Y Y N N use, Amount Y Y Y QRCode for Y N N 4.0 + Union Bank of @UnionBankTweets
App App k, @uboi / Time bound VPA inside app http://www.unitedbankofindia.com/pdf/Unified_Payments_Interface_TnC.pdf
N N India
@utbi , Y, One time Y, Generates
BHIM United UPI
35 United UPI UPI App
https://play.google.com/store/apps/details?id=com.fss.unbipsp
United Bank United UPI FSS @ubi, Y Y N N use, Amount Y Y Y QRCode for Y N N 4.0 + United Bank of
Pay
@united / Time bound VPA inside app http://www.unitedbankofindia.com/pdf/Unified_Payments_Interface_TnC.pdf
N N India
InfinyPool
UPI Bank UPI Bank
Online Payment
36 Transfer with #N/A UPI App Transfer with
https://play.google.com/store/apps/details?id=com.app.mypoolin
Yes Bank Mypoolin @yesbank Y Y @mypoolin
Solutions India
Friends Friends
https://mypoolin.com/About/Terms.php
https://mypoolin.com/About/Privacy.php
Y Y Private Limited
Y, One time Y, Generates
BHIM VIJAYA UPI
37 Vijaya UPI UPI App
https://play.google.com/store/apps/details?id=com.fss.vijayapsp
Vijaya Bank Vijaya UPI FSS @vijb Y Y N N use, Amount Y Y Y QRCode for Y N N 4.0 + @VijayaBankIndia
App
/ Time bound VPA inside app https://www.vijayabank.com/Digital-Banking/UPI
N N Vijaya Bank
Syndicate
38 Synd UPI BHIM SyndUPI https://play.google.com/store/apps/details?id=com.fisglobal.syndicateupi.app
UPI App Synd UPI FIS Global @syndicate Y Y N N Y Y Y Y, Generates
Y QRCode for VPA inside app N 4.1+ @Synd_Bank
Bank https://www.syndicatebank.in/downloads/Synd-UPI-TC.pdf
N N Syndicate Bank
39 PayWiz #N/A UPI App
https://play.google.com/store/apps/details?id=com.idbibank.paywiz
IDBI Bank PayWiz @idbi Y Y N Y Y Y N 4.0.3+ https://www.idbi.com:8443/pdf/UPI-Terms-and-conditions.pdf @IDBI_Bank
40 KVB Upay BHIM KVB Upay UPI App
https://play.google.com/store/apps/details?id=com.mycompany.kvb
KVB KVB Upay @kvb Y Y Y Y Y Y Y 3.2+ @KVB_Ltd
41 UPI #N/A UPI Apphttps://play.google.com/store/apps/details?id=com.sc.scbupi
SCB UPI SCB @scb Y Y @StanChartIN
42 Finmo #N/A https://play.google.com/store/apps/details?id=com.evokio.finmo
UPI App Yes Bank Finmo @yesbank Y Y
BHIM LVB UPAAY
43 LVB UPaay UPI App
https://play.google.com/store/apps/details?id=com.lvbank.upaay
LVB @lvb Y Y https://www.lvbank.com/lvbupaay/privacy.aspx
Y @LVBankLtd
(UPI) LVB UPaay
44 Samsung Pay Samsung Pay https://play.google.com/store/apps/details?id=com.samsung.android.spay&hl=en
UPI App AXIS Bank Samsung Pay Samsung @pingpay Y Y @SamsungPay
45 PSB UPI App BHIM PSB UPIhttps://play.google.com/store/apps/details?id=com.mobileware.upipsb
App PSB PSB UPI App @psb Y Y Y @PunjabSind_Bank
46 IOB UPI BHIM IOB UPI UPI App
https://play.google.com/store/apps/details?id=com.euronet.iobupi
IOB IOB UPI Uronet @iob @IOBIndia
Instant Personal
Citrus: Money
47 Loan Online & Pay UPI Wallet
https://play.google.com/store/apps/details?id=com.citrus.citruspay
Yes Bank Citrus: Money Citrus / PayU @yesbank Y Y Y @CitrusPay
Transfer via UPI
Later - LazyPay Transfer via UPI
Recharge, Pay
48 Payzapp UPI https://play.google.com/store/apps/details?id=com.enstage.wibmo.hdfc
Wallet HDFC Bank Wibmo @hdfcbank @payzapp
Bills & Shop Payzapp
49 Eazypay Eazypay Merchant
https://play.google.com/store/apps/details?id=com.icici.eazypaycollect
App ICICI Eazypay NA
LOTZA BHIM LOTZA LOTZA
50 UPI
https://play.google.com/store/apps/details?id=com.upi.federalbank.activity.lotzam
Merchant App Federal Bank NA @FederalBankLtd
Merchant app MERCHANT APP Merchant app
South Indian
51 SIB UPI-POS SIB UPI-POS UPI Merchanthttps://play.google.com/store/apps/details?id=com.sib.mpos
App NA @OfficialSIBLtd
Bank SIB UPI-POS
Juspay Fuel - Juspay Fuel -
52 #N/A UPI Merchant
https://play.google.com/store/apps/details?id=in.juspay.euler.pregel
App ???? JusPay NA @juspay
UPI Biz Solution UPI Biz Solution
BharatPOS BharatPOS
53 (Unreleased) BharatPOS Merchant
https://play.google.com/store/apps/details?id=com.trupay.bharatpos
App Yes Bank (Unreleased) TruPay NA @Trupayindia

Truecaller: Caller
54 Truecaller ID, spam blocking Phone app with
https://play.google.com/store/apps/details?id=com.truecaller
UPI ICICI Truecaller @icici @TrueCaller
& call record Truecaller
HDFC Bank HDFC Bank HDFC Bank
55 https://play.google.com/store/apps/details?id=com.ionicframework.payzaap483385
Merchant App HDFC Bank NA @HDFC_Bank@HDFCBank_Cares
SmartHub App SmartHub App SmartHub App
Kotak
Kotak - 811 & Kotak - 811 & Kotak - 811 & Market
56 Mahindra
Bank Apphttps://play.google.com/store/apps/details?id=com.msf.kbank.mobile
with UPI @kotak @kotak811
Mobile Banking Mobile Banking Mobile Banking Simplified
Bank
Money Transfer
India, BHIM UPI
57 Ultracash https://play.google.com/store/apps/details?id=com.ultracash.payment.customer
UPI App Yes Bank Ultracash @yesbank Y Y Y @UltraCash
app, Recharge &
Pay
Jugnoo - Rides,
58 Jugoo Travel app
https://play.google.com/store/apps/details?id=product.clicklabs.jugnoo
with UPI Yes Bank Jugoo Jugnoo @yesbank Y Y @jugnoose
Food & Grocery
Hike News &
Content (for
59 Hike Chat app withhttps://play.google.com/store/apps/details?id=com.bsb.hike
UPI Yes Bank Hike Hike @yesbank
chatting go to new
app)
Cointab - BHIM
UPI, Mobile 12
60 Cointab UPI Apphttps://play.google.com/store/apps/details?id=in.cointab.app
Federal Bank Cointab Cointab @fbl Y Y N Y Y Y Y Y Y N Y N Y 3.0+ Y Y Y @CointabHQ
Banking, Bank languages
Balance cointab.in/terms
cointab.in/privacy Cointab Software Private Limited
My Airtel-
My Airtel- Airtel My Airtel-
Recharge, Pay
61 Recharge, Bill, UPI App Payments Recharge, Bill,
https://play.google.com/store/apps/details?id=com.myairtelapp Airtel @airtel @airtelindia @Airtel_Presence
Bills, Bank & Avail
Bank Bank Bank
Offers
62 Uber Uber Travel app withhttps://play.google.com/store/apps/details?id=com.ubercab
UPI AXIS Bank Uber @axisbank
Ola. Get rides on-
63 Ola Travel apphttps://play.google.com/store/apps/details?id=com.olacabs.customer
with UPI AXIS Bank Ola ANI Techonology @axisgo
demand
Google Pay (Tez) -
a simple and ICICI, Axis,
64 Tez https://play.google.com/store/apps/details?id=com.google.android.apps.nbu.paisa.user
UPI App Tez @okicici,
Google @okhdfcbank, @okaxis,
Y @oksbi
Y 8 languages N @TezByGoogle
secure payment HDFC
app
BHIM JK Bank BHIM JK Bank
65 BHIM JK Bank UPI UPI Apphttps://play.google.com/store/apps/details?id=com.fss.jnkpsp
J&K Bank FSS @jkb @JandKBank
UPI UPI
BHIM YES PAY BHIM YES PAY - BHIM YES PAY
- UPI, Wallet, UPI, Wallet, - UPI, Wallet,
66 UPI Apphttps://play.google.com/store/apps/details?id=com.YesBank
Yes Bank @yesbank
Recharge, Recharge, Bharat Recharge,
Bharat QR QR Bharat QR
CU - UPI CU - UPI
CU: UPI Payments,
67 Payment & Chat Chat app with
https://play.google.com/store/apps/details?id=com.yapapp.cu
UPI Yes Bank Payment & @yesbank
Chat & Call
App Chat App
BHIM UPI POS
BHIM UPI POS
68 #N/A UPI Merchant
https://play.google.com/store/apps/details?id=com.idbi.merchant.solution
App IDBI Bank by IDBI Bank @idbi
by IDBI Bank Ltd
Ltd
Equitas
Small
69 Equitas UPI BHIM Equitas UPI UPI App
https://play.google.com/store/apps/details?id=com.equitasbank.upi
Equitas UPI Sarvatra @equitas
Finance
Bank
Mobile Recharge, PayTM
70 PayTM UPI UPI, Bill Payment, UPI Wallet Payments
https://play.google.com/store/apps/details?id=net.one97.paytm
PayTM UPI PayTM @paytm
Money Transfer Bank
71 BHIM BOI UPI BHIM BOI UPI UPI Apphttps://play.google.com/store/apps/details?id=com.infra.boiupi
Bank of India BHIM BOI UPI Infrasoft Tech @boi
72 CU Merchant #N/A UPI Merchant
https://play.google.com/store/apps/details?id=com.yapapp.cu.merchant
App Yes Bank CU Merchant

73 JetPay UPI #N/A UPI App

https://play.google.com/store/apps/details?id=com.finacus.jetpay
Janata Bank JetPay UPI Finacus @jsb

Axis Mobile- Axis Mobile- Fund Axis Mobile-

Fund Transfer, Transfer,UPI, Fund Transfer,
74 Bank App with
https://play.google.com/store/apps/details?id=com.axis.mobile
UPI AXIS Bank @axisbank
UPI,Recharge & Recharge & UPI,Recharge &
Payment Payment Payment
PayBee - A
PayBee - A PayBee - A
Business
Business Business
75 UPI Merchant Payments
https://play.google.com/store/apps/details?id=com.onymy.paybee.prod
App IDFC Bank PayBee
Payments Payments Platform
Platform for
Platform for India for India
India
76 Freecharge Freecharge UPI App Axis Bank Freecharge @freecharge
77 Whatsapp Chat app with UPI ICICI, Axis
FINO
78 FINO BPay Loading... UPI
https://play.google.com/store/apps/details?id=com.finopaytech.bpayfino
App Payments FINO BPay FINO @finobank
Bank
Microsoft
79 Microsoft Kaizala Loading... Chat https://play.google.com/store/apps/details?id=com.microsoft.mobile.polymer
app with UPI Yes Bank / Mobikwik Mobikwik
Kaizala
UPI Payments UPI Payments
80 with LIMA Loading... UPI
https://play.google.com/store/apps/details?id=com.limapayments.limapay
App Yes Bank with LIMA Lima Payments
INSTAPAY INSTAPAY
BHIM ABPB - UPI
81 BHIM ABPB Payments, Money UPI Apphttps://play.google.com/store/apps/details?id=com.abipbl.upi
Aditya Birla Bank BHIM ABPB @birla
Transfer, Recharge
Recharge,Bill Pay,
Expenses,Loan,
82 Mobikwik UPI App
https://play.google.com/store/apps/details?id=com.mobikwik_new
HDFC, Axis, Mobikwik @ikwik
UPI,Money
Transfer
Straight2Bank Straight2Bank
83 Straight2Bank Pay UPI Merchant
https://play.google.com/store/apps/details?id=com.sc.Straight2Bank.pay
App SCB @s2b
Pay Pay
ePayLater - Buy
84 ePayLater UPIhttps://play.google.com/store/apps/details?id=in.epaylater.android.consumer
Credit App IDFC Bank ePayLater
Now, Pay Later
All bank Money
Manager, Track
85 PNB Walnut https://play.google.com/store/apps/details?id=com.daamitt.walnut.app
Punjab National Bank PNB Walnut @pnbpay
Bank balance &
Cards
BHIM Bandhan BHIM Bandhan
86 Loading... UPI
https://play.google.com/store/apps/details?id=com.fisglobal.bandhanupi.app
App Bandhan Bank FIS Global @bandhan
UPI UPI
https://play.google.com/store/apps/details?id=com.lcode.dlbupi
Dhanalaxmi
87 Dhanalaxmi Bank BHIM DLB UPI UPI App Dhanalaxmi Bank LCode @dlb
Bank
 UPI - Apps Feature Comparison Matrix by @CashlessConsumr For more posts on UPI -- http://cashlessconsumer.in/
Note: The App Comparison Matrix is dated and is no longer maintained. App list is however updated. Email cashlessconsumerin@gmail.com for edit access.
Privacy Policy
Privacy for Parent Firm
Spam Dispute Android Name of the Twitter
New PSP App App Name / Technology VPA Split Indic Dual Sim QR Code UPI Link Aadhar Bill Rooted Device Terms and Privacy Policy Policy for as available on
S No PSP App name Category PSP Bank PSP App URL Pay Collect Multiple VPA In-app Scanner Help Text Reportin Resoluti Version Accessibility Last Updated On parent Twitter Support
Name URL Vendor identifier Payments Support Support Handling Handling Payment Payment Support Conditions Link App website and
g on Support Company Account
Exists not internal
policies
https://play.google.com/store/apps/details?id=com.udma.yuvapay.app
88 YuvaPay Yuva Pay UPI Wallet Yes Bank YuvaPay UDMATech @yesbank

KhaaliJeb: Easy
UPI Payment &
89 Khaalijeb UPIhttps://play.google.com/store/apps/details?id=com.khaalijeb.inkdrops
App Kotak Mahindra Bank Khaalijeb Inkdrop Labs @kmbl
Student Discount
App

XX APSSDC UPI #N/A UPI App

https://play.google.com/store/apps/details?id=in.apssdc.upi.activity
Yes Bank APSSDC UPI APSSDC @yesbank Y Y
XX PaySay UPI Social Payments & Split UPI
https://play.google.com/store/apps/details?id=com.cheripo.letspool.android
App Yes Bank PaySay Cheripo @yesbank
XX Jugnoo Pay UPI Apphttps://play.google.com/store/apps/details?id=com.jugnoo.pay
Yes Bank Jugnoo Pay Jugnoo Discontinued,
@yesbank Merged with Jugnoo
Splitkart E
XX SplitKart UPI App
https://play.google.com/store/apps/details?id=com.splitkart.app
Yes Bank SplitKart SplitKart @yesbank Discontinued 4.1+ Services Private
http://www.splitkart.com/terms-conditions/
http://www.splitkart.com/privacy/
Y Y Limited
 List of UPI SDK Integrated Android Apps, that lets one complete an "in-app" payment. Not exhaustive

S.NO [1] App Name Company Name Major Usecase App URL SDK Provider PSP UPI Mode
1 TVS Credit Saathi TVS Credit Saathi Lending https://play.google.com/store/apps/details?id=com.tvscs.tvscreditapp
HDFC
2 Flipkart Online Shopping App Flipkart E-Commerce https://play.google.com/store/apps/details?id=com.flipkart.android
PhonePe
3 Swiggy Food Order & Delivery Swiggy Food delivery https://play.google.com/store/apps/details?id=in.swiggy.android
PhonePe
4 Housejoy-Trusted Home Services HouseJoy Assistant https://play.google.com/store/apps/details?id=com.housejoy.consumer.a
PhonePe
5 FAASOS - Order Food Online Faasos Food delivery https://play.google.com/store/apps/details?id=com.done.faasos
PhonePe
6 Yatra - Flights, Hotels, Bus, Trains & Cabs Yatra Ticketing https://play.google.com/store/apps/details?id=com.yatra.base
??
Recharge, Gift Vouchers, Bill Payment, All
7 Wallets Komparify Recharge https://play.google.com/store/apps/details?id=com.threegsimplified.planh
PhonePe
SastaSundar-Genuine Medicine, Pathology,
8 Doctor App SastaSundar Healthcare https://play.google.com/store/apps/details?id=com.mhbl.sastasundar
PhonePe
9 Haptik Assistant - Reminders, Flights, Cabs Haptik Assistant https://play.google.com/store/apps/details?id=co.haptik
PhonePe
10 bigbasket - online grocery bigbasket E-Commerce https://play.google.com/store/apps/details?id=com.bigbasket.mobileapp
Axis
AkbarTravels - Flight Tickets | Flight
11 Booking App Akbar Travels Ticketing https://play.google.com/store/apps/details?id=com.akbartravel.AkbarTrav
Axis
12 Angel BEE - Mutual Fund Investment App Angel Broking Investment https://play.google.com/store/apps/details?id=com.angelbroking.angelwe
YesBank
13 ShriCity ShriCity Lending https://play.google.com/store/apps/details?id=com.svs.shriramcity
YesBank
India News by NewsPoint - Live Breaking
14 News App NewsPoint Media https://play.google.com/store/apps/details?id=com.til.timesnews
??
15 FreshMenu - Food Ordering App FreshMenu Food delivery https://play.google.com/store/apps/details?id=com.freshmenu
PhonePe
IRCTC train Booking, Indian Rail Train PNR
16 Status Confirmtkt Ticketing https://play.google.com/store/apps/details?id=com.confirmtkt.lite
PhonePe
Live Train Status, PNR Status & Indian Rail
17 Info RailYatri Ticketing https://play.google.com/store/apps/details?id=com.railyatri.in.mobile
PhonePe
18 Earn Money Online | Money Earning App GigIndia Gig payment https://play.google.com/store/apps/details?id=io.github.weone.hinge
PhonePe
19 IPRUTOUCH IPRUTOUCH Investment https://play.google.com/store/apps/details?id=com.iPruAMC
ICICI
20 Economic Times : Market News ET Media https://play.google.com/store/apps/details?id=com.et.reader.activities
PhonePe
21 Paytm Mall: Online Shopping App Mall E-Commerce https://play.google.com/store/apps/details?id=com.paytmmall
PayTM
22 Myntra Online Shopping App Myntra E-Commerce https://play.google.com/store/apps/details?id=com.myntra.android
PhonePe
23 BookMyShow Entertainment BookMyShow Ticketing https://play.google.com/store/apps/details?id=com.bt.bms
??
MakeMyTrip-Flight Hotel Bus Cab IRCTC
24 Rail Booking MakeMyTrip Ticketing https://play.google.com/store/apps/details?id=com.makemytrip
PhonePe
25 FIA Investor Funds India Investment https://play.google.com/store/apps/details?id=com.fiadvisor
YesBank
26 Netmeds Net Meds E-Commerce https://play.google.com/store/apps/details?id=com.NetmedsMarketplace.
PhonePe
27 Angel Broking Angel Broking Investment https://play.google.com/store/apps/details?id=com.msf.angelmobile
YesBank
28 PVR Cinemas PVR Ticketing https://play.google.com/store/apps/details?id=com.net.pvr
PhonePe
29 Taksee India - Rider App Hi Cabs Taxi https://play.google.com/store/apps/details?id=com.hicabs.rider
PhonePe
30 MojoPizza Mojo Pizza Food delivery https://play.google.com/store/apps/details?id=com.mojopizza
PhonePe
31 PrimeTrip Ticketing https://play.google.com/store/apps/details?id=com.finatel.flybus
PhonePe
32 Behrouz Food delivery https://play.google.com/store/apps/details?id=com.behrouzbiryani
PhonePe
33 Dainik Bhaskar Plus Media https://play.google.com/store/apps/details?id=com.ak.ta.dainikbhaskar.ac
PhonePe
34 ClearTrip ClearTrip Ticketing https://play.google.com/store/apps/details?id=com.cleartrip.android
PhonePe
35
36
37
38
39
40
XX #N/A Kardi https://play.google.com/store/apps/details?id=com.kardi.app
Jugnoo code copied on Singapore app
 UPI Network Statistics
Aggregate Volume 1556450000
Aggregate Value ₹21,757,549,000,000.00
No. of Banks live on Amount (Rs. in Vol Growth Value Growth ATV Growth
NEFT Holidays Month UPI (Issuers) No of PSPs Volume (in Mn) Cr.) ATV MoM % MoM % MoM %
09/2018 122 49 405.87 59,835.36 ₹1,474.25 30.07820012 10.37237702 -15.14921261
08/2018 114 312.02 54,212.26 ₹1,737.46 32.40823255 18.24954347 -10.69320903
07/2018 114 48 235.65 45,845.64 ₹1,945.50 -4.351179121 12.27312122 17.38055962
06/2018 110 48 246.37 40,834.03 ₹1,657.43 30.02427697 22.66704037 -5.658356094
05/2018 101 47 189.48 33288.51 ₹1,756.84 -0.3156565657 23.19108425 23.58117635
04/2018 97 190.08 27021.85 ₹1,421.60 6.756529065 11.78710606 4.712196098
03/2018 91 178.05 24172.6 ₹1,357.63 3.879813302 26.38474972 21.66439821
02/2018 86 171.4 19126.2 ₹1,115.88 12.88718526 22.83061036 8.808285078
01/2018 71 151.833 15571.2 ₹1,025.55 4.379120464 18.46351651 13.49349945
12/2017 67 145.463 13144.3 ₹903.62 38.746292 36.34317366 -1.732023471
11/2017 61 104.841 9640.6 ₹919.54 36.5615068 36.59497294 0.02450627499
10/2017 60 76.772 7057.8 ₹919.32 149.4379102 33.3320739 -46.54698887
09/2017 57 30.778 5293.4 ₹1,719.86 85.32032755 28.25644505 -30.79202549
08/2017 55 16.608 4127.2 ₹2,485.07 45.12408249 22.06317284 -15.89047748
07/2017 53 11.444 3381.2 ₹2,954.56 12.69325455 10.24094421 -2.176093281
06/2017 52 10.155 3067.1 ₹3,020.29 10.76570681 10.90981413 0.13010103
05/2017 49 9.168 2765.4 ₹3,016.36 30.87794433 23.41128169 -5.705058006
04/2017 48 7.005 2240.8 ₹3,198.86 13.69907483 -6.297566279 -17.58733845
03/2017 44 6.161 2391.4 ₹3,881.51 48.24350337 25.72419957 -15.19075257
02/2017 44 4.156 1902.1 ₹4,576.76 0.07223693715 14.66722932 14.58445702
01/2017 36 4.153 1658.8 ₹3,994.22 111.1337062 134.8909657 11.25223443
12/2016 35 1.967 706.2 ₹3,590.24 590.1754386 602.6865672 1.812746132
11/2016 30 0.285 100.5 ₹3,526.32 176.6990291 106.7901235 -25.2653238
10/2016 26 0.103 48.6 ₹4,718.45 21.17647059 49.0797546 23.02698195
09/2016 25 0.085 32.6 ₹3,835.29 -8.602150538 951.6129032 1050.588235
08/2016 21 0.093 3.1 ₹333.33 NA
Issuer ID Active BHIM Enabled IFSC IIN Name UPI Enabled PSP VPA
1 Y TRUE AIRP 990288 Airtel Payments Bank TRUE TRUE @airtel
2 Y TRUE ALLA 607117 Allahabad Bank TRUE TRUE @allbank
3 Y TRUE ALLA0AU1002
607091 Allahabad UP Gramin Bank TRUE
4 Y TRUE ANDB 607170 Andhra Bank TRUE TRUE @andb
5 Y TRUE SBIN0RRAPGB
607198 Andhra Pradesh Grameena Vikas Bank TRUE
6 Y TRUE APGB 607121 Andhra Pragathi Grameena Bank TRUE
7 Y TRUE ASBL 607101 Apna Sahakari Bank Ltd. TRUE
8 Y TRUE UTBI0RRBAGB
607064 Assam Gramin Vikash Bank TRUE
9 Y TRUE UTIB 607153 Axis Bank Ltd TRUE TRUE @axisbank, @pingpay, @okaxis, @axisgo, @apl, @freecharge
10 Y TRUE BARB 606985 Bank of Baroda TRUE TRUE @barodampay
11 Y TRUE BKID 508505 Bank of India TRUE TRUE @boi
12 Y TRUE MAHB 607387 Bank of Maharashtra TRUE TRUE @mahb
13 Y TRUE CNRB 508532 Canara Bank TRUE TRUE @cnrb
14 Y TRUE CSBK 607442 Catholic Syrian Bank TRUE TRUE @csbpay
15 Y TRUE CBIN 607115 Central Bankof India TRUE TRUE @centralbank
16 Y TRUE ANDB0CGGBHO
607080 Chaitanya Godavari Grameena Bank TRUE
17 Y TRUE SBIN0RRCHGB
607214 CHATISGARH R G BANK TRUE
18 Y TRUE CITI 607485 Citibank TRUE
19 Y TRUE CIUB 607324 City Union Bank TRUE
20 Y TRUE CORP 607184 Corporation Bank TRUE
21 Y TRUE COSB 607090 Cosmos Bank TRUE
22 Y TRUE DBSS 199641 DBS BANK LTD TRUE TRUE @dbs
23 Y TRUE DCBL 607290 DCB Bank Ltd TRUE TRUE @dcb
24 Y TRUE BKDN 508547 Dena Bank TRUE TRUE @denabank
25 Y TRUE BKDN0700000
607099 Dena Gujarat Gramin Bank TRUE
26 Y TRUE DNSB 607055 Dombivali Nagri Sahakari Bank TRUE
27 Y TRUE ESFB 508998 Equitas Bank TRUE TRUE @equitas
28 Y TRUE FDRL 607165 Federal Bank TRUE TRUE @federal, @fbl
29 Y TRUE FINO 608001 Fino Payments Bank TRUE TRUE @finobank
30 Y TRUE PJSB 607273 GP PARSIK BANK TRUE
31 Y TRUE HDFC 607152 HDFC BANK LTD TRUE TRUE @hdfcbank, @okhdfcbank
32 Y TRUE HSBC 999999 HSBC TRUE TRUE @hsbc
33 Y TRUE ICIC 508534 ICICI Bank TRUE TRUE @icici, @okicici, @pockets, @icicipay
34 Y TRUE IBKL 607095 IDBI Bank Limited TRUE TRUE @idbi
35 Y TRUE IDFB 608117 IDFC Bank TRUE TRUE @idfcbank
36 Y TRUE IDIB 607105 Indian Bank TRUE TRUE @indianbank
37 Y TRUE IOBA 508541 Indian Overseas Bank TRUE TRUE @iob
38 Y TRUE INDB 607189 INDUSIND BANK TRUE TRUE @indus
39 Y TRUE JAKA 607440 Jammu & Kashmir Bank TRUE TRUE @jkb
40 Y TRUE JSBP 607276 Janata Sahakari Bank Ltd.,Pune TRUE TRUE @jsb
41 Y FALSE KAIJ 607249 KAIJSB- Ichalkaranji TRUE
42 Y TRUE KJSB 607506 Kalyan Janata Sahakari Bank TRUE
43 Y TRUE KARB 607270 Karnataka Bank TRUE TRUE @kbl
44 Y TRUE KVGB 607122 Karnataka Vikas Grameena Bank TRUE
45 Y TRUE KVBL 607100 Karur Vysya Bank TRUE TRUE @kvb
46 Y FALSE SBIN0RRCKGB
607308 Kaveri Grameena Bank TRUE
47 Y TRUE KLGB 607476 Kerala Gramin Bank TRUE
48 Y TRUE KKBK 607420 Kotak Mahindra Bank TRUE TRUE @kaypay, @kotak
49 Y TRUE LAVB 607058 Lakshmi Vilas Bank TRUE TRUE @lvb
50 Y TRUE SBIN0RRLDGB
607202 Langpi Dehangi Rural Bank TRUE
51 Y TRUE MAHG 607000 Maharashtra Gramin Bank TRUE
52 Y TRUE SBIN0RRMLGB
607241 Malwa Gramin Bank TRUE
53 Y TRUE UTBI0RRBMRB
607062 Manipur Rural Bank TRUE
54 Y FALSE SBIN0RRMEGB
607206 Meghalaya Rural Bank TRUE
55 Y TRUE MSNU 508517 Mehsana Urban Bank TRUE
56 Y FALSE SBIN0RRMIGB
607230 Mizoram Rural Bank TRUE
57 Y TRUE ORBC 508585 Oriental Bank of Commerce TRUE TRUE @obc
58 Y TRUE PYTM 608032 Paytm Payments Bank TRUE TRUE @paytm
59 Y TRUE PKGB 607389 Pragathi Krishna Gramin Bank TRUE
60 Y TRUE PRTH 607124 Prathama Bank TRUE
61 Y TRUE PUNB 508568 Punjab National Bank TRUE TRUE @pnb
62 Y TRUE PMCB 607057 Punjab and Maharashtra cooperative Bank TRUE
63 Y TRUE PSIB 607087 Punjab & Sind Bank TRUE TRUE @psb
64 Y TRUE SBIN0RRPUGB
607212 Purvanchal Bank TRUE
65 Y FALSE SBIN0RRMRGB
607509 Rajasthan Marudhara Gramin Bank TRUE
66 Y TRUE RNSB 607354 Rajkot Nagrik Sahakari Bank Ltd. TRUE
67 Y TRUE RATN 607393 RBL TRUE TRUE @rbl
68 Y TRUE SRCB 652150 Saraswat Bank TRUE
69 Y FALSE SBIN0RRSRGB
607200 Saurashtra Gramin Bank TRUE
70 Y TRUE SIBL 607167 South Indian BanK TRUE TRUE @sib
71 Y TRUE SCBL 607394 Standard Chartered TRUE TRUE @scb, @s2b
72 Y TRUE SBIN 508548 State Bank Of India TRUE TRUE @sbi, @oksbi
73 Y TRUE SYNB 508508 Syndicate Bank TRUE TRUE @syndicate
74 Y TRUE TMBL 607187 Tamilnad Mercantile Bank TRUE
75 Y TRUE SBIN0RRDCGB
607195 Telangana Grameena bank TRUE
76 Y TRUE TBSB 607291 Thane Bharat Sahakari Bank Ltd TRUE
77 Y TRUE GSCB 607689 The Gujarat State Cooperative Bank TRUE
78 Y TRUE HCBL 607621 The Hasti Co-operative Bank Ltd TRUE
79 Y TRUE MCBL 607320 The Mahanagar Co.Op. Bank Ltd. TRUE
80 Y TRUE TJSB 607130 TJSB TRUE TRUE @tjsb
81 Y TRUE UTBI0RRBTGB
607065 Tripura Gramin Bank TRUE
82 Y TRUE UCBA 607066 UCO Bank TRUE TRUE @uco
83 Y TRUE UBIN 508500 Union Bank of India TRUE TRUE @unionbank, @uboi
84 Y TRUE UTBI 607028 United Bank of India TRUE TRUE @utbi , @ubi, @united
85 Y FALSE SBIN0RRUTGB
607197 Uttarakhand Gramin Bank TRUE
86 Y TRUE SBIN0RRVCGB
607210 Vananchal Gramin Bank TRUE
87 Y TRUE VVSB 607544 Vasai Vikas Sahakari Bank Ltd TRUE
88 Y TRUE VIJB 607075 Vijaya Bank TRUE TRUE @vijb
89 Y TRUE YESB 607223 Yes Bank Ltd TRUE TRUE @yesbank, @ybl, @yesbankltd
UPI ERROR CODES AND ERROR DESCRIPTION (PARTIAL LIST)
SNO ERROR CODE ERROR DESCRIPTION Onus
1 00 Your transaction is successful --
2 AJ ATM PIN is not operational, please get in touch with your branch Payer Bank
3 AM Your UPI PIN is not set, please proceed to SET your UPI PIN
4 B1 Mobile number linked to your account has been changed Payer Bank
5 B2 Account has multiple owners (joint account, karta account etc.)
6 B3 Transaction not permitted from this account Payer Bank
7 BR Your mobile number is registered with more than one name, please get in touch with your branch Payer Bank
8 BT Beneficiary bank's system is unable to respond at present Payee Bank
9 K1 Transaction declined by your bank, please get in touch with your branch Payer Bank
10 RB Credit Reversal has failed
11 RM Invalid UPI PIN as per bank policies, please set a different UPI PIN Payer Bank
12 RN Limit exceeded for registration attempts
13 RP Reversal has failed
14 RR Reversal has failed
15 RZ UPI PIN is already set for this account Payer Bank
16 SP ATM PIN entered is incorrect Payer Bank
17 TM Your request has been blocked by payer Payer
18 UT Bank system is unable to respond at present
19 UX Beneficiary payment address expired Payee PSP
20 X1 Transaction declined by payee PSP Payee PSP
21 X6 Merchant details entered is incorrect
22 X7 Merchant system is not responding
23 XB Transaction has failed, please get in touch with your branch Payer Bank
24 XC Transaction declined by beneficiary bank Payee Bank
25 XD Transaction has failed, please get in touch with your branch Payer Bank
26 XE Transaction declined by beneficiary bank Payee Bank
27 XF Transaction has failed
28 XG Transaction declined by beneficiary bank Payee Bank
29 XH Account does not exist
30 XI Beneficiary account does not exist Payee Bank
31 XJ Requested function is not available currently
32 XK Transaction declined by beneficiary bank Payee Bank
33 XL Your card has expired, please get in touch with your branch Payer Bank
34 XM Beneficiary account is facing some issue Payee Bank
35 XN You have entered incorrect card details
36 XO Beneficiary account is facing some issue Payee Bank
37 XP Transaction not permitted on your card, please get in touch with your branch Payer Bank
38 XQ Transactions not permitted to beneficiary Payee Bank
39 XR Card restricted for usage, please get in touch with your branch Payer Bank
40 XS Beneficiary account is facing some issue Payee Bank
41 XT Bank system not available, please try after sometime
42 XU Bank system not available, please try after sometime
43 XV Transaction has failed, please get in touch with your branch Payer Bank
44 XW Transaction not permitted to this beneficiary Payee Bank
45 XY Your bank system is offline, please try after sometime Payer Bank
46 Y1 Beneficiary bank system is offline, please try after sometime Payee Bank
47 YA Your card is blocked, please get in touch with your branch Payer Bank
48 YB Beneficiary account is facing some issue Payee Bank
49 YC Transaction has failed, please get in touch with your branch Payer Bank
50 YD Transaction declined by beneficiary bank Payee Bank
51 YE Your account is blocked or frozen, please get in touch with your branch Payer Bank
52 YF Beneficiary account is facing some issue Payee Bank
53 YG Merchant system is facing some error Merchant
54 Z5 Beneficiary credentials are incorrect
55 Z6 You have exceeded number of PIN tries
56 Z7 You have crossed the number of transactions allowed
57 Z8 You have crossed the amount limit allowed per day
58 Z9 Insufficient funds in your account
59 ZA Collect request declined by payer Payer
60 ZB Merchant details entered is incorrect Merchant
61 ZD Transaction has failed
62 ZE beneficiary payment address restricted
63 ZG beneficiary payment address restricted
64 ZH Beneficiary payment address incorrect
65 ZI Transaction declined by beneficiary bank Payee Bank
66 ZM Incorrect UPI PIN entered
67 ZP Transaction declined by beneficiary bank Payee Bank
68 ZR OTP entered is incorrect
69 ZS OTP entered has expired
70 ZT Too many OTP attempts
71 ZX Your account is inactive or dormant, please get in touch with your branch Payer Bank
72 ZY Beneficiary account is facing some issue. Payee Bank
 UPI Categorywise Applist
S No App Name URL PSP Bank PSP App URL Category
1 APSSDC UPI APSSDC UPI Yes Bank https://play.google.com/store/apps/details?id=in.apssdc.upi.activity UPI ASP Payments App
2 Loading... Loading... Bank of Baroda https://play.google.com/store/apps/details?id=com.bankofbaroda.upi UPI App
3 Bharat POS Bharat POS Yes Bank https://play.google.com/store/apps/details?id=com.trupay.bharatpos UPI Merchant App
4 #N/A #N/A NPCI https://play.google.com/store/apps/details?id=in.org.npci.upiapp UPI App
5 #N/A #N/A Allahabad Bank https://play.google.com/store/apps/details?id=com.lcode.allahabadupi UPI App
6 #N/A #N/A Andhra Bank https://play.google.com/store/apps/details?id=com.olive.andhra.upi UPI App
7 #N/A #N/A Axis Bank https://play.google.com/store/apps/details?id=com.upi.axispay UPI App
8 #N/A #N/A Canara Bank https://play.google.com/store/apps/details?id=upi.npst.com.upicanara UPI App
9 #N/A #N/A Central Bank of India https://play.google.com/store/apps/details?id=com.infrasofttech.centralbankupi UPI App
10 #N/A #N/A Dena Bank https://play.google.com/store/apps/details?id=com.dena.upi.gui UPI App
11 #N/A #N/A IndusInd Bank https://play.google.com/store/apps/details?id=com.mgs.induspsp UPI App
12 BHIM IOB UPI BHIM IOB UPI IOB https://play.google.com/store/apps/details?id=com.euronet.iobupi UPI App
13 #N/A #N/A J&K Bank https://play.google.com/store/apps/details?id=com.fss.jnkpsp UPI App
14 #N/A #N/A Karnataka Bank https://play.google.com/store/apps/details?id=com.lcode.smartz UPI App
15 BHIM KVB Upay BHIM KVB Upay KVB https://play.google.com/store/apps/details?id=com.mycompany.kvb UPI App
16 #N/A #N/A Federal Bank https://play.google.com/store/apps/details?id=com.upi.federalbank.activity.lotzam UPI Merchant App
17 #N/A #N/A Federal Bank https://play.google.com/store/apps/details?id=com.upi.federalbank.org.lotza UPI App
18 BHIM LVB UPAAY (UPI) BHIM LVB UPAAY (UPI) LVB https://play.google.com/store/apps/details?id=com.lvbank.upaay UPI App
19 #N/A #N/A Bank of Maharashtra https://play.google.com/store/apps/details?id=com.infrasofttech.mahaupi UPI App
20 #N/A #N/A OBC Bank https://play.google.com/store/apps/details?id=com.mgs.obcbank UPI App
21 BHIM PayWiz BHIM PayWiz IDBI Bank https://play.google.com/store/apps/details?id=com.idbibank.paywiz UPI App
22 #N/A #N/A Punjab National Bank https://play.google.com/store/apps/details?id=com.fss.pnbpsp UPI App
23 #N/A #N/A RBL https://play.google.com/store/apps/details?id=com.rblbank.upi UPI App
24 #N/A #N/A SBI https://play.google.com/store/apps/details?id=com.sbi.upi UPI App
25 #N/A #N/A South Indian Bank https://play.google.com/store/apps/details?id=com.paymate.sib UPI App
26 BHIM SyndUPI BHIM SyndUPI Syndicate Bank https://play.google.com/store/apps/details?id=com.fisglobal.syndicateupi.app UPI App
27 BHIM UCO UPI BHIM UCO UPI UCO Bank https://play.google.com/store/apps/details?id=com.lcode.ucoupi UPI App
28 BHIM Union Bank UPI App BHIM Union Bank UPI App Union Bank https://play.google.com/store/apps/details?id=com.fss.ubipsp UPI App
29 BHIM United UPI Pay BHIM United UPI Pay United Bank https://play.google.com/store/apps/details?id=com.fss.unbipsp UPI App
30 BHIM VIJAYA UPI App BHIM VIJAYA UPI App Vijaya Bank https://play.google.com/store/apps/details?id=com.fss.vijayapsp UPI App
31 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.YesBank UPI App
32 #N/A #N/A HDFC Bank https://play.google.com/store/apps/details?id=in.chillr UPI ASP Payments App
33 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.citrus.citruspay UPI ASP Payments App

34 Cointab Cointab Federal Bank https://play.google.com/store/apps/details?id=in.cointab.app UPI ASP Payments App

35 #N/A #N/A Catholic Syrian Bank https://play.google.com/store/apps/details?id=com.lcode.csbupi UPI App
36 CU - UPI Payment & Chat App CU - UPI Payment & Chat App Yes Bank https://play.google.com/store/apps/details?id=com.yapapp.cu UPI ASP app
37 #N/A #N/A DCB Bank https://play.google.com/store/apps/details?id=com.olive.dcb.upi UPI App
38 #N/A #N/A DBS https://play.google.com/store/apps/details?id=com.dbs.in.digitalbank Bank App with UPI
39 #N/A #N/A ICICI https://play.google.com/store/apps/details?id=com.icici.eazypaycollect UPI Merchant App
40 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.evokio.finmo UPI ASP Payments App
41 FreeCharge FreeCharge AXIS Bank https://play.google.com/store/apps/details?id=com.freecharge.android UPI ASP Payments App
42 #N/A #N/A HDFC Bank https://play.google.com/store/apps/details?id=com.snapwork.hdfc Bank App with UPI
43 #N/A #N/A HDFC Bank https://play.google.com/store/apps/details?id=com.ionicframework.payzaap483385 UPI Merchant App
44 Hike Hike Yes Bank https://play.google.com/store/apps/details?id=com.bsb.hike UPI ASP app
45 #N/A #N/A HSBC Bank https://play.google.com/store/apps/details?id=com.mgs.hsbcupi UPI App
46 #N/A #N/A IDFC Bank https://play.google.com/store/apps/details?id=com.fss.idfcpsp UPI App
47 #N/A #N/A ICICI Bank https://play.google.com/store/apps/details?id=com.csam.icici.bank.imobile Bank App with UPI
48 #N/A #N/A Indian Bank https://play.google.com/store/apps/details?id=com.infrasofttech.indianbankupi UPI App
49 Jugnoo Jugnoo Yes Bank https://play.google.com/store/apps/details?id=product.clicklabs.jugnoo UPI ASP app
50 #N/A #N/A NA https://play.google.com/store/apps/details?id=in.juspay.euler.pregel UPI Collect App
51 #N/A #N/A Kotak Mahindra Bank https://play.google.com/store/apps/details?id=com.olive.kotak.upi&hl=en UPI App
52 Kotak - 811 Kotak - 811 Kotak Mahindra Bank https://play.google.com/store/apps/details?id=com.msf.kbank.mobile Bank App with UPI
53 Mera iMobile by ICICI Bank Mera iMobile by ICICI Bank ICICI Bank https://play.google.com/store/apps/details?id=com.csam.icici.bank.mimobile UPI App
54 My airtel My airtel Airtel Payments Bank https://play.google.com/store/apps/details?id=com.myairtelapp UPI App
55 Mypoolin Mypoolin Yes Bank https://play.google.com/store/apps/details?id=com.app.mypoolin UPI ASP Payments App
56 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.nupay.customer UPI ASP Payments App
57 Payzapp Payzapp HDFC Bank https://play.google.com/store/apps/details?id=com.enstage.wibmo.hdfc UPI ASP Payments App
58 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.phonepe.app UPI Wallet
59 #N/A #N/A ICICI Pockets https://play.google.com/store/apps/details?id=com.icicibank.pockets UPI ASP Payments App
60 PSB UPI App PSB UPI App PSB https://play.google.com/store/apps/details?id=com.mobileware.upipsb UPI App
61 #N/A #N/A AXIS Bank https://play.google.com/store/apps/details?id=com.samsung.android.spay&hl=en UPI ASP Payments App
62 SC - UPI SC - UPI SCB https://play.google.com/store/apps/details?id=com.sc.scbupi UPI App
63 SIB MPOS SIB MPOS South Indian Bank https://play.google.com/store/apps/details?id=com.sib.mpos UPI Merchant App
64 Tez Tez ICICI, Axis, HDFC https://play.google.com/store/apps/details?id=com.google.android.apps.nbu.paisa.user UPI App
65 TranZapp - UPI TranZapp - UPI TJSB Bank https://play.google.com/store/apps/details?id=in.co.finacus.tjsbbankpsp UPI App
66 Truecaller Truecaller ICICI https://play.google.com/store/apps/details?id=com.truecaller UPI ASP app
67 TruPay TruPay Yes Bank https://play.google.com/store/apps/details?id=com.protinus.trupay UPI ASP Payments App
68 Uber Uber AXIS Bank https://play.google.com/store/apps/details?id=com.ubercab UPI ASP app
69 Ultracash Ultracash Yes Bank https://play.google.com/store/apps/details?id=com.ultracash.payment.customer UPI ASP Payments App
70 #N/A #N/A IDBI Bank https://play.google.com/store/apps/details?id=com.idbi.merchant.solution UPI Merchant App
71 #N/A #N/A Equitas Small Finance Bank https://play.google.com/store/apps/details?id=com.equitasbank.upi UPI App
72 PayTM PayTM PayTM Payments Bank https://play.google.com/store/apps/details?id=net.one97.paytm Bank App with UPI
73 #N/A #N/A Bank of India https://play.google.com/store/apps/details?id=com.infra.boiupi UPI App
74 #N/A #N/A Yes Bank https://play.google.com/store/apps/details?id=com.yapapp.cu.merchant UPI Merchant App
75 #N/A #N/A Janata Sahakari Bank https://play.google.com/store/apps/details?id=com.finacus.jetpay UPI App
76 Ola Ola AXIS Bank https://play.google.com/store/apps/details?id=com.olacabs.customer UPI ASP app
 VPA Merchant Category Bank PSP
PayTM travel-paytm@icici Travel ICICI ICICI
PayTM utilities-paytm@icici Bill payments ICICI ICICI
PayTM paytm@icici Payments ICICI ICICI
Billdesk indiaideas@icici Bill payments ICICI ICICI
RazorPay razorpay@icici Payments ICICI ICICI
RazorPay razorpaypg@hdfcbank Payments HDFC HDFC
Instamojo instamojo@icici Payments ICICI ICICI
LIC lic@axisbank Bill payments Axis Bank Axis Bank
Shopclues shopclues@axisbank E-Commerce Axis Bank Axis Bank
Uber uber@axisbank Travel Axis Bank Axis Bank
Ola olacabs@axisbank Travel Axis Bank Axis Bank
PayU payu@axisbank Payments Axis Bank Axis Bank
Freecharge freecharge@axisbank Payments Axis Bank Axis Bank
Flipkart fkrt@ybl E-Commerce Yes Bank PhonePe
IRCTC irctc@axisbank Travel Axis Bank Axis Bank
Spicejet spicejet@hsbc Travel HSBC Bank HSBC Bank
Cinepolis Mutual Funds Standard ChartedStandard Charted
Amazon amazon@apl E-Commerce Axis Bank Amazon Pay Limited
FingPay fingpay@icici Merchant Aggregator ICICI ICICI
Zerodha zerodha1@hdfcbank Financial Services HDFC HDFC
TicketNew orbgen@hdfcbank Entertainment HDFC HDFC
CC Avenues ccavenues@icici Payments ICICI ICICI
Redbus redbus@axisbank Travel Axis Bank Axis Bank
GoIbibo goibibo1@icici Travel ICICI ICICI
Tax ManagementTMI@ICICI
India Taxes ICICI ICICI
BSNL bsnlupi@fbl Bill payments Federal Bank Federal Bank
S No PSP Bank PSP Partner VPA Comments airtel
Aditya Birla Idea Payments Bank Aditya Birla Idea Payments Bank @birla
1 Airtel Payments Bank Airtel Payments Bank @airtel airtelpaymentsbank
Airtel Payments Bank Airtel Payments Bank @airtelpaymentsbank
Airtel Payments Bank Airtel Payments Bank @apb
2 Allahabad Bank Allahabad Bank @allbank 1 Aditya Birla Idea PSP
Payments
& Issuer
Bank BHIM ABPB birla albk
Allahabad Bank Allahabad Bank @albk
Allahabad Bank Allahabad Bank @allahabadbank
3 Andhra Bank Andhra Bank @andb
4 Axis Bank Axis Bank @axisbank
Axis Bank Axis Bank @axis
5 Axis Bank Samsung Pay @pingpay 4 Andhra Bank PSP & Issuer Bhim Andhra Bank
andb
One- UPI App andb
6 Axis Bank Google Tez @okaxis 5 Axis Bank PSP & Issuer BHIM Axis Pay UPI
axisgo,axis,pingpay,lime,axisbank,okaxis
App apb axis pingpay lime
7 Axis Bank Axis Bank @axisgo 6 Bandhan Bank PSP & Issuer BHIM Bandhan UPI
bandhan axis
8 Axis Bank Amazon Pay @apl 7 Bank of Baroda PSP & Issuer BHIM Baroda PAY
barodampay axisbank
9 Axis Bank Freecharge @freecharge 8 Bank Of India PSP & Issuer BHIM BOI UPI boi axisgo
Axis Bank Axis Bank @lime Lime Wallet
Bandhan Bank Bandhan Bank @bandhan
10 Bank of Baroda Bank of Baroda @barodampay 9 Bank of Maharashtra
PSP & Issuer BHIM Maha UPImahb bandhan
Bank of Baroda Truecaller @barodapay
11 Bank of India Bank of India @boi 10 Canara Bank PSP & Issuer BHIM Canara- eMPower
cnrb barodampay
12 Bank of Maharashtra Bank of Maharashtra @mahb 11 Catholic Syrian Bank
PSP & Issuer CSB UPI csbpay,csbcash birla csbcash
13 Canara Bank Canara Bank @cnrb birla 12 Central Bank of India
PSP & Issuer BHIM Cent UPI centralbank,cbin,cboi
boi cbin cboi
14 Catholic Syrian Bank Catholic Syrian Bank @csbpay boi 13 City Union Bank PSP & Issuer City Union Bank cub
UPI cbin
Catholic Syrian Bank Catholic Syrian Bank @csbcash
15 Central Bankof India Central Bankof India @centralbank cbin 14 DBS Digibank PSP & Issuer Digibank dbs cboi
Central Bankof India Central Bankof India @cbin
Central Bankof India Central Bankof India @cboi
16 DBS BANK LTD DBS BANK LTD @dbs cboi 15 DCB Bank PSP & Issuer BHIM DCB Bankdcb UPI centralbank
17 DCB Bank Ltd DCB Bank Ltd @dcb centralbank 16 Dena Bank PSP & Issuer BHIM Dena UPI denabank cmsidfc
18 Dena Bank Dena Bank @denabank cmsidfc 17 Dhanlaxmi Bank Ltd
PSP & Issuer BHIM DLB dlb cnrb
19 Equitas Bank Equitas Bank @equitas cnrb 18 Equitas Small Finance
PSP &Bank
Issuer Equitas UPI equitas, purz csbcash purz
20 Federal Bank Federal Bank @federal csbcash 19 Federal Bank PSP & Issuer BHIM LOTZA UPI federal,fbl
Payments APPcsbpay fbl
21 Federal Bank Federal Bank @fbl csbpay 20 Fino Payment BankPSP & Issuer Fino Bpay finobank cub
22 Fino Payments Bank Fino Payments Bank @finobank cub 21 HDFC Bank PSP & Issuer HDFC Bank Mobilebanking
hdfcbank,payzapp,okhdfcbank,rajgovhdfcbank
dbs payzapp okhdfcbank rajgovhdfcbank
23 HDFC BANK LTD HDFC BANK LTD @hdfcbank dbs 22 HSBC PSP & Issuer HSBC Simple Payhsbc dcb
24 HDFC BANK LTD Google Tez @okhdfcbank dcb 23 ICICI Bank PSP & Issuer iMobile By ICICIimobile,
Bank pockets,ezeepay,eazypay,icici,okicici
denabank pockets ezeepay eazypay
25 HSBC HSBC @hsbc denabank 24 IDBI Bank PSP & Issuer BHIM PAyWIZ by idbi,
IDBI
idbibank
Bank dlb idbibank
26 ICICI Bank ICICI Bank @icici dlb 25 IDFC Bank PSP & Issuer IDFC Bank BHIMidfc,idfcbank,idfcnetc,cmsidfc
UPI App eazypay idfcbank idfcnetc cmsidfc
27 ICICI Bank Google Tez @okicici eazypay 26 Indian Bank PSP & Issuer BHIM Indian Bankindianbank,indbank,indianbk
UPI equitas indbank indianbk
28 ICICI Bank Pockets @pockets equitas 27 Indian Overseas Bank
PSP & Issuer BHIM IOB UPI iob ezeepay
29 ICICI Bank ICICI Bank @icicipay ezeepay 28 IndusInd Bank PSP & Issuer BHIM Indus Pay indus fbl
30 IDBI Bank Limited IDBI Bank Limited @idbi fbl 29 Jammu and KashmirPSPBank
& Issuer BHIM JK Bank UPIjkb federal
31 IDFC Bank IDFC Bank @idfcbank federal 30 Janta Sahakari Bank
PSPPune
& Issuer JetPay jsbp finobank
32 Indian Bank Indian Bank @indianbank finobank 31 Karnataka Bank PSP & Issuer BHIM KBL UPI kbl,karb,kbl052 hdfcbank karb kbl052
33 Indian Overseas Bank Indian Overseas Bank @iob hdfcbank 32 Karur Vysya BankPSP & Issuer BHIM KVB Pay kvb,karurvysyabank,kvbank
hsbc karurvysyabank kvbank
34 INDUSIND BANK INDUSIND BANK @indus hsbc 33 Kotak Mahindra Bank
PSP & Issuer BHIM KOTAK Pay kotak,kaypay,kmb,kmbl
icici kaypay kmb kmbl
35 Jammu & Kashmir Bank Jammu & Kashmir Bank @jkb icici 34 Lakshmi Vilas Bank
PSP & Issuer BHIM LVB UPAAY lvb,lvbank idbi lvbank
36 Janata Sahakari Bank Ltd.,Pune Janata Sahakari Bank Ltd.,Pune @jsb idbi 35 Oriental Bank of Commerce
PSP & Issuer BHIM Oriental Pay
obc idbibank
37 Karnataka Bank Karnataka Bank @kbl idbibank 36 Paytm Payments Bank
PSP & Issuer Paytm App paytm idfc
38 Karur Vysya Bank Karur Vysya Bank @kvb idfc 37 Punjab & Sind Bank
PSP & Issuer BHIM PSB psb idfcbank
39 Kotak Mahindra Bank Kaypay @kaypay idfcbank 38 Punjab National Bank
PSP & Issuer BHIM PNB pnb idfcnetc
40 Kotak Mahindra Bank Kotak Mahindra Bank @kotak idfcnetc 39 RBL Bank PSP & Issuer BHIM RBL Pay rbl imobile
41 Lakshmi Vilas Bank Lakshmi Vilas Bank @lvb imobile 40 South Indian BankPSP & Issuer BHIM SIB UPI sib indbank
42 Oriental Bank of Commerce Oriental Bank of Commerce @obc indbank 41 Standard Chartered
PSPBank
& Issuer SC UPI srcb,sc,scmobile,scb,scbl
indianbank sc scmobile scb
43 Paytm Payments Bank Paytm Payments Bank @paytm indianbank 42 State Bank of India
PSP & Issuer BHIM SBI Pay sbi indianbk
44 Punjab National Bank Punjab National Bank @pnb indianbk 43 Syndicate Bank PSP & Issuer BHIM SyndUPI syndicate,syndbank,synd
indus syndbank synd
45 Punjab & Sind Bank Punjab & Sind Bank @psb indus 44 TJSB Bank PSP & Issuer Tranzapp –UPI tjsb iob
46 RBL RBL @rbl iob 45 UCO Bank PSP & Issuer BHIM UCO UPI uco jkb
47 South Indian Bank South Indian Bank @sib jkb 46 Union Bank of India
PSP & Issuer BHIM Union Bank unionbankofindia,unionbank,uboi
UPI App jsbp unionbank uboi
48 Standard Chartered Standard Chartered @scb jsbp 47 United Bank of India
PSP & Issuer BHIM United UPIubi,united,utbi
Pay karb united utbi
49 Standard Chartered Standard Chartered @s2b karb 48 Vijaya Bank PSP & Issuer BHIM Vijaya UPIvjb,vijb,vijayabank
App karurvysyabank vijb vijayabank
50 State Bank Of India State Bank Of India @sbi karurvysyabank 49 Yes Bank PSP & Issuer BHIM YES Pay yesbank,yesbankltd kaypay yesbankltd
51 State Bank Of India Google Tez @oksbi kaypay kbl
52 Syndicate Bank Syndicate Bank @syndicate kbl kbl052
53 TJSB TJSB @tjsb kbl052 kmb
54 UCO Bank UCO Bank @uco kmb kmbl
55 Union Bank of India Union Bank of India @unionbank kmbl kotak
56 Union Bank of India Union Bank of India @uboi kotak kvb
57 United Bank of India United Bank of India @utbi kvb kvbank
58 United Bank of India United Bank of India @ubi kvbank lime
59 United Bank of India United Bank of India @united lime lvb
60 Vijaya Bank Vijaya Bank @vijb lvb lvbank
61 Yes Bank Ltd Yes Bank Ltd @yesbank lvbank mahb
62 Yes Bank Ltd PhonePe @ybl mahb obc
Yes Bank Ltd Yes Bank Ltd @yesbankltd obc okaxis
Aditya Birla Idea Payments Bank Aditya Birla Idea Payments Bank @yesbankltd okaxis okhdfcbank
okhdfcbank okicici
okicici paytm
paytm payzapp
payzapp pingpay
pingpay pnb
pnb pockets
pockets psb
psb purz
purz rajgovhdfcbank
rajgovhdfcbank rbl
rbl sbi
sbi sc
sc scb
scb scbl
scbl scmobile
scmobile sib
sib srcb
srcb synd
synd syndbank
syndbank syndicate
syndicate tjsb
tjsb ubi
ubi uboi
uboi uco
uco unionbank
unionbank unionbankofindia
unionbankofindia united
united utbi
utbi vijayabank
vijayabank vijb
vijb vjb
vjb yesbank
yesbank yesbankltd
yesbankltd
 All data as on Jan 25th 2017.
App Vintage (Days since Number of
Title Name Developer Email Website App Size (MB) App version Last Release date last update) Versions
PNB UPI PNB pnbmobilebanking@gmail.com 5.19644928 1.1.3 2017-01-04 21 4
UCO UPI UCO BANK uco.mbanking@ucobank.co.in http://www.ucobank.com 6.363277435 1.0.0 2016-08-25 153 1
SIB M-Pay (UPI Pay)
PayMate India contact@paymate.co.in http://www.paymate.co.in 3.576205254 4.2.0 2017-01-06 19 6
Lotza-UPI Federal Bank mobilesupport@federalbank.co.inhttp://www.federalbank.co.in 11.32486153 1.3 2016-12-09 47 5
Baroda MPay Bank of Baroda upi.bcc@bankofbaroda.com http://www.bankofbaroda.com 6.262870789 1.0.1 2016-12-25 31 2
HDFC Bank MobileBanking
HDFC Bank pranavh.patel@hdfcbank.com http://www.hdfcbank.com 12.63126469 5.4 2017-01-16 9 24
VIJAYA UPI Vijaya Bank fssnetmpay@gmail.com 5.819634438 1.0.41 2016-11-22 64 2
DCB Bank UPI App
DCB Bank dcbbank.india@gmail.com http://www.dcbbank.com 4.389598846 1 2016-08-25 153 1
SBI Pay State Bank of India sbi.mobility@gmail.com http://www.sbi.co.in 2.430954933 1 2016-11-19 67 1
Banking, Recharge
Chillr
& Bill Pay support@chillr.in https://www.chillr.in 8.544282913 2.02P 2016-11-24 62 36
Maha UPI Bank of Maharashtra mahaconnect@mahabank.co.in http://www.bankofmaharashtra.in/ 4.471121788 1.0.2 2016-12-22 34 2
UPI App- Pay,Split
Splitkart
& Earn E Services Pvt. Ltd. contact@splitkart.com http://splitkart.com/ 7.549404144 2.0.7 2016-12-07 49 3
Nupay-"THE" UPINupay
app toBusiness
use Solutions care@nupay.co.in http://www.nupay.co.in 6.45912075 1.2.1 2016-09-15 132 1
RBLPay RBL Bank Ltd. isd@rblbank.com http://www.rblbank.com 8.102083206 1.1 2016-12-09 47 1
PhonePe - India'sFXMart
Payment
PvtApp
Ltd app-help@phonepe.com http://www.phonepe.com 6.221054077 3.0.1 2017-01-19 6 10
Canara Bank UPI-CANARA
eMpowerBANK canarambanking@gmail.com http://www.canarabank.com 9.614245415 1.3 2016-12-01 55 3
Jugnoo Pay - UPIJugnoo
based support@jugnoo.in https://www.jugnoo.in 5.951895714 1.5.2 2016-12-01 55 1
BHIM National Payments Corporation ofupi.developers@npci.org.in
India (NPCI) http://www.npci.org.in/UPI_Product.aspx 2.470819473 1.1 2017-01-04 21 2
OBC UPI PSP Oriental Bank of Commerce hodit_upiwaf@obc.co.in http://www.obcindia.co.in 2.496377945 1.4 2017-01-04 21 4
Andhra Bank ONEANDHRA
– UPI App
BANK cbs-ebanking@andhrabank.co.inhttp://www.andhrabank.in 7.005880356 1 2016-08-26 152 1
Kaypay Kotak Mahindra Bank Ltd. kotakbanksocialmedia@gmail.com
http://www.kotak.com 14.05405712 2 2016-11-30 56 1
IndusPay UPI AppIndusInd Bank Ltd. reachus@indusind.com http://www.indusind.com 4.503321648 1 2016-12-06 50 1
Pockets-UPI,Wallet,QR
ICICI Bank
Payments
Ltd. pockets@icicibank.com http://www.icicibank.com/pockets 14.73656368 4.9 2017-01-14 11 21
CSB-UPI The Catholic Syrian Bank Ltd cbs@csb.co.in http://www.csb.co.in/ 7.618049622 1.0.1 2016-09-01 146 1
TranZapp - UPI TJSB Sahakari Bank Ltd mobile@tjsb.co.in https://www.tjsbbank.co.in 4.476443291 1 2016-08-25 153 1
IDFC Bank UPI App
IDFC Bank Limited apps@idfcbank.com http://www.idfcbank.com 11.2521944 1.0.4 2016-12-07 49 1
KBL SMARTz (UPI)
KARNATAKA BANK karnatakabank.mobileapp@gmail.com
https://www.karnatakabank.com/ktk/kblupi.jsp 8.083246231 1.0.5 2016-12-17 39 4
Cent UPI CENTRAL BANK OF INDIA centmobile2013@gmail.com https://centralbankmobile.in 5.530047417 1.0.0 2016-12-20 36 1
DENA BANK E-UPI
Dena Bank denamconnect@denabank.co.in http://www.denabank.com 2.939361572 1.0.0 2017-01-04 21 1
UPI Bank TransferMyPoolin
with Friends hello@mypoolin.com https://mypoolin.com 8.317444801 1.86.1.1-beta 2016-12-15 41 5
Allahabad Bank UPI
Allahabad Bank customercare@allahabadbank.inhttps://www.allahabadbank.in 6.954725266 1.0.4 2016-12-13 43 2
UPI :: United UPI United Bank of India mbankadmin@unitedbank.co.in 5.107207298 1.0.44 2017-01-03 22 3
Union Bank UPI App
Union Bank of India mbteam@unionbankofindia.com http://www.unionbankofindia.co.in/UPI_App.aspx 4.603937149 1.0.42 2016-12-22 34 2
iMobile by ICICI Bank
ICICI Bank Ltd. mobileapps@icicibank.com http://www.icicibank.com 11.13085651 6.9 2017-01-19 6 19
UPI Social Payments
Cheripo
& Split
E-Ventures LLP contactus@cheripo.com https://www.letspool.co 3.704977036 0.0.28 2016-12-21 35 3
Indian Bank UPI Indian Bank mbanking@indianbank.co.in http://www.indianbank.in 3.568223 1.0.1 2016-12-30 26 1
UPI Money Transfer
Protinus
– Trupay
Infotech Private Limited info@trupay.in http://www.trupay.in 9.279064178 1.1.76 2016-12-09 47 4
Axis Pay UPI AppAxis Bank Ltd. internet.banking@axisbank.com http://www.axisbank.com 12.72706699 1 2017-01-13 12 2
https://play.google.com/store/apps/details?id=com.lcode.allahabadupi
https://play.google.com/store/apps/details?id=com.olive.andhra.upi
https://play.google.com/store/apps/details?id=com.upi.axispay
https://play.google.com/store/apps/details?id=com.bankofbaroda.upi
https://play.google.com/store/apps/details?id=in.org.npci.upiapp
https://play.google.com/store/apps/details?id=upi.npst.com.upicanara
https://play.google.com/store/apps/details?id=com.infrasofttech.centralbankupi
https://play.google.com/store/apps/details?id=com.lcode.csbupi
https://play.google.com/store/apps/details?id=com.olive.dcb.upi
https://play.google.com/store/apps/details?id=com.dena.upi.gui
https://play.google.com/store/apps/details?id=com.dbs.in.digitalbank
https://play.google.com/store/apps/details?id=com.snapwork.hdfc
https://play.google.com/store/apps/details?id=com.mgs.hsbcupi
https://play.google.com/store/apps/details?id=com.fss.idfcpsp
https://play.google.com/store/apps/details?id=com.csam.icici.bank.imobile
https://play.google.com/store/apps/details?id=com.infrasofttech.indianbankupi
https://play.google.com/store/apps/details?id=com.mgs.induspsp
https://play.google.com/store/apps/details?id=com.olive.kotak.upi
https://play.google.com/store/apps/details?id=com.lcode.smartz
https://play.google.com/store/apps/details?id=com.upi.federalbank.org.lotza
https://play.google.com/store/apps/details?id=com.infrasofttech.mahaupi
https://play.google.com/store/apps/details?id=com.mgs.obcbank
https://play.google.com/store/apps/details?id=com.phonepe.app
https://play.google.com/store/apps/details?id=com.fss.pnbpsp
https://play.google.com/store/apps/details?id=com.rblbank.upi
https://play.google.com/store/apps/details?id=com.sbi.upi
https://play.google.com/store/apps/details?id=com.paymate.sib
https://play.google.com/store/apps/details?id=in.co.finacus.tjsbbankpsp
https://play.google.com/store/apps/details?id=com.lcode.ucoupi
https://play.google.com/store/apps/details?id=com.fss.ubipsp
https://play.google.com/store/apps/details?id=com.fss.unbipsp
https://play.google.com/store/apps/details?id=com.fss.vijayapsp
https://play.google.com/store/apps/details?id=com.fisglobal.syndicateupi.app
https://play.google.com/store/apps/details?id=com.idbibank.paywiz
https://play.google.com/store/apps/details?id=com.mycompany.kvb
https://play.google.com/store/apps/details?id=com.sc.scbupi
https://play.google.com/store/apps/details?id=com.lvbank.upaay
https://play.google.com/store/apps/details?id=com.mobileware.upipsb
https://play.google.com/store/apps/details?id=com.euronet.iobupi
https://play.google.com/store/apps/details?id=com.YesBank
https://play.google.com/store/apps/details?id=com.fss.jnkpsp
https://play.google.com/store/apps/details?id=com.google.android.apps.nbu.paisa.user
https://play.google.com/store/apps/details?id=com.google.android.apps.nbu.paisa.user
 Allahabad Bank
https://play.google.com/store/apps/details?id=com.lcode.allahabadupi
UPI
Andhra Bank
https://play.google.com/store/apps/details?id=com.olive.andhra.upi
ONE - UPI App
https://play.google.com/store/apps/details?id=com.upi.axispay
AxisPay
https://play.google.com/store/apps/details?id=com.bankofbaroda.upi&hl=en
Baroda MPay
https://play.google.com/store/apps/details?id=in.org.npci.upiapp
BHIM
Canara Bank
https://play.google.com/store/apps/details?id=upi.npst.com.upicanara
UPI - empower
https://play.google.com/store/apps/details?id=com.infrasofttech.centralbankupi
Cent UPI
https://play.google.com/store/apps/details?id=in.chillr
Chillr
https://play.google.com/store/apps/details?id=com.lcode.csbupi
CSB-UPI
DCB Bank UPI
https://play.google.com/store/apps/details?id=com.olive.dcb.upi
App
https://play.google.com/store/apps/details?id=com.dena.upi.gui
Dena Bank E-UPI
HDFC Bank
https://play.google.com/store/apps/details?id=com.snapwork.hdfc
MobileBanking
IDFC Bank UPI
https://play.google.com/store/apps/details?id=com.fss.idfcpsp
App
https://play.google.com/store/apps/details?id=com.csam.icici.bank.imobile
iMobile
https://play.google.com/store/apps/details?id=com.infrasofttech.indianbankupi
Indian Bank UPI
IndusPay UPI
https://play.google.com/store/apps/details?id=com.mgs.induspsp
App
https://play.google.com/store/apps/details?id=com.jugnoo.pay
Jugnoo Pay
https://play.google.com/store/apps/details?id=com.olive.kotak.upi&hl=en
KayPay
KBL SMARTz
https://play.google.com/store/apps/details?id=com.lcode.smartz
(UPI)
https://play.google.com/store/apps/details?id=com.upi.federalbank.org.lotza
Lotza-UPI
https://play.google.com/store/apps/details?id=com.infrasofttech.mahaupi
Maha UPI
https://play.google.com/store/apps/details?id=com.nupay.customer
NuPay
https://play.google.com/store/apps/details?id=com.mgs.obcbank
OBCUPI PSP
https://play.google.com/store/apps/details?id=com.cheripo.letspool.android
PaySay
https://play.google.com/store/apps/details?id=com.phonepe.app
PhonePe
https://itunes.apple.com/in/app/phonepe-indias-payments-app/id1170055821?ls=1&mt=8
PhonePe iOS
https://play.google.com/store/apps/details?id=com.fss.pnbpsp
PNB UPI
https://play.google.com/store/apps/details?id=com.icicibank.pockets
Pockets
https://play.google.com/store/apps/details?id=com.rblbank.upi
RBL Pay
https://play.google.com/store/apps/details?id=com.sbi.upi
SBI Pay
https://play.google.com/store/apps/details?id=com.paymate.sib
SIB M-Pay
https://play.google.com/store/apps/details?id=com.splitkart.app
SplitKart
https://play.google.com/store/apps/details?id=in.co.finacus.tjsbbankpsp
Tranzapp
https://play.google.com/store/apps/details?id=com.protinus.trupay&hl=en
TruPay
https://play.google.com/store/apps/details?id=com.lcode.ucoupi
Uco UPI
Union Bank UPI
https://play.google.com/store/apps/details?id=com.fss.ubipsp
App
https://play.google.com/store/apps/details?id=com.fss.unbipsp
United UPI
UPI Bank
Transfer with
https://play.google.com/store/apps/details?id=com.app.mypoolin
Friends
https://play.google.com/store/apps/details?id=com.fss.vijayapsp
Vijaya UPI
 All data as on Jan 25th 2017.
Bank / PSP Name App Name Average Count star_count_5 star_count_4 star_count_3 star_count_2 star_count_1 Comments
ICICI Bank Ltd. iMobile by ICICI Bank 4.396856308 381294 19857 6940 17645 94437 242415 Existing app with UPI as feature addition
National Payments Corporation ofBHIM
India (NPCI) 3.996740341 163213 24749 8085 10425 19644 100310
HDFC Bank HDFC Bank MobileBanking 4.243335724 148811 8648 4970 12240 38618 84335 Existing app with UPI as feature addition
ICICI Bank Ltd. Pockets-UPI,Wallet,QR Payments 4.151827812 105086 10264 3317 7927 22270 61308 Existing app with UPI as feature addition
FXMart Pvt Ltd PhonePe - India's Payment App 4.241792202 96769 8529 3024 6780 16623 61813
Chillr Banking, Recharge & Bill Pay 4.379500389 36801 2031 814 2015 8239 23702 Existing app with UPI as feature addition
Axis Bank Ltd. Axis Pay UPI App 3.890871048 10483 1566 569 1018 1620 5710
State Bank of India SBI Pay 2.902863264 8452 3407 625 716 790 2914
PayMate India SIB M-Pay (UPI Pay) 4.053743839 4968 612 210 377 869 2900 Mobile wallet app
PNB PNB UPI 3.834073782 4502 796 209 396 646 2455 Mobile banking app
CANARA BANK Canara Bank UPI- eMpower 3.937163353 2785 467 126 184 346 1662
United Bank of India UPI :: United UPI 3.897827864 2486 365 139 250 363 1369
Protinus Infotech Private Limited UPI Money Transfer – Trupay 3.918267012 2239 345 122 182 312 1278
Union Bank of India Union Bank UPI App 3.708286047 1762 360 80 171 254 897
Federal Bank Lotza-UPI 4.174258709 1383 148 61 100 167 907
Allahabad Bank Allahabad Bank UPI 4.231508732 1352 143 47 79 168 915
ANDHRA BANK Andhra Bank ONE – UPI App 3.621273279 1241 286 75 85 172 623
Bank of Baroda Baroda MPay 3.241748333 1121 361 85 92 88 495
KARNATAKA BANK KBL SMARTz (UPI) 3.915662766 1079 193 39 67 147 633
MyPoolin UPI Bank Transfer with Friends 4.311264992 1012 113 24 44 85 746
Oriental Bank of Commerce OBC UPI PSP 3.510067225 745 206 37 42 91 369
UCO BANK UCO UPI 4.01641798 670 98 26 47 95 404 Mobile banking app
Bank of Maharashtra Maha UPI 4.188622952 668 81 19 30 101 437
Cheripo E-Ventures LLP UPI Social Payments & Split 3.614436626 568 135 19 55 80 279
Splitkart E Services Pvt. Ltd. UPI App- Pay,Split & Earn 4 551 100 15 18 70 348
Kotak Mahindra Bank Ltd. Kaypay 3.179536581 518 180 35 27 64 212
Vijaya Bank VIJAYA UPI 3.78806591 486 95 22 37 69 263
Dena Bank DENA BANK E-UPI 4.269662857 178 21 2 8 24 123
DCB Bank DCB Bank UPI App 4.199999809 120 13 1 10 21 75
CENTRAL BANK OF INDIA Cent UPI 4.243243218 111 12 2 6 18 73
IndusInd Bank Ltd. IndusPay UPI App 3.571428537 91 24 6 3 10 48
TJSB Sahakari Bank Ltd TranZapp - UPI 3.776315689 76 14 4 8 9 41
Indian Bank Indian Bank UPI 4.05405426 74 12 3 4 5 50
IDFC Bank Limited IDFC Bank UPI App 4.307692528 65 7 0 3 11 44
Nupay Business Solutions Nupay-"THE" UPI app to use 4.391304493 46 6 0 1 2 37
The Catholic Syrian Bank Ltd CSB-UPI 3.608695746 46 11 4 3 2 26
Jugnoo Jugnoo Pay - UPI based 4.3157897 19 2 1 0 2 14
RBL Bank Ltd. RBLPay 3.875 8 1 0 2 1 4
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