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taleem-e-pakistan.com/principles-banking-mcqs-guess-paper-com-part-2-2016/
4/11/2016
Note: (Principles of Banking MCQs Guess Paper I Com Part 2 2016) All published material contains an informatory
data which is only gathered for educational purpose. These guesses are prepared after detailed analysis of past five
years exams. Our entire team and/or publishers are not responsible in case of variation in assumed results and
outcomes. However the purposes of attempted efforts are to provide accurate and effective knowledge to the
readers, in any case our entire team and/or publishers will not be responsible for the accuracy or misusage of all
published material.
ﺷ ﮑ ﺮﯾ ﻣ ﻄﺎ ﺑ ﻖ ﺗ ﯿﺎ ر ی ﮐ ﺮ ﯾ ﺳﻠﯿﺒ ﺲ ﮐ ا ﭘ ﭙ ﻨ.( ﭘ ﭙ ﯿ ﺮ س اوﻟ٢٠١٥ ﺳ٢٠١٠) ﺗ ﯿﺎ ر ﮐ ﯿﺎ ﮔ ﯿﺎ ﮐﺮ ﮐ ا و ر ﻧ ﯿ ﻮ ﮐ ﻮ ر س ﮐﺎ ﺗ ﺠ ﺰ ﯾ ﭘﯿﭙ ﺮ ا وﻟ ﯾ.
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Bank is responsible for country’s economic and monetary progress
(A) Central
(B) Commercial
(C) Agricultural
(D) Co-operative
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Schedule Bank is registered under State Bank of Pakistan Act
(A) 1965
(B) 1956
(C) 1950
(D) None of these
The rate at which the Central Bank and Commercial Banks purchases and sell foreign currency is called
(A) Spot rate
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(B) Inter bank rate
(C) Forward rate
(D) Market rate
An account holder does not need to write a cheque to withdraw money from following account
(A) Saving account
(B) Fixed deposit account
(C) Current account
(D) None of these
If drawer of cheque is a payee himself then what word is written after the word pay
(A) Order
(B) Bearer
(C) Self
(D) None of these
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For which cheque bank pays money ar its counter?
(A) Bearer cheque
(B) Order cheque
(C) Crossed cheque
(D) Both A and B
Generally, the instruments which are used in foreign receipts and payments called
(A) Exchange control
(B) Foreign exchange
(C) Letter of credit
(D) All these
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(B) Islamabad
(C) Quetta
(D) Karachi
Islam forbids
(A) Investment
(B) Partnership
(C) Trade
(D) Interest
Bank is an institution
(A) Social
(B) Religious
(C) Financial
(D) Welfare
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On which of the following amount of overdraft. Bank receives interest
(A) Fix
(B) Total
(C) Used
(D) All these
Which of the following Bank performs its functions according to the instructions of Central Bank
(A) Foreign Bank
(B) Schedule Bank
(C) Non-Schedule Bank
(D) All these
The loans which are issued for the period of one to five year called
(A) Demand loans
(B) Short term loans
(C) Medium term loans
(D) Long term loans
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(B) Dock warrant
(C) Delivery order
(D) Railway receipt
What percentage of total assets a scheduled bank is bound to kept with in the country
(A) 60%
(B) 70%
(C) 80%
(D) 90%
Modaraba may be
(A) Specific or multi purpose
(B) Prepetual
(C) For specific period
(D) All of these
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Which of the following cannot open account in a bank
(A) Pardah-nasheen woman
(B) Minor or infant
(C) Lunatic or mental patient
(D) Non-trading concerns
A document which shows the title of goods shipped through a general ship is called
(A) Bill of lading
(B) Proforma invoice
(C) Bill of entry
(D) License
Bank provide cash finance facility to such account holders who have
(A) Saving account
(B) Current account
(C) Foreign currency account
(D) Basic banking account
The share of federal government in the paid up capital of Industrial Development Bank of Pakistan is
(A) 50%
(B) 51%
(C) 54%
(D) 57%
If a Bank is unable to submit prospectus at the time of registration, then it has to submit
(A) Statement in lieu of prospectus
(B) Certificate of incorporation
(C) Certificate of commencement
(D) None of these
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(B) Depositing money
(C) Withdrawing money
(D) All these
A trustee is the
(A) Owner of property
(B) Care-taker of pi-operty
(C) Mortgagee of property
(D) None of these
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The nature of relationships between Bank and customer are
(A) Debtor and creditor
(B) Agent and principal
(C) Bailor and Bailee
(D) All these
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