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Q1.Which is the first Indian Commercial B. Provide relief packages to the Farmers
Bank that was fully owned and managed by C. Regulate insurance business in India
Indians ? D. Hiring & Purchasing assets
A. State Bank of India E. None of these
B. Allahabad Bank Q9. Which of the following organization
C. Central Bank of India decides Repo Rate ?
D. Canara Bank A. SEBI
E. None of these B. IMF
Q2.Which bank has started as a private C. AMFI
shareholders bank, mostly by European D. SBI
shareholders ? E. RBI
A. Bank of India Q10.What is/are true about IMF ?
B. Bank of Baroda A. It's headquarter is situated at Washington,
C. Dena Bank D.C.
D. Imperial Bank of India B. It works to foster economic stability and global
E. South Indian Bank growth by providing policy, advice and financing
Q3. Which was the first indian bank started to members
solely with Indian Capital? C. It negotiates conditions on lending and loans
A. Punjab National Bank under their policy
B. Andhra Bank D. It oversees the fixed exchange rate
C. Indian Overseas Bank arrangements between countries
D. Syndicate Bank E. All of these
E. None of these Q11. In which year Vijaya Bank was
Q4.In which city the head office of nationalized?
Corporation Bank is situated ? A. 1931
A. Bengaluru B. 1950
B. Mumbai C. 1980
C. Mangalore D. 1969
D. Kolkata E. 1959
E. Manipal Q12. Who is the chief of IMF?
Q5.Which of the following statements is/are A. Robert Zoelick
true about NABARD ? B. Christine Lagarde
A. It is a development bank in the sector of C. Kristalina Georgieva
Regional Rural Banks in India. D. Takehiko Nakao
B. It provides and regulates credits in the rural E. None of these
area. Q13.Which of the following is not a bank-
C. It gives assistance for the promotion and related term ?
development of rural sectors, mainly agriculture. A. Writ
D. It finances rural crafts. B. Blue Book
E. All of these. C. Blockade
Q6.Which of the following statements is/are D. Liquid
true about Co-operative Banks in India ? E. Real time Gross Settlement
A. It has a three-tire set-up. Q14. Which of the following is not a Bank?
B. State Co-operative Banks does not have access A. HSBC
to RBI B. BNP Paribas
C. It is an urban oriented Bank C. Barclays
D. It functions on sound business principles. D. Lufthansa
E. None of these. E. All are banks
Q7.Fiscal policy is related with which of the Q15.Which of the following is not a Foreign
following ? bank ?
A. Public Revenue and Expenditure A. Citi Bank
B. Education for All B. HSBC
C. Import and Export C. BNP Paribas
D. Issue of Currency D. Oriental bank of Commerce
E. None of these E. Taib Bank
Q8.What is the function of IRDA ? Q16. What is /are the main aim of financial
A. Plan for Financial Inclusion inclusion ?
A. It stresses on environmental friendly practices Q37.IMPS stands for which of the following ?
B. It aims at reducing carbon footprint from A. Intermediate Payment Service
banking activities. B. Inter Metro Payment Service
C. It promotes deployment of clean energy C. Inter Market Payment Service
technologies D. Immediate Payment Service
D. It needs private sector investments E. None of these
E. All of these Q38.Which of the following is not an
Q30.Which is the first Indian bank outside advantage of Bitcoins ?
India ? A. It can not be stolen
A. Bank of India B. No transaction cost is required
B. State Bank of India C. No central Bank has authorized Bitcoin
C. Bank of Baroda D. It can not be tracked
D. Canara Bank E. All are advantages
E. Dena Bank Q39.NPCI stands for which of the following ?
Q31.What is a Bad Bank ? A. National Payments Corporation of India
A. It gives loan at a very high interest rate B. Non Payment Corporation of India
B. It takes over all bad loans and help to sell the C. National Profitable Corporation of India
property in a private market D. Non Profitable Corporation of India
C. It takes more time to sanction a loan E. None of these
D. The loan-policy of this bank is very complex E. Q40.Which of the following statements is/
None of these are true about PAN?
Q32.NPA stands for which of the following ? A. It becomes mandatory for filing Income Tax
A. Non Profitable Assets Return
B. New Performing Assets B. It helps to get Tax deduction
C. Non Permanent Assets C. It is the most valid financial identity
D. Non Performing Assets D. It helps to get the benefit of various Govt.
E. None of these Schemes
Q33.PARA stands for which of the following E. All of these
? Q41.On which year NABARD was established
A. Private Sector Asset Rehabilitation Agency B. ?
Public Associated Rehabilitation Agency A. 1991
C. Public Sector Asset Rehabilitation Agency B. 1982
D. Private Acquired Rehabilitation Agency C. 1993
E. None of these D. 1988
Q34.Which of the following is/ are the E. None of these
function(s) of world Bank ? Q42.What is/ are the objective(s) of IMF ?
A. It works for reduction of poverty worldwide B. A. To promote international monetary cooperation
It provides loans to countries of the world for B. To ensure balanced international trade
capital programs C. To exchange rate stability
C. It promotes gender equality D. To minimize exchange restrictions by
D. It ensures environmental sustainability promoting multilateral payments
E. All of these E. All of these
Q35.Which of following banks has Q43.The head office of UCO Bank is located
established an exclusive vertical for NPA at which city ?
recovery ? A. New Delhi
A. United Bank of India B. Mumbai
B. Union Bank of India C. Hyderabad
C. IDBI D. Kolkata
D. Allahabad Bank E. Pune
E. None of these Q44.The economic growth of a country can
Q36.Which of the following statements be measured by which of the following ?
is/are true about Bitcoins ? A. Net National Product
A. It is a virtual currency B. Net Domestic Product
B. It is a crypt-currency and a payment system C. C. Per Capita Real Income
It is a software protocol D. Gross Domestic Product
D. Two Types of keys are required to use Bitcoin E. None of these
E. All of these
Q59.Which of the following is true about FII Q67.Who is the chairman of SEBI ?
? A.Harsh Kumar Banwala
A. It is used to denote an investor mostly in the B.Ajay Tyagi
form of an institution C.T.S Vijayan
B. It proposes to invest in Indian Market D.Dr. Sanjeev Misra
C. It generally purchases in large volumes which E.None of them
has impact on stock markets Q68.Which of the following statements
D. It includes Pension Funds, mutual funds etc. E. is/are true about KYC ?
All of these A. It stands for 'Know Your Customer'
Q60.IPO stands for which of the following ? B. It is the process of banking business identifying
A. Initial Payment Offering and verifying the identity of it's clients
B. Initial Public Offering C. It's main purpose is to stop illegal money
C. Intermediate Public Offering laundering
D. Immediate Payment Offering D. It prevents identity theft and fraud
E. None of these E. All of these
Q61.What is the main feature of MUDRA Q69.In which city the head office of NABARD
Bank ? is situated ?
A. It will provide loan to buy house A.New Delhi
B. It will give loans to small entrepreneurs up to B.Lukhnow
10 Lakh C.Mumbai
C. It will provide education loan to the students D.Chennai
D. It will sanction loan to buy land for agriculture E.Thirubanantapuram
E. None of these Q70.Which of the following statements is not
Q62.What is SIDBI ? true about Bharatiya Mahila Bank ?
A. Software Industries Development Bank of India A.It is an Indian Financial Services Banking
B. State Industries Development Bank of India C. Company based in Mumbai
Small Industries Development Bank of India D. B.It has merged with State Bank of India
Steel Industries Development Bank of India E. C.It accepts deposits only from women
None of these D.It lends money mainly to women
Q63.Which of the following statements is/ E.All are true
are of true about Sensex ? Q71.AEZ stands for which of the following ?
A.It is an indices of stock market A.Agri-products Export Zone
B.It is an index to measure the 'market's B.Agricultural Export Zone
sentiment' C.Agricultural Economy Zone
C.It is a figure indicating the relative prices of D.Agriculture Expert's Zone
shares on the exchange E.None of these
D.It is also known as Sensitive Index Q72.What do you mean by Amount at Risk ?
E.All of these A. It is the due amount of loan
Q64.NBFC stands for which of the following ? B. It is the balance of sum payable not covered
A.National Banking Financial Company by reserves
B.Non-Banking Financial Company C. It is the total value of NPA
C.Non-Borrowing Financial Company D.National D. It denotes the below minimum balance in a
Banker's Financial Company bank account
E.None of these E. None of these
Q65. Which of the following is not a Credit Q73.ABM stands for which of the following ?
Rating Agency of India? A.Automatic Balance Machine
A.CRISIL B.Automated Balance Machine
B.ICRA C.Auto-generated Banking Machine D.Automated
C.SEBI Banking Machine
D.Fitch Ratings E.None of these
E.None of these Q74.Which of the following statements is not
Q66.SEZ stands for which of the following ? true about bankruptcy ?
A.Special Economic Zone A.It is a condition in which a firm is unable to
B.Standard Economic Zone meet its obligations
C.Sectional Economy Zone B.It is a condition in which a person can not meet
D.Sub-Urban Economic Zone his/her liabilities
E.None of these
Q89.The head-office of Indian Overseas C.It is the nation's wealth according to the
Bank is situated in which city ? provisions of control on Green House Gases D.It
A.Chennai is the nation's wealth according to GDP per Capita
B.Mumbai E.It is the total wealth from the forest area
C.New Delhi Q98.NDTL stands for which of the following
D.Pune ?
E.Panaji A.Net Demand & Time Liabilities
Q90.What is FDI ? B.Net Demand & Tax Liabilities
A.Frozen Direct Investment C.New Demand & Tenure Liabilities
B.Foreign Direct Investment D.National Deposits & Total Liabilities
C.Functional Direct Investment E.None of these
D.Functional Debit Investment Q99.Which is not an Apex Institution ?
E.None of these A.NABARD
Q91.What is the main source of National B.SIDBI
Income of India ? C.State Co-operative Bank
A. Agriculture D.SBI
B. Industrial Sector E.None of these
C. Trade Sector Q100.NAV stands for which of the following
D. Tourism Sector ?
E. Service Sector A.Net Average Value
Q92.CBS stands for which of the following ? B.Net Actual Value
A.Core Banking Software C.Net Asset Value
B.Core Banking System D.Net Access Value
C.Core Banking Solution E.National Asset Value
D.Core Banking Service Q101.Commercial Papers is issued by
E.Core Banking Section whom?
Q93.What do you mean by NNP of a country? A.Bank to Bank
A.New National Product B.Bank to Company
B.Net New Product C.Company to Bank
C.National Net Product D.Supplier to Company
D.Net National Product E.Company to Supplier
E.None of these Q102.Who has coined the term 'Gross
Q94.What do mean by Mixed Economy ? National Happiness' ?
A.Co-Existence of Rich and Poor A.RBI
B.Co-Existence of Public and Private Sectors B.World Bank
C.Co-Existence of agricultural and industrial C.Amartya Sen
Sectors D.King of Bhutan
D.Co-Existence of Small and Large Industries E.Europian Union
E.None of these Q103.Credit History of the Borrower is
Q95.What do you mean by Net National provided by which Organization ?
Product of a country ? A.SEBI
A. GDP minus depreciation allowances B.IRDA
B. GNP plus depreciation allowances C.FRBI
C. GNP minus depreciation allowances D.CII
D. GDP plus depreciation allowances E.CIBIL
E. GDP minus Net Income from Abroad Q104.In Gross National Product, which of
Q96.MAT stands for which of the following ? the following contributes the highest ?
A.Maximum Alternate Tax A.Primary Sector
B.Maximum Alternate Time B.Secondary Sector
C.Maximum Alternate Time C.Tertiary Sector
D.Minimum Alternate Tax D.Private Sector
E.None of these E.Public Sector
Q97.What is Green Index ? Q105.Which of the following regulates the
A.It is the total export of a nation Mutual Fund ?
B.It is the nation's wealth according to GNP per A.SIDBI
Capita B.FRBI
C.RBI
money whose face value and intrinsic value Q129.Banking in India is controlled by which
are equal ? of the following ?
A.Flat Money A.Ministry of Commerce
B.Commodity Money B.Ministry of Finance
C.Optional Money C.Reserve Bank of India
D.Full Bodied Money D.NITI Ayog
E.None of these E.None of these
Q122.What is the full form of EMI ? Q130.Which of the following is associated to
A.Equal Monthly Investment teaser rates ?
B.Equal Monthly Installment A.Personal Loan
C.Easy Monthly Installment B.Home Loan
D.Equated Monthly Installment C.Auto Loan
E.None of these D.Education Loan
Q123.Regional Rural Banks are sponsored by E.None of these
which of the following ? Q131.Which of the following decides the
A.Reserve Bank of India Bank Rate ?
B.NABARD A.SEBI
C.Nationalized Commerce Bank B.GOI
D.Government of India C.SBI
E.None of these D.RBI
Q124.Reserve Bank of India is established in E.NABARD
which year ? Q132.FCEB stands for which of the following
A.1945 ?
B.1935 A.Foreign Currency Exchangeable Bond B.Foreign
C.1949 Currency External Bond
D.1952 C.Foreign Currency Export Bond
E.None of these D.Foreign Currency Exchange Bond
Q125.Which of the following is/are Optional E.None of these
Money ? Q133.Which of the following is a banking
A.Bank Drafts term ?
B.Cheque A.Zero Hour
C.Bills of Exchange B.Sedimentary
D.Promissory Notes C.Output Devices
E.All of these D.Swapping
Q126.Which of the following bank was E.De-mat
known as Imperial Bank of India before Q134.PSLC stands for which of the following
Nationalization ? ?
A.United Bank of India A.Priority Sector Loan Certificates
B.Dena Bank B.Priority Sector Lower Credit
C.Punjab National Bank C.Priority Sector Lending Certificates
D.State Bank of India D.Priority Sector Large Credit
E.Vijaya Bank E.None of these
Q127.Which of the following is called as Q135.In which city the head office of RBI is
Non-Legal Tender Money ? located ?
A.Commodity Money A.New Delhi
B.Full Bodied Money B.Lukhnow
C.Optional Money C.Kolkata
D.Paper Money D.Bengaluru
E.None of these E.Mumbai
Q128.Which of the following is not a Q136.Who regulates the insurance sector of
Representative Money ? India ?
A.Gold A.AMFI
B.Silver B.IRDA
C.Copper C.RBI
D.Tobacco D.SEBI
E.None of these E.None of these
Q137.IDF stands for which of the following ?
A.1981 B.HSBC
B.1988 C.Asian Development Bank
C.1987 D.Standard Chartered Bank
D.1989 E.None of these
E.1982 Q242.Who is appointed as the New CEO of
Q234.Which bank has launched the 'Image Syndicate Bank ?
Debit Card' ? A.Urjit Patel
A.Canara Bank B.Sartaj Desai
B.Indian Bank C.Arundhuti Basu
C.Karnataka Bank D.Melwyn Rego
D.Dena Bank E.None of them
E.None of these Q243.In which year Syndicate Bank was
Q235.GIC was established in which year ? established ?
A.1971 A.1926
B.1972 B.1925
C.1973 C.1927
D.1974 D.1923
E.1978 E.None of these
Q236.Which of the following banks has Q244.'Good people to grow with' is a tagline
recently become Payments Bank ? of which of the following banks ?
A.Suryoday A.Syndicate Bank
B.Janalakshmi B.Punjab National Bank
C.FINO C.Indian Overseas Bank
D.Capital LAB D.State Bank of India
E.None of these E.None of these
Q237.What is the minimum number of banks Q245.In which city the head office of Indian
that should be involved in Chain Banking ? Overseas Bank is situated ?
A.4 A.Mumbai
B.5 B.New Delhi
C.7 C.Pune
D.2 D.Kolkata
E.3 E.Chennai
Q238.Which bank recently has decided to Q246.Which of the following is the Core
block all Maestro Debit Cards for security Banking Solution of Reserve Bank of India ?
based reasons ? A.e-kuber
A.Punjab And Sindh Bank B.e-cbs
B.Punjab National Bank C.e-auction
C.Union Bank D.e-investment
D.Dena Bank E.None of these
E.None of these Q247.Which of the following is the Apex
Q239.RTGS stands for which of the following Organization for Industrial Finance in India ?
? A.Industrial Credit And Finance Corporation of
A.Retail Time Gross Settlement India
B.Real Time Gross Settlement B.Industrial Development Bank of India
C.Reverse Time Gross Settlement C.Industrial Finance Corporation
D.Realization Time Gross Settlement D.RBI
E.None of these E.None of these
Q240.PNB was established in which year ? Q248.What is known as a Banker's Cheque ?
A.1899 A.Credit Card
B.1897 B.Demand Draft
C.1894 C.Debit Card
D.1890 D.Banker's Draft
E. None of these E.Pay Order
Q241.Which Bank has signed a load Q249.Auction of Govt. securities is done
agreement with India for improving road through which of the following system ?
connectivity ? A.NPCI
A.World Bank B.BHIM
Q327.Which of the following refers to the Q335.In which city the head Quarter of RBI
flow of funds from one country to another to is situated ?
earn a short-term profit ? A.Mumbai
A.Hot Money B.New Delhi
B.Soft Currency C.Ahmedabad
C.Hard Currency D.Chennai
D.Cheap Money E.Bengaluru
E.None of these Q336.NHB is the Apex Bank for which of the
Q328.What is a Bank Draft ? following ?
A.It is the cheque which a bank draws itself B.It is A.Investments
letter from the bank B.Housing
C.It is an instruction not to honor a stop payment C.Finance
D.It is an instruction to banker to collect D.Insurance
customer's debt E.None of these
E.None of these Q337.Which of the following Banks has
Q329.In which city the head office of announced collaboration with IIC to boost
National Housing Bank is situated ? trade?
A.Mumbai A.Dena Bank
B.Pune B.HDFC Bank
C.New Delhi C.Axis Bank
D.Chennai D.Vijaya Bank
E.Gurugram E.None of these
Q330.Who is the CEO of Punjab And Sind Q338.IMPS stands for which of the following
Bank ? ?
A.Urjit Patel A.Intermediate Payment Service B.International
B.Jatinder Bir Singh Mode Payment Service C.Independent Mode
C.Aditya Puri Payment Service D.Immediate Payment Service
D.Amitabh Chowla E.None of these
E.None of them Q339.Which of the following statements is
Q331.In which city the head office of true about NHB ?
Allahabad Bank is situated ? A.It is a Public Limited Company
A.Allahabad B.It is a Private Limited Company
B.Kolkata C.It is a Limited Company
C.Mumbai D.It is a Community Interest Company
D.Chennai E.None of these
E.Pune Q340.IBC stands for which of the following ?
Q332.Who is CEO of Dhanalaxmi Bank ? A.Insolvency and Banking Code
A.Rakesh Shetty B.Insolvency and Bankruptcy Code
B.Uday Kotak C.Intermediate Bankruptcy Code
C.G. Sreeram D.Immediate Bankruptcy Code
D.Urjit Patel E.None of these
E.None of them Q341.The non profit organization GSTN is
Q333.'Experience Our Expertise' is the formed to create which platform ?
tagline of which bank ? A.Government
A.Axis Bank B.Stakeholders
B.Bandhan Bank C.Tax payers
C.HDFC Bank D.None of these
D.Yes Bank E.All of these
E.None of these Q342.Who is the CEO of Bandhan Bank ?
Q334.In which city the head office of HDFC A.Aditya Puri
Bank is situated ? B.Urjit Patel
A.New Delhi C.Chandra Sekhar Ghosh
B.Mumbai D.G Sreeram
C.Pune E.None of them
D.Chennai Q343.What is threshold limit of GST for
E.Kolkata North Eastern states ?
A.15 Lakh
Q404.Who regulates that the trust-based Q411.Which kind of banking offered by the
IMF must be a Mutual Fund normally ? banks which generally provides incentives
A]NABARD for employees at a company ?
B]SEBI A]Narrow Banking
C]RBI B]Branch Banking
D]GOI C]Investment Banking
E]None of these D]Group Banking
Q405.Which of the following committees has E]None of these
recommended that one part of foreign Q412.Who is the CEO of Punjab National
exchange reserves must be used for the Bank ?
infrastructural development ? ? A]Urjit Patel
A]Mehta Committee B]Sunil Mehta
B]Rangarajan Committee C]Sikha Sharma
C]Rakesh Mohan Committee D]Sushil Desai
D]Parekh Committee E]None of them
E]None of these Q413.Which kind of Banking refers to a
Q406.Which of the following banks has tied single and small bank which provides
up with the Bajaj Alliance General Insurance financial services to the local community ?
for the distribution of the insurance products A]Investment Banking
? B]Branch Banking
A]Dena Bank C]Group Banking
B]Punjab National Bank D]Unit Banking
C]Punjab And Sind Bank E]None of them
D]Vijaya Bank Q414.Which of the following is the flow of
E]None of these funds from one country to another to earn a
Q407.NPCI stands for which of the following short-term profit ?
? A]Hard Currency
A]New Payments Corporation of India B]National B]Soft Currency
Payments Corporation of India C]Nominal C]Cheap Money
Payments Corporation of India D]National D]Hot Money
Products Corporation of India E]None of these E]None of these
Q408.RBI has not set up Supervisory Q415."Taking Banking Technology to
Colleges for which of the following Common Man" is the tagline of which bank ?
commercial Banks ? A]Dena Bank
A]State Bank of India B]Indian Bank
B]Punjab National Bank C]Vijaya Bank
C]Dena Bank D]Union Bank of India
D]Axis Bank E]None of these
E]Bank of India Q416.Which of the following currencies
Q409.Which of the following Indian fluctuates as a result of the political or
organization has signed an Accreditation economic uncertainty of a country?
Master Agreement with Green Climate Fund A]Hard Currency
? B]Soft Currency
A]RBI C]Cheap Money
B]NABARD Dot Money
C]SEBI E]None of these
D]SBI Q417.Which of the following is the oldest
E]None of these Stock Exchange of India ?
Q410.Which of the following denotes the A]Bangalore Stock Exchange
ratio between cash in hand and total assets B]Bombay Stock Exchange
maintained by the bank ? C]Hyderabad Stock Exchange
A]SBR D]Ahmedabad Stock Exchange
B]SLR E]None of these
C]CBR Q418.In which year Private Sector Mutual
D]CLR Funds were permitted ?
E]None of these A]1988
B]1981
E]None of these
Q493.Who was the first Governor of RBI ?
A]C. D Deshmukh
B]Urjit Patel
C]Osborne Smith
D]James Taylor
E]None of them
Q494.What is the reason behind
Depreciation of an asset ?
A]Theft
B]Wear and Tear
C]Labour Trouble
D]Fire in the Unit
E]None of these
Q495.Who was the first MD of Exim Bank ?
A]R C Shah
B]Ravneet Kaur
C]Kalyan Banerjee
D]T Ranganathan
E]None of them