Terms and Conditions SBS Instalment Plans at 0% Markup*

Bank Alfalah Limited’s Step-By-Step (SBS) Plan means the purchase of goods and services by
the Cardholder for the Cardholder to utilise the available credit limit and repay the
transaction amount in equal monthly instalments according to the credit card and SBS terms
With No Processing Fee
and conditions.
Product Specifications: Alfalah Credit Cards
‘Total SBS prices’ include the purchase price (inclusive of all eligible taxes) and applicable
SBS charges as per the Schedule of Bank Charges (SoBC). • 5” display FHD
SBS processing fee of 2.5% or Rs. 500 (whichever is higher) shall be applicable per • 3GB RAM + 32GB ROM
transaction. The Bank reserves the right to change all the SBS related fees and charges at its • Kirin 659 Octa-core
own discretion. • Android N + EMUI 5.1
The Cardholder shall pay the total SBS price inclusive of all applicable SBS charges in equal
• 3020mAh
instalments (SBS monthly instalment) based on SBS terms chosen by the Cardholder. • Camera: Rear: 13 MP
Front: 5 MP
Products offered on 0% markup are as per tenures defined in the brochures under the
respective product code/product model.
• Color: Gray and Gold
• Second generation
Instalment billed to Cardholders on cycle date shall be included in minimum payment by said • Fingerprint sensor
Cardholder.

If the Cardholder pays less than the monthly minimum amount on the payment due date
specified in the statement of account, the Cardholder becomes liable to pay service
fee/charges according to the terms and conditions.

In case, the Cardholder decides to cancel his/her SBS, the Cardholder shall be liable to pay
the pre-closure penalty i.e. 5% of remaining loan amount or Rs. 1,000 (whichever is higher).

The Bank reserves the absolute right to accept/reject the request for conversion of the
transaction or balance to SBS. Product Detail Price 0 % Markup Months
3 6 12 18 24 30 36
Delivery of the product will be subject to the availability of stock. Honor 5C Pro 20,600 Months Months Months
6,867 3,433 1,717 1,505 1,219 1,047 933
The Bank shall not be liable if merchant is unable to arrange the product within the time
period due to any stock issue.

All SBS products are subject to availability and market price. Any increase in price will be
updated on website and Cardholder shall be apprised at the time of booking through Alfalah
Contact Centre.

All SBS promotions shall be valid for a limited time.

Product Specifications:
Bank Alfalah Limited shall not, in any way, be held responsible for the quality, purpose,
fitness of or merchantability of the SBS product delivered by the merchant. • 5.65” display FHD
Bank Alfalah Limited shall not be liable for any loss or damage incurred or suffered by the
• 3GB RAM + 32GB ROM
Cardholder by reason of a business partner refusing to allow a transaction or accepting a • Kirin 659 Octa-core
credit card. • Android 7.0 + EMUI 5.1
• 3000mAh
By signing the ‘SBS Application Form’, it is assumed that you have read, understood and
agreed with the terms and conditions mentioned on the SBS flyer and the Bank’s website, • Camera Dual: Rear 13MP + 2MP
bankalfalah.com. Front: 13MP + 2MP
• Color: Blue and Black
• Fourth generation
• Fingerprint sensor

Product Detail Price 0 % Markup Months

111 225 111 3
Months
6
Months
12
Months 18 24 30 36
Honor 9 Lite 25,000
bankalfalah.com 8,333 4,167 2,083 1,826 1,479 1,271 1,132 The Way Forward
 Y5
Get yourself an Honor Mobile and pay when it is
convenient for you!
The Way Forward
Product Specifications: Application Form
3 simple steps to avail Alfalah Step-By-Step (SBS)
Instalment Plans: • 5.95” display FHD Please complete this form, attach a copy of your CNIC and
• 3GB RAM + 32GB ROM drop it in any Alfalah Credit Cards drop box. Allow 21-28
With Alfalah Step-By-Step (SBS) Instalment Plans you • Kirin 659 Octa-core working days for delivery.
• Android 7.0 + EMUI 5.1
can get the products you have always wanted in easy • 3340mAh Cardholder’s Name
equal monthly instalments with flexible tenures that • Camera: Rear Dual lens 16MP Address
suit your lifestyle perfectly in 3 simple steps: Front: 8MP
• Colour: Blue and Black Phone No. (Off.)
• Fourth generation Phone No. (Res.) Mobile No.
1. Call Alfalah Contact Centre at 111 225 111 to place • Fingerprint sensor
your order or fill in the form attached to the flyer Alfalah Credit Card No.

and drop it at any Alfalah Credit Cards drop box,

located at Bank Alfalah branches. Expiry Date
Month Year
CNIC
2. Opt for 3, 6 or 12 months instalment plan and enjoy
0% markup or choose from a range of flexible Authorised Person’s Name
tenures of up to 36 months. Product Detail Price 0 % Markup Months (Who may receive product on your behalf)
3 6 12 18 24 30 36
Honor 7X 26,100 Months Months Months
Authorised Person’s CNIC No.
8,700 4,350 2,175 1,907 1,544 1,327 1,182

3. Receive your selected product at your doorstep free

Please tick one of your purchase options:
of charge.
I would like to make this purchase without availing Alfalah Step-By-Step (SBS) Plan.
I want to take advantage of the Alfalah Step-By-Step (SBS) Plan.

Product Specifications: I understand that Alfalah Step-By-Step (SBS) Plan is subject to terms and conditions
outlined overleaf and on Bank Alfalah’s website.

• 5.15” display FHD I acknowledge and agree to the clauses.

• 6GB RAM + 128GB ROM Please choose your payment plan option:
• Kirin 960 Octa-core
3* 6* 12* 18 24 30 36
• Android N + EMUI 5.1
• 3200mAh Please fill in the details for the packages selected.
• Camera: Rear 20MP+12MP Product Name Quantity Price Total
Front: 8MP
• Colour: Gray and Blue

*3, 6 and 12 months at 0% markup (March-2018)

• Fourth generation
• Fingerprint sensor

Grand Total

Note:
A pre-closure penalty of 5% of the outstanding amount or Rs. 1,000/-
(whichever is higher) will be levied in case of SBS cancellation.

Product Detail Price 0 % Markup Months

3 6 12 18 24 30 36
Honor 9 56,600 Months Months Months
18,867 9,433 4,717 4,135 3,349 2,877 2,563
Cardholder’s Signature Date P.T.O