Appendix B Occupancy Permitted For Petitioner's Home

Filing # 74489871 E-Filed 07/05/2018 10:13:00 AM
IN THE SUPREME COURT OF FLORIDA

STATE OF FLORIDA
NEIL J. GILLESPIE, ETC.,
Petitioner(s), CASE NO. SC18-343
Lower Tribunal No(s).:
v. 5D17-2665;
42-2013-CA-000115-CAAXXX
REVERSE MORTGAGE SOLUTIONS, INC.,
Respondent(s).
________________________/
SEPERATE APPENDIX
OCCUPANCY PERMITTED FOR PETITIONER’S HOME
8092 SW 115th Loop, Ocala, Florida 34481
• June 2018, Photos of modifications to rain water discharge system; tree removal in courtyard.
• INSPECTED_OCCUPANCY PERMITTED APRIL 27, 2018
• May 1, 2018, Letter of Non-Renewal Risk, Security First Insurance (Homeowners Inc.)
• June 19, 2018, Estimate for $2,000 to trim trees by On Budget Tree Service, LLC
• June 7, 2018, Email FBI Tampa and Marion County Sheriff, cumulative 20 pages
• February 28, 2018, Gillespie Imminent Danger Letter - SFIC#140073 - Proclaim #18049
• February 28, 2018, Gillespie Structural Damage Report - SFIC#140073 - Proclaim#18049
APPENDIX B
Security Flrs~-*:. !nsurance"
POLICY PROCESSING CENTER:
P.O. BOX 105651
ATLANTA, GA 30348-5651
5/1/2018
NEIL GILLESPIE PRIMARY NAMED INSURED:

8092 SW 115TH LOOP POLICY NUMBER: P000007545
OCALA, FL 34481-3567
NEIL GILLESPIE
8092 SW 115TH LOOP
OCALA, FL 34481-3567
IMPORTANT POLICY NOTICE
Dear NEIL GILLESPIE:
Our records indicate that your property claim was closed on 04/02/2018. Upon receipt of this letter, please provide
proof of repair/replacement of settlement cracks on front column, brick flooring outside and left elevation of the
home. If you do the repair work yourself, please provide a copy of your purchase receipts, a signed statement
that the work is completed, as well as photos. Acceptable documentation must be received by 08/01/2018 to
avoid Non-Renewal. Please contact your agent to ask questions and to provide documentation. Thank you!
JAMBAAR STILLS
GEICO INSURANCE AGENCY, INC.
1 GEICO BLVD
FREDERICKSBURG, VA 22406
(855) 820-5814
Sincerely,
Security First Insurance
SFI FL DF3 DO GEN 0816 © Security First Insurance Company www.SecurityFirstFlorida.com
TRA2-D-000849/001706 ACVPHF S1-ET-M1-COOOo1

On Budget Tree Service, LLC
11100 SW 93rd Court Rd 10-112
Ocala, FL 34481
(352) 322-6305
service@onbudgettreeservice.com
http://www.onbudgettreeservice.com
ESTIMATE
ADDRESS ESTIMATE # 1514
Neil Gillespie DATE 06/19/2018
Oak Run Woodside Courts EXPIRATION DATE 07/19/2018
8092 SW 115th Loop
Ocala, Fl 34476
ACTIVITY QTY RATE AMOUNT
Tree Service:Trim Trees 1 2,000.00 2,000.00

Trim trees: Clear a swath 6 ft wide all along left
side of customers property as Decca trees have
overgrown and roots are undermining the
structure of the home. Includes removal of one
tree in front of the lot to gain access and make
our way to the back of the yard. Additional tree
removals may be necessary and will add to the
overall project.
Eliminate the lowest lead from the two big oaks
in the back yard if access is wide enough.
TOTAL
$2,000.00
Accepted By Accepted Date
FLORIDA STATUTE: 713.015-713.37 Florida’s construction Lien Law: those who work on your property or provide
materials and services and are not paid in full have a right to enforce their claim for payment against your property.
A lien may be placed against your property which could be sold against your will to pay for services. Accounts must
be paid in full before a lien will be removed.
Page 1 of 1
Neil Gillespie
From: "On Budget Tree Service, LLC" <quickbooks@notification.intuit.com>

To: <neilgillespie@mfi.net>
Sent: Tuesday, June 19, 2018 12:26 AM
Attach: Estimate_1514_from_On_Budget_Tree_Service_LLC.pdf
Subject: Estimate 1514 from On Budget Tree Service, LLC
Neil,
Based on our visit to your property today I prepared an estimate of your tree trimming project, including opening up the front of
path for access to the rest. At least one removal is necessary and is included.
Please review the estimate below. Feel free to contact us if you have any questions. We look forward to working with you.
Thanks for your business!

Teresa Wheeler
On Budget Tree Service, LLC
------------------------ Estimate Summary --------------------------

Estimate # : 1514
Estimate Date: 06/19/2018
Expiration Date: 07/19/2018
Total: $2,000.00
The complete version has been provided as an attachment to this email.
---------------------------------------------------------------------
6/28/2018
Page 1 of 6
Neil Gillespie
From: "Neil Gillespie" <neilgillespie@mfi.net>

To: "Gregg Jerald" <gjerald@marionso.com>; "FBI Tampa Division" <tampa.division@ic.fbi.gov>
Cc: "Neil Gillespie" <neilgillespie@mfi.net>
Sent: Thursday, June 07, 2018 8:22 PM
Attach: 2018 FLORIDA PROFIT CORPORATION ANNUAL REPORT.pdf; 1994, 08-16-94, DECCA to
Gillespie re Villa Maintenance Program.pdf; 2006, 10-31-06, MCSO Report re Mom's fall at Decca
office_PDF w ORHA Ltr.pdf; Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf;
Gillespie Imminent Danger Letter - SFIC#140073 - Proclaim #18049.pdf; INSPECTED_OCCUPANCY
PERMITTED APRIL 27, 2018_PDF.pdf; Gillespie Structural Damage Report - SFIC#140073 -
Proclaim#18049 - eSealed.pdf; United States v. DECCA-Ghumman, Kulbir, et al. case 87-00013.pdf;
DECCA-Ghumman, Kulbir.pdf
Subject: Fw: Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf
Eric W. Sporre
Special Agent in Charge
FBI Tampa Field Office
tampa.division@ic.fbi.gov
Gregg Jerald, Staff Commander

Sheriff's Executive Staff
Marion County Sheriff’s Office
gjerald@marionso.com
Gentlemen,
Forwarded below is my email and attachments regarding structural damage to my home with Marion
County Building Safety:
Michael L. Savage, Sr., MCP, CBO CFPS, CEI-M

Director - Building Official
Marion County Building Safety
2710 E. Silver Springs Blvd., Ocala, FL 34470
As of today I have not heard back from Oak Run developer Kulbir Ghumman of DECCA, Development
and Construction Corporation of America, or his daughter Priya Ghumman, DECCA’s current President,
Director, and Registered Agent, according to the attached 2018 Florida Profit Corporation Annual
Report.
I am currently making emergency modifications to the rain water discharge system that apparently
undermined the column at the front of my home. Then I will make a formal request to DECCA to repair
this column pursuant to the Villa Maintenance Program, and may make a claim against DECCA’s
contractor policy. My insurance company denied my claim, but said I can make the necessary repairs
myself. Thank you.
Sincerely,
Neil J. Gillespie
8092 SW 115th Loop
Ocala, FL 34481
Tel. 352-854-7807
6/7/2018
Page 2 of 6
Email: neilgillespie@mfi.net
Oak Run
http://www.oakrunflorida.com/
----- Original Message -----

From: Savage, Michael
To: Neil Gillespie
Cc: Wicker, Chad ; Minter, Matthew ; sjohnson@proclaimengineering.com ; pghumman@deccahomes.com ;
colson@deccahomes.com ; tlafferty@deccahomes.com ; jburton@deccahomes.com ; orhaboard@yahoo.com ;
Mark Gillespie ; Bryant, Kathy ; Moore, David ; Zalak, Carl ; Stone, Michelle ; Gold, Jeff
Sent: Tuesday, May 01, 2018 3:31 PM
Subject: RE: Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf
Dear Mr. Gillespie,

The Building Safety Department stands ready to assist whomever the firm is that will be
pulling the required permit for any renovation/restoration work to be performed, that is our
mission. Please have them reach out to our very experience Permit Staff when they are ready
to complete the process.

Thank You,


Direct 352-438-2435 | Cell 352-789-2258
www.marioncountyfl.org
“Empowering Marion For Success”

From: Neil Gillespie <neilgillespie@mfi.net>
Sent: Tuesday, May 1, 2018 3:24 PM
To: Savage, Michael <Michael.Savage@marioncountyfl.org>
Cc: Wicker, Chad <Chad.Wicker@marioncountyfl.org>; Minter, Matthew
<Matthew.Minter@marioncountyfl.org>; sjohnson@proclaimengineering.com;
pghumman@deccahomes.com; colson@deccahomes.com; tlafferty@deccahomes.com;
jburton@deccahomes.com; orhaboard@yahoo.com; Neil Gillespie <neilgillespie@mfi.net>;
Mark Gillespie <mark.gillespie@att.net>; Bryant, Kathy <Kathy.Bryant@marioncountyfl.org>;
Moore, David <David.Moore@marioncountyfl.org>; Zalak, Carl
<Carl.Zalak@marioncountyfl.org>; Stone, Michelle <Michelle.Stone@marioncountyfl.org>;
Gold, Jeff <Jeff.Gold@marioncountyfl.org>
Subject: Re: Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf
6/7/2018
Page 3 of 6

Direct 352-438-2435 | Cell 352-789-2258
Mr. Savage,
This will acknowledge your email, and is a very brief response to some of the issues you raised.
Since you agree with the Engineer’s evaluation of the column at the front of my home, and the
Engineers determination, I direct your department to assist the contractor, DECCA, Development and
Construction Corporation of America, or whatever it calls itself now, with the required permits to take
the remedial actions necessary to repair said deterioration as noted.
My parents paid DECCA to construct this home in 1993-1994, and at all times pertinent since then, this
is a maintained homesite. Attached you will find a letter dated August 16, 1994 from DECCA addressed
to my parents, Cornelius & Penelope Gillespie, at 8092 SW 115 Loop Ocala, FL 34481, the subject
property. Under the Villa Maintenance Program, DECCA is required to repair cracks and paint the
exterior of the home on a five year cycle. In keeping with the industry standard, DECCA is required to
repair cracks greater than 3/8 inch in width which are the Builder's responsibility. If at any time the
crack in the stucco exceeds 3/8 inch in width, DECCA is required to make the repair. I am providing this
notice to DECCA, and ORAL, Oak Run Associates Limited, and the ORHA, Oak Run Homeowners
Association, Inc., by and through the persons shown at the end of this email.
During the establishment of Oak Run, DECCA and company officials pled guilty and were convicted of
federal crimes for knowingly hunting protected wildlife on the property. Oak Run developer Kulbir
Ghumman, and Herbert von Kluge, knowingly hunted protected red-cockaded woodpeckers, see
attached, United States v. DECCA/Ghumman, Kulbir, et al. case 87-00013, U.S. District Court, Middle
District Florida.
Given Oak Run’s past, I am concerned whether my home was constructed according to code.
For example, attached is a photograph of the column made during construction, which shows the block
going into the ground without a foundation. Did this construction comply with the building code in
Florida and Marion County in 1993-1994?
For example, I believe virtually every concrete driveway in Oak Run (3,400 homes) is cracked,
apparently due to a lack of thermal expansion joints. I invite you to personally inspect the defective
driveways in Oak Run and determine the cause of this damage.
On October 30, 2006, my mother Penelope Gillespie, was injured as a result of DECCA's entry door,
11637 SW 90th, Terrace, Ocala, FL, as reported in my letter Nov-27-2006 to James E. Flynn, President,
Oak Run Homeowners Association, Inc. (ORHA). When I returned the next day to photograph the
apparent code violation, I was assaulted by DECCA employee Emilio Gonzales, who tried to grab my
camera, see MCSO report 0610310707.
Currently I am in litigation with a number of parties (RMS v. Gillespie), including the Oak Run
Homeowners Association, Inc. (ORHA), and Development & Construction Corporation of America, Inc.
(DECCA). I have alleged wrongdoing by DECCA’s successor, Oak Run Associates LTD (ORAL) for
6/7/2018
Page 4 of 6
charging post-judgment interest prior to adjudication. This scheme is facilitated by the Marion County
Clerk and Comptroller.
Please note, this is a very limited initial response. More to follow.
Sincerely,
Neil J. Gillespie
8092 SW 115th Loop
Ocala, FL 34481
Tel. 352-854-7807
Cc: Marion County BOCC

Cc: M. Shane Johnson, P.E.
sjohnson@proclaimengineering.com
Cc: Priya Ghumman, DECCA Registered Agent
pghumman@deccahomes.com
Cc: Carol Olson, Vice President of Admin
Administration and Secretary-Treasurer
colson@deccahomes.com
Cc: T. Lafferty
tlafferty@deccahomes.com
Cc: J. Burton
jburton@deccahomes.com
ORHA Board of Directors
orhaboard@yahoo.com
From: Savage, Michael
To: Neil Gillespie
Cc: Wicker, Chad ; Minter, Matthew
Sent: Monday, April 30, 2018 3:22 PM
Subject: RE: Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf
Mr. Gillespie,

I am in receipt of your letter and email in reference to the Engineer’s evaluation of the
column at the front of your home. I agree with the Engineers determination and this
department stands ready to assist you and/or your contractor with the required permits to
take the remedial actions necessary to repair said deterioration as noted.

Thank You,


Direct 352-438-2435 | Cell 352-789-2258
6/7/2018
Page 5 of 6
www.marioncountyfl.org
“Empowering Marion For Success”

From: Neil Gillespie <neilgillespie@mfi.net>
Sent: Friday, April 27, 2018 1:33 PM
To: Savage, Michael <Michael.Savage@marioncountyfl.org>
Cc: Wicker, Chad <Chad.Wicker@marioncountyfl.org>; Minter, Matthew
<Matthew.Minter@marioncountyfl.org>; Neil Gillespie <neilgillespie@mfi.net>
Subject: Gillespie letter to Michael L. Savage, Sr., Director Apr-27-2018.pdf
Michael L. Savage, Sr., Director

2710 E. Silver Springs Blvd.
Ocala, FL 34470
352-438-2435
Michael.Savage@marioncountyfl.org
Cc: Chad Wicker, Building Manager

352-438-2408
Chad.Wicker@marioncountyfl.org
Cc: Matthew Minter, County Attorney

601 SE 25th Ave.
Ocala, FL 34471
Phone: 352-438-2330
Fax: 352-438-2331
Matthew.Minter@marioncountyfl.org
RE: April 27, 2018 - Emergency Inspection by Marion County Building Safety
Dear Director Savage:
Earlier today Jeanette Borrne, and Donald Hanchar, Inspector, did an emergency inspection of my
property as indicated on the attached notice. Jeanette Borrne is not shown on your webpage.
http://www.marioncountyfl.org/departments-agencies/departments-a-n/extension-service/contact-us-copy
As a courtesy, I provided Inspector Donald Hanchar a paper copy of a twenty-one page Damage
Assessment Report by M. Shane Johnson, P.E., of Proclaim Engineering. A courtesy PDF version of
the report is attached.
I believe your office has a conflict of interest with me regarding building safety issues at the Marion
County Judicial Center, 110 NW 1st Ave, Ocala, FL 34475, generally, and specifically with Chad
Wicker, Building Manager, for his failure to provide public records, and apparent falsehoods and/or
omissions facilitated by Matthew Minter, County Attorney. There may also be a conflict if Jeanette
Borrne misrepresented herself as an Inspector. Thank you.
6/7/2018
Page 6 of 6
Sincerely,
Neil J. Gillespie
8092 SW 115th Loop
Ocala, FL 34481
Tel. 352-854-7807
Attachments
Also by US Postal Service, First Class mail letter only to Michael L. Savage, Sr., Director.
Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do
not send electronic mail to this entity. Instead, contact this office by phone or in writing.
Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not
send electronic mail to this entity. Instead, contact this office by phone or in writing.
6/7/2018
Page 1 of 1
Neil Gillespie
From: "Neil Gillespie" <neilgillespie@mfi.net>

To: "FBI Tampa Division" <tampa.division@ic.fbi.gov>; "Gregg Jerald" <gjerald@marionso.com>
Cc: "Neil Gillespie" <neilgillespie@mfi.net>
Attach: image0-002.jpg
Subject: Photograph of construction
From: Neil Gillespie
To: Neil Gillespie
Subject: a picture for you
Photograph made in 1993 by Cornelius Gillespie of his home during construction in Oak Run, 8092 SW
115th Loop, Ocala, FL 34481, of the column showing the block going into the ground without a
foundation.
6/7/2018
DECCA
August 16, 1994
Cornelius & Penelope Gillespie

8092 SW 115 Loop
Ocala, FL 34481
Dear Mr. & Mrs. Gillespie:
I am in receipt of your service request form regar ing the

front wall in your courtyard where lithe cinder blo ks
underneath are showing through."
Small hairline cracks due to shrinkage are common in mortar

joints in masonry construction. In keeping wi th i !dustry
standard, cracks greater than 3/8 inch in width ar the
Builder's responsibility.
Under your Villa Maintenance Program, (copy attach DECCA

will repair cracks and paint the exterior of your on a
five year cycle.
If at any time the crack in your stucco exceeds 3/ inch in

width, please contact me at 854-6010 and I will pr ceed to
send out the stucco contractor to address your ser ice
concern.
Sinc:rel~_. JJ~
-
A1 1ce. ,,/I Gerner
Servid~ Coordinator
Enclosure
Development &Construction
Corporation of America
8865 Southwest 104th Lane
Ocala, Florida 32676
Telephone (904) 854-6210
Fax (904) 854-2438
Neil J. Gillespie
8092 SW 115 th Loop
Ocala, Florida 34481
Telephone: (352) 854-7807
November 27, 2006
James E. Flynn, President

Oak Run Homeowners Association, Inc. (ORHA)
PO Box 771612
Ocala, FL 34476
Dear Mr. Flynn,
Thank you for the November 2006 Special Edition ORHA Newsletter. The
transcript of the letter from Mr. Carls of Taylor & Carls, P.A. was informative.
My mother, Penelope Gillespie, has resided in Oak Run since 1994, and is one of
the original homeowners in neighborhood 13, Woodside Courts. I am her son and
primary caregiver, and want to report two incidents that occurred at DECCA's office on
October 30th and 31 st, 2006.
DECCA apparently has a policy requiring a personal visit to the office for routine
cable TV service changes. As such I accompanied Penelope to DECCA's office on
October 30, 2006 for a 1:00 p.m. scheduled appointment. As Penelope entered the office,
she tripped and fell to the floor. DECCA employee Kristina was present. I was able to
help Penelope back to her feet, and at the time she seemed all right, but the following
morning she awoke in pain and had difficulty walking.
In an effort to rectify the dangerous step that caused my mother to trip and fall, I
was directed to DECCA employee Emilio Gonzales. He was hostile, and appeared only
interested in whether we intended to sue DECCA. I explained that my concern was the
dangerous step. Mom is a nice lady who is not inclined to sue anyone, even though she
was injured. She does not want to spend her remaining years in litigation.
Mr. Gonzales was not convinced, and blamed mom for tripping and falling. Then
he referenced a lawsuit against McDonald's from a few years ago, litigation over a cup of
coffee that burned a customer. Mr. Gonzales drew a parallel between my mom's fall and
James E. Flynn, President Page - 2
Oak Run Homeowners Association, Inc. (ORHA) November 27,2006
the McDonald's lawsuit, saying people have to take responsibility for their actions.
When I told him the step may not meet code (from my experience developing commercial
real estate) 11e said my mother should have read the warning sign on the door, and that the
sign provided fair warning. When I asked if DECCA's entrance complied with the
Americans with Disabilities Act (ADA), he demanded to know if mom was disabled.
Mr. Gonzales and I did not reach a consensus, so I decided to photograph the
dangerous step and discuss it with either an attorney or a building inspector. Enclosed are
some of the photographs I made. As I was taking the pictures, Mr. Gonzales emerged
from DECCA's office to confront me and then grabbed my camera. During the struggle I
lost my balance and fell. Law enforcement was summoned. The Marion County Sheriff
responded and documented the incident.
I am concerned about the dangerous step to DECCA's office, and what can be
done to remedy the problem. In my opinion, the floor should be the same height on either
side of the entry threshold, and there should be a hand railing along the steps leading to
the entrance door. My other concern is DECCA's apparent disregard for the health and
safety of Oak Run's residents. No one from DECCA expressed any concern for my
mother's injury; the only concern was if we intended to file suit.
Kindly advise if this matter can be addressed by the ORHA.
Sincerely,
Neil J. Gillespie
enclosures
cc: Harry W. Carls, Esquire, Taylor & Carls, P.A., w/enclosures

Ellen McNamara, Neighborhood 13 Representative, w/enclosures
Kulbir Ghumman, CEO, DECCA, w/enclosures
Entrance to DECCA's office, 11637 SW 90th Terrace, Ocala, FL.
(above) Photograph showing a sign on the entry door at DECCA's office, 11637 SW 90th
Terrace, Ocala, FL. Photograph made by Neil Gillespie, Oct-31-06.
(above) Photograph showing the step at the entry threshold, and interior of the office
(note the sharp comer on the counter, to the right of swinging doors), DECCA's office,
11637 SW 90 th Terrace, Ocala, FL. Photograph made by Neil Gillespie, Oct-31-06.
Entrance to DECCA's office, 11637 SW 90th Terrace, Ocala, FL.
(above) Photograph showing steps leading to DECCA's entry door, 11637 SW 90 th

Terrace, Ocala, FL. Photograph made by Neil Gillespie, Oct-31-06.
(above) Photograph showing Emilio Gonzales coming out of DECCA's office to stop
Neil Gillespie from taking photographs. Photograph made by Neil Gillespie, Oct-31-06.
2018 FLORIDA PROFIT CORPORATION ANNUAL REPORT FILED
DOCUMENT# J17866 Mar 13, 2018
Entity Name: DEVELOPMENT & CONSTRUCTION CORPORATION OF Secretary of State
AMERICA CC6814952238
Current Principal Place of Business:
10983 S.W. 89TH AVENUE
OCALA, FL 33481-9722
Current Mailing Address:

10983 S.W. 89TH AVENUE
OCALA, FL 33481-9722
FEI Number: 22-2302101 Certificate of Status Desired: No

Name and Address of Current Registered Agent:
GHUMMAN, PRIYA
10983 SW 89TH AVE
OCALA, FL 34481 US
The above named entity submits this statement for the purpose of changing its registered office or registered agent, or both, in the State of Florida.
SIGNATURE:
Electronic Signature of Registered Agent Date
Officer/Director Detail :
Title PD Title ST
Name GHUMMAN, PRIYA Name OLSON, CAROL MST
Address 10983 SW 89TH AVE Address 10983 SW 89TH AVE
City-State-Zip: OCALA FL 34481 City-State-Zip: OCALA FL 34481
Title D Title D
Name SHENK, AYESHA Name SLAUGHTER, SHAANA
Address 10983 S.W. 89TH AVENUE Address 10983 SW 89TH AVENUE
City-State-Zip: OCALA FL 33481-9722 City-State-Zip: OCALA FL 34481
Title OFFICER
Name GHUMMAN, KULBIR
Address 10983 S.W. 89TH AVENUE
City-State-Zip: OCALA FL 33481-9722
I hereby certify that the information indicated on this report or supplemental report is true and accurate and that my electronic signature shall have the same legal effect as if made under
oath; that I am an officer or director of the corporation or the receiver or trustee empowered to execute this report as required by Chapter 607, Florida Statutes; and that my name appears
above, or on an attachment with all other like empowered.
SIGNATURE: CAROL OLSON SECRETARY/TREASURER 03/13/2018

Electronic Signature of Signing Officer/Director Detail Date
April 27, 2018
Michael L. Savage, Sr., Director Cc: Chad Wicker, Building Manager

Marion County Building Safety Marion County Building Safety
2710 E. Silver Springs Blvd. 352-438-2408
Ocala, FL 34470 Chad.Wicker@marioncountyfl.org
352-438-2435
Michael.Savage@marioncountyfl.org
Cc: Matthew Minter, County Attorney

601 SE 25th Ave.
Ocala, FL 34471
Phone: 352-438-2330
Fax: 352-438-2331
Matthew.Minter@marioncountyfl.org
RE: April 27, 2018 - Emergency Inspection by Marion County Building Safety
Dear Director Savage:
Earlier today Jeanette Borrne, and Donald Hanchar, Inspector, did an emergency inspection of
my property as indicated on the attached notice. Jeanette Borrne is not shown on your webpage.
http://www.marioncountyfl.org/departments-agencies/departments-a-n/extension-service/contact-us-copy
As a courtesy, I provided Inspector Donald Hanchar a paper copy of a twenty-one page Damage
Assessment Report by M. Shane Johnson, P.E., of Proclaim Engineering. A courtesy PDF
version of the report is attached.
I believe your office has a conflict of interest with me regarding building safety issues at the
Marion County Judicial Center, 110 NW 1st Ave, Ocala, FL 34475, generally, and specifically
with Chad Wicker, Building Manager, for his failure to provide public records, and apparent
falsehoods and/or omissions facilitated by Matthew Minter, County Attorney. There may also be
a conflict if Jeanette Borrne misrepresented herself as an Inspector. Thank you.
Sincerely,
Neil J. Gillespie
8092 SW 115th Loop Tel. 352-854-7807
Ocala, FL 34481 Email: neilgillespie@mfi.net
Attachments
Also by US Postal Service, First Class mail letter only to Michael L. Savage, Sr., Director.
UNITED STATES DISTRICT COURT
MIDDLE DISTRICT OF FLORIDA
OCALA DIVISION
UNITED STATES OF AMERICA

v. Case No. 87-12-Cr-Oc-HTS
DEVELOPMENT & CONSTRUCTION CORP.
OF AMERICA, ~INC.
a/k/a DECCA
PERSONALIZATION OF ELEMENTS
1. In or about June and July, 1985, at Marion County,
in the Middle District of Florida, did the Development and
• • • • • •
Construction Corporation of America, Inc., and its responsible
officers and employees, take an endangered species of wildlife,
that is a red cockaded woodpecker (scientif·ic name Picoides
Borealis) within the United States?
2. In doing so, did the Development and Construction
Corporation of America, Inc., and its responsible officers and
employees act knowingly, that is, did they take red cockaded
woodpeckers voluntarily and intentionally and not because of
mistake or accident?
3. Are you duly authorized by the defendant
corporation to respond on its behalf to each of the foregoing
questions and to plead guilty to the charge alleged in the
Information?
• • • • • •
UNITED STATES DISTRICT COURT
MIDDLE DISTRICT OF FLORIDA
OCALA DIVISION
UNITED STATES OF AMERICA

v. Case No. 87-13-Cr-Oc-HTS
DEVELOPMENT & CONSTRUCTION CORP.
~ OF AMERICA, INC.
a/k/a DECCA
/
FACTUAL BASIS
In February, 1985, defendants Kulbir Ghumman, who was
president and sole shareholder of Development and Construction
• • • • •
Company of America (hereinafter DECCA) and Herbert Von Kluge,
vice
vice president of DECCA met with Arthur Tait, executive/president
of DECCA, and others to discuss steps necessary to obtain a
development of regional impact order to develop the Oak Run
Subdivision in Ocala, Florida. A development of regional impact
order was an order required to be obtained by developments which
because of their character, magnitude or location would have a
substantial regional effect in the area of development.
In Mayor June of 1985, Kulbir Ghumman and Herbert Von
Kluge were informed that the property owned by DECCA at Oak Run
contained cavity trees characteristic of an endangered species of
woodpecker, the red cockaded woodpecker. The defendants knew
because of conversations with experts that the discovery of an
endangered woodpecker species on the Oak Run property could
result in set asides of property as endangered species habitat as
well as time delays in approving the development .
• • • • •
On or about May 24, 1985, empibyees of DECCA, removed
cavity trees used by the red cockaded woodpeckers. In June of
1985, an employee of DECCA purchased shotguns and ammunition
which were subsequently used by Ghumman, Von Kluge, and others
acting under their direction, for hunting and harassing red
cockaded woodpeckers at Oak Run.
/
After the events stated a~ove, DECCA entered into a
memorandum of agreement with the Florida Game and Fresh Water Fish
Commission in which DECCA agreed to fund a 6-month study to
determine, among other things, whether red cockaded woodpeckers
• • • • •
were present at the Oak Run site. The study discovered no red
cockaded woodpeckers at the Oak Run site.
•
RESOLUTION
On August 10, 1987, a special meeting of the Board of
Directors of Development & Construction Corporation of America,
Inc., was held at 2440 Gulf Life Tower, Jacksonville, Florida.
As evidenced by his signature below, the director waived notice
of the meetfng.
The following resolution was proposed by and adopted by
the sole director of the Corporation:
RESOLVED, the President of the Corporation is

hereby authorized to enter a plea of guilty to
the offense of taking an endangered species of
• •
wildlife •
as charged • of the Indictment
in Count II • •
pending against the Corporation in Case No. 87
13-CR-OC-HTS. Further, the President is author
ized to enter into and to cause the Corporation
to comply with the plea agreement attached hereto.
Adopted this 10th day of August, 1987.
• • • • •
264 Terranova Boulevard
Winter Haven, Florida 33884
800.309.2755 (phone)
www.proclaimengineering.com
Certificate of Authorization No.: 30662
February 28, 2018
Marion County Building Safety Division

Attn.: Doug Newbanks – Building Official
2710 East Silver Springs Boulevard
Ocala, FL 34470
Re: Public Health/Safety Hazard at

Gillespie residence
8092 SW 115th Loop
Ocala, FL 34481
Proclaim File No. 18049
Via Delivery and U.S. Mail
Dear Mr. Newbanks:
At the request of Security First Insurance Company, an inspection was completed at the Gillespie
residence, located at 8092 SW 115th Loop in Ocala, Marion County, Florida. The purpose of our
inspection was to determine the origin and cause of reported damage to an exterior column at the
residence.
The Gillespie residence is the left unit of a one-story duplex, located at 8092 SW 115th Loop in
Ocala, Marion County, Florida. The main structure is generally constructed with concrete
masonry unit (CMU) walls covered with painted stucco, presumed wood roof trusses and a
shallow foundation system with a concrete slab-on-grade. An attached partially covered porch
and garage are located at the front left and front right of the residence, respectively. The floor of
the residence is higher than the street elevation and surface drainage to the front street and
surrounding properties provides the primary drainage for the property. For the purposes of this
report, as a reference, the front of the main residence faces primarily to the south.
During inspection of the exterior column, located at the northwest area of the partially covered
porch, we observed hairline to approximate 20.0 mm wide cracks in the upper area of the column,
near the column-to-beam interface. Although previous repairs in the form of sealants were
observed at the cracks, the damage has apparently worsened over time, including stucco spalling
along the cracks, horizontal offsets along the cracks, visible daylight along the cracks and an
exposed and corroded area of the column-to-beam connection. Additionally, using a 4-foot
bubble level, we determined that the vertical load-carrying column was not plumb.
Page 1 of 2
Notice of Imminent Danger February 28, 2018
8092 SW 115th Loop, Ocala, Florida 34481 PROCLAIM File: 18049
Section 202 of the Florida Building Code 5th Edition (2014), Existing Building defines "dangerous"
as: "Any building, structure or portion thereof that meets any of the conditions described below
shall be deemed dangerous: 1. The building or structure has collapsed, partially collapsed, has
moved off its foundation or lacks the necessary support of the ground. 2. There exists a significant
risk of collapse, detachment or dislodgment of any portion, member, appurtenance or
ornamentation of the building or structure under service loads."
Inspection revealed that the cracks to the load-carrying exterior column was so severe that the
roof framing members no longer provide adequate load-transfer to the column and foundation for
the intended roof service load. Thus, the severity of the cracks to the load-carrying column of the
structure meets the definition of dangerous, per Section 202 of the Florida Building Code 5th
Edition (2014), Existing Building. It is recommended that the column areas that have structural
related damage be repaired or replaced as needed and that the column be re-leveled to current
Florida Building Code (FBC) requirements; the work must be performed under the supervision of
a professional structural engineer and contractor licensed in the State of Florida.
The structural repairs, if performed, shall be designed by a licensed professional engineer

registered in the state of Florida who specializes in structural design, approved and permitted by
the Authority Having Jurisdiction (AHJ).
This correspondence fulfills my obligations under Florida Statutes 471.033(1)(g) and Florida
Administrative Code 61G15-19.001(4) and 61G15-19.001(6)(I).
By copy of this letter, we are notifying our client, Security First Insurance Company and the
property owner of the observed conditions.
Sincerely,
M. Shane Johnson, P.E.

Florida Lic. No. 71366
Copies: Security First Insurance Company Neil Gillespie

Attn.: Carla Beckett 8092 SW 115th Loop
P.O. Box 730839 Ocala, FL 34481
Ormond Beach, Florida 32173
Page 2 of 2
7HUUDQRYD%RXOHYDUG
:LQWHU+DYHQ)ORULGD
SKRQH
ZZZSURFODLPHQJLQHHULQJFRP
&HUWLILFDWHRI$XWKRUL]DWLRQ1R

'DPDJH$VVHVVPHQW5HSRUW

,QVXUHG3URSHUW\

1HLO*LOOHVSLH
6:WK/RRS
2FDOD)ORULGD

&ODLP1R
'DWHRI/RVV

3UHSDUHGIRU

6HFXULW\)LUVW,QVXUDQFH&RPSDQ\
32%R[
2UPRQG%HDFK)ORULGD

06KDQH-RKQVRQ3(
)ORULGD/LFHQVHG(QJLQHHU1R

The seal appearing on this document was authorized
by M. Shane Johnson, P.E. 71366 on February 28, 2018.
3URFODLP)LOH1R
)HEUXDU\

*LOOHVSLH5HVLGHQFH&/$,01R
3URFODLP)LOH1R
)HEUXDU\

,QWURGXFWLRQ

2Q )HEUXDU\ 6HFXULW\ )LUVW ,QVXUDQFH &RPSDQ\ UHWDLQHG 3URFODLP (QJLQHHULQJ ,QF
3URFODLP WR LQVSHFW DQG HYDOXDWH WKH VWUXFWXUH DW WKH *LOOHVSLH SURSHUW\ ORFDWHG DW 6:
WK/RRSLQ2FDOD0DULRQ&RXQW\)ORULGD

7KHSXUSRVHRIRXULQVSHFWLRQZDVWRGHWHUPLQHWKHRULJLQDQGFDXVHRIUHSRUWHGGDPDJHWRDQ
H[WHULRUFROXPQDWWKHUHVLGHQFH$ORZDOWLWXGHDHULDOSKRWRJUDSKWDNHQRYHUWKHYLFLQLW\RIWKH
*LOOHVSLHUHVLGHQFHLQ0DUFKLVSURYLGHGEHORZIRUUHIHUHQFH1RWHWKHPDWXUHWUHHFDQRSLHV
DWWKHZHVWDQGQRUWKDUHDVRIWKHSURSHUW\

&RQFOXVLRQ6XPPDU\

%DVHGRQRXUILQGLQJVDQGREVHUYDWLRQVDVQRWHGLQWKLVUHSRUWLWLVRXUWHFKQLFDORSLQLRQWKDW

¾ 7KHREVHUYHGVWUXFWXUDOUHODWHGFUDFNVLQWKHH[WHULRUFROXPQDQGH[WHULRUDQGLQWHULRUZDOOVRI
WKHUHVLGHQFHVSHFLILFDOO\DWWKHH[WHULRUFROXPQORFDWHGDWWKHZHVWDUHDRIWKHSRUFKZDV
WKH UHVXOW RI D FRPELQDWLRQ RI LQLWLDO FRQVWUXFWLRQ PHWKRGV DQG ZRUNPDQVKLS PRLVWXUH DQG
WKHUPDO UHODWHG H[SDQVLRQ DQG FRQWUDFWLRQ RI EXLOGLQJ PDWHULDOV DQG ORQJWHUP GLIIHUHQWLDO
IRXQGDWLRQPRYHPHQWLQFRQMXQFWLRQZLWKPDWXUHWUHHURRWVXQGHUWKHORDGEHDULQJFROXPQ
DQGUDLQZDWHUGLVFKDUJHDQGVXEVHTXHQWHURVLRQIURPDGRZQVSRXWURXWHGQHDUWKHIRRWLQJ
RIWKHFROXPQDQGZDVQRWUHODWHGWRDQ\VLQJOHZHDWKHUDQGRUZDWHULQWUXVLRQHYHQW%DVHG
RQLQIRUPDWLRQSURYLGHGE\WKHKRPHRZQHUDQGWKHREVHUYHGSUHYLRXVUHSDLUVWRWKHFROXPQ
WKLVGDPDJHKDVEHHQRFFXUULQJRYHUDSHULRGRI\HDUVSULRUWRRXULQVSHFWLRQ

3URFODLP)LOH1R
)HEUXDU\

¾ 7KHFUDFNVLQWKHVODEVRIWKHSRUFKGULYHZD\DQGJDUDJHVSHFLILFDOO\DWWKHSRUFKVODEZHUH
WKH UHVXOW RI D FRPELQDWLRQ RI FRQFUHWH VKULQNDJH DV LW FXUHG WKHUPDO H[SDQVLRQ DQG
FRQWUDFWLRQDQGORQJWHUPGLIIHUHQWLDOPRYHPHQWRIWKHVODEVLQFRQMXQFWLRQZLWKPDWXUHWUHH
URRWVXQGHUWKHVODEVDQGUDLQZDWHUGLVFKDUJHDQGVXEVHTXHQWHURVLRQIURPDGRZQVSRXW
URXWHGQHDUWKHSRUFKVODEDQGZDVQRWUHODWHGWRDQ\VLQJOHZHDWKHUDQGRUZDWHULQWUXVLRQ
HYHQW)XUWKHUPRUHDSRUWLRQRIWKHFUDFNVLQVRPHRIWKHSRUFKSDYHUVZHUHWKHUHVXOWRI
UHIOHFWLYHFUDFNLQJZKHUHWKHSDYHUFUDFNVPLUURUWKHFUDFNVLQWKHXQGHUO\LQJFRQFUHWHVODE

,W LV UHFRPPHQGHG WKDW WKH FROXPQ DUHDV WKDW KDYH VWUXFWXUDO UHODWHG GDPDJH EH UHSDLUHG RU
UHSODFHGDVQHHGHGDQGWKDWWKHFROXPQEHUHOHYHOHGWRFXUUHQW)ORULGD%XLOGLQJ&RGH)%&
UHTXLUHPHQWV WKH ZRUN PXVW EH SHUIRUPHG XQGHU WKH VXSHUYLVLRQ RI D SURIHVVLRQDO VWUXFWXUDO
HQJLQHHUDQGFRQWUDFWRUOLFHQVHGLQWKH6WDWHRI)ORULGD

%DVLVRI5HSRUW

7KLVUHSRUWLVEDVHGRQWKHIROORZLQJ

¾ ,QIRUPDWLRQSURYLGHGE\WKHKRPHRZQHU

¾ ,QVSHFWLRQRIWKHSRUWLRQVRIWKHH[WHULRUDQGLQWHULRURIWKHUHVLGHQFHDQGUHSRUWHGDUHDVRI
GDPDJHLQSDUWLFXODU

¾ 3HUWLQHQWGLPHQVLRQVDQGSKRWRJUDSKVRIWKHVWUXFWXUHDQGGDPDJHLQSDUWLFXODU

¾ 5HODWLYHHOHYDWLRQVXUYH\RIVRPHRIWKHIORRUVRIWKHUHVLGHQFHXVLQJDQHOHFWURQLFLQVWUXPHQW
7HFKQLGHD=LS/HYHOWRGHWHUPLQHWKHOHYHOQHVVRIWKHVWUXFWXUHIORRUVDQGRUIRXQGDWLRQV

¾ $VXUYH\RIVRPHRIVRPHRIWKHH[WHULRUZDOOVDQGFROXPQVRIWKHUHVLGHQFHXVLQJDIRRW
EXEEOHOHYHOWRFKHFNWKHSOXPEQHVVRIWKHYHUWLFDOORDGFDUU\LQJPHPEHUVRIWKHVWUXFWXUH

¾ $ WHVW SLW H[FDYDWLRQ DORQJ DQ H[WHULRU ORDG EHDULQJ FROXPQ RI WKH VWUXFWXUH WR SURYLGH
LQIRUPDWLRQRQWKHW\SHDQGGHSWKRIWKHIRXQGDWLRQV\VWHP

¾ 5HYLHZRIJHQHUDOGDWDIRUWKHUHVLGHQFHSURYLGHGE\WKH0DULRQ&RXQW\3URSHUW\$SSUDLVHU
ZHEVLWH

¾ 5HYLHZRI6WDQGDUG6SHFLILFDWLRQVIRU7ROHUDQFHVIRU&RQFUHWH&RQVWUXFWLRQDQG0DWHULDOV
$&,

¾ 5HYLHZRI%XLOGLQJ&RGH5HTXLUHPHQWVIRU6WUXFWXUDO&RQFUHWH$&,

¾ 5HYLHZRI-RLQWVLQ&RQFUHWH&RQVWUXFWLRQ$&,5

3URFODLP)LOH1R
)HEUXDU\

¾ 5HYLHZRI*XLGHIRU&RQFUHWH)ORRUDQG6ODE&RQVWUXFWLRQ$&,5

¾ 5HYLHZ RI )RUHQVLF *HRWHFKQLFDO DQG )RXQGDWLRQ (QJLQHHULQJ 6HFRQG (GLWLRQ
5REHUW:'D\

¾ 5HYLHZRIWKH)ORULGD%XLOGLQJ&RGHWK(GLWLRQ

7KLVUHSRUWZDVSUHSDUHGIRUWKHH[FOXVLYHXVHRI6HFXULW\)LUVW,QVXUDQFH&RPSDQ\DQGLVQRW
LQWHQGHG IRU DQ\ RWKHU SXUSRVH 3URFODLP DVVXPHV QR UHVSRQVLELOLW\ ZKDWVRHYHU IRU WKH
XQDXWKRUL]HG XVH RI WKLV UHSRUW E\ D WKLUG SDUW\ ZLWKRXW RXU ZULWWHQ SHUPLVVLRQ 7KLV UHSRUW LV
EDVHGRQLQIRUPDWLRQDYDLODEOHWRXVDWWKLVWLPH6KRXOGDGGLWLRQDOLQIRUPDWLRQEHSUHVHQWHGRU
GLVFRYHUHGZHUHVHUYHWKHULJKWWRUHYLHZDQGLIQHFHVVDU\UHYLVHWKLVUHSRUWDQGRXUFRQFOXVLRQV
LQOLJKWRIWKHQHZLQIRUPDWLRQ

3URSHUW\'HVFULSWLRQ

7KH*LOOHVSLHUHVLGHQFHLVWKHOHIWXQLWRIDRQHVWRU\GXSOH[ORFDWHGDW6:WK/RRSLQ
2FDOD 0DULRQ &RXQW\ )ORULGD 7KH PDLQ VWUXFWXUH LV FRQVWUXFWHG ZLWK FRQFUHWH PDVRQU\ XQLW
&08ZDOOVFRYHUHGZLWKSDLQWHGVWXFFRSUHVXPHGZRRGURRIWUXVVHVDQGDVKDOORZIRXQGDWLRQ
V\VWHP ZLWK D FRQFUHWH VODERQJUDGH $Q DWWDFKHG SDUWLDOO\ FRYHUHG SRUFK DQG JDUDJH DUH
ORFDWHGDWWKHIURQWOHIWDQGIURQWULJKWRIWKHUHVLGHQFHUHVSHFWLYHO\7KHIORRURIWKHUHVLGHQFHLV
KLJKHUWKDQWKHVWUHHWHOHYDWLRQDQGVXUIDFHGUDLQDJHWRWKHIURQWVWUHHWDQGVXUURXQGLQJSURSHUWLHV
SURYLGHVWKHSULPDU\GUDLQDJHIRUWKHSURSHUW\)RUWKHSXUSRVHVRIWKLVUHSRUWDVDUHIHUHQFH
WKHIURQWRIWKHPDLQUHVLGHQFHIDFHVSULPDULO\WRWKHVRXWK

3URFODLP)LOH1R
)HEUXDU\

2EVHUYDWLRQV

2Q)HEUXDU\0U06KDQH-RKQVRQ3(RI3URFODLP(QJLQHHULQJ,QFLQWKHSUHVHQFH
RIWKHKRPHRZQHULQVSHFWHGSRUWLRQVRIWKHH[WHULRUDQGLQWHULRURIWKHUHVLGHQFH'XULQJRXU
LQVSHFWLRQSKRWRJUDSKVZHUHWDNHQWRGRFXPHQWRXUREVHUYDWLRQV7KHREVHUYDWLRQVGHVFULEHG
DQGSKRWRJUDSKVSURYLGHGLQWKLVUHSRUWDUHUHSUHVHQWDWLYHRIWKHFRQGLWLRQVREVHUYHGGXULQJRXU
VLWHYLVLW7KLVUHSRUWGRHVQRWUHIOHFWDOOGDPDJHDQGFRQGLWLRQVDURXQGWKH*LOOHVSLHUHVLGHQFH
EXW GHPRQVWUDWHV W\SLFDO FRQGLWLRQV REVHUYHG 6RPH UHSUHVHQWDWLYH SKRWRJUDSKV KDYH EHHQ
LQFOXGHGLQWKLVUHSRUWIRUUHIHUHQFHDQGDOOSKRWRJUDSKVZLOOEHUHWDLQHGLQRXUSURMHFWILOHVDQG
DYDLODEOHIRUUHYLHZ

)ROORZLQJ DUH VRPH RI WKH SHUWLQHQW REVHUYDWLRQV PDGH GXULQJ RXU LQVSHFWLRQ RI WKH *LOOHVSLH
SURSHUW\
3KRWR

9LHZRIGULYHZD\ORRNLQJQRUWK
1RWHKDLUOLQHWRDSSUR[LPDWH
PLOOLPHWHUZLGHFUDFNVLQVODEV

3KRWR

9LHZRIQRUWKHOHYDWLRQORRNLQJ
HDVW1RWHODFNRIFUDFNVLQ
ZDOOV

3URFODLP)LOH1R
)HEUXDU\

3KRWR

9LHZRIQRUWKDUHDRIZHVW
HOHYDWLRQORRNLQJQRUWK1RWH
ODFNRIFUDFNVLQZDOOV

3KRWR

9LHZRIVRXWKDUHDRIZHVW
HOHYDWLRQORRNLQJQRUWK1RWH
FUDFNVLQXSSHUDUHDRIFROXPQ
DQGLQWKLQVHWSDYHUVRISDWLR

3KRWR

&ORVHUYLHZRIFUDFNVLQXSSHU
DUHDRIFROXPQQHDUFROXPQWR
EHDPLQWHUIDFHDWVRXWKVLGHRI
3KRWR

3URFODLP)LOH1R
)HEUXDU\

3KRWR

&ORVHUYLHZRIDSSUR[LPDWH
PPZLGHFUDFNLQXSSHUDUHDRI
FROXPQQHDUFROXPQWREHDP
LQWHUIDFHDWOHIWDUHDRI3KRWR
1RWHKRUL]RQDORIIVHWVDORQJ
FUDFNV$OVRQRWHSUHYLRXV
UHSDLUVLQWKHIRUPRIVHDODQWVDW
FUDFN

3KRWR

LQWHUIDFHDWOHIWDUHDRI3KRWR
1RWHGD\OLJKWYLVLEOHWKURXJK
FUDFN

3KRWR

LQWHUIDFHDWULJKWDUHDRI3KRWR
1RWHH[SRVHGDQGFRUURGHGDUHD
RIFROXPQWREHDPFRQQHFWLRQ

3URFODLP)LOH1R
)HEUXDU\

3KRWR

EHDPLQWHUIDFHDWHDVWVLGHRI
3KRWR1RWHVSDOOLQJRIVWXFFR
DQGRUKRUL]RQWDORIIVHWVDORQJ
FUDFNV

3KRWR

&ORVHUYLHZRIFUDFNLQXSSHU
EHDPLQWHUIDFHDWWRSDUHDRI
3KRWR1RWHDSSUR[LPDWH
PPZLGHVHSDUDWLRQDORQJ
FROXPQWRVRIILWLQWHUIDFH

3KRWR

LQWHUIDFHRI3KRWR

3URFODLP)LOH1R
)HEUXDU\

3KRWR

EHDPLQWHUIDFHDWZHVWVLGHRI
3KRWR1RWHVSDOOLQJRIVWXFFR
DQGRUKRUL]RQWDORIIVHWVDORQJ
FUDFNV

3KRWR

9LHZRIEXEEOHOHYHOSODFHG
DJDLQVWFROXPQDWZHVWVLGHRI
3KRWR1RWHWKDWFROXPQLVQRW
SOXPE

3KRWR

9LHZRIGRZQVSRXWURXWHGQHDU
IRXQGDWLRQRIFROXPQRI3KRWR

3URFODLP)LOH1R
)HEUXDU\

3KRWR

9LHZRIWHVWSLWH[FDYDWLRQDW
FROXPQRI3KRWR1RWHWKDW
FROXPQLVVXSSRUWHGRQDVSUHDG
IRRWLQJ$OVRQRWHWUHHURRWVLQ
WHVWSLW

3KRWR

9LHZRIDSSUR[LPDWHPP
ZLGHFUDFNLQH[SRVHGDUHDRI
SRUFKVODEDWSUHYLRXVO\
GLVSODFHGWKLQVHWSDYHUVDW
VRXWKHDVWDUHDRISRUFK

3KRWR

9LHZRIKDLUOLQHWRDSSUR[LPDWH
PPZLGHFUDFNVLQSDYHUVDWZHVW
DUHDRISRUFK1RWHYHJHWDWLRQ
JURZLQJWKURXJKFUDFNV

3URFODLP)LOH1R
)HEUXDU\

3KRWR

&ORVHUYLHZRIFUDFNLQZHVWDUHD
RISRUFKRI3KRWR1RWH
DSSUR[LPDWHPPYHUWLFDORIIVHW
DORQJFUDFN

3KRWR

PPZLGHFUDFNVLQSDYHUVDW
QRUWKDUHDRISRUFKH[WHQGLQJ
IURPFROXPQ

3KRWR

&ORVHUYLHZRIFUDFNLQZHVWDUHD
RISRUFKRI3KRWR1RWH
DSSUR[LPDWHPPYHUWLFDORIIVHW
DORQJFUDFN

3URFODLP)LOH1R
)HEUXDU\

3KRWR

9LHZRIFHLOLQJDQGZDOOXSSHU
SDQHOVDWZHVWDUHDRIPXGURRP
QHDUFROXPQDWSRUFK1RWHODFN
RIFUDFNVDQGRUVHSDUDWLRQVDORQJ
EXLOGLQJPDWHULDOV

3KRWR

SDQHOVDWZHVWDUHDRIIURQWHQWU\
QHDUFROXPQDWSRUFK1RWHODFN
RIFUDFNVDQGRUVHSDUDWLRQVDORQJ
EXLOGLQJPDWHULDOV

3KRWR

SDQHOVDWVRXWKDUHDRIIDPLO\
URRPQHDUFROXPQDWSRUFK1RWH
ODFNRIFUDFNVDQGRUVHSDUDWLRQV
DORQJEXLOGLQJPDWHULDOV

3URFODLP)LOH1R
)HEUXDU\

3KRWR

SDQHOVDWVRXWKDUHDRIGLQLQJ
URRP1RWHDSSUR[LPDWHPP
ZLGHVHSDUDWLRQDWGRRURSHQLQJ
XSSHUFRUQHUOHDGLQJWRNLWFKHQ

3KRWR

9LHZRIORZHUDUHDVRINLWFKHQ
ORRNLQJVRXWKWRZDUGJDUDJH
1RWHODFNRIFUDFNVDORQJWLOH
IORRULQJ

3KRWR

PPZLGHFUDFNLQZDOODWQRUWKZHVW
DUHDRIJDUDJHH[WHQGLQJIURP
DSSUR[LPDWHO\RQHKDOIWKHZDOO
FRUQHUWRWKHFHLOLQJ

3URFODLP)LOH1R
)HEUXDU\

3KRWR

PPZLGHFUDFNLQZDOODWQRUWKZHVW
DUHDRIJDUDJHH[WHQGLQJIURP
DSSUR[LPDWHO\RQHKDOIWKHZDOO
FRUQHUWRWKHIORRU

3KRWR

PPZLGHFUDFNLQZDOODWQRUWKHDVW
DUHDRIJDUDJHH[WHQGLQJIURPWKH
FHLOLQJWRWKHIORRU

3KRWR

PPZLGHFUDFNLQVODEDWHDVWDUHD
RIJDUDJH1RWHSDLQWLQVLGHFUDFN
LQGLFDWLQJFUDFNRFFXUUHGSULRUWR
ODVWUHSDLQWLQJHIIRUW

3URFODLP)LOH1R
)HEUXDU\

,QWHUYLHZ

7KHIROORZLQJLQIRUPDWLRQZDVUHSRUWHGE\WKHKRPHRZQHUWR3URFODLPGXULQJRXULQVSHFWLRQRQ
)HEUXDU\

¾ $SSUR[LPDWHO\\HDUVDJRWKHGXSOH[ZDVFRQVWUXFWHGDQGKLVSDUHQWVZHUHWKHRULJLQDO
RZQHUV

¾ $SSUR[LPDWHO\WZRWRWKUHH\HDUVDJRKHREVHUYHGFUDFNVLQWKHXSSHUDUHDVRIWKHH[WHULRU
FROXPQ QHDU WKH FROXPQWREHDP LQWHUIDFH DW WKH QRUWKZHVW DUHD RI WKH SDUWLDOO\ FRYHUHG
SRUFK6KRUWO\WKHUHDIWHUKHSHUIRUPHGUHSDLUVLQWKHIRUPRIVHDODQWVDWWKHFROXPQKRZHYHU
VLQFHWKHQWKHFUDFNVKDYHJRWWHQSURJUHVVLYHO\ZRUVH

)ORRU(OHYDWLRQ6XUYH\

$ UHODWLYH IORRU HOHYDWLRQ VXUYH\ ZDV SHUIRUPHG RQ WKH UHDGLO\ DFFHVVLEOH IORRU VXUIDFHV DW WKH
VRXWK DUHDV RI WKH PDLQ VWUXFWXUH LQ WKH YLFLQLW\ RI WKH UHSRUWHG FUDFNV LQ WKH H[WHULRU FROXPQ
ORFDWHGDWWKHQRUWKZHVWDUHDRIWKHSDUWLDOO\FRYHUHGSRUFKXVLQJD7HFKQLGHD=LS/HYHOLQRUGHU
WRGHWHUPLQHUHODWLYHHOHYDWLRQVDFURVVWKHIORRUV7KLVGDWDZDVXVHGWRGHWHUPLQHLIGLIIHUHQWLDO
IRXQGDWLRQ PRYHPHQW KDG RFFXUUHG DQG LI WKHUH ZDV D UHODWLRQVKLS EHWZHHQ WKH IRXQGDWLRQ
PRYHPHQWDQGWKHUHSRUWHGGDPDJH$EHQFKPDUNHOHYDWLRQRILQFKZDVHVWDEOLVKHGDWD
UDQGRPORFDWLRQDQGPHDVXUHPHQWVZHUHREWDLQHGLQLQFKLQFUHPHQWV7KHHOHYDWLRQVKDYH
EHHQDGMXVWHGWRDOORZIRUYDULDQFHVLQWKLFNQHVVRIDSSOLFDEOHIORRUILQLVKPDWHULDOVLHFDUSHW
WLOHZRRGHWF

7KH UHVXOWV RI WKH VXUYH\ LQGLFDWHG WKH PD[LPXP UHODWLYH HOHYDWLRQ GLIIHUHQFH LQ WKH IORRU VODE
ZLWKLQWKHVRXWKDUHDVRIWKHPDLQUHVLGHQFHZDVDSSUR[LPDWHO\LQFKIURPWKHFHQWUDODUHDRI
WKHIDPLO\URRPKLJKDUHDWRWKHVRXWKDUHDRIWKHPXGURRPORZDUHDRYHUDKRUL]RQWDOGLVWDQFH
RI DSSUR[LPDWHO\ IHHW 7KH $PHULFDQ &RQFUHWH ,QVWLWXWH $&, 6WDQGDUG 6SHFLILFDWLRQV IRU
7ROHUDQFHV IRU &RQFUHWH &RQVWUXFWLRQ DQG 0DWHULDOV $&, VWLSXODWHV WKDW WKH OHYHO
DOLJQPHQWIRUWKHWRSVRIIORRUVODEVLVWREHLQFKRULQFKHVWRWDODQGQRPRUHWKDQ
LQFK GHYLDWLRQ IURP DQ XQOHYHOHG VWUDLJKWHGJH RYHU IHHW RI KRUL]RQWDO GLVWDQFH EXW FDQ EH
JUHDWHUGHSHQGLQJRQWKHTXDOLW\RIFRQVWUXFWLRQ

$UHYLHZRIWKHIORRUHOHYDWLRQVXUYH\LQGLFDWHVWKDWWKHGHYLDWLRQVLQWKHIORRUVODEGLGQRWH[FHHG
HLWKHURIWKHVHUHTXLUHPHQWVDWWKH*LOOHVSLHUHVLGHQFH$GGLWLRQDOO\QRFUDFNVZHUHREVHUYHG
DORQJWKHLQWHULRUZDOOSDQHOVDQGRULQWHULRUFHLOLQJSDQHOVLQWKHYLFLQLW\RIWKHUHSRUWHGFUDFNVLQ
WKHH[WHULRUFROXPQORFDWHGDWWKHQRUWKZHVWDUHDRIWKHSDUWLDOO\FRYHUHGSRUFK

3URFODLP)LOH1R
)HEUXDU\

$QDO\VLV

,QVSHFWLRQ RI WKH LQWHULRU DUHDV RI WKH UHVLGHQFH GLG QRW UHYHDO DQ\ GLVFHUQLEOH FUDFNV DQG RU
VHSDUDWLRQVDORQJWKHFHLOLQJDQGZDOOSDQHOVLQWKHYLFLQLW\RIWKHUHSRUWHGFUDFNVLQWKHH[WHULRU
FROXPQORFDWHGDWWKHQRUWKZHVWDUHDRIWKHSDUWLDOO\FRYHUHGSRUFK+RZHYHULQVSHFWLRQRIWKH
NLWFKHQ DQG JDUDJH ORFDWHG DW WKH HDVW DUHDV RI WKH UHVLGHQFH UHYHDOHG WKH IROORZLQJ DQ
DSSUR[LPDWHPPZLGHVHSDUDWLRQDWWKHGRRURSHQLQJXSSHUFRUQHUOHDGLQJWRWKHNLWFKHQDQ
DSSUR[LPDWHPPZLGHFUDFNLQWKHZDOODWWKHQRUWKZHVWDUHDRIJDUDJHDQGDQDSSUR[LPDWH
PPZLGHFUDFNLQWKHZDOODWWKHQRUWKHDVWDUHDRIJDUDJH

$OWKRXJKLQVSHFWLRQRIWKHH[WHULRUDUHDVRIWKHUHVLGHQFHGLGQRWUHYHDODQ\GLVFHUQLEOHFUDFNV
DQG RU VHSDUDWLRQV DORQJ WKH VWXFFR FRYHUHG ZDOOV LQVSHFWLRQ RI WKH VWXFFR FRYHUHG FROXPQ
ORFDWHGDWWKHQRUWKZHVWDUHDRIWKHSDUWLDOO\FRYHUHGSRUFKUHYHDOHGKDLUOLQHWRDSSUR[LPDWH
PPZLGHFUDFNVLQWKHXSSHUDUHDRIWKHFROXPQQHDUWKHFROXPQWREHDPLQWHUIDFH$OWKRXJK
SUHYLRXVUHSDLUVLQWKHIRUPRIVHDODQWVZHUHREVHUYHGDWWKHFUDFNVWKHGDPDJHKDVDSSDUHQWO\
ZRUVHQHG RYHU WLPH LQFOXGLQJ VWXFFR VSDOOLQJ DORQJ WKH FUDFNV KRUL]RQWDO RIIVHWV DORQJ WKH
FUDFNVYLVLEOHGD\OLJKWDORQJWKHFUDFNVDQGDQH[SRVHGDQGFRUURGHGDUHDRIWKH FROXPQWR
EHDPFRQQHFWLRQ

8VLQJ WKH ZLGWK RI WKHVH FUDFNV DV DQ LQGLFDWLRQ RI WKH VHYHULW\ RI GDPDJH FUDFNV XS WR ILYH
PLOOLPHWHUVPPLQZLGWKDUHFRQVLGHUHGVOLJKWDQGFDQJHQHUDOO\EHUHSDLUHGE\UHSRLQWLQJ
WKHDIIHFWHGDUHDVRQWKHH[WHULRUDQGFDUU\LQJRXWUHODWLYHO\VLPSOHUHGHFRUDWLRQRQWKHLQWHULRU
&UDFNVLQWKHUDQJHRIILYHWRILIWHHQPLOOLPHWHUV±PPLQZLGWKDUHJHQHUDOO\FDWHJRUL]HGDV
PRGHUDWHGDPDJHDQGZLOOJHQHUDOO\UHTXLUHUHSDLUE\DPDVRQ6WUXFWXUDOGDPDJHLVPRVW
FRPPRQLQWKHVHYHUH±PPWRYHU\VHYHUHJUHDWHUWKDQPPFDWHJRULHVJHQHUDOO\
UHTXLULQJH[WHQVLYHVWUXFWXUDOUHSDLUZRUNDQGRUPDMRUUHSDLUZRUNLQYROYLQJSDUWLDORUFRPSOHWH
UHEXLOGLQJRIDQDIIHFWHGDUHDUHVSHFWLYHO\

%DVHGRQWKHDERYHLWLVRXUILQGLQJWKDWWKHFUDFNVDORQJWKHH[WHULRUFROXPQDWWKH*LOOHVSLH
UHVLGHQFHZHUHVWUXFWXUDOLQQDWXUH$GGLWLRQDOO\DVXUYH\RIWKHFROXPQZDVSHUIRUPHGXVLQJD
IRRWEXEEOHOHYHODQGWKHUHVXOWVRIWKHVXUYH\UHYHDOHGWKHYHUWLFDOORDGFDUU\LQJFROXPQZDV
QRWSOXPE

$ WHVW SLW H[FDYDWLRQ SHUIRUPHG DW WKH FROXPQ UHYHDOHG LW ZDV EHDULQJ RQ D VSUHDG IRRWLQJ
HPEHGGHGDSSUR[LPDWHO\VL[LQFKHVEHORZVXUIDFHJUDGH%6*,WVKRXOGEHQRWHGWKDWQHDU
VXUIDFH WUHH URRWV ZHUH HQFRXQWHUHG GXULQJ WKH WHVW SLW H[FDYDWLRQ DQG PDWXUH WUHHV ZHUH
REVHUYHGQHDUWKLVDUHDRIWKHUHVLGHQFH$GGLWLRQDOO\DGRZQVSRXWZDVPRXQWHGRQWKHFROXPQ
DQGGLUHFWHGQHDUWKHVSUHDGIRRWLQJDQGVRPHJURXQGVXUIDFHHURVLRQZDVREVHUYHGQHDUWKH
ERWWRPRIWKHFROXPQDVDUHVXOWRIORQJWHUPUDLQZDWHUGLVFKDUJH

3URFODLP)LOH1R
)HEUXDU\

6HYHUDOIDFWRUVFDQDIIHFWWKHGHJUHHRIGLIIHUHQWLDOIRXQGDWLRQPRYHPHQWLQFOXGLQJVRLOUHODWHG
FRQGLWLRQV VXFK DV WKH VXEJUDGH SUHSDUDWLRQ DW WKH WLPH RI FRQVWUXFWLRQ DQG GHWULPHQWDO
FRQGLWLRQVVXFKDVRUJDQLFVEXULHGGHEULVWUHHURRWVRUKLJKSODVWLFLW\VKULQNVZHOOFOD\VDQG
VWUXFWXUDOUHODWHGFRQGLWLRQVVXFKDVDOWHUDWLRQVPRGLILFDWLRQVWRWKHVWUXFWXUDOIUDPLQJPHPEHUV
DQGGDPDJHIURPZRRGGHVWUR\LQJLQVHFWV$VQRWHGDERYHWKHUHVXOWVRIRXUIORRUHOHYDWLRQ
VXUYH\DWWKHVRXWKDUHDVRIWKHUHVLGHQFHQHDUWKHH[WHULRUFROXPQORFDWHGDWWKHQRUWKZHVWDUHD
RI WKH SDUWLDOO\ FRYHUHG SRUFK LQGLFDWH WKH IORRU HOHYDWLRQV ZHUH ZLWKLQ FRQVWUXFWLRQ LQGXVWU\
WROHUDQFHVLQGLFDWLQJWKHDIRUHPHQWLRQHGVWUXFWXUDOUHODWHGGDPDJHDSSHDUVWREHORFDOL]HGWR
WKH H[WHULRU FROXPQ 7KLV LV IXUWKHU VXSSRUWHG E\ WKH ODFN RI REVHUYHG GDPDJH WR WKH LQWHULRU
FHLOLQJDQGZDOOSDQHOVQHDUWKHH[WHULRUFROXPQ

)RXQGDWLRQPRYHPHQWFDQRFFXURYHUDORQJSHULRGRIWLPHDQGFRQWLQXHRYHUWKHHQWLUHOLIHRI
WKHVWUXFWXUH:KHQIRXQGDWLRQPRYHPHQWVRFFXUVWUHVVHVGHYHORSLQWKHVWUXFWXUHZKLFKDUH
UHOLHYHGLQWKHIRUPRIFUDFNVVHSDUDWLRQVDQGQDLOSRSVLQWKHILQLVKPDWHULDOVDQGRUGLIILFXOWLHV
RSHQLQJFORVLQJZLQGRZVDQGRUGRRUV)RXQGDWLRQPRYHPHQWFDQEHZRUVHQHGE\H[SDQVLRQ
DQGFRQWUDFWLRQRIEXLOGLQJPDWHULDOVDVZHOODVE\DQLQFRPSOHWHJXWWHUDQGGRZQVSRXWV\VWHP
VXEPHUJHGSOXPELQJUHODWHGOHDNVDQGQHJOLJLEOHVXUIDFHGUDLQDJHZKLFKFRQWULEXWHVWRJURXQG
HURVLRQ DQG K\GUDXOLF FRQVROLGDWLRQ RI WKH VXEVXUIDFH VRLOV LQ WKH YLFLQLW\ RI WKH IRXQGDWLRQV
$OWKRXJKWKHUHVLGHQFHZDVHTXLSSHGZLWKDJXWWHUGRZQVSRXWV\VWHPWKHGRZQVSRXWPRXQWHG
DWWKHH[WHULRUFROXPQKDVUHVXOWHGLQVRPHJURXQGVXUIDFHHURVLRQQHDUWKHERWWRPRIWKHFROXPQ
,QDGGLWLRQWRWKHDERYHVRPHDPRXQWRIEXLOGLQJGLVWUHVVRFFXUVLQPDQ\VWUXFWXUHVRIVLPLODU
DJHWRWKH*LOOHVSLHUHVLGHQFHDVDUHVXOWRIVKULQNDJHRIFHPHQWLWLRXVEXLOGLQJPDWHULDOVWKHUPDO
H[SDQVLRQFRQWUDFWLRQ PRYHPHQWV VKULQNLQJVZHOOLQJ RI ZRRG PDWHULDOV FDXVHG E\ PRLVWXUH
IOXFWXDWLRQVDQGLQFRQVLVWHQFLHVDVVRFLDWHGZLWKFRQVWUXFWLRQPHWKRGVDQGGHILFLHQFLHV

$OWKRXJKGHVWUXFWLYHWHVWLQJZRXOGEHUHTXLUHGWRGHWHUPLQHWKHH[WHQWRIGDPDJHEDVHGRQRXU
REVHUYDWLRQV DQG DQDO\VLV LW LV RXU RSLQLRQ WKDW WKH REVHUYHG VWUXFWXUDO UHODWHG FUDFNV LQ WKH
H[WHULRUFROXPQDQGH[WHULRUDQGLQWHULRUZDOOVRIWKHUHVLGHQFHVSHFLILFDOO\DWWKHH[WHULRUFROXPQ
ORFDWHG DW WKH ZHVW DUHD RI WKH SRUFK ZDV WKH UHVXOW RI D FRPELQDWLRQ RI LQLWLDO FRQVWUXFWLRQ
PHWKRGVDQGZRUNPDQVKLSPRLVWXUHDQGWKHUPDOUHODWHGH[SDQVLRQDQGFRQWUDFWLRQRIEXLOGLQJ
PDWHULDOVDQGORQJWHUPGLIIHUHQWLDOIRXQGDWLRQPRYHPHQWLQFRQMXQFWLRQZLWKPDWXUHWUHHURRWV
XQGHU WKH ORDG EHDULQJ FROXPQ DQG UDLQZDWHU GLVFKDUJH DQG VXEVHTXHQW HURVLRQ IURP D
GRZQVSRXWURXWHGQHDUWKHIRRWLQJRIWKHFROXPQDQGZDVQRWUHODWHGWRDQ\VLQJOHZHDWKHUDQG
RUZDWHULQWUXVLRQHYHQW%DVHGRQLQIRUPDWLRQSURYLGHGE\WKHKRPHRZQHUDQGWKHREVHUYHG
SUHYLRXVUHSDLUVWRWKHFROXPQWKLVGDPDJHKDVEHHQRFFXUULQJRYHUDSHULRGRI\HDUVSULRUWR
RXULQVSHFWLRQ

,QDGGLWLRQWRWKHDERYHREVHUYDWLRQVRIWKHSURSHUW\UHYHDOHGUDQGRPO\ORFDWHGFUDFNVLQWKH
GULYHZD\ JDUDJH DQG SRUFK DV ZHOO DV VRPH UHODWLYHO\ VPDOO FUDFNV LQ WKH WKLQVHW SDYHUV
RYHUO\LQJ WKH SRUFK VODEV &RQFUHWH ZLOO QDWXUDOO\ VKULQN GXULQJ WKH FXULQJ SURFHVV VLQFH

3URFODLP)LOH1R
)HEUXDU\

HQYLURQPHQWDO FRQGLWLRQV DUH GLIIHUHQW DW WKH WRS DQG ERWWRP VXUIDFHV 5HLQIRUFHPHQW IRU
WHPSHUDWXUHVKULQNDJHLQFRQFUHWHVODEVLVFDOFXODWHGGHSHQGLQJRQWKHWKLFNQHVVRIWKHVODERQ
JUDGHDQGXVHGZLWKLQWKHFRQFUHWHVODELQERWKGLUHFWLRQVWRUHGXFHWKHDSSHDUDQFHRIFUDFNV
$GGLWLRQDOO\FXULQJSURFHGXUHVDQGSURSHUO\DQGVWUDWHJLFDOO\ORFDWHGFRQWUDFWLRQMRLQWVDUHDOVR
UHFRPPHQGHGWRIXUWKHUUHGXFHRUHOLPLQDWHXQGHVLUHGFUDFNVUHODWHGWRVKULQNDJHDQGLQWHUQDO
VWUHVVHVFUHDWHGZKHQWKHWRSSRUWLRQRIWKHVODEGULHVIDVWHUWKDQWKHERWWRPUHVXOWLQJLQFUDFNV
LQWKHVODE'HVSLWHWKHUHTXLUHGUHLQIRUFHPHQWVKULQNDJHFUDFNVDUHFRPPRQO\IRXQGLQWKHIRUP
RI UDQGRP SDWWHUQV DFURVV WKH VODEV 'LIIHUHQWLDO PRYHPHQW DQG H[SDQVLRQFRQWUDFWLRQ RI WKH
FRQFUHWHVODEVRYHUWKH\HDUVRIVHUYLFHFRQWULEXWHVWRWKHZLGHQLQJRIWKHVHFUDFNV&RQFUHWH
VKULQNDJH FDQ RFFXU RYHU D SHULRG RI VHYHUDO \HDUV DQG ZLOO EH DIIHFWHG E\ WKHUPDO UHODWHG
H[SDQVLRQDQGFRQWUDFWLRQFDXVHGE\GDLO\DQGVHDVRQDOF\FOHVRIKHDWLQJDQGFRROLQJ7\SLFDOO\
FRQWUROMRLQWVDUHSODFHGLQH[SRVHGFRQFUHWHIORRUVDWUHJXODULQWHUYDOVDVUHFRPPHQGHGE\WKH
$PHULFDQ&RQFUHWH,QVWLWXWH$&,:KHQFRQWUROMRLQWVDUHVSDFHGWRRIDUDSDUWRUDUHDEVHQWLQ
FRQFUHWHFUDFNVZLOORFFXU

7KH$PHULFDQ&RQFUHWH,QVWLWXWH$&,UHFRPPHQGVFRQWUDFWLRQMRLQWVWREHSURYLGHGWR
WLPHVWKHVODEWKLFNQHVVLQERWKGLUHFWLRQVIRUQRUPDOFRQVWUXFWLRQSUDFWLFHVW\SLFDOFRQFUHWH
PL[ SURSRUWLRQV DQG DYHUDJH FRQFUHWH SURSHUWLHV $&, DOVR UHFRPPHQGV DYRLGLQJ LUUHJXODU
VKDSHV DQG OLPLWLQJ WKH OHQJWK WR ZLGWK UDWLR RI VODEV WR WZR WKLV LV SDUWLFXODUO\ QHFHVVDU\ IRU
ZDONZD\VDQGVLGHZDONVZKHUHFRQWUROMRLQWVDUHLQVWDOOHGHYHU\IRXURUILYHIHHWDQGH[SDQVLRQ
MRLQWVDSSUR[LPDWHO\HYHU\IHHW$&,IXUWKHUUHFRPPHQGVWKDWWKHFRQWUROMRLQWVEHLQVWDOOHG
ZLWKLQIRXUWRWZHOYHKRXUVDIWHUWKHVODEKDVEHHQILQLVKHGDQGWKHGHSWKRIWKHVDZFXWEHDW
OHDVWRIWKHVODEGHSWKRUDPLQLPXPRIRQHLQFKZKLFKHYHULVJUHDWHU

$OWKRXJKGHVWUXFWLYHWHVWLQJZRXOGEHUHTXLUHGWRGHWHUPLQHWKHH[WHQWRIGDPDJHEDVHGRQRXU
REVHUYDWLRQVDQGDQDO\VLVLWLVRXURSLQLRQWKDWWKHFUDFNVLQWKHVODEVRIWKHSRUFKGULYHZD\DQG
JDUDJHVSHFLILFDOO\DWWKHSRUFKVODEZHUHWKHUHVXOWRIDFRPELQDWLRQRIFRQFUHWHVKULQNDJHDV
LWFXUHGWKHUPDOH[SDQVLRQDQGFRQWUDFWLRQDQGORQJWHUPGLIIHUHQWLDOPRYHPHQWRIWKHVODEVLQ
FRQMXQFWLRQ ZLWK PDWXUH WUHH URRWV XQGHU WKH VODEV DQG UDLQZDWHU GLVFKDUJH DQG VXEVHTXHQW
HURVLRQIURPDGRZQVSRXWURXWHGQHDUWKHSRUFKVODEDQGZDVQRWUHODWHGWRDQ\VLQJOHZHDWKHU
DQGRUZDWHULQWUXVLRQHYHQW)XUWKHUPRUHDSRUWLRQRIWKHFUDFNVLQVRPHRIWKHSRUFKSDYHUV
ZHUHWKHUHVXOWRIUHIOHFWLYHFUDFNLQJZKHUHWKHSDYHUFUDFNVPLUURUWKHFUDFNVLQWKHXQGHUO\LQJ
FRQFUHWHVODE

6HFWLRQRIWKH)ORULGD%XLOGLQJ&RGHWK(GLWLRQ([LVWLQJ%XLOGLQJGHILQHVGDQJHURXV
DVAny building, structure or portion thereof that meets any of the conditions described below
shall be deemed dangerous: 1. The building or structure has collapsed, partially collapsed, has
moved off its foundation or lacks the necessary support of the ground. 2. There exists a significant
risk of collapse, detachment or dislodgment of any portion, member, appurtenance or
ornamentation of the building or structure under service loads

3URFODLP)LOH1R
)HEUXDU\

2XULQVSHFWLRQUHYHDOHGWKDWWKHFUDFNVWRWKHORDGFDUU\LQJH[WHULRUFROXPQZHUHVRVHYHUHWKDW
WKHURRIIUDPLQJPHPEHUVQRORQJHUSURYLGHDGHTXDWHORDGWUDQVIHUWRWKHFROXPQDQGIRXQGDWLRQ
IRUWKHLQWHQGHGURRIVHUYLFHORDG7KXVWKHVHYHULW\RIWKHFUDFNVWRWKHORDGFDUU\LQJFROXPQRI
WKHVWUXFWXUHPHHWVWKHGHILQLWLRQRIGDQJHURXVSHU6HFWLRQRIWKH)ORULGD%XLOGLQJ&RGHWK
(GLWLRQ([LVWLQJ%XLOGLQJ,WLVUHFRPPHQGHGWKDWWKHFROXPQDUHDVWKDWKDYHVWUXFWXUDO
UHODWHGGDPDJHEHUHSDLUHGRUUHSODFHGDVQHHGHGDQGWKDWWKHFROXPQEHUHOHYHOHGWRFXUUHQW
)ORULGD%XLOGLQJ&RGH)%&UHTXLUHPHQWVWKHZRUNPXVWEHSHUIRUPHGXQGHUWKHVXSHUYLVLRQRI
DSURIHVVLRQDOVWUXFWXUDOHQJLQHHUDQGFRQWUDFWRUOLFHQVHGLQWKH6WDWHRI)ORULGD

7KLVUHSRUWDQGWKHFRQFOXVLRQVFRQWDLQHGKHUHLQDUHIRUWKHH[SUHVVDQGVROHXVHRIWKHFOLHQW
UHTXHVWLQJWKHUHSRUW7KLVUHSRUWLVQRWWREHUHOLHGXSRQQRUXVHGE\DQ\RWKHUSHUVRQDQGRU
HQWLW\IRUDQ\SXUSRVH7KHHQFORVHGVXEPLWWHGREVHUYDWLRQVRSLQLRQVDQGFRQFOXVLRQVDUHEDVHG
RQVFLHQWLILFPHWKRGVYLVXDOLQVSHFWLRQDQGREVHUYDWLRQVJHQHUDOO\DFFHSWHGHQJLQHHULQJFULWHULD
DQG WKH SURIHVVLRQDO NQRZOHGJH DQG H[SHULHQFH RI WKH HQJLQHHU LQ WKH IRUHQVLF DQDO\VLV RI
UHVLGHQWLDO DQG FRPPHUFLDO EXLOGLQJV DQG FRPSRQHQWV 6XFK DQ LQVSHFWLRQ FDQQRW GHWHFW DOO
H[LVWLQJ RU SRWHQWLDO DGYHUVH FRQGLWLRQV DQG LW VKRXOG WKHUHIRUH EH XQGHUVWRRG WKDW IXWXUH
FRQGLWLRQVDIIHFWLQJLWHPVGLVFXVVHGLQWKLVUHSRUWFDQQRWEHSUHGLFWHGVLQFHWKH\DUHDOOVXEMHFW
WR FKDQJH 3URFODLP (QJLQHHULQJ ,QF LWV DIILOLDWHV RIILFHUV DJHQWV HPSOR\HHV DQG
UHSUHVHQWDWLYHVVKDOOQRWEHOLDEOHWRFOLHQWRUDQ\WKLUGSDUW\IRUDQ\ORVVFRVWGDPDJHRUH[SHQVH
LQFOXGLQJ DWWRUQH\V¶ IHHV ZKHWKHU LQGLUHFW LQFLGHQWDO FRQVHTXHQWLDO VSHFLDO RU H[HPSODU\
LQFXUUHGLQWKHFRQQHFWLRQZLWKWKHFOLHQW¶VXVHRIWKLVUHSRUW7KHVFRSHRIWKLVUHSRUWH[WHQGVRQO\
WR WKH H[SUHVV QRWHG LWHPV )XUWKHU WKLV HQJLQHHULQJ UHSRUW LV QRW D ZDUUDQW\ RU JXDUDQWHH
H[SUHVVRULPSOLHGRIDQ\NLQG

3URFODLP)LOH1R
)HEUXDU\

$WWDFKPHQWV

*HQHUDO/D\RXW

&/
%HGURRP
0DVWHU 6XLWH
$&
&/
)DPLO\
'LQLQJ
&ROXPQ
&/
.LWFKHQ
0XGURRP
3RUFK
8WLOLW\
*DUDJH
*(1(5$/ /$<287
6,7(9,6,7 6&$/(
/(*(1'

),/( 6+((7
&UDFN6HSDUDWLRQ LQ :DOO DQGRU &ROXPQ
2)
&UDFN LQ &RQFUHWH 6ODE DQGRU 3DYHUV (1*,1((5 352-(&7
0 6KDQH -RKQVRQ 3( '(6&5,37,21 *,//(63,( 5(6,'(1&(
3523(57<
/2&$7,21 6: WK /RRS 2FDOD )ORULGD

Appendix B Occupancy Permitted For Petitioner's Home

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Appendix B Occupancy Permitted For Petitioner's Home

Uploaded by

Copyright:

Available Formats

Filing # 74489871 E-Filed 07/05/2018 10:13:00 AM

IN THE SUPREME COURT OF FLORIDA

NEIL GILLESPIE PRIMARY NAMED INSURED:

IMPORTANT POLICY NOTICE

Dear NEIL GILLESPIE:

Security First Insurance

SFI FL DF3 DO GEN 0816 © Security First Insurance Company www.SecurityFirstFlorida.com

TRA2-D-000849/001706 ACVPHF S1-ET-M1-COOOo1

ACTIVITY QTY RATE AMOUNT

Tree Service:Trim Trees 1 2,000.00 2,000.00

Accepted By Accepted Date

From: "On Budget Tree Service, LLC" <quickbooks@notification.intuit.com>

Thanks for your business!

------------------------ Estimate Summary --------------------------

From: "Neil Gillespie" <neilgillespie@mfi.net>

Gregg Jerald, Staff Commander

Michael L. Savage, Sr., MCP, CBO CFPS, CEI-M

----- Original Message -----

Dear Mr. Gillespie,

Michael L. Savage, Sr., MCP, CBO CFPS, CEI-M

Please note, this is a very limited initial response. More to follow.

Cc: Marion County BOCC

Michael L. Savage, Sr., Director

Cc: Chad Wicker, Building Manager

Cc: Matthew Minter, County Attorney

Dear Director Savage:

From: "Neil Gillespie" <neilgillespie@mfi.net>

Cornelius & Penelope Gillespie

Dear Mr. & Mrs. Gillespie:

I am in receipt of your service request form regar ing the

Small hairline cracks due to shrinkage are common in mortar

Under your Villa Maintenance Program, (copy attach DECCA

If at any time the crack in your stucco exceeds 3/ inch in

Telephone: (352) 854-7807

November 27, 2006

James E. Flynn, President

Dear Mr. Flynn,

Oak Run Homeowners Association, Inc. (ORHA) November 27,2006

Kindly advise if this matter can be addressed by the ORHA.

cc: Harry W. Carls, Esquire, Taylor & Carls, P.A., w/enclosures

(above) Photograph showing steps leading to DECCA's entry door, 11637 SW 90 th

Current Mailing Address:

FEI Number: 22-2302101 Certificate of Status Desired: No

Address 10983 S.W. 89TH AVENUE Address 10983 SW 89TH AVENUE

City-State-Zip: OCALA FL 33481-9722 City-State-Zip: OCALA FL 34481

SIGNATURE: CAROL OLSON SECRETARY/TREASURER 03/13/2018

Michael L. Savage, Sr., Director Cc: Chad Wicker, Building Manager

Cc: Matthew Minter, County Attorney

Dear Director Savage:

MIDDLE DISTRICT OF FLORIDA

UNITED STATES OF AMERICA

DEVELOPMENT & CONSTRUCTION CORP.

in the Middle District of Florida, did the Development and

officers and employees, take an endangered species of wildlife,

that is a red cockaded woodpecker (scientif·ic name Picoides

Borealis) within the United States?

2. In doing so, did the Development and Construction

Corporation of America, Inc., and its responsible officers and

woodpeckers voluntarily and intentionally and not because of

3. Are you duly authorized by the defendant

corporation to respond on its behalf to each of the foregoing

questions and to plead guilty to the charge alleged in the

MIDDLE DISTRICT OF FLORIDA