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Q1.Which is the first Indian Commercial B. Provide relief packages to the Farmers
Bank that was fully owned and managed by C. Regulate insurance business in India
Indians ? D. Hiring & Purchasing assets
A. State Bank of India E. None of these
B. Allahabad Bank Q9. Which of the following organization
C. Central Bank of India decides Repo Rate ?
D. Canara Bank A. SEBI
E. None of these B. IMF
Q2.Which bank has started as a private C. AMFI
shareholders bank, mostly by European D. SBI
shareholders ? E. RBI
A. Bank of India Q10.What is/are true about IMF ?
B. Bank of Baroda A. It's headquarter is situated at Washington,
C. Dena Bank D.C.
D. Imperial Bank of India B. It works to foster economic stability and global
E. South Indian Bank growth by providing policy, advice and financing
Q3. Which was the first indian bank started to members
solely with Indian Capital? C. It negotiates conditions on lending and loans
A. Punjab National Bank under their policy
B. Andhra Bank D. It oversees the fixed exchange rate
C. Indian Overseas Bank arrangements between countries
D. Syndicate Bank E. All of these
E. None of these Q11. In which year Vijaya Bank was
Q4.In which city the head office of nationalized?
Corporation Bank is situated ? A. 1931
A. Bengaluru B. 1950
B. Mumbai C. 1980
C. Mangalore D. 1969
D. Kolkata E. 1959
E. Manipal Q12. Who is the chief of IMF?
Q5.Which of the following statements is/are A. Robert Zoelick
true about NABARD ? B. Christine Lagarde
A. It is a development bank in the sector of C. Kristalina Georgieva
Regional Rural Banks in India. D. Takehiko Nakao
B. It provides and regulates credits in the rural E. None of these
area. Q13.Which of the following is not a bank-
C. It gives assistance for the promotion and related term ?
development of rural sectors, mainly agriculture. A. Writ
D. It finances rural crafts. B. Blue Book
E. All of these. C. Blockade
Q6.Which of the following statements is/are D. Liquid
true about Co-operative Banks in India ? E. Real time Gross Settlement
A. It has a three-tire set-up. Q14. Which of the following is not a Bank?
B. State Co-operative Banks does not have access A. HSBC
to RBI B. BNP Paribas
C. It is an urban oriented Bank C. Barclays
D. It functions on sound business principles. D. Lufthansa
E. None of these. E. All are banks
Q7.Fiscal policy is related with which of the Q15.Which of the following is not a Foreign
following ? bank ?
A. Public Revenue and Expenditure A. Citi Bank
B. Education for All B. HSBC
C. Import and Export C. BNP Paribas
D. Issue of Currency D. Oriental bank of Commerce
E. None of these E. Taib Bank
Q8.What is the function of IRDA ? Q16. What is /are the main aim of financial
A. Plan for Financial Inclusion inclusion ?

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A. to maintain a certain quantity of liquid assets B. Standard Chartered Bank


with themselves at any point of time of their total C. Taib Bank
time and demand liabilities. D. Barclays Bank
B. to control money supply in the economy. E. None of these
C. to provide basic banking services to all section Q23.Which one is the First Regional Rural
of society in urban areas or rural areas at Bank in India ?
affordable cost A. Kashi Gomti Samyut Gramin Bank
D. Only A and B B. Andhra Pradesh GrameenaVikas Bank
E. None of these C. Prathama Bank
Q17.What is known as the certain D. Bharatiya Mahila Bank
percentage of bank deposits which banks E. None of these
are required to keep with RBI in the form of Q24.Which of the following is not an
reserves or balances ? initiative taken by RBI and GOI towards
A. Statutory liquidity ratio financial inclusion ?
B. Repo Rate A. Swabhimaan Scheme
C. Reverse Repo Rate B. Easy KYC norms
D. Cash Reserve Ratio C. Granting new bank licenses
E. None of these D. Banking correspondent model
Q18.Which of the following statements is/ E. Pradhan Mantri Mudra Yojana
are true about Marginal Standing Funding ? Q25. Which of the following statements is/
A. Banks can avail funds on overnight basis below are not true about Pradhan Mantri Jan –
the stipulated SLR up to two per cent of their Dhan Yojana?
respective Net Demand A. Every Indian family enrolled in a bank for
B. Banks can avail funds from the RBI on opening zero balance account
overnight basis against their excess SLR holdings B. The account can be opened by can be open by
C. Bank can meet meet the liquidity requirements giving only one document either proof of address
of mutual funds and proof of identity
D. Bank can get loans from RBI for their C. It provides various different profit to account
emergency needs holder like insurance cover, overdraft facility ,Atm
E. All of these card etc.
Q19.The rate, at which RBI lends money to D. The main aim is to open one bank account for
commercial banks against securities when every adult person in every family
commercial banks has less funds for Short E. All are true
Term, is/are known as which of the Q26.Which one is the first bank to introduce
following ? robot in banking service ?
A. Repo Rate A. HSBC
B. Repurchase Rate B. HDFC
C. Policy Rate C. ICICI
D. Only A and B D. Axis Bank
E. All of these E. Citi Bank
Q20. What is the main tool to control money Q27. Which of the following is not a Public
supply in case of banking? Sector Bank?
A. Bank Rate A. IFCI
B. Repo Rate B. EXIM Bank
C. Reverse Repo Rate C. SIDBI
D. LTV Ratio D. HDFC
E. None of these E. None of these
Q21.Which of the following is the first bank Q28.Which of the following banks first
of India ? introduce voice biometric in banking system
A. Allahabad Bank ?
B. State Bank of India A. HDFC
C. Punjab National Bank B. HSBC
D. Bank of Hindustan C. ICICI
E. None of these D. SBI
Q22.Which one of the following is the largest E. Citi Bank
Foreign Bank in India ? Q29.What of the following statements is/are
A. HSBC true about Green Banking ?

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A. It stresses on environmental friendly practices Q37.IMPS stands for which of the following ?
B. It aims at reducing carbon footprint from A. Intermediate Payment Service
banking activities. B. Inter Metro Payment Service
C. It promotes deployment of clean energy C. Inter Market Payment Service
technologies D. Immediate Payment Service
D. It needs private sector investments E. None of these
E. All of these Q38.Which of the following is not an
Q30.Which is the first Indian bank outside advantage of Bitcoins ?
India ? A. It can not be stolen
A. Bank of India B. No transaction cost is required
B. State Bank of India C. No central Bank has authorized Bitcoin
C. Bank of Baroda D. It can not be tracked
D. Canara Bank E. All are advantages
E. Dena Bank Q39.NPCI stands for which of the following ?
Q31.What is a Bad Bank ? A. National Payments Corporation of India
A. It gives loan at a very high interest rate B. Non Payment Corporation of India
B. It takes over all bad loans and help to sell the C. National Profitable Corporation of India
property in a private market D. Non Profitable Corporation of India
C. It takes more time to sanction a loan E. None of these
D. The loan-policy of this bank is very complex E. Q40.Which of the following statements is/
None of these are true about PAN?
Q32.NPA stands for which of the following ? A. It becomes mandatory for filing Income Tax
A. Non Profitable Assets Return
B. New Performing Assets B. It helps to get Tax deduction
C. Non Permanent Assets C. It is the most valid financial identity
D. Non Performing Assets D. It helps to get the benefit of various Govt.
E. None of these Schemes
Q33.PARA stands for which of the following E. All of these
? Q41.On which year NABARD was established
A. Private Sector Asset Rehabilitation Agency B. ?
Public Associated Rehabilitation Agency A. 1991
C. Public Sector Asset Rehabilitation Agency B. 1982
D. Private Acquired Rehabilitation Agency C. 1993
E. None of these D. 1988
Q34.Which of the following is/ are the E. None of these
function(s) of world Bank ? Q42.What is/ are the objective(s) of IMF ?
A. It works for reduction of poverty worldwide B. A. To promote international monetary cooperation
It provides loans to countries of the world for B. To ensure balanced international trade
capital programs C. To exchange rate stability
C. It promotes gender equality D. To minimize exchange restrictions by
D. It ensures environmental sustainability promoting multilateral payments
E. All of these E. All of these
Q35.Which of following banks has Q43.The head office of UCO Bank is located
established an exclusive vertical for NPA at which city ?
recovery ? A. New Delhi
A. United Bank of India B. Mumbai
B. Union Bank of India C. Hyderabad
C. IDBI D. Kolkata
D. Allahabad Bank E. Pune
E. None of these Q44.The economic growth of a country can
Q36.Which of the following statements be measured by which of the following ?
is/are true about Bitcoins ? A. Net National Product
A. It is a virtual currency B. Net Domestic Product
B. It is a crypt-currency and a payment system C. C. Per Capita Real Income
It is a software protocol D. Gross Domestic Product
D. Two Types of keys are required to use Bitcoin E. None of these
E. All of these

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Q45.Fiscal Policy is concerned about which D. It will be allowed to lend to customers


of the following ? E. None of these
A. Export and Import Q52.Which of the following steps has taken
B. Issue of currency by the RBI to tackle bad loans ?
C. Population Control A. It proposes to include some members to
D. Public Revenue and Expenditure constitute requisite benches
E. None of these B. It works on a framework to facilitate consistent
Q46.Which of the following Banks Plans to decision making in bankruptcy
set up 100 digital villages to promote Digital C. It reconstitutes an Oversight Committee to
Banking ? operate banking ordinance
A. Dena Bank D. It works on a framework to facilitate consistent
B. Vijaya Bank decision making in insolvency
C. Oriental Bank of Commerce E. All of these
D. NABARD Q53.Who has appointed as the CEO of Bank
E. None of these of India by ACC ?
Q47.Which of the following statements is not A. Sunil Mehta
true about the upcoming Rs. 500 currency B. Dinabandhu Mahapatra
notes ? C. Melwyn Rego
A. It's design will be similar to the 2017 D. Rajkiran Rai G
introduced Rs. 500 currency notes E. None of them
B. It will have the signature of Dr. Urjit K Patel C. Q54.JLF stands for which of the following ?
It will bear the printing year 2017 on the reverse A. Joint Leased Fund
side B. Joint Lending Forum
D. It will have inset letter A in both number C. Joint Lender's Forum
panels D. Joint Lender's Federation
E. None of these E. None of these
Q48.The first Paytm Payment Bank is located Q55.The head office of Union Bank of India
at which city ? is situated at which city ?
A. New Delhi A. New Delhi
B. Gurugram B. Mumbai
C. Noida C. Kolkata
D. Lukhnow D. Chennai
E. Chandigarh E. Gurugram
Q49.Which of the following is not a feature Q56.CRR stands for which of the following ?
of upcoming Re. 1 note ? A. Credit Reserve Ratio
A. It will be pink-green on the obverse and B. Credit Reverse Ratio
reverse in combination with other colours C. Cash Reserve Ratio
B. It will bear the rupee symbol D. Cash Reverse Ratio
C. It will be issued by the Reserve Bank of India E. None of these
D. The watermarks will include Ashoka Pillar, Q57.Which of the following statements is
hidden numeral 1 and hidden word Bharat in true about Deflation ?
Hindi A. It is an increase of price of goods and services
E. None of these that projects Indian Economy
Q50.NEFT stands for which of the following ? B. It happens when goods are fewer and buyers
A. National Electronic Fund Transfer are more
B. National Equity Fund Transaction C. It happens when there is more demand and
C. National Electronic Fund Transaction less supply
D. Non Electronic Fund Transfer D. It is a continuous decrease in prices of goods
E. None of these and services
Q51.Which of the following is not a feature E. None of these
of Paytm Payment Bank ? Q58.PLR stands for which of the following ?
A. It accepts deposits upto 1 Lakh per customer A. Premium Interest Rate
in savings/ current account and wallet B. Prime Interest Rate
B. It offers the services like Debit card, online C. Prime Investment Rate
banking and mobile banking D. Premium Investment Rate
C. It offers the facility of online fund transfer to E. None of these
it's customer at free of cost

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Q59.Which of the following is true about FII Q67.Who is the chairman of SEBI ?
? A.Harsh Kumar Banwala
A. It is used to denote an investor mostly in the B.Ajay Tyagi
form of an institution C.T.S Vijayan
B. It proposes to invest in Indian Market D.Dr. Sanjeev Misra
C. It generally purchases in large volumes which E.None of them
has impact on stock markets Q68.Which of the following statements
D. It includes Pension Funds, mutual funds etc. E. is/are true about KYC ?
All of these A. It stands for 'Know Your Customer'
Q60.IPO stands for which of the following ? B. It is the process of banking business identifying
A. Initial Payment Offering and verifying the identity of it's clients
B. Initial Public Offering C. It's main purpose is to stop illegal money
C. Intermediate Public Offering laundering
D. Immediate Payment Offering D. It prevents identity theft and fraud
E. None of these E. All of these
Q61.What is the main feature of MUDRA Q69.In which city the head office of NABARD
Bank ? is situated ?
A. It will provide loan to buy house A.New Delhi
B. It will give loans to small entrepreneurs up to B.Lukhnow
10 Lakh C.Mumbai
C. It will provide education loan to the students D.Chennai
D. It will sanction loan to buy land for agriculture E.Thirubanantapuram
E. None of these Q70.Which of the following statements is not
Q62.What is SIDBI ? true about Bharatiya Mahila Bank ?
A. Software Industries Development Bank of India A.It is an Indian Financial Services Banking
B. State Industries Development Bank of India C. Company based in Mumbai
Small Industries Development Bank of India D. B.It has merged with State Bank of India
Steel Industries Development Bank of India E. C.It accepts deposits only from women
None of these D.It lends money mainly to women
Q63.Which of the following statements is/ E.All are true
are of true about Sensex ? Q71.AEZ stands for which of the following ?
A.It is an indices of stock market A.Agri-products Export Zone
B.It is an index to measure the 'market's B.Agricultural Export Zone
sentiment' C.Agricultural Economy Zone
C.It is a figure indicating the relative prices of D.Agriculture Expert's Zone
shares on the exchange E.None of these
D.It is also known as Sensitive Index Q72.What do you mean by Amount at Risk ?
E.All of these A. It is the due amount of loan
Q64.NBFC stands for which of the following ? B. It is the balance of sum payable not covered
A.National Banking Financial Company by reserves
B.Non-Banking Financial Company C. It is the total value of NPA
C.Non-Borrowing Financial Company D.National D. It denotes the below minimum balance in a
Banker's Financial Company bank account
E.None of these E. None of these
Q65. Which of the following is not a Credit Q73.ABM stands for which of the following ?
Rating Agency of India? A.Automatic Balance Machine
A.CRISIL B.Automated Balance Machine
B.ICRA C.Auto-generated Banking Machine D.Automated
C.SEBI Banking Machine
D.Fitch Ratings E.None of these
E.None of these Q74.Which of the following statements is not
Q66.SEZ stands for which of the following ? true about bankruptcy ?
A.Special Economic Zone A.It is a condition in which a firm is unable to
B.Standard Economic Zone meet its obligations
C.Sectional Economy Zone B.It is a condition in which a person can not meet
D.Sub-Urban Economic Zone his/her liabilities
E.None of these

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C.In bankruptcy, all the assets of a company are C.Safe custody


surrendered to the court for administrator D.It is D.Locker
the state of being completely penny less E.None E.None of these
of these Q82.Which of the following is the primary
Q75.Which of the following banks has the regulator of Banking business? ?
largest number of branches in foreign A.State Government
countries ? B.Central Government
A.Bank of India C.Parliament
B.Bank of Baroda D.RBI
C.Corporation Bank E.None of these
D.Dena Bank Q83.A bank can refuse open an account on
E.Vijaya Bank behalf of which of the following ?
Q76.General Insurance does not provide A.Artificial Persons
protection in which of the following ? B.Arrested Person
A.Cattle Insurance C.Convicted Person
B.Medical Insurance D.Undesirable Person
C.Crop Insurance E.None of them
D.Fire Insurance Q84.What is the purpose of reporting by the
E.None of these banks about suspicious transactions to the
Q77.What do you mean by Minimum Cash anti money laundering committee?
Reserve ? A.To combat finance of terrorism
A.It is a percentage of Capital in Bank B.To check the inflow of crime money
B.It is a percentage of reserves in Bank C.To check inflow of the money earned out of sale
C.It is a percentage of aggregate deposits of the of narcotics
bank D.To check the hawala transactions
D.It is A percentage of aggregate loans and E.All of the above
advances of the bank Q85.If a non - banking financial company
E.None of these wants to collect public deposits it is
Q78.Which of the following is a Demat governed by which Act ?
Account ? A.Banking companies Act
A.Accounts which facilitate repayment of a loan B.RBI Act 1934
taken from that bank. C.Central Government
B.Accounts which can be operated through the D.Companies Act 1956
internet banking facility E.None of these
C.Zero balane accounts Q86.Which of the following statements
D.Accounts in which various companies' shares is/are true about inbsolvency ?
are traded in electronic form A.It can cause bankruptcy
E.None of these B.A company is declared as insolvent when they
Q79.Currency notes those are deposited in are unable to pay their debits back on time
the currency chest are the property of which C.A person, who is insolvent, can take certain
of the following ? steps towards a resolution
A.SBI D.It is a financial fall
B.Respective Bank E.All of these
C.RBI Q87.What is Lead Bank ?
D.Respective Bank A.It offer loan to the leading banking institutions
E.None of these B.It is a bank which coordinates the banking
Q80.What is mortgage ? institutions in the district
A. Security on the immovable property for a loan C.It can't set up branches
B. Security on the movable property for a loan C. D.It was implemented in 1975
Concession on the immovable property E.None of these
D. Facility on the immovable property Q88.What is DCP ?
E. None of these A.Demonetization Control Plan
Q81.Which term is known as a fixed deposit B.Debit Credit Plan
receipt that is kept with the bank for its C.Department Credit Plan
safety ? D.District Credit Plan
A.Safe deposit E.None of these
B.Valid Safe deposit

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Q89.The head-office of Indian Overseas C.It is the nation's wealth according to the
Bank is situated in which city ? provisions of control on Green House Gases D.It
A.Chennai is the nation's wealth according to GDP per Capita
B.Mumbai E.It is the total wealth from the forest area
C.New Delhi Q98.NDTL stands for which of the following
D.Pune ?
E.Panaji A.Net Demand & Time Liabilities
Q90.What is FDI ? B.Net Demand & Tax Liabilities
A.Frozen Direct Investment C.New Demand & Tenure Liabilities
B.Foreign Direct Investment D.National Deposits & Total Liabilities
C.Functional Direct Investment E.None of these
D.Functional Debit Investment Q99.Which is not an Apex Institution ?
E.None of these A.NABARD
Q91.What is the main source of National B.SIDBI
Income of India ? C.State Co-operative Bank
A. Agriculture D.SBI
B. Industrial Sector E.None of these
C. Trade Sector Q100.NAV stands for which of the following
D. Tourism Sector ?
E. Service Sector A.Net Average Value
Q92.CBS stands for which of the following ? B.Net Actual Value
A.Core Banking Software C.Net Asset Value
B.Core Banking System D.Net Access Value
C.Core Banking Solution E.National Asset Value
D.Core Banking Service Q101.Commercial Papers is issued by
E.Core Banking Section whom?
Q93.What do you mean by NNP of a country? A.Bank to Bank
A.New National Product B.Bank to Company
B.Net New Product C.Company to Bank
C.National Net Product D.Supplier to Company
D.Net National Product E.Company to Supplier
E.None of these Q102.Who has coined the term 'Gross
Q94.What do mean by Mixed Economy ? National Happiness' ?
A.Co-Existence of Rich and Poor A.RBI
B.Co-Existence of Public and Private Sectors B.World Bank
C.Co-Existence of agricultural and industrial C.Amartya Sen
Sectors D.King of Bhutan
D.Co-Existence of Small and Large Industries E.Europian Union
E.None of these Q103.Credit History of the Borrower is
Q95.What do you mean by Net National provided by which Organization ?
Product of a country ? A.SEBI
A. GDP minus depreciation allowances B.IRDA
B. GNP plus depreciation allowances C.FRBI
C. GNP minus depreciation allowances D.CII
D. GDP plus depreciation allowances E.CIBIL
E. GDP minus Net Income from Abroad Q104.In Gross National Product, which of
Q96.MAT stands for which of the following ? the following contributes the highest ?
A.Maximum Alternate Tax A.Primary Sector
B.Maximum Alternate Time B.Secondary Sector
C.Maximum Alternate Time C.Tertiary Sector
D.Minimum Alternate Tax D.Private Sector
E.None of these E.Public Sector
Q97.What is Green Index ? Q105.Which of the following regulates the
A.It is the total export of a nation Mutual Fund ?
B.It is the nation's wealth according to GNP per A.SIDBI
Capita B.FRBI
C.RBI

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D.SEBI A.Non Performing Assets


E.None of these B.Overdrawn accounts
Q106.What do you mean by 'Flat Money' ? C.Bad debts
A.It is the currency backed by tangible assets B.It D.Out of order accounts
is the currency backed by Government Guarantee E.None of these
C.It is the currency backed by gold reserves D.It Q114.Human Development Index is
is the currency backed by NPA indicated by which of the following ?
E.It is the currency backed by budgetary support A.Total area of Agricultural Land with family B.Life
Q107.Core banking infrastructure is done by Expectancy at Birth
which of the following ? C.Nature of Employment
A. IBA D.Total Cost of Agricultural Land
B. SIDBI E.None of these
C. NABARD Q115.Who are benefited by the Reserve
D. RBI Mortgage Scheme ?
E. SEBI A.Children
Q108.What do you mean by Gross Domestic B.Govt. Employees
Product ? C.Industrialists
A.Market value of all final goods and services D.Senior Citizens
within a country E.None of these
B.Cost of production of all final goods and Q116.Government securities deal with which
services within a country of the following in primary and secondary
C.Cost of services within a country in a year markets ?
D.Market value of all final goods and services A.Corporate Bonds
within a country in a year B.Primary Dealers
E.None of these C.Secondary Dealers
Q109.What do you mean by Factoring ? D.Tertiary Dealers
A.It is the arrangement to raise a short term E.None of them
money against the prepaid expenses Q117.Which of the following is reduced by
B.It is the method to discount the long term bills the the higher growth rate of the economy ?
C.It is the process of selling of account A.Poverty
receivables as per contract for cash payment to a B.Population of country
factor before it becomes due C.Gender Inequalities
D.It is the easy way to raise capital from a D.Flow of FDI
factoring company by a small business E.None of these
E.None of these Q118.IRR stands for which of the following ?
Q110.Which organization of the following A. Internal Rate Ratio
can avail the Refinance Facility ? B. Internal Rate of Recession
A.State Co-operative Banks C. Internal Reserve Ratio
B.RRBs D. Internal Rate of Return
C.Commercial Banks E. none of these
D.State ADFCs Q119.To avail the facility of locker, a
E.All of these customer have to pay which of the
Q111.In India, largest share of GDP comes following?
from which of the following sectors ? A.Locker Rent
A.Defense Sector B.Safe Custody Charges
B.Agricultural Sector C.Commission on the locker
C.Service Sector D.Only B and C
D.Manufacturing Sector E.Only A and C
E.None of these Q112.Who sets up 'Base Rate' Q120.BR Act stands for which of the
for Banks ? following ?
A.Individual Banks Board A.Bank Rule
B.RBI B.Bank Regulation
C.SEBI C.Bank Reclaim
D.Interest Rate Commission of India D.Bank Reserve
E.None of these E.Bank Reformation
Q113.What is known as the Bank advances Q121.Which of the following is the unit of
of a bank ?

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money whose face value and intrinsic value Q129.Banking in India is controlled by which
are equal ? of the following ?
A.Flat Money A.Ministry of Commerce
B.Commodity Money B.Ministry of Finance
C.Optional Money C.Reserve Bank of India
D.Full Bodied Money D.NITI Ayog
E.None of these E.None of these
Q122.What is the full form of EMI ? Q130.Which of the following is associated to
A.Equal Monthly Investment teaser rates ?
B.Equal Monthly Installment A.Personal Loan
C.Easy Monthly Installment B.Home Loan
D.Equated Monthly Installment C.Auto Loan
E.None of these D.Education Loan
Q123.Regional Rural Banks are sponsored by E.None of these
which of the following ? Q131.Which of the following decides the
A.Reserve Bank of India Bank Rate ?
B.NABARD A.SEBI
C.Nationalized Commerce Bank B.GOI
D.Government of India C.SBI
E.None of these D.RBI
Q124.Reserve Bank of India is established in E.NABARD
which year ? Q132.FCEB stands for which of the following
A.1945 ?
B.1935 A.Foreign Currency Exchangeable Bond B.Foreign
C.1949 Currency External Bond
D.1952 C.Foreign Currency Export Bond
E.None of these D.Foreign Currency Exchange Bond
Q125.Which of the following is/are Optional E.None of these
Money ? Q133.Which of the following is a banking
A.Bank Drafts term ?
B.Cheque A.Zero Hour
C.Bills of Exchange B.Sedimentary
D.Promissory Notes C.Output Devices
E.All of these D.Swapping
Q126.Which of the following bank was E.De-mat
known as Imperial Bank of India before Q134.PSLC stands for which of the following
Nationalization ? ?
A.United Bank of India A.Priority Sector Loan Certificates
B.Dena Bank B.Priority Sector Lower Credit
C.Punjab National Bank C.Priority Sector Lending Certificates
D.State Bank of India D.Priority Sector Large Credit
E.Vijaya Bank E.None of these
Q127.Which of the following is called as Q135.In which city the head office of RBI is
Non-Legal Tender Money ? located ?
A.Commodity Money A.New Delhi
B.Full Bodied Money B.Lukhnow
C.Optional Money C.Kolkata
D.Paper Money D.Bengaluru
E.None of these E.Mumbai
Q128.Which of the following is not a Q136.Who regulates the insurance sector of
Representative Money ? India ?
A.Gold A.AMFI
B.Silver B.IRDA
C.Copper C.RBI
D.Tobacco D.SEBI
E.None of these E.None of these
Q137.IDF stands for which of the following ?

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A.Interest Debt Fund D.Board of Financial System


B.Institution Debt Fund E.None of these
C.Investment Debt Fund Q146.NABARD was established in which year
D.Infrastructure Debt Fund ?
E.None of these A.1983
Q138.SBI has entered in a joint venture with B.1985
which of the following for undertaking .1981
general insurance business? D.1982
A.LIC, India E.1986
B.New India Assurance Ltd Q147.In which year BFS was constituted ?
C.Insurance Australlia Group A.1995
D.Allianz B.1996
E.None of these C.1994
Q139.Credit Cards are known as which of the D.1997
following ? E.1998
A.Easy Money Q148.CSR stands for which of the following ?
B.Hard Money A.Corporate Sector Responsibility
C.Soft Money B.Customer Satisfaction Responsibility
D.Real Money C.Corporate Social Responsibility
E.Plastic Money D.Corporate Social Reforms
Q140.Which asset can be mortgaged ? E.None of these
A.Book Debts Q149.The member of BFS board is chaired by
B.Stock whom ?
C.National Saving Certificates A.Deputy Governor
D.Land and Building B.Finance Minister
E.Share C.Prime Minister
Q141.Crossing applies to which of the D.Governor
following instruments ? E.Vice President
A.Bills Q150.Who is the chairman of NABARD ?
B.Cheques A.Harsh Kumar Bhanwala
C.Fixed Deposit Reciepts B.Urjit Patel
D.Promissory Notes C.Raghuram Rajan
E.None of these D.Arundhuti Devi
Q142.A savings bank account opened with a E.None of them
zero balance of minimum balance is known Q151.What is Microcredit ?
as which of the following ? A.It is the amount given by Govt. for Small
A.No frill account Industries Development
B.Current Account B.It is the amount given to the students as
C.Call Deposit education loan
D.Savings-bank ordinary account C.It is the small credit given to poor
E.None of these D.It is the installment given by Farmers against
Q143.NOF stands for which of the following Loan
? E.None of these
A.New Original Funds Q152.Which of the following are the main
B.Net Owned Funds products of Retail Banking ?
C.Net Origin Funds A.Card Products
D.New Opened Funds B.Deposit Products
E.None of these Q144.Which of the following C.Loan products
is not a classification of Scheduled Banks ? D.Only B and C
A.SBI E.All of these
B.Nationalized Banks Q153.LAF stands for which of the following ?
C.RRB D.Foreign Banks A.Least adjustment facility
E.All of these B.Liquidity adjustment facility
Q145.BFS stands for which of the following ? C.Long adjustment facility
A.Board for Financial Supervision D.Liabilities adjustment facility
B.Bureau of Financial Supervision E.None of these
C.BiLateral Financial System Q154.Who administered Monitary Policy ?

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A.GOI C.Different Ration for Indians


B.SBI D.Different Rate of Interest-bond
C.RBI E.None of these
D.State Governments Q163.What is the minimum investment in
E.None of these SGB ?
Q155.Which of the following statements A.Five Grams
is/are true about Scheduled Bank ? B.Four Grams
A.It is an institution which is notified by GOI B.It C.Three Grams
is a company defined by companies act, 2013 D.Six Grams
C.It is a corporation or company incorporated by E.One Gram
the law in force in India Q164.Which of the following banks offer
D.It is included in the Second Schedule of loans to the poor to construct or buy houses
Reserve Bank of India Act, 1934. ?
E.All of these A.IIBI
Q156.Which of the following is related to B.NHB
Kapoor Committee, 1999 ? C.IDBI
A.Micro-finance D.SIDBI
B.Capital Account convertibility E.None of these
C.Restructuring of RRBs Q165.Which of the following Government
D.Co-operative Banking Reforms Bodies carry out the appointments of the
E.None of these Banking Ombudsman?
Q157.Which of the following deals with the A.SEBI
small and medium enterprises ? B.Govt. of India
A.IFCI C.Finance Ministry
B.NABARD D.RBI
C.SIDBI E.None of these
D.RBI Q166.What do you mean by 'Tax Haven' ?
E.None of these A.It is a country where people need not to pay
Q158.The Bank that begins with “U” is the Municipal tax
tagline of which of the following bank ? B.It is a country where people can dump the
A.Union Bank of India illegal money without any problem
B.UCO Bank C.It is a country where foreigners need not to pay
C.United Commercial Bank any tax on their income
D.United Bank of India D.It is a country where people need not to pay
E.None of these Luxury tax
Q159.The major stakes of NABARD is owned E.None of these
by whom ? Q167.Which of the following is not included
A.Central Government in the Priority Sector ?
B.SBI A.Education Loan
C.Ministry of Finance B.Agricultural Finance
D.RBI C.Life Insurance Policy
E.None of these D.Housing Loans
Q160.AEP stands for which of the following ? E.None of these
A.Automated engineered payment service Q168.Which of the following can be called as
B.Aadhaar-enabled promotion scheme a non-institutional lender ?
C.Aadhaar-enabled Payment system D.Aadhaar- A.Small Banks
enabled Payment scheme E.Aadhaar-enabled B.Grameen Banks
Payment Service C.Money Lenders
Q161.Who issues the Sovereign Gold Bond ? D.Credit Cooperative Socities
A.Ministry of Finance E.Micro Finance Institutions
B.GOI Q169.In which city, RBI does not have a
C.State Governments regional office?
D.RBI A.Panaji
E.None of these B.Kolkata
Q162.DRI stands for which of the following ? C.Shimla
A.Different Rate of Interest D.Kota
B.Differential Rate of Interest E.Guwahati

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Q170.which of the following is not E.1999


considered as a Govt. Security ? Q178.In which city the biggest International
A.Dated Securities Financial Center is located?
B.Call or Put Option Bonds A.London
C.T- Bill B.Geneva
D.Floating rate Bonds C.Paris
E.None of these D.New York
Q171.Which of the following terms is used in E.Sydney
Banking and Finance ? Q179.With which of the following
A.Scattering Loss organizations, the mutual funds should be
B.Oscillation registered?
C.Revenue A.AMFI
D.Shielding B.NABARD
E.Line of Sight C.SEBI
Q172.'Your Perfect banking Partner' is the D.IBA
Tag line of Which bank ? E.RBI
A.Dena Bank Q180.Kelkar Committee is associated with
B.Federal Bank which of the following ?
C.UCO Bank A.De listing in Share market
D.SBI B.Reformation of Company Law
E.Vijaya Bank C.Frame work of Insurance Sector
Q173.The head office of Bank of Maharashtra D.Tax Structure Reforms
is situated in Which of the following cities ? E.None of these
A.Pune Q181.ADB stands for which of the following
B.Mumbai ?
C.Nasik A.Asian Development Bank
D.Aurangabad B.American Development Bank
E.Nagpur C.Australian Development Bank
Q174.To open a new Branch, a Bank must D.African Development Bank
have the permit from RBI under which of the E.None of these
following acts ? Q182.The bank where the majority( more
A.Section 22 of RBI Act than 50%) stake is hold by Govt. is known
B.Section 22 of SEBI as which of the following ?
C.Section 22 of NABARD A.Commercial Banks
D.Section 22 of banking Regulation Act B.Government Banks
E.None of these C.Public Sector Banks
Q175.A fixed deposit receipt which a bank D.Nationalized Banks
keeps for its safety is known as which of the E.None of these
following ? Q183.Which of the following terms signifies the
A.Safe Deposit difference between the import and export of a
B.Locker country ?
C.Valid Safe Deposit A.Balance of payment
D.Safe Custody B.Trade Sheet
E.None of these C.Credit Balance
Q176.The head office of Vijaya Bank is D.Balance of Trade
situated in which city ? E.Balance of Profit
A.Mumbai Q184.'Together We Can' is the Tagline of
B.Pune which bank ?
C.Bengaluru A.Dena Bank
D.Chennai B.Vijaya Bank
E.Hyderabad C.Canara Bank
Q177.In which year the Credit Guarantee D.IDBI Bank
Corporation is created ? E.Uco Bank
A.1974 Q185.In which year Indian Overseas Bank is
B.1971 Nationalized ?
C.1975 A.1968
D.1978 B.1972

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C.1964 D.Accounts Receivable


D.1966 E.None of these
E.1969 Q194.How is the Interest on the savings
Q186.RBI is going to launch which of the bank accounts compounded ?
following currency notes for the first time ? A.Yearly B.Half-yearly
A.Rs. 300 C.Monthly
B.Rs. 200 D.Daily
C.Rs. 70 E.None of these
D.Rs. 5000 Q195.Which of the following bodies
E.None of these determine Rates of Interest on deposits ?
Q187.Which of the following countries A.Respective Bank
voluntarily contribute first to the UN Tax B.SEBI
Fund to help the developing countries ? C.IBA
A.China D.Government of India
B.USA E.None of these
C.Russia Q196.Which section of banking regulation
D.India act 1949 deals with the return of unclaimed
E.None of these deposits ?
Q188.Which of the following is known as the A.Section 27
Money loaned by a bank or other institution B.Section 26
which is repayable on demand ? C.Section 23
A.Demand Loan D.Section 21
B.Cash Credit E.None of these
C.Call Money Q197.Who is the Chairman of GST Council ?
D.Short Term Loan A.Prime Minister
E.Long Term Loan B.President
Q189. DHFL was set up in which year ? C.Finance Minister
A.1992 D.Governor General of India
B.1979 E.None of them
C.1986 Q198.GST was passed through which
D.1988 Amendment Bill of the Constitution ?
E.1981 A.124 Amendment Bill, 2016
Q190.Which of the following is/ are the B.120 Amendment Bill, 2016
advantage(S) that are offered to a SEZ ? C.121 Amendment Bill, 2016
A.Exemption from Central Sales Tax B.Exemption D.122 Amendment Bill, 2016
from Service Tax E.None of these
C.Exemption from minimum alternate tax Q199.NUUP stands for which of the following
D.Full Income Tax exemption on export ?
E.All of these A.Nationalized Uniform USSD Platform
Q191.SEBI was set up in which year ? B.New Universal USSD Platform
A.1988 C.National Unified USSD Platform
B.1984 D.New Unified USSD Platform
C.1992 E.None of These
D.1996 Q200.Which of the following taxes are
E.None of these bounded with GST ?
Q192.Who is the President of ADB ? A.Entry Tax
A.Takehiko Nakao B.Luxury Tax
B.Raghuram Rajan C.Food Tax
C.Kristalina Ivanova Georgieva D.Entertainment Tax
D.Thomas Jordan E.All of these
E.None of them Q201.GSTN stands for which of the following
Q193.Which of the following statements ?
shows the assets and liabilities of a business A.Goods Ans Sales Tax Network
at a certain date. ? B.Goods And Service Tax Network
A.Account Sheet C.Good And Simple Tax Network
B.Accounts Payable D.Good And Systematic Tax Network
C.Balance Sheet E.None of these

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Q202.Which of the payment Services is Q210.GSTN creates a platform for which of


available 24*7 ? the following ?
A.NEFT A.Stake Holders
B.IMPS B.Government
C.RTGS C.Tax Payers
D.UPI D.Only A and B
E.None of these E.All of these
Q203.QSAM stands for which of the Q211.Indian Bank was established in which
following ? year ?
A.Quick Service On Adhaar Mapper A.1906
B.Quick Systematic On Adhaar Mapper B.1907
C.Query Service On Adhaar Mapper C.1908
D.Queued Service On Adhaar Mapper D.1909
E.None of these E.1910
Q204.How much GST is charged on the Q212.Punjab National Bank was first
Purchase of fresh vegetables ? established in which city ?
A.1% A.Amritsar
B.2% B.Jalandhar
C.0% C.Lahore
D.3% D.Ludhiana
E.5% E.Sialkot
Q205.Which section of Negotiable Q213.Who is the Economic Relations
Instruments Act, 1881 deals with the Secretary in the Ministry of External Affairs
Cheque ? of India?
A.Section 4 A.Amar Sinha
B.Section 5 B.Amit Goyel
C.Section 6 C.Kaushik Misra.
D.Section 10 D.Vijay Gokhale
E.Section 12 E.Ashis Kohli
Q206.Who governs the purchases of securities ? Q214.SEBI has imposed a fine of Rs. 27 lakh
A.Transaction Tax to which company for violating norms
B.Securities Tax related to public holding and disclosures ?
C.Purchase Tax A.Disha Microfin Pvt Ltd
D.Securities Transaction Tax B.Sungold Capital
E.None of these C.BSS Microfinance Pvt Ltd
Q207.Which section of Negotiable D.Zodius Capital
Instruments Act 1881 deals with the Bill of E.None of these
Exchange ? Q215.Which country implemented GST for
A.Section 1 the first time ?
B.Section 3 A.Canada
C.Section 7 B.Argentina
D.Section 12 C.India
E.Section 5 D.France
Q208.IFSC stands for which of the following E.Spain
? Q216.What is the current GST rate on
A.International Financial System Code fertilizer declared by the GST Council ?
B.Indian Financial System Code C.Integrated A.12%
Financial System Code B.6%
D.Innovative Financial System Code E.None of C.8%
these D.9%
Q209.How much GST will be applicable for E.5%
the purchase of Gold? Q217.In which year RBI was nationalized ?
A.5% A.1947
B.3% B.1948
C.2% C.1949
D.4% D.1950
E.0% E.1951

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Q218.In which year the 'National Housing A.Bank of India


Bank' was set up ? B.State Bank of India
A.1989 C.Dena Bank
B.1990 D.Allahabad Bank
C.1987 E.None of these
D.1983 Q226.'A Friend You Can Bank Upon' is the
E.1988 tagline of which bank ?
Q219.How many associate Banks do SBI has A.Dena Bank
? B.Vijaya Bank
A.6 C.Punjab National Bank
B.4 D.Union Bank
C.5 E.None of these
D.3 Q227.UTI stands for which of the following ?
E.7 A.Union Trust of India
Q220.DICGC stands for which of the B.Uniform Trust of India
following ? C.Unit Trust of India
A.Deposit Insurance and Credit Guarantee D.United Trust of India
Corporation E.None of these
B.Debit Issue and Credit Guarantee Corporation Q228.In which year SIDBI was established ?
C.Deposit Insurance and Consumer Guarantee A.1989
Corporation B.1991
D.Debit Issue and Credit Grant Corporation C.1992
E.None of these D.1990
Q211.Bharatiya Reserve Bank Note Mudran E.1988
Private Limited was set up in which year ? Q229.IFCI stands for which of the following
A.1996 ?
B.1997 A.Independent Finance Corporation of India
C.1995 B.Industrial Finance Corporation of India
D.1998 C.Institutional Finance Corporation of India
E.1999 D.Intermediate Finance Corporation of India
Q222.'You can bank always on us' is the E.None of these
tagline of which bank ? Q230.UTI was established in which year ?
A.State bank of Hyderabad A.1964
B.State bank of Mysore B.1965
C.State bank of India C.1966
D.State bank of Bikaner and Jaipur D.1960
E.None of these E.None of these
Q223.BRBNMPL stands for which of the Q231.In which kind of banking, the bank
following ? invests money mostly in government bonds
A.Bengal Reserve Bank Note Mudran Private and securities ?
Limited A.Para Banking
B.Bahujan Reserve Bank Note Mudran Private B.Narrow Banking
Limited C.Green Banking
C.Bharatiya Reserve Bank Note Mudran Public D.Retail Banking
Limited E.None of these
D.Bharatiya Reserve Bank Note Mudran Private Q232.What is the main motto of Green
Limited Banking ?
E.None of these A.It gives Agricultural Loans
Q224.Head office of State bank of Mysore is B.It provides study loan to the students of
located in which city ? Agriculture
A.Mysuru C.It promotes deployment of clean energy
B.Mangalore technologies
C.Bengaluru D.It provides financial assistance for plantation
D.Hubli purpose
E.None of these E.None of these
Q225.Which is the oldest joint stock bank of Q233.EXIM Bank was established in which
India functioning till today ? year ?

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A.1981 B.HSBC
B.1988 C.Asian Development Bank
C.1987 D.Standard Chartered Bank
D.1989 E.None of these
E.1982 Q242.Who is appointed as the New CEO of
Q234.Which bank has launched the 'Image Syndicate Bank ?
Debit Card' ? A.Urjit Patel
A.Canara Bank B.Sartaj Desai
B.Indian Bank C.Arundhuti Basu
C.Karnataka Bank D.Melwyn Rego
D.Dena Bank E.None of them
E.None of these Q243.In which year Syndicate Bank was
Q235.GIC was established in which year ? established ?
A.1971 A.1926
B.1972 B.1925
C.1973 C.1927
D.1974 D.1923
E.1978 E.None of these
Q236.Which of the following banks has Q244.'Good people to grow with' is a tagline
recently become Payments Bank ? of which of the following banks ?
A.Suryoday A.Syndicate Bank
B.Janalakshmi B.Punjab National Bank
C.FINO C.Indian Overseas Bank
D.Capital LAB D.State Bank of India
E.None of these E.None of these
Q237.What is the minimum number of banks Q245.In which city the head office of Indian
that should be involved in Chain Banking ? Overseas Bank is situated ?
A.4 A.Mumbai
B.5 B.New Delhi
C.7 C.Pune
D.2 D.Kolkata
E.3 E.Chennai
Q238.Which bank recently has decided to Q246.Which of the following is the Core
block all Maestro Debit Cards for security Banking Solution of Reserve Bank of India ?
based reasons ? A.e-kuber
A.Punjab And Sindh Bank B.e-cbs
B.Punjab National Bank C.e-auction
C.Union Bank D.e-investment
D.Dena Bank E.None of these
E.None of these Q247.Which of the following is the Apex
Q239.RTGS stands for which of the following Organization for Industrial Finance in India ?
? A.Industrial Credit And Finance Corporation of
A.Retail Time Gross Settlement India
B.Real Time Gross Settlement B.Industrial Development Bank of India
C.Reverse Time Gross Settlement C.Industrial Finance Corporation
D.Realization Time Gross Settlement D.RBI
E.None of these E.None of these
Q240.PNB was established in which year ? Q248.What is known as a Banker's Cheque ?
A.1899 A.Credit Card
B.1897 B.Demand Draft
C.1894 C.Debit Card
D.1890 D.Banker's Draft
E. None of these E.Pay Order
Q241.Which Bank has signed a load Q249.Auction of Govt. securities is done
agreement with India for improving road through which of the following system ?
connectivity ? A.NPCI
A.World Bank B.BHIM

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C.UPI Q257.What is the raised limit of Foreign


D.e-Kuber Portfolio Investors(FPI) investment in Govt.
E.None of these Securities by the RBI ?
Q250.What is the main purpose to form the A.2.3%
RRBs ? B.4.7%
A.To keep lending rate lower for the farmers than C.3.5%
the co-operative institutions D.6.1%
B.To work on innovative ideas E.None of these
C.To help the targeted group Q258.AIIB stands for which of the following?
D.To work on the principles of commercial Banks A.Asia India Development Bank
E.None of these B.Asia Inter Development Bank
Q251.Which of the following companies is C.Authorized Infrastructure Development Bank
the technology partner of RBI for launching D.Asia Infrastructure Development Bank
e-Kuber ? E. None of these
A.Infosys Q259.In which country the Head Quarters of
B.CTS Asian Development Bank is situated ?
C.TCS A.China
D.IBM B.Philippines
E.Polaris C.India
Q252.Which of the following can be called as D.Sri Lanka
an inter-bank application ? E.Japan
A.Transactions of Government Q260.On which day of 2017, the Save Public
B.Automatic Clearing House Sector Banks Day (SPSBD) is celebrated in
C.Delivery Vs Payment India ?
D.RTGS A.9th July
E.All of these B.6th July
Q253.At which place the Bankers meet and C.7th July
settle their Mutual accounts and claims ? D.19th July
A.Collecting Center E.20th July
B.Treasury Q261.UFBU stands for which of the following
C.Dumping Ground ?
D.Clearing House A.Universal Fraternity of Bank Unions
E.None of these B.United Foundation of Bank Forums
Q254.GST settlements are proposed to be C.United Forum of Bank Unions
done through which of the following D.Universal Forum of Bank Unions
applications ? E.None of these
A.UPI Q262.Which of the following funds are dealt
B.e-Kuber by the Capital Market of Indian Financial
C.NPCI System ?
D.BHIM A.Long-term Funds
E.None of these B.Short-term Funds
Q255.Who is the CEO of HSBC Bank ? C.Hedge Funds
A.Maria Grey D.Government Funds
B.Robert Smith E.None of these
C.Stuart Gulliver Q263.MBS stands for which of the following
D.William Smith ?
E.None of them A.Money-Backed Security
Q256.What is the concessional rate of GST B.Mortgage-backed Security
imposed by the Govt, on the helpful devices C.Material-Backed Security
for the physically challenged people ? D.Manual-Backed Security
A.3% E.None of these
B.2% Q264.Who is the Principle Regulator of
C.5% Indian Capital Market ?
D.4% A.SIDBI
E.7% B.IRDA
C.SEBI
D.RBI

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E.None of these C.HDFC Bank


Q265.ARM stands for which of the following D.Axis Bank
? E.Bank of India
A.Assured Rate Mortgage Q273.Which bank has signed MoU with
B.Adjusted Rate Mortgage Santander to promote India-UK trade ?
C.Additional Rate Mortgage A.HDFC Bank
D.Advanced Rate Mortgage B.Kotak Mahindra Bank
E.None of these C.Yes Bank
Q266.Which of the following Committees D.Axis Bank
recommended to set up Reserve Bank of E.None of these
India ? Q274.EPFO stands for which of the following
A.Royal Commission ?
B.Dantwala Committee A.Employees' Provident Fund Organisation
C.D R Mehta Commission B.Employer's Provident Fund Organisation
D.Hilton Young Commission C.Employer's Permanent Fund Organisation
E.Simon Commission D.Emergency Payment Fund Organisation E.None
Q267.'Where service is a way of life' is the of these
tagline of which bank ? Q275.Which bank ties up with PFG Forex for
A.Dena Bank remittance facility for the benefit of Indian
B.Vijaya Bank Expatriates in Australia ?
C.Punjab and Sind Bank A.Andhra Bank
D.Uco Bank B.South Indian Bank
E.None of these C.Vijaya Bank
Q268.Who is the CEO of UCO Bank ? D.Dena Bank
A.Urjit Patel E.None of these
B.Ravi Krishan Takkar Q276.As per the instruction of RBI, in case
C.Arun Tiwari of any unauthorized online banking
D.Vinod Kathuria transaction, within how many days
E.None of them customers must report ?
Q269.What is used by the monetary A.4days
authorities to control the inflation ? B.7days
A.MCLR C.5days
B.Reverse Repo Rate D.3days
C.Repo Rate E.10days
D.Base Rate Q277.Who is appointed as the Non-executive
E.None of these Chairman of Union Bank of India ?
Q270.The head Quarter of Punjab National A.Urjit Patel
Bank is situated in which city ? B.Rahul Prasad
A.New Delhi C.Kewal Handa
B.Chandigarh D.Nitin Chowla
C.Kolkata E.None of them
D.Gurugram Q278.Which Indian Finance Company has
E.Ludhiyana signed MoU with the Govt owned
Q271.Indus OS has partnered with which Vnesheconom Bank of Russia ?
bank to launch OS-integrated Unified A.TATA Capital
Payment Interface payment platform in B.Srei Infrastructure Finance
India ? C.HGI Finance
A.HSBC D.HSBC Invest Direct (India) Ltd.
B.Axis Bank E.None of these
C.ICICI Bank Q279.Swiss Bank will share information
D.Yes Bank automatically of financial account
E.Bandhan Bank information with which of the following
Q272.Which of the following banks does not countries from 2019?
sign agreement with EPFO regarding A.Pakistan
Provident fund related issues? B.India
A.Bank of Baroda C.Sri Lanka
B.ICICI Bank D.Both Band C

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E.Both A and B D.To find the GST rate while offline


Q280.Which of the following pairs of PSU E.All of these
banks was merged ? Q288.Canara HSBC Oriental Bank of
A.Allahabad Bank and United Bank of India Commerce Life Insurance has entered into
B.Bank of India and New Bank of India C.Punjab an alliance with which bank for marketing
National Bank and Bank of Rajasthan D.Punjab various life insurance products ?
National Bank and New Bank of India E.None of A.ICICI Bank
these B.Axis Bank
Q281.SLR stands for which of the following ? C.Dhanalaxmi Bank
A.Standard Liquidity Ratio D.South Indian Bank
B.Statutory Liquidity Ratio E.None of these
C.Stable Liquidity Ratio Q289.Which of the following banks has
D.Substitute Liquidity Ratio launched a digital village initiative in Nepal ?
E.None of these A.Dena Bank
Q282.What is the maximum limit of SLR ? B.Punjab National Bank
A.45% C.Vijaya Bank
B.35% D.State Bank of India
C.40% E.None of these
D.50% Q290.What will be the recent growth rate
E.30% over the coming decade according to the
Q283.Increase in which of the following can Harvard University research?
increase the cost of borrowing and lending A.6.7%
of the banks ? B.7.7%
A.Base Rate C.4.5%
B.Reverse Repo Rate D.8.2%
C.MCLR E.None of these
D.Repo Rate Q291.With which bank Shriram Group
E.None of these Insurance companies has made an
Q284.'Much more to do with You in focus' is agreement to explore the merger possibility
the tagline of which bank ? ?
A.Bank of Maharashtra A.HSBC Bank
B.Andhra Bank B.Axis Bank
C.Dena Bank C.IDFC Bank
D.Vijaya Bank D.ICICI Bank
E.None of these E.None of these
Q285.In which year Bank of Maharashtra Q292.FCNR stands for which of the following
was established ? ?
A.1938 A.Foreign Currency Non-Repatriable
B.1936 B.Foreign Currency Net-Repatriable
C.1932 C.Foreign Currency Natural Repatriable D.Freeze
D.1937 Currency Non-Repatriable
E.1935 E.None of these
Q286.According to RBI, what should be Q293.What is the function of Mixed Banking
assets size of the NBFCs to offer New ?
Pension Scheme ? A.It performs all kind of functions assignd to the
A.450 Cr and Above bank
B.500 Cr and Above B.It undertakes the activities of commercial and
C.300 Cr and Above investment banking together
D.400 Cr and Above C.It provides easy access to the complete
E.None of these financial portfolkio of clients
Q287.What is/are the function(s) of the GST D.All of these
rate Finder App ? E.None of these
A.To verify accurate tax rate on commodity and Q294.'Experience Next Generation Banking'
services under GST is the tagline of which of the following banks
B.To benefit tax payers ?
C.To let every one know how much GST is A.Andhra Bank
charged on a particular good and service B.UCO Bank

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C.South Indian Bank D.Cheap Money


D.Vijaya Bank E.Paper Money
E.Axis Bank Q303.Which of the following refers to a
Q295.In which city the head office of South single small bank which provides financial
Indian Bank is situated ? services to the local community?
A.Kochi A.Branch Banking
B.Chennai B.Group Banking
C.Thrissur City C.Unit Banking
D.Bengaluru D.Investment Banking
E.None of these E.None of these
Q296.In which year Andhra Bank was Q304.DTL stands for which of the following ?
founded ? A.Detail Time Limit
A.1923 B.Demand and Time Liabilities
B.1924 C.Detailed Timing Limit
C.1925 D.Demand and Time Limit
D.1926 E. None of these
E.1927 Q305.Wholesale banking is also called as
Q297.Which of the following unit of money which of the following ?
has the equal intrinsic and face value ? A.Corporate Banking
A.Flat Money B.Commercial Banking
B.Full Bodied Money C.Retail Banking
C.Paper Money D.Both A and B
D.Optional Money E.None of these
E.None of these Q306.'We Understand Your World' is the
Q298.Which money has less production cost tagline of which of the ?
than its face value ? A.Axis Bank
A.Paper Money B.ICICI Bank
B.Commodity Money C.HDFC Bank
C.Flat Money D.Andhra Bank
D.Optional Money E.None of these
E.Token Money Q307.In which year HDFC Bank was
Q299.NHB stands for which of the following established ?
? A.1995
A.Nominal Housing Bank B.1994
B.Non-profit Housing Bank C.1993
C.Nationalized Housing Bank D.1996
D.National Housing Bank E.1990
E.None of these Q308.IDF stands for which of the following ?
Q300.NHB is a subsidiary of which of the A.Industrial Debt Funds
following banks ? B.Immediate Debt Funds
A.SBI C.Infrastructure Debt Funds
B.SEBI D.International Debt Funds
C.NABARD E.None of these
D.GOI Q309.In which year Andhra Bank was
E.RBI established ?
Q301.By which 'Micro Finance Development A.1923
and Equity' fund is maintained in India ? B.1924
A.RBI C.1925
B.CII D.1927
C.NABARD E.1928
D.SIDBI Q310.IDF can be set up by which of the
E.None of these following ?
Q302.Which of the following is known as the A.Company
Weak Currency ? B.Institution
A.Hard Currency C.Trust D.All of these
B.Soft Currency E.Either B or C
C.Hot money

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Q311.MSF stands for which of the following D.RBI


? E.SBI
A.Merger Standing Facility Q320.What is the recent Import Duty on
B.Marginal Statutory Fund Sugar decided by the Govt. to restrict cheap
C.Marginal Standing Facility inward shipments and maintain domestic
D.Marginal Statutory Facility prices?
E.None of these A.40%
Q312.PCA stands for which of the following ? B.30%
A.Prompt Corrective Action C.50%
B.Prominent Corrective Action D.60%
C.Process Corrective Action E.None of these
D.Product Corrective Action Q321.Which of the following statements
E.None of these is/are the feature(s) of Aaykar Setu
Q313.Who is the CEO of Dena Bank ? initiative launched by Ministry of Finance ?
A.Urjit Patel A.Finance Minister has launched the initiative B.It
B.Aswini Kumar is an e-initiative for income tax department to link
C.A. B Shetty with the tax payers
D.Rakesh Sharma C.It must provide information on useful tax
E.None of them services
Q314.AFA stands for which of the following ? D.It has live chat facility
A.Alternate Factor Authentication E.All of these
B.Adequate Factor Authentication Q322.The reform initiative DBT scheme
C.Additional Factor Authentication stands for which of the following ?
D.Audit Factor Authentication A.Debit Benefit Transfer Scheme
E.None of these B.Direct Benefit Transfer Scheme C.Department
Q315.BHIM stands for which of the following Benefit Transfer Scheme D.Dynamic Benefit
? Transfer Scheme
A.Bharat Intermediate for Money E.None of these
B.Bank Interface for Money Q323.Which of the following accounts does
C.Banker's Interface for Money not provide interest?
D.Bharat Interface for Money A.Savings Account
E.None of these B.Current Account
Q316.In which city the head office of C.Fixed Deposit Account
IndusInd Bank is situated ? D.All of these
A.Kolkata E.None of these
B.Mumbai Q324.MCLR stands for which of the following
C.Pune ?
D.Bengaluru A.Maximum Cost of Funds based Lending Rate
E.New Delhi B.Maintenance Cost of Funds based Lending Rate
Q317.Who is the CEO of HDFC Bank ? C.Minimum Cost of Funds based Lending Rate
A.Urjit Patel D.Marginal Cost of Funds based Lending Rate
B.R. Subramaniakumar E.None of these
C.Aditya Puri Q325.Which of the following is not a
D.Animesh Chauhan financial institution ?
E.None of them A.LIC
Q318.'Relationship beyond banking' is the B.IDBI
tagline of which bank ? C.SEBI
A.Bank of India D.ECGC
B.Bank of Baroda E.NATO
C.Oriental Bank of Commerce Q326.Invisible Export is related to which of
D.Dena Bank the following ?
E.Punjab National Bank A.Prohibited Goods
Q319.Which organization maintain Cash B.Services
Reserve Ratio ? C.Unrecorded Goods
A.TRAI D.Goods Through Smuggling
B.SEBI E.None of these
C.IRDA

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Q327.Which of the following refers to the Q335.In which city the head Quarter of RBI
flow of funds from one country to another to is situated ?
earn a short-term profit ? A.Mumbai
A.Hot Money B.New Delhi
B.Soft Currency C.Ahmedabad
C.Hard Currency D.Chennai
D.Cheap Money E.Bengaluru
E.None of these Q336.NHB is the Apex Bank for which of the
Q328.What is a Bank Draft ? following ?
A.It is the cheque which a bank draws itself B.It is A.Investments
letter from the bank B.Housing
C.It is an instruction not to honor a stop payment C.Finance
D.It is an instruction to banker to collect D.Insurance
customer's debt E.None of these
E.None of these Q337.Which of the following Banks has
Q329.In which city the head office of announced collaboration with IIC to boost
National Housing Bank is situated ? trade?
A.Mumbai A.Dena Bank
B.Pune B.HDFC Bank
C.New Delhi C.Axis Bank
D.Chennai D.Vijaya Bank
E.Gurugram E.None of these
Q330.Who is the CEO of Punjab And Sind Q338.IMPS stands for which of the following
Bank ? ?
A.Urjit Patel A.Intermediate Payment Service B.International
B.Jatinder Bir Singh Mode Payment Service C.Independent Mode
C.Aditya Puri Payment Service D.Immediate Payment Service
D.Amitabh Chowla E.None of these
E.None of them Q339.Which of the following statements is
Q331.In which city the head office of true about NHB ?
Allahabad Bank is situated ? A.It is a Public Limited Company
A.Allahabad B.It is a Private Limited Company
B.Kolkata C.It is a Limited Company
C.Mumbai D.It is a Community Interest Company
D.Chennai E.None of these
E.Pune Q340.IBC stands for which of the following ?
Q332.Who is CEO of Dhanalaxmi Bank ? A.Insolvency and Banking Code
A.Rakesh Shetty B.Insolvency and Bankruptcy Code
B.Uday Kotak C.Intermediate Bankruptcy Code
C.G. Sreeram D.Immediate Bankruptcy Code
D.Urjit Patel E.None of these
E.None of them Q341.The non profit organization GSTN is
Q333.'Experience Our Expertise' is the formed to create which platform ?
tagline of which bank ? A.Government
A.Axis Bank B.Stakeholders
B.Bandhan Bank C.Tax payers
C.HDFC Bank D.None of these
D.Yes Bank E.All of these
E.None of these Q342.Who is the CEO of Bandhan Bank ?
Q334.In which city the head office of HDFC A.Aditya Puri
Bank is situated ? B.Urjit Patel
A.New Delhi C.Chandra Sekhar Ghosh
B.Mumbai D.G Sreeram
C.Pune E.None of them
D.Chennai Q343.What is threshold limit of GST for
E.Kolkata North Eastern states ?
A.15 Lakh

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B.20 Lakh A]Mukesh Kumar Jain


C.5 Lakh B]Urjit Patel
D.10 Lakh C]Arundhuti Bhattacharya
E.None of these D]Kishore Sansi
Q344.Section 13 of Negotiable Instruments E]None of them
Act 1881 deals with which of the following ? Q352."Your Family Bank, Across India" is
A.Promissory Note the tagline of which of the following Banks ?
B.Negotiable Instruments A]Karnataka Bank
C.Reserve Fund B]Dena Bank
D.Cheque C]Vijaya Bank
E.None of these D]Punjab And Sind Bank
Q345.Which of the following banks has largest E]None of these
number of offices in India after SBI ? Q353.What is/are the function(s) of EXIM
A.Canara Bank Bank ?
B.Dena Bank A]To pay special attention to the export of capital
C.Punjab National Bank goods
D.Vijaya Bank B]To extend customer's credit and credit lines
E.None of these C]To project export
Q346.Who is appointed as the MD and CEO D]To solve the problems of the exporters
of Oriental Bank of Commerce ? E]All of these
A]Animesh Chauhan Q354.Who generally pays for the loss in case
B]Arvind Mehta of an insurance arrangement ?
C]Mukesh Kumar Jain A]Agent
D]Pulkit Mishra B]Insurer
E]None of them C]Insured
Q347.Who is appointed as the MD and CEO D]Broker
of National Stock Exchange of India ? E]None of these
A]Harsh Bhatt Q355.FSDC stands for which of the following
B]Vikram Limaye ?
C]Rahul Kumar A]Financial Stability And Development Council
D]Arjun Chandela B]Fundamental Stability And Development Council
E]Ashish Srivastav C]Fiscal Stability And Developed Council
Q348.Which of the following organizations D]Financial Security And Debt Council
has filed an Initial Public Offering ? E]None of these
A]Bajaj Allianz General Insurance Co. Ltd. Q356.Who are benefited by the Reverse
B]Bharti Axa General Insurance Co. Ltd. Mortgage Scheme ?
C]Cholamandalam MS General Insurance Co. Ltd. A]Students
D]ICICI Lombard General Insurance B]Govt. Pension Holders
E]None of these C]Farmers
Q349.What is percentage of rise in D]Senior Citizens
transaction through cards post E]Unemployed person
demonetization ? Q357.What is Fiat Money ?
A]5% A]The money which is temporarily accepted by
B]6% Govt. keeping Gold as deposit
C]7% B]The money which decreed by the Govt. as
D]8% money
E]10% C]The money which is temporarily accepted by
Q350.Which Bank has received $150 mn Govt. keeping Silver as deposit
from OPIC to fund SME lending ? D]The money which is accepted internationally
A]Dena Bank E]None of these
B]Axis Bank Q358.What is the motto of Marginal
C]ICICI Bank Standing Facility introduced by RBI ?
D]HDFC Bank A]Controls Bad Debt
E]Yes Bank B]Controls Inflation
Q351.Who has been Conferred the C]Controls Deflation
"Personality Of The Year" Award by Skoch D]Contains instability in the overnight inter-bank
Consultancy Services? rates

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E]None of these C]Pune


Q359.In which year SBI has merged with the D]New Delhi
Bharatiya Mahila Bank ? E]None of these
A]2015 Q367.Who is the CEO and MD of IDFC Bank ?
B]2017 A]Urjit Patel
C]2012 B]Vikram Limaye
D]2014 C]Sunil Kakar
E]2011 D]Vikram Mehta
Q360.What do you mean by Cryptocurrency E]None of them
? Q368.In which country the head quarter of
A]Plastic Money Bank for International Settlements is
B]Digital Currency situated ?
C]Paper Money A]Germany
D]All of these B]Switzerland
E]None of these C]Russia
Q361.IBBI stands for which of the following D]England
? E]Spain
A]Intermediate Bankruptcy Board of India B]Inter Q369."Relationships beyond Banking" is the
operational Bankruptcy Board of India tagline of which bank ?
C]Insolvency And Bankruptcy Board of India A]Bank of Baroda B]Canara Bank
D]Interpol And Bankruptcy Board of India E]None C]Bank of India
of these D]Dena Bank
Q32.Which bank has launched the one-stop E]SBI
integrated website for the home buyers ? Q370.IIN stands for which of the following ?
A]Dena Bank6 A]Issuer Identification Number
B]Punjab National Bank B]Independent Identification Number C]Internal
C]RBI Identification Number
D]Allahabad Bank D]Internatinal Identification Number
E]State Bank of India E]None of these
Q363.Which of the following banks has Q371.In which year Deposit Insurance and
launched the National Digital-Only Marketing Credit Guarantee Corporation (DICGC) was
campaign ? set up ?
A]Axis Bank A]1977
B]ICICI Bank B]1978
C]Kotak Mahindra Bank C]1979
D]HDFC Bank D]1972
E]None of these E]1975
Q364.Indian Chamber of Commerce will host Q372.FEDAI stands for which of the
a Global Business Forum in association with following ?
which state ? A]Foreign External Dealers Association of India
A]Bihar B]Foreign Enabled Dealers Association of India
B]Jharkhand C]Foreign Export Dealers Association of India
C]Goa D]Foreign Exchange Dealers Association of India
D]West Bengal E]None of these
E]Karnataka Q373.Which of the following banks was
Q365.With which bank Meghalaya Govt. has inaugurated by Mahatma Gandhi in 1919 ?
signed MoUs to migrate Govt. Transactions A]SBI
in digital mode? B]Union Bank of India
A]RBI C]Punjab and Sind Bank
B]SBI D]Andhra Bank
C]NABARD E]None of these
D]Regional Rural Banks Q374.What is the present Repo Rate in India
E]Dena Bank ?
Q366.In which city the Sahara India Life A]4%
Insurance is based ? B]4.25%
A]Lukhnow C]6.25%
B]Kolkata D]6%

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E]None of these D]Arundhuti Bhattacharya


Q375.What is the current Bank Rate of India E]Pranab Mukherjee
? Q382.Which of the following banks has
A]6.5% launched Met Loan and Life Surakhsha
B]6.25% (MLLS) in association with PNB Metlife ?
C]7% A]HDFC Bank
D]5.25% B]South Indian Bank
E]None of these C]Karnataka Bank
Q376.Which Bank has launched the facility D]Axis Bank
to get instant personal loan from the ATMs E]None of these
for the existing salaried customers? Q383.Carlyle Group has acquired entire 26%
A]Axis Bank stake of GE Capital Groups in a joint
B]ICICI Bank collaboration with which bank ?
C]HDFC Bank A]BOB
D]Kotak Mahindra Bank B]BOI
E]Karur Vaishya Bank C]UBI
Q377.Which of the following electronic D]SBI
payment companies will offer gold as cash E]None of these
back on its platform ? Q384.How many Currency Verification
A]Payzippy systems RBI will hire for 6 months to
B]PayU India separate fake notes from the scrapped notes
C]Paytm of Rs. 500 and Rs. 1000 denomination ?
D]Direcpay A]11
E]Citrus Pay B]12
Q378.Which Bank has signed an agreement C]10
with Directorate General of Supplies And D]20
Disposal to extend various banking services E]8
to the e-market place of Govt. ? Q385."Your Tech- Friendly Bank" is the
A]Bank of India tagline of which Bank ?
B]Dena Bank A]State Bank of India
C]United Bank of India B]Dena Bank
D]Bank of Baroda C]Vijaya Bank
E]State Bank of India D]Bank of Baroda
Q379.Which of the following has signed a E]Indian Bank
pact with European Securities And Markets Q386.In which year the Indian Overseas
Authority for exchange of information Bank was established ?
related to Central Counter parties ? A]1938
A]SEBI B]1936
B]IRDA C]1935
C]RBI D]1937
D]SBI E]1934
E]None of these Q387.What is the function of Acid-test ratio
Q380.The board of IMF(International ?
Monetary Fund) has approved a $1.8 Billion A]It counts the amount of loan.
Dollar Loan to which of the following B]It measures business liquidity.
countries ? C]It regulates the interest rates of Bank.
A]Cambodia D]It gives decision regarding NPA
B]Tanzania E]None of these
C]Greece Q388.Which of the following assets can
D]Syria easily be converted into cash ?
E]None of these A]Current Assets
Q381.Who has introduced the bill to B]Intangible assets
facilitate SBI merger Bill with its subsidiary C]Fixed Asset
banks ? D]All of these
A]Narendra Modi E]None of these
B]Arun Jaitley Q389.What is the function of CPI ?
C]Urjit Patel A]It regulates the interest rates of Bank.

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B]It counts the amount of loan. A]Canara Bank


C]It measures the inflation of a country B]Andhra Bank
D]All of these C]Indian Bank
E]None of these D]Bank of Baroda
Q390.What is the Floating Rate ? E]Allahabad Bank
A]Repo Rate Q397.Which of the following banks is going
B]Reverse Repo Rate to buy Digital Payment Platform
C]The Rate of Interest provided by the Bank to "Freecharge" ?
another Bank A]HDFC Bank
D]Rate of interest that changes with change in B]SBI
market rate C]Axis Bank
E]None of these D]ICICI Bank
Q391.Which bank has launched a "Multi- E]Yes Bank
currency Forex Card" to offer smooth Q398.Bajaj Allianz Life Insurance has
experience for the Overseas travelers ? renewed its corporate agency agreement
A]HSBC with which bank ?
B]Standard Chartered Bank A]South Indian Bank
C]Axis Bank B]HDFC Bank
D]HDFC Bank C]ICICI Bank
E]None of these D]Axis Bank
Q392.According to the latest World E]Dhanalaxmi Bank
Economic Outlook Report of IMF what will be Q399.Who is the CEO of Axis Bank?
the growth rate of India in 2018 ? A]Sikha Sharma
A]6.5% B]Rebati Khanna
B]7.9% C]Sudha Patni
C]7.8% D]Neha Mishra
D]7.7% E]None of them
E]6.9% Q400.What is the minimum period for
Q393.What is/are true about the Banking accepting Deposits under the Foreign
Regulation(Amendment) Bill, 2017 ? Currency Non- Resident (FCNR) scheme ?
A]This Bill authorities RBI to direct Banking A]2 years
companies to resolve the stressed assets B]3 years
problem. C]6 months
B]It was introduced by Arun Jaitley in Lok Sabha. D]1.5 years
C]It will replace Banking Regulation(Amendment) E]1 year
Ordinance, 2017. Q401.Who is the Alternate Governor of India
D]It allows RBI to initiate resolution process of in the Board of Governors in Asian
insolvency. Development Bank (ADB) ?
E]All of these A]Shaktikanta Das
Q394.Which of the following has started the B]Subhas Chandra Garg
Merchant Banking Operation ? C]Urjit Patel
A]RBI D]Raghuram Rajan
B]NABARD E]None of them
C]SIDBI Q402.Who can avail the facility of e-KYC ?
D]SBI A]Pan Card Holders
E]IRDA B]Voter Card Holders
Q395.Which country has recently has C]Aadhaar Card Holders
achieved total independence from D]Ration Card Holders
International Monetary Fund and World E]None of them
Bank ? Q403.Bank accepts interest free deposits in
A]Greece which of the following cases ?
B]Bolivia A]Savings Account
C]Vietnam B]Savings Account for Minors
D]India C]Deposits of Minority Groups
E]Combodia D]Current Account
Q396."A Tradition of Trust" is the tagline of E]None of these
Which bank ?

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Q404.Who regulates that the trust-based Q411.Which kind of banking offered by the
IMF must be a Mutual Fund normally ? banks which generally provides incentives
A]NABARD for employees at a company ?
B]SEBI A]Narrow Banking
C]RBI B]Branch Banking
D]GOI C]Investment Banking
E]None of these D]Group Banking
Q405.Which of the following committees has E]None of these
recommended that one part of foreign Q412.Who is the CEO of Punjab National
exchange reserves must be used for the Bank ?
infrastructural development ? ? A]Urjit Patel
A]Mehta Committee B]Sunil Mehta
B]Rangarajan Committee C]Sikha Sharma
C]Rakesh Mohan Committee D]Sushil Desai
D]Parekh Committee E]None of them
E]None of these Q413.Which kind of Banking refers to a
Q406.Which of the following banks has tied single and small bank which provides
up with the Bajaj Alliance General Insurance financial services to the local community ?
for the distribution of the insurance products A]Investment Banking
? B]Branch Banking
A]Dena Bank C]Group Banking
B]Punjab National Bank D]Unit Banking
C]Punjab And Sind Bank E]None of them
D]Vijaya Bank Q414.Which of the following is the flow of
E]None of these funds from one country to another to earn a
Q407.NPCI stands for which of the following short-term profit ?
? A]Hard Currency
A]New Payments Corporation of India B]National B]Soft Currency
Payments Corporation of India C]Nominal C]Cheap Money
Payments Corporation of India D]National D]Hot Money
Products Corporation of India E]None of these E]None of these
Q408.RBI has not set up Supervisory Q415."Taking Banking Technology to
Colleges for which of the following Common Man" is the tagline of which bank ?
commercial Banks ? A]Dena Bank
A]State Bank of India B]Indian Bank
B]Punjab National Bank C]Vijaya Bank
C]Dena Bank D]Union Bank of India
D]Axis Bank E]None of these
E]Bank of India Q416.Which of the following currencies
Q409.Which of the following Indian fluctuates as a result of the political or
organization has signed an Accreditation economic uncertainty of a country?
Master Agreement with Green Climate Fund A]Hard Currency
? B]Soft Currency
A]RBI C]Cheap Money
B]NABARD Dot Money
C]SEBI E]None of these
D]SBI Q417.Which of the following is the oldest
E]None of these Stock Exchange of India ?
Q410.Which of the following denotes the A]Bangalore Stock Exchange
ratio between cash in hand and total assets B]Bombay Stock Exchange
maintained by the bank ? C]Hyderabad Stock Exchange
A]SBR D]Ahmedabad Stock Exchange
B]SLR E]None of these
C]CBR Q418.In which year Private Sector Mutual
D]CLR Funds were permitted ?
E]None of these A]1988
B]1981

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C]1992 D]18 UAPAs have been signed in the current


D]1993 financial year.
E]None of these E]All of these
Q419.The National Housing Bank is the Q425.Who is appointed as the head of the
wholly owned Subsidiary of which of the Supervision Department ?
following ? A]Vikash Singh
A]ICICI Bank B]Akash Sharma
B]RBI C]S S Mundra
C]SBI D]N S Viswanathan
D]LIC E]None of them
E]None of these Q426.RBI has imposed a fine on which of the
Q420.Which bank gives long term loan to following banks for the non-compliance of
farmers ? the Know-Your-Customers norms ?
A]RBI A]United Bank of India
B]SBI B]Union Bank of India
C]RRB D]NABARD C]State Bank of India
E]Land Development Bank D]Dena Bank
Q421.Who is appointed as the part-time E]Vijaya Bank
member of IRDA ? Q427.Who is the Secretary General of
A]Pramukh Jadeja Federation of Indian Chambers of Commerce
B]Sanjeev Khurana and Industry ?
C]Ravi Mittal A]Sanjaya Baru
D]Ashok Nanda B]Didar Singh
E]None of them C]Satish Mehra
Q422.Which of the following statements D]Asutosh Jain
is/are true about the Cyber Audit planned by E]None of them
RBI ? Q428.What is the recent Repo Rate imposed
A]The new Cyber Audit will be applicable for all by RBI ?
banks. A]5.75%
B]The banks not having the security measures as B]6%
per RBI standards will have to comply within C]6.25%
certain time. D]6.5%
C]It will initiate action against the banks which E]7%
will not have the essential security measures even Q429.Who is the new chairman of Bombay
after warning. Stock Exchange ?
D]It will analysis the gap on the basis of the A]Raghubir Mishra
reports. B]Dhirendra Swarup
E]All of these C]Asutosh Jindal
Q423.Airtel Payment Bank has tied up with D]Ravi Mehra
which of the following ? E]None of them
A]BSNL Q430."Where Service is a Way of Life" is the
B]HPCL tagline of which bank ?
C]NMDC A]Punjab National Bank
D]BHEL B]Punjab and Sindh Bank
E]None of these C]Dena Bank
Q424.Which of the following statements is/ D]Vijaya Bank
are true about the APA scheme ? E]None of them
A]The Central Board of Direct Taxes has entered Q431.SBI Credit Cards are integrated with of
into the 9 unilateral Advanced Pricing the following ?
Agreements(APA) scheme with the tax payers. A]PayPal
B]It provides the certainty to the tax payers in B]Samsung Pay
transfer pricing domain by specifying the methods C]Paytm
of pricing. D]Digi Pay
C]It will determine the price of Arm's length of E]None of these
International transactions in advance for Q432.AFC stands for which of the following ?
maximum period of 5 years. A]Adequate Finance Company
B]Alternate Finance Company

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C]Asset Finance Company Q440.India has signed a loan pact for


D]Amount Finance Company financing of $329 Million for the Gujrat Rural
E]None of them Road Projects ?
Q433.Which is the regulator for the Housing A]ADB
Finance Company ? B]World Bank
A]RBI C]AIIB
B]NHB D]SBI
C]SBI E]None of these
D]GOI Q441.The customers of which bank will have
E]None of these to pay charges for depositing cash above Rs.
Q434.MGC stands for which of the following 5000 in non-base branches ?
? A]Punjab And Sindh Bank
A]Mutual Guarantee Companies B]Dena Bank
B]Multi Guarantee Companies C]Vijaya Bank
C]Marketing Guarantee Companies D]Punjab National Bank
D]Mortgage Guarantee Companies E]SBI
E]None of them Q442.Which Indian is appointed as the
Q435.The Head Quarters of Bank for Executive Director, World Bank to represent
International Settlements is situated in India, Bangladesh, Bhutan and Sri Lanka for
which country ? 3 years ?
A]USA A]Raghuram Rajan
B]Switzerland B]Subhas Garg
C]Italy C]S. Aparna
D]Germany D]Urjit Patel
E]England E]None of them
Q436.Who is the Chairman and MD of SIDBI Q443."Prosperity For All" is the tagline of
? which Bank ?
A]Asif Khan A]Corporation Bank
B]Mohammad Mustafa B]Federal Bank
C]Suresh Bindra C]Syndicate Bank
D]Akhilesh Sinha D]UCO Bank
E]None of them E]None of these
Q437.What is the amount SBI has planned to Q444.In which year the Indian Bank was
raise by allotting Basel-III compliant bonds established ?
to various investors? A]1908
A]Rs. 2500 Crore B]1907
B]Rs. 2100 Crore C]1906
C]Rs. 2000 Crore D]1905
D]Rs. 3000 Crore E]1904
E]None of these Q445.Indus OS has joined hand with which
Q438.Which of the following banks has hit of the following banks for launching the
the international bond market with a USD "OS- integrated UPI payment platform" in
400- Million issue as the part of the USD 2- India ?
Billion medium term note Program ? A]ICICI Bank
A]Punjab National Bank B]Axis Bank
B]Canara Bank C]Yes Bank
C]Punjab and Sindh Bank D]HDFC Bank
D]Dena Bank E]None of these
E]Vijaya Bank Q446.In which city the Secretariat Office of
Q439.Which of the following banks has not Financial Stability Board is situated ?
yet crossed the Rs. 1 Trillion Market A]London
Capitalization ? B]Nairobi
A]HDFC Bank C]New York
B]ICICI Bank D]Basel
C]SBI E]None of these
D]Indusind Bank
E]Dena Bank

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Q447.The Economic Survey of India is B]Kotak Mahindra Bank


compiled by which of the following ? C]ICICI Bank
A]Ministry of Home Affairs D]Axis Bank
B]Ministry of Finance E]Dhanalaxmi Bank
C]CBDT Q455.Which of the following banks has
D]NITI Aayog launched the instant credit cards to enable
E]None of these the savings account customers to get a
Q448.To whom the "Sub Prime Lending" is credit card easily ?
made ? A]ICICI Bank
A]The borrowers who want to take loan against B]Axis Bank
mortgage of tangible assets. C]South Indian Bank
B]The preferred customers of Bank. D]Dhanalaxmi Bank
C]The borrowers with bad credit history. E]Karur Vaishya Bank
D]The borrowers with a good credit history. Q456.Which Bank has unveiled two digital
E]None of these services for online payment i.e. Bharat QR
Q449.LIBOR stands for which of the and Bharat Bill Payment System ?
following ? A]United Bank of India
A]Liberal Inter Bank Offered Rate B]Canara Bank
B]Liberal Inter Bank Official Ratio C]Union Bank of India
C]London Inter Bank Official Ratio D]Andhra Bank
D]London Inter Bank Offered Rate E]None of these
E]None of these Q457.Which organization allows the Multi
Q450.What do you mean by Stagflation ? Commodity Exchange to launch Gold options
A]Inflation with recession ?
B]Inflation with deflation A]RBI
C]Inflation with growth B]SBI
D]Deflation with growth C]SEBI
E]None of these D]IRDA
Q451.Which of the following bodies has E]GOI
introduced an online registration mechanism Q458.Which bank has introduced two-tier
for the security custodians ? interest rate structure for the savings bank
A]IRDA accounts ?
B]RBI A]Indian Overseas Bank
C]NABARD B]Oriental Bank of Commerce
D]SEBI C]Andhra Bank
E]SBI D]Indian Bank
Q452.Which of the following banks has E]None of these
invested in Flipkart through $100 billion Q459.Who is the MD of EXIM Bank of India ?
technology-focused Vision fund? A]Indusind A]Ajay Tyagi
Bank B]David Rasquinha
B]Softbank C]Urjit Patel
C]South Indian Bank D]Pawan Kumar Bajaj
D]Dhanalaxmi Bank E]None of them
E]None of these Q460.Who is appointed as the Chief
Q453.Zeta App has partnered with which of Executive of National Payments Corporation
the following banks ? of India ?
A]Dena Bank A]Vivek Nihalani
B]Vijaya Bank B]Arun Trivedi
C]IDFC Bank C]Dilip Asbe
D]Punjab National Bank D]Sarfaraz Mirza
E]HSBC Bank E]None of them
Q454.Which of the following banks will offer Q461.In which year United Bank of India
the Debit Card at a special price of Rs. 99 for was founded ?
the 1st year for the customers who will open A]1976
account under the 0 balance account scheme B]1954
? C]1963
A]HDFC Bank D]1950

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E]1937 Q470.Who is appointed as the MD and CEO


Q462."Where Every Individual is of IFCI(Industrial Finance Corporation of
Committed" is the tagline of which bank ? India) ?
A]Dena Bank A]Raghuram Swamy
B]Oriental Bank of Commerce B]E Shankara Rao
C]Vijaya Bank C]Vijay Prakash
D]Allahabad Bank D]Balbir Sindhu
E]Andhra Bank E]None of them
Q463.Who has issued the "T-Bills" in India ? Q471.Which of the following banks is going
A]SBI to offer instant Credit Cards ?
B]RBI A]HDFC Bank
C]State Government B]Axis Bank
D]GOI C]Dhanalaxmi Bank
E]NABARD D]ICICI Bank
Q464.Who publishes the "World Investment E]City Union Bank
Report" annually ? Q472."Trusted Family Bank" is the tagline of
A]WTO which of the following banks ?
B]IBRD A]Vijaya Bank
C]IMF B]Yes Bank
D]ADB C]Dena Bank
E]UNCTED D]HDFC Bank
Q465.The account for which the bank acts as E]United Bank of India
the uninterested third party is termed as Q473.The National Income of India is
which of the following ? measured on the basis of which of the
A]Fixed Account following ?
B]Savings Account A]Number of employed youths
C]Escrow Account B]Flow of Goods
D]Current Account C]Volume of tax collected per annum D]Income of
E]Reserve Account Govt. and PSU employees
Q466.Who is the Chief Executive of E]All of the above
Commonwealth Bank of Australia? Q474.In which year the Banking
A]David Watson OMBUDSMAN scheme has come into force ?
B]Francis Smith A]2004
C]Ian Narev B]2005
D]Henry Brandon C]2006
E]None of them D]2007
Q467.Who is the Chairman and MD of ITPO ? E]2008
A]A K Sahai Q475.Which of the following factors must be
B]L C Goyal reduced by the growth of economy ?
C]Urjit Patel A]Gender inequalities
D]Nareswar Swamy B]Population of the country
E]None of them C]Poverty
Q468.Which of the following banks is given D]Flow of FDI
the Best Performance award by the NABARD E]None of these
? Q476.In which year the Banking Companies
A]Dena Bank Act was passed ?
B]Andhra Bank A]1947
C]Union Bank of India B]1948
D]Corporation Bank C]1950
E]Vijaya Bank D]1953
Q469.Which of the following banks has E]1949
launched a CSR initiative ? Q477.Which of the following statements
A]RBI is/are true about Banking Ombudsman ?
B]NABARD A]It is a Collateral Judicial Authority
C]SBI B]It is a Quasi Judicial Authority
D]RRB C]It is a Bi-Lateral Judicial Authority
E]None of these D]All of these

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E]None of these C]Asian Development Bank


Q478.What will be the effect of the service D]Asian Infrastructure Investment Bank E]None
charge on the bank statement ? of these
A]Lower Balance Q486.FICCI stands for which of the following
B]Interest deduction from the account ?
C]Fixed Charge incurred A]Foundation of Indian Chambers of Commerce
D]All of these and Industry
E]None of these B]Federation of Indian Committees of Commerce
Q479.The Banking Ombudsman can summon and Industry
which of the following ? C]Federation of Indian Chambers of Commerce
A]Bank and Investment
B]Customer D]Federation of Indian Chambers of Commerce
C]Local Government and Industry
D]Both A and B E]None of these
E]Both A and C Q487.Which of the following is/are the
Q480.The RBI became the Central Banking feature(s) of the new Rs. 50 currency notes
Authority in which of the following years ? ?
A]1935 A]It will bear the signature of RBI Governor Urjit
B]1965 Patel.
C]1972 B]Its base colour will be Fluorescent Blue.
D]1947 C]It will have the motif of "Hampi With Chariot".
E]1950 D]It will be a legal tender.
Q481.Which of the following banks is E]All of these
planning IPOs of two Regional Rural Banks ? Q488.Which of the following Public Sector
A]RBI Banks has signed Insurance deal with Bajaj
B]SBI Allianz General Insurance ?
C]State Co-operative Bank A]United Bank of India
D]NABARD B]Union Bank of India
E]None of these C]Dena Bank
Q482.Which of the following Private Sector D]Vijaya Bank
Banks of India inaugurates AADHAAR E]SBI
enrollment center? Q489.In which place the first regional center
A]HDFC Bank of New Development Bank was opened ?
B]Axis Bank A]New York
C]Yes Bank B]London
D]Karur Vaishya Bank C]Johannesburg
E]ICICI Bank D]Paris
Q483.Who is the Executive Director of IBBI E]New Delhi
(Insolvency and Bankruptcy Board of India) Q490."With you all the way" is the tagline of
? which bank ?
A]Padmini Sahai A]Vijaya Bank
B]Jyoti Sharma B]Dena Bank
C]Dr. Mamata Suri C]UCO Bank
D]Fateema Shaikh D]SBI
E]Sabrina D'Souza E]Andhra Bank
Q484.Which Bank is planning to waive 12 Q491.CASA Deposits are which of the
EMIs on regular repayments of loan up to 30 following ?
Lakh ? A]Term Deposits
A]ICICI Bank B]Demand Deposits
B]Axis Bank C]Recurring Deposits
C]Kotak Mahindra Bank D]Hybrid Deposits
D]HDFC Bank E]None of these
E]None of these Q492.ECB stands for which of the following ?
Q485.The Power Grid of India has signed a A]External Credit For Business
pact with which of the following banks ? B]Essential Commercial Banking
A]World Bank C]European Credit Borrowing
B]Commonwealth Bank of Australia D]External Commercial Borrowing

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E]None of these
Q493.Who was the first Governor of RBI ?
A]C. D Deshmukh
B]Urjit Patel
C]Osborne Smith
D]James Taylor
E]None of them
Q494.What is the reason behind
Depreciation of an asset ?
A]Theft
B]Wear and Tear
C]Labour Trouble
D]Fire in the Unit
E]None of these
Q495.Who was the first MD of Exim Bank ?
A]R C Shah
B]Ravneet Kaur
C]Kalyan Banerjee
D]T Ranganathan
E]None of them

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Q1. C Q2. D Q3. A Q4. C Q5. E Q6. A Q7. A Q8. C Q9. E Q10. E Q11. C
Q12. B Q13. E Q14. D Q15. D Q16. C Q17. D Q18. E Q19. E Q20. B Q21. D Q22. B
Q23. C Q24. E Q25. D Q26. B Q27. D Q28. E Q29. E Q30. A Q31. B Q32. D Q33. C
Q34. E Q35. C Q36. E Q37. D Q38. C Q39. A Q40. E Q41. B Q42. E Q43. D Q44. C
Q45. D Q46. B Q47. E Q48. C Q49. C Q50. A Q51. D Q52. E Q53. B Q54. C Q55. B
Q56. C Q57. D Q58. B Q59. E Q60. B Q61. B Q62. C Q63. E Q64. B Q65. C Q66. A
Q67. B Q68. E Q69. C Q70. C Q71. B Q72. B Q73. D Q74. E Q75. B Q76. B Q77. C
Q78. D Q79. C Q80. A Q81. C Q82. D Q83. D Q84. E Q85. D Q86. E Q87. B Q88. D
Q89. A Q90. B Q91. E Q92. C Q93. B Q94. B Q95. C Q96. D Q97. C Q98. A Q99. B
Q100. C Q101. A Q102. D Q103. E Q104. C Q105. D Q106. D Q107. C Q108. D Q109. C Q110. E
Q111. C Q112. B Q113. A Q114. B Q115. D Q116. B Q117. A Q118. D Q119. A Q120. B Q121. D
Q122. D Q123. C Q124. B Q125. E Q126. D Q127. C Q128. E Q129. C Q130. B Q131. D Q132. A
Q133. E Q134. C Q135. E Q136. B Q137. D Q138. C Q139. E Q140. D Q141. B Q142. A Q143. B
Q144. E Q145. B 146. D Q147. C Q148. C Q149. D Q150. A Q151. C Q152. E Q153. B Q154. C
Q155. E Q156. D Q157. C Q158. D Q159. A Q160. C Q161. D Q162. D Q163. E Q164. B Q165. D
Q166. B Q167. C Q168. C Q169. D Q170. C Q171. C Q172. B Q173. A Q174. D Q175. D Q176. C
Q177. B Q178. A Q179. C Q180. D Q181. A Q182. C Q183. D Q184. C Q185. E Q186. B Q187.
Q188. C Q189. D Q190. E Q191. C Q192. A Q193. C Q194. D Q195. A Q196. A Q917. C Q198. D
Q199. C Q200.E Q201. B Q202. A Q203. C Q204.C Q205. C Q206. D Q207. E Q208. C Q209. B
Q210. E Q211. B Q212. C Q213. Q214. B Q215. D Q216. E Q217. D Q218. E Q219. C Q220. A
Q221. C Q222. A Q223. D Q224.C Q225. D Q226. B Q227. C Q228. D Q229. B Q230. A Q231. B
Q232. C Q233. E Q234. C Q235.B Q236.C Q237. E Q238. B Q239. D Q240. C Q241. C Q242. B
Q243. B Q244.C Q245.E Q246. A Q247. B Q248.D Q249.D Q250. C Q251. E Q252. C Q253. E
Q254. B Q255. C Q256. C Q257. B Q258.D Q259. B Q260. D Q261. C Q262. A Q263. B Q264. C
Q265. C Q266. D Q267. C Q268. B Q269.C Q270. A Q271. D Q272. E Q273. C Q274. A Q275. B
Q276. B Q277. C Q278.B Q279. E Q280. D Q281. B Q282. C Q283. D Q284. B Q285. E Q286. B
Q287. E Q288. C Q289. D Q290.B Q291.C Q292. A Q293. B Q294. C Q295. C Q296. A Q297. B
Q298. E Q299. D Q300. E Q301. D Q302. B Q303.C Q304.B Q305.D Q306.C Q307.B Q308.C
Q309.A Q310.E Q311.C Q312.A Q313.B Q314.C Q315.D Q316.B Q317.C Q318.A Q319.B
Q320.C Q321.E Q322.B Q323.B Q324.D Q325.E Q326.B Q327.A Q328.A Q329.C Q330.B
Q331.B Q332.C Q333.D Q334.D Q335.A Q336.B Q337.C Q338.E Q339.A Q340.B Q341.E
Q342.C Q343.D Q344.B Q345.C Q346.C Q347.B Q348.D Q349.C Q350.E Q351.D Q352.A
Q353.E Q354.B Q355.A Q356.D Q357.B Q358.D Q359.B Q260.B Q361.C Q362.E Q363.D
Q364.D Q365.B Q366.A Q367.C Q368.B Q369.C Q370.A Q371.B Q372.D Q373.B Q374.C
Q375.A Q376.D Q377.C Q378.D Q379.A Q380.C Q381.B Q382.C Q383.D Q384.B Q385.E
Q386.D Q387.B Q388.A Q289.C Q390.D Q391.B Q392.D Q393.E Q394.C Q395.B Q396.E
Q397.C Q398.E Q399.A Q400.E Q401.B Q402.C Q403.D Q404.B Q405.D Q406.B Q407.B
Q408.C Q409. Q410.B Q411.B Q412.B Q413. Q414.D Q415.B Q416.B Q417.D Q418.D
Q419.B Q420.E Q421.C Q422.E Q423.B Q424.E Q425.E Q426.B Q427.A Q428.B Q429.B
Q430.B Q431.B Q432.C Q433.B Q434.D Q435.D Q436.B Q437.C Q438.B Q439.E Q440.C
Q441.D Q442.C Q443.A Q444.B Q445.C Q446.D Q447.B Q448C Q449.D Q450.A Q451.D
Q452.B Q453.C Q454.B Q455.A Q456.B Q457.C Q458.D Q459.B Q460.C Q461.D Q462.B
Q463.D Q464.E Q465.C Q466.C Q467.B Q468.D Q469.C Q470.B Q471.E Q472.C Q473.E
Q474.C Q475.C Q476.E Q477.B Q478.A Q479.B Q480.D Q481.B Q482.D Q483.C Q484.B
Q485.C Q486.D Q487.E Q488.B Q489.C Q490.B Q491.B Q492.D Q493.C Q494.B Q495.A

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