Professional Documents
Culture Documents
J0808 1 P.T.O.
COMMERCE
PAPERII
Note : This paper contains fifty (50) objective-type questions, each question carrying
two (2) marks. Attempt all of them.
3. Who is the fiscal agent and advisor to government in monetary and financial matters
in India ?
(A) SBI (B) IDBI (C) ICICI (D) RBI
6. The portion of total deposits of a commercial bank which it has to keep with RBI in the
form of cash reserves is termed as :
(A) CRR (B) SLR
(C) Bank Rate (D) Repo Rate
J0808 2
ßæçæØ
ÂýàÙÂæII
ÙôÅU Ñ §â ÂýàÙÂæ ×𢠿æâ (50) ßSÌéçÙD ÂýàÙ ãñ¢Ð ÂýØð·¤ ÂýàÙ ·ð¤ Îô (2) ¥¢·¤ ãñ¢Ð âÖè ÂýàÙô¢ ·ð¤ ©æÚU
ÎèçÁ°Ð
1. çßÌÚUæ ×æØ× ·ð¤ ¿éÙæß ·¤æð ·¤æñÙ âæ Ìß ÂýÖæçßÌ ·¤ÚUÌæ ãñ?
3. ÖæÚUÌ ×ð´ ×éÎýæ °ß´ çßæèØ ×æ×Üæð´ ×ð´ â´Õ´Ïè âÚU·¤æÚU ·¤æ çßæèØ °Áð´ÅU ¥æñÚU âÜæã·¤æÚU ·¤æñÙ ãñ?
(A) Õñ´·¤-ÎÚUæð´ ×ð´ ·¤×è ·¤ÚUÙæ ¥æñÚU ÕæÁæÚU ×ð´ ÂýçÌÖêçÌØæð´ ·¤è ¹ÚUèÎ ·¤ÚUÙæ
(B) Õñ´·¤-ÎÚUæð´ ·¤æð ÕɸæÙæ ¥æñÚU ÂýçÌÖêçÌØæð´ ·¤æð ¹éÜð ÕæÁæÚU âð ·ý¤Ø ·¤ÚUÙæ
(C) Õñ´·¤-ÎÚUæð´ ·¤æð ·¤× ·¤ÚUÙæ ¥æñÚU ÂýçÌÖêçÌØæð´ ·¤æð ¹éÜð ÕæÁæÚU ×ð´ Õð¿Ùæ
(D) Õñ´·¤-ÎÚUæð´ ·¤æð ÕɸæÙæ ¥æñÚU ÂýçÌÖêçÌØæð´ ·¤æð ¹éÜð ÕæÁæÚU ×ð´ Õð¿Ùæ
5. Õñ´·¤æ´ð ·ð¤ ÚUæcÅþUèØ·¤ÚUæ ·ð¤ ÂèÀðU çÙÙçÜç¹Ì ©gðàØæð´ ×ð´ âð ·¤æñÙ âæ °·¤ ©gðàØ Ùãè´ Íæ?
(A) ·é¤ÀðU·¤ ·¤æð ÀUæðǸ ·¤ÚU âÖè ·ð¤ ª¤ÂÚU âð çÙØ´ææ ãÅUæ ÜðÙæ
(B) ·é¤ÀðU·¤ ·¤æð ÀUæðǸ ·¤ÚU âÖè ·¤æð çÙØ´çæÌ ·¤ÚUÙð ·¤è ÃØßSÍæ ·¤ÚUÙæ
(C) ·ë¤çá, Üæé ©læð»æð´ ¥æñÚU çÙØæüÌ §·¤æ§Øæð´ ·ð¤ çÜ° ÂØæüÌ «¤ææð´ ·¤è ÃØßSÍæ ·¤ÚUÙæ
6. ç·¤âè ·¤×çàæüØÜ Õñ´·¤ ·¤æð ¥ÂÙè ·é¤Ü Á×æ ÚUæçàæØæð´ ·¤æ Áæð Öæ» Ù·¤Îè ·ð¤ M¤Â ×ð´ ¥æÚU.Õè.¥æ§ü ·ð¤ Âæâ ÚU¹Ùæ
ÂǸÌæ ãñ, ©âð ·¤ãÌð ãñ´ Ñ
J0808 3 P.T.O.
7. The emphasis of Human Resource Management is :
(A) Development (B) Punishment
(C) Promotion (D) Demotion
9. Induction means :
(A) Training (B) Orientation
(C) Introducing the employee (D) Certification
J0808 4
7. ×æÙß â´âæÏÙ ÂýÕÏÙ ·¤æ ÕÜ ç·¤â ÂÚU ãñ Ñ
13. ¥çÌ× S·´¤Ï ·¤æð ÕñÜð´â àæèÅU ×ð´ ç·¤â·ð¤ ¥Ì»üÌ ÎàææüØæ ÁæÌæ ãñ Ñ
J0808 5 P.T.O.
14. Trading on Equity means :
(A) Trading on arrears funds (B) Trading on borrowed funds
(C) Trading on family funds (D) Trading on friends funds
16. Which of the following activities are covered under physical distribution ?
(A) Inventory (B) Packaging
(C) Transportation (D) All of the above
17. Which of the following step comes first in the selection process ?
(A) Test (B) Application blank
(C) Screening (D) Medical examination
19. To manage is the forecast and plan, to organise, to command, to co-ordinate and to
control. These are the words of :
(A) Koontz and ODonnel (B) Henry Fayol
(C) F.W. Taylor (D) Peter F. Drucker
J0808 6
14. â×Ìæ ÂÚU ÃØæÂæÚU âð Øæ Öæß ãñ?
(A) Õ·¤æØæ ȤÇUæð ÂÚU ÃØæÂæÚU (B) ©ÏæÚU ·ð¤ ȤÇUæð´ ÂÚU ÃØæÂæÚU
(C) ÂçÚUßæÚU ·ð¤ ȤÇUæð´ ÂÚU ÃØæÂæÚU (D) ç×ææð´ ·ð¤ ȤÇUæð´ ÂÚU ÃØæÂæÚU
16. ÖæñçÌ·¤ çßÌÚUæ ·ð¤ ¥Ì»üÌ çÙÙçÜç¹Ì ×ð´ âð ·¤æñÙâè ç·ý¤Øæ°¡ ¥æ ÁæÌè ãñ´?
17. ¿ØÙ Âýç·ý¤Øæ ×ð´ ·¤æñÙ âæ ·¤Î× âÕâð ÂãÜð ¥æÌæ ãñ?
18. ÂçÚUÂêæü ×æç·ü¤ÅU âÕÏè °×.°×. çâhæÌ âéÛææÌð ãñ´ ç·¤ ÜæÖæ´àæ ·¤è ¥ÎæØ»è ·¤æ Ñ
(A) ç·¤âè Ȥ×ü ·ð¤ ×êËØ ÂÚU â·¤æÚUæ×·¤ ÂýÖæß ãæðÌæ ãñÐ
(B) ç·¤âè Ȥ×ü ·ð¤ ×êËØ ÂÚU ·¤æð§ü ÂýÖæß Ùãè´ ãæðÌæ ãñÐ
(C) ç·¤âè Ȥ×ü ·ð¤ ×êËØ ÂÚU Ù·¤æÚUæ×·¤ ÂýÖæß ãæðÌæ ãñÐ
19. ÂýÕÏÙ ÒÒÖçßcØßææè ¥æñÚU ØæðÁÙæ ãñ, â´»çÆUÌ ·¤ÚUÙæ ãñ, çÙÎðüàæ ÎðÙæ, â×æØæðÁÙ ·¤ÚUÙæ ¥æñÚU çÙØ´ææ ·¤ÚUÙæ ãñÐÓÓ
Øð ç·¤â Üð¹·¤ ·ð¤ àæÎ ãñ´?
J0808 7 P.T.O.
21. The first electronic computer system was developed in :
(A) 1920 (B) 1930 (C) 1935 (D) 1940
22. When management pays attention to more important areas looked after by lower level
of management, this is known as :
(A) MBO (B) Management by exception
(C) Unity of command (D) Critical path method
J0808 8
21. ÂýÍ× §ÜðÅþUæçÙ·¤ ·¤ØêÅUÚU ÂýææÜè ·¤æ çß·¤æâ ·¤Õ ãé¥æ?
(A) 1920 (B) 1930 (C) 1935 (D) 1940
22. çÙÙ SÌÚU ·ð¤ ÂýÕÏÙ ·¤è Îð¹ÚðU¹ ·ð¤ ×ãßÂêæü ÿæðææð´ ·¤è ¥æðÚU ÂýÕÏÙ ØæÙ ÎðÙð Ü»ð Ìæð §âð Øæ ·¤ãÌð ãñ´?
23. çÙÙçÜç¹Ì ×ð´ âð ç·¤â Âýç·ý¤Øæ ·ð¤ çÜ° ÙèçÌ ·¤æ çÙÏæüÚUæ ¥æßàØ·¤ Öæ» ãñ?
24. çÙÙçÜç¹Ì ÂýÕÏÙ ·¤æØæðZ ×ð´ âð 緤ⷤæ ÂÚUSÂÚU »ãÙ âÕÏ ãñ?
25. Ò»ýðÂßæ§ÙÓ àæÎ ·¤æ ÂýØæð» ç·¤â â´ÎÖü ×ð´ ç·¤Øæ ÁæÌæ ãñ?
(A) ¥æñ¿æçÚU·¤
(D) §â àæÎ ·¤æ ÂýØæð» âÂýðáæ ·ð¤ âÕÏ ×ð´ Ùãè´ ç·¤Øæ ÁæÌæ
(D) ·¤æØü çÙcÂæÎÙ ·ð¤ çÜ° ·é¤ÀU çßçàæC ÃØçÌØæ𴠷𤠩æÚUÎæçØß ·ð¤ çÙÏæüçÚUÌ ·¤ÚUÙæÐ
J0808 9 P.T.O.
28. Dissolution of firm takes place :
29. X Ltd. purchased land and building worth Rs. 28,80,000 and in lieu issued debentures
of Rs. 100 each at a discount of 4%. What are the number of debentures issued ?
1 2 1
30. X, Y and Z are partners in the ratio of : : what will be new ratio of the remaining
2 5 10
partners if X retires :
List-I List-II
Codes :
J0808 10
28. ç·¤âè Ȥ×ü ·¤æ çßæÅUÙ ÌÕ ãæðÌæ ãñ ÁÕ Ñ
(A) ç·¤âè Öæ»èÎæÚU ·¤è ×ëØé ãæðÙð ¥Íßæ ©â·ð¤ çÎßæçÜØæ ãæðÙð ÂÚU
(D) °·¤ Öæ»èÎæÚU ·¤æð ÀUæðǸ âÖè Öæ»èÎæÚUæð´ ·ð¤ çÎßæçÜØæ ãæðÙð ÂÚU
29. °â çÜç×ÅðUÇU Ùð 28,80,000 L¤Â° ×ð´ Öêç× ¥æñÚU §×æÚUÌ ¹ÚUèÎè ¥æñÚU §â·ð¤ ÕÎÜð ×ð´ 4% ÂÚU 100 L¤Â° ÂýçÌ
×êËØ ·ð¤ «¤æ-Âæ (çÇUÕñ´¿ÚU) ÁæÚUè ·¤ÚU çÎØðÐ ÁæÚUè ç·¤Øð »° çÇUÕð´¿ÚUæð´ ·¤è â´Øæ ç·¤ÌÙè ãñ?
1 2 1
30. °â, ßæ§ü, ÁñÇ : : ¥ÙéÂæÌ âð Öæ»èÎæÚU ãñ´Ð ØçÎ °â çÚUÅUæØÚU ãæð Áæ° Ìæð Õæ·¤è Öæ»èÎæÚUæð´ ·¤è Ù§ü
2 5 10
Öæ»èÎæÚUè ¥ÙéÂæÌ Øæ ãæð»è?
·¤æðÇU Ñ
(a) (b) (c) (d)
J0808 11 P.T.O.
32. Match the following :
List-I List-II
(d) Balance of Payments Deficits (iv) Dividends, interest etc. received from
abroad
Codes :
List-I List-II
Codes :
J0808 12
32. âê¿è-I ·¤è ×Îæð´ ·¤æ âê¿è-II ·¤è ×Îæð´ âð âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) ×ñÚU·´¤ÇUæ§$Á çÙØæüÌ (i) çßÎðàæè ×æÜ ·¤æ ·ý¤Ø
(c) çßçÙØæð» ¥æØ (iii) ×ñÚU·´¤ÇUæ§Á ·ð¤ ¥Ì»üÌ çÙØæüÌ ·¤æ ¥æØæÌ ·¤è ©Âðÿææ
·¤× ãæðÙæ ×éØÌØæ ·¤æÚUæ ãñÐ
(d) Öé»ÌæÙ â´ÌéÜÙ ×ð´ ·¤×è (iv) çßÎðàææð´ âð Âýæ# ÜæÖæ´àæ, ØæÁ ¥æçÎ
·¤æðÇU Ñ
(a) (b) (c) (d)
33. âê¿è-I ·¤è ×Îæð´ ·¤æU âê¿è-II ·¤è ×Îæð´ âð âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) ABC çßàÜðáæ (i) ÜæÖÎæØ·¤Ìæ
·¤æðÇU Ñ
(a) (b) (c) (d)
J0808 13 P.T.O.
34. Match the following :
List-I List-II
(a) Going Concern Concept (i) The same accounting method used by a
firm from one period to another
Codes :
List-I List-II
(a) Smoothed Frequency Curve (i) To determine and portray the number of
proportions of cases
Codes :
J0808 14
34. âê¿è-I ·¤è ×Îæð´ ·¤æU âê¿è-II ·¤è ×Îæð´ âð âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) »æ𧴻 ·´¤âÚUÙ çß¿æÚUÏæÚUæ (i) °·¤ â×Ø âð ÎêâÚðU â×Ø Ì·¤ ç·¤âè Ȥ×ü mæÚUæ
ÂýØéÌ °·¤ ãè Üð¹æ´·¤Ù ÌÚUè·¤æ
(b) °·¤M¤ÂÌæ çß¿æÚUÏæÚUæ (ii) ç·¤âè ×Î ¥Íßæ æÅUÙæ ·ð¤ âæÂðçÿæ·¤ ¥æ·¤æÚU ¥Íßæ
×ãß âð âÕ´çÏÌ ãñÐ
(c) Üæ»Ì çâhæÌ (iii) °ðâè Ȥ×ü Áæð çÎßæçÜØæ ãæð ÚUãè ãæð, ·ð¤ ÂýçÌ ¥ÙéÂØéÌ
¥ßÏæÚUææ
(d) ×ñçÅUØçÚU°çÜÅUè (iv) ¥çÖâÂçæØæð´ ·¤æð Üð¹æ ×ð´ ÜðÙð ·ð¤ âæ×æØ ¥æÏæÚU
·¤æðÇU Ñ
(a) (b) (c) (d)
(A) (i) (ii) (iii) (iv)
(B) (iv) (iii) (ii) (i)
(C) (iii) (ii) (iv) (i)
(D) (iii) (i) (iv) (ii)
35. âê¿è-I ·¤è Î×æð´ ·¤æU âê¿è-II ·¤è ×Îæð´ âð âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) â×ÌÜ ¥æßëçæ ß·ý¤ (i) ×æ×Üæ𴠷𤠥ÙéÂæÌ ·¤è ç»ÙÌè ·¤æ çÙÏæüÚUæ ¥æñÚU ¥´·¤Ù
·¤æðÇU Ñ
(a) (b) (c) (d)
(A) (i) (ii) (iii) (iv)
(B) (ii) (iii) (iv) (i)
(C) (iii) (iv) (ii) (i)
(D) (iv) (iii) (ii) (i)
J0808 15 P.T.O.
36. Match the following :
List-I List-II
(a) Merchandise Inventory (i) Prevents arbitrary changes from one
accounting or measurement approach
from one period to another
(b) Comparability Quality (ii) Inventory of a retailer of wholesaler
(c) Net Realisable Value (iii) Item acquired by purchase, growth or
extraction of natural sources for further
processing
(d) Raw Materials Inventory (iv) Estimated selling price of product in the
ordinary course of business
Codes :
(a) (b) (c) (d)
(A) (i) (ii) (iii) (iv)
(B) (ii) (i) (iv) (iii)
(C) (iii) (ii) (i) (iv)
(D) (iv) (i) (ii) (iii)
J0808 16
36. çÙÙçÜç¹Ì ×ð´ âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) ×ñÚU·´¤ÇUæ§$Á S·´¤Ï (i) ¥Ü»-¥Ü» ¥ßçÏ ·ð¤ çÜ° Üð¹æ çßçÏ ¥Íßæ
×æÂÙ ÂýææÜè ·ð¤ ×Ù×æÙð ÂçÚUßÌüÙ ·¤æð ÚUæð·¤ÙæÐ
(b) ÌéÜÙæØ·¤Ìæ »éæ (ii) ¹éÎÚUæ ¥Íßæ Íæð·¤ ÃØæÂæÚUè ·¤è S·´¤ÏÐ
(c) çßàæéh ßâêÜè ØæðØ ×æðÜ (iii) Âýæ·ë¤çÌ·¤ dæðÌæð âð ¥æ×Î, çß·¤æâ ¥Íßæ ·ý¤Ø mæÚUæ
Âýæ# ¥æñÚU ¥æ»ð â´âæçÏÌ ·¤è ÁæÙð ßæÜè ßSÌé°¡Ð
(d) ·¤ææ ×æÜ S·´¤Ï (iv) ÃØæÂæÚU ·ð¤ âæ×æØ ·ý¤Ø ×ð´ ©ÂæÎ ·¤æ ¥Ùé×æçÙÌ
×êËØÐ
·¤æðÇU Ñ
(a) (b) (c) (d)
(A) (i) (ii) (iii) (iv)
(B) (ii) (i) (iv) (iii)
(C) (iii) (ii) (i) (iv)
(D) (iv) (i) (ii) (iii)
37. âê¿è-I ·¤è ×Îæð´ ·¤æU âê¿è-II ·¤è ×Îæð´ âð âé×ðÜ çÕÆU槰 Ñ
âê¿è-I âê¿è-II
(a) ¥çÏ·¤Ì×-ØêÙÌ× çâhæÌ (i) ÂýØð·¤ ç·ý¤Øæ âð ØêÙÌ× ÜæÖ ·¤æð Üð´, ¥æñÚU çÁâ
ç·ý¤Øæ âð ØêÙÌ× ÜæÖ ãæð ßãè ç·ý¤Øæ æðcÆUÌ× ãñÐ
(b) ØêÙÌ×-¥çÏ·¤Ì× çâhæÌ (ii) ÂýØð·¤ ç·ý¤Øæ âð ¥çÏ·¤Ì× ÜæÖ ·¤æð Üð´, ¥æñÚU çÁâ
ç·ý¤Øæ âð ¥çÏ·¤Ì× ÜæÖ ãæð, ßãè ç·ý¤Øæ æðcÆUÌ× ãñÐ
(c) ¥çÏ·¤Ì×-¥çÏ·¤Ì× çâhæÌ (iii) ÂýØð·¤ ç·ý¤Øæ âð ¥çÏ·¤Ì× ÜæÖ ·¤æð Üð´, ¥æñÚU çÁââð
ØêÙÌ× ÜæÖ ãæð, ßãè ç·ý¤Øæ æðcÆUÌ× ãñÐ
(d) ØêÙÌ×-ØêÙÌ× çâhæÌ (iv) ÂýØð·¤ ç·ý¤Øæ âð ØêÙÌ× ÜæÖ ·¤æð Üð´, ¥æñÚU çÁââð
¥çÏ·¤Ì× ÜæÖ ãæð, ßãè ç·ý¤Øæ æðcÆUÌ× ãñÐ
·¤æðÇU Ñ
(a) (b) (c) (d)
(A) (i) (ii) (iii) (iv)
(B) (ii) (iii) (iv) (i)
(C) (iii) (iv) (i) (ii)
(D) (iv) (iii) (ii) (i)
J0808 17 P.T.O.
38. The hypothesis testing consists of following steps :
(i) Establish a level of significance, prior to sampling
(ii) Defining the rejection or critical regions
(iii) State the hypothesis
(iv) Determination of a suitable test statistic
Which of the sequence is correct ?
(A) (ii), (iii), (iv), (i) (B) (iii), (i), (iv), (ii)
(C) (iii), (ii), (iv), (i) (D) (iv), (iii), (ii), (i)
39. Which of the following liabilities are taken into account for acid test ratio ?
(i) Trade Creditors
(ii) Bank Overdraft
(iii) Bills Payable
(iv) Outstanding Expenses
(v) Redeemable debentures
(A) (i), (ii), (iii), (iv) and (v) (B) (i), (ii), (iii) and (iv)
(C) (i) and (ii) only (D) (i), (iii) and (iv)
40. Statements :
(i) Employee development is more future oriented and more concerned with education
than employee training.
(ii) Apprenticeship programme is one which is widely used off the job training.
(A) Both correct (B) Both incorrect
(C) (i) correct, (ii) incorrect (D) (i) incorrect, (ii) correct
42. Statements :
(i) Fringe benefits, now-a-days are a significant component of compensation.
(ii) Under piece-rate plan, employees are paid at a stipulated rate per hour of work
done by the employee.
(A) Both are correct (B) Both are incorrect
(C) (i) incorrect, (ii) correct (D) (i) correct, (ii) incorrect
J0808 18
38. ÂçÚU·¤ËÂÙæ ÂÚUèÿææ ·ð¤ ¿ÚUæ ãñ´ Ñ
(i) âñÂçÜ´» âð Âêßü ×ãß ·ð¤ SÌÚU ·¤æð SÍæçÂÌ ·¤ÚUÙæ
(ii) ¥Sßè·ë¤çÌ ¥Íßæ »ÖèÚU ÿæðææð´ ·¤æð ÂæçÚUÖæçáÌ ·¤ÚUÙæ
(iii) ÂçÚU·¤ËÂÙæ ·¤æ çßßÚUæ
(iv) ©ç¿Ì âæ´çØ·¤è ÂÚUèÿææ ·¤æ çÙÏæüÚUæ
çÙÙçÜç¹Ì ×ð´ âð ·¤æñÙâæ ·ý¤× âãè ãñ Ñ
(A) (ii), (iii), (iv), (i) (B) (iii), (i), (iv), (ii)
(C) (iii), (ii), (iv), (i) (D) (iv), (iii), (ii), (i)
39. °çâǸ ÂÚUèÿææ ¥ÙéÂæÌ ×ð´ çÙÙçÜç¹Ì ×ð´ âð ·¤æñÙ âð ÎæçØß çÜ° ÁæÌð ãñ´?
(i) ÃØæÂæçÚU·¤ ÜðÙÎæÚU
(ii) Õñ´·¤ ¥æðßÚUÇþUæÅU
(iii) ¥ÎæØ»è ØæðØ çÕÜ
(iv) ¥ãæ ¹¿ðü
(v) ÂçÚUßæüÙèØ «¤æÂæ
(A) (i), (ii), (iii), (iv) ¥æñÚU (v) (B) (i), (ii), (iii) ¥æñÚU (iv)
(C) (i) ¥æñÚU (ii) ×ææ (D) (i), (iii) ¥æñÚU (iv)
40. ¥çÖ·¤ÍÙ Ñ
(i) ·¤×ü¿æÚUè Âýçàæÿææ ·¤è ¥Âðÿææ ·¤×ü¿æÚUè ·¤è çàæÿææ ©Ù·ð¤ çß·¤æâ ·ð¤ çÜ° ¥çÏ·¤U ÖçßcØæð×é¹è ãñÐ
(ii) ÂýçàæÿæÌæ ·¤æØü·ý¤× °ðâæ ·¤æØü·ý¤× ãñ çÁâð çßSÌëÌ Âñ×æÙð ÂÚU ÁæòÕ Âýçàæÿææ ·ð¤ çÜ° ÂýØéÌ ç·¤Øæ ÁæÌæ ãñÐ
(A) ÎæðÙæð´ âãè ãñ´Ð (B) ÎæðÙæð´ »ÜÌ ãñ´Ð
(C) (i) âãè ãñ, (ii) »ÜÌ ãñÐ (D) (i) »ÜÌ ãñ, (ii) âãè ãñÐ
41. ç·¤âè Ȥ×ü ·ð¤ ÜæÖ ·¤æð ¥çÏ·¤Ì× ÕÙæÙð ·ð¤ çÜ° Øæ àæÌü ãñ?
(i) °×.âè.5°×.¥æÚU.
(ii) âè×æÌ Üæ»Ì ß·ý¤, ¥æñâÌ Üæ»Ì ß·ý¤ ·¤æð Ùè¿ð ·¤è ¥æðÚU ·¤æÅUÌæ ãñÐ
(A) ·ð¤ßÜ (i) âãè ãñÐ (B) ·ð¤ßÜ (ii) âãè ãñÐ
(C) ÎæðÙæð´ »ÜÌ ãñ´Ð (D) ÎæðÙæð´ âãè ãñ´Ð
42. ¥çÖ·¤ÍÙ Ñ
(i) ¥æÁ·¤Ü ¥Ùéá´»è ÜæÖ ×é¥æßÁð ·¤æ ×ãßÂêæü ¥´» ãñÐ
(ii) Âèâ-ÚðUÅU ØæðÁÙæ ·ð¤ ¥ÏèÙ ·¤×ü¿æçÚUØæð´ ·¤æð ÂýçÌ æ´ÅUæ ·¤è ÎÚU âð °·¤ çÙçà¿Ì ÚUæçàæ ¥Îæ ·¤è ÁæÌè ãñÐ
(A) ÎæðÙæð´ âãè ãñ´Ð (B) ÎæðÙæð´ »ÜÌ ãñ´Ð
(C) (i) »ÜÌ ãñ, (ii) âãè ãñÐ (D) (i) âãè ãñ, (ii) »ÜÌ ãñÐ
J0808 19 P.T.O.
43. Statements :
(i) The objective of Finance function is Wealth maximisation.
(ii) The objective of Finance function is Profit maximisation
(A) Both correct (B) Both incorrect
(C) (i) correct, (ii) incorrect (D) (i) incorrect, (ii) correct
44. Statements :
(i) Dividends can be paid only when there are profits.
(ii) Dividends can be paid when there are losses
(A) Both are correct (B) Both are incorrect
(C) (i) is incorrect, (ii) is correct (D) (i) is correct, (ii) is incorrect
45. Statements :
(i) The greater a firms degree of operating leverage, the more its EBIT will vary with
respect to fluctuations in sales.
(ii) The greater a firms degree of operating leverage, the less its EBIT will vary with
fluctuations in sales.
(A) Both correct (B) Both incorrect
(C) (i) correct, (ii) incorrect (D) (i) incorrect, (ii) correct
The Indian insurance industry has come a long way. From being providers of tax
planning instruments to introducing concepts of retirement planning, wealth creation
etc., customers are strengthening their ties with this industry every passing day. Today
life insurance is among the fastest growing industries in India. Inspired by tremendous
growth in the life insurance sector, many comparisons - product features, charge
structures, returns etc - have been drawn between life insurance and other financial
services, mostly mutual funds. These comparisons resulted in emergence of ULIPs as a
preferred product and in fact they display some similarities with MFs.
The individual policy holders or retail customers by the product when he or she
wants systematically provide towards a specific important goal. They take money
regularly out of their monthly or annual income to make contribution for their
goal5children education, health etc. Thus investment policies of life insurance
companies are designed to enable policy holders meet their respective financial goals,
while ensuring that the government is adequately funded for long term projects
46. Which of the following products are provided by Indian insurance industry ?
(A) Tax Planning (B) Wealth-Creation
(C) Retirement Planning (D) All of the above
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43. ¥çÖ·¤ÍÙ Ñ
(i) çßæ ·¤æ ©gðàØ âÂÎæ ·¤æð ¥çÏ·¤Ì× ·¤ÚUÙæ ãñÐ
(ii) çßæ ·¤æ ©gðàØ ÜæÖ ·¤æð ¥çÏ·¤Ì× ·¤ÚUÙæ ãñÐ
(A) ÎæðÙæð´ âãè ãñ´Ð (B) ÎæðÙæð´ »ÜÌ ãñ´Ð
(C) (i) âãè ãñ, (ii) »ÜÌ ãñÐ (D) (i) »ÜÌ ãñ, (ii) âãè ãñÐ
44. ¥çÖ·¤ÍÙ Ñ
(i) ÜæÖæ´àæ ·ð¤ßÜ ©âè Îàææ ×ð´ çÎØð Áæ â·¤Ìð ãñ´ ÁÕ ÜæÖ ãæðÐ
(ii) ÜæÖæ´àæ ãæçÙ ãæðÙð ·¤è Îàææ ×ð´ çÎØð Áæ â·¤Ìð ãñ´Ð
(A) ÎæðÙæð´ âãè ãñ´Ð (B) ÎæðÙæð´ »ÜÌ ãñ´Ð
(C) (i) »ÜÌ ãñ, (ii) âãè ãñÐ (D) (i) âãè ãñ, (ii) »ÜÌ ãñÐ
45. ¥çÖ·¤ÍÙ Ñ
(i) ¥æðÂÚðUçÅ´U» ÜèßÚðUÁ ·¤è çÇU»ýè ç·¤âè Ȥ×ü ·¤è çÁÌÙè ¥çÏ·¤ ãæð»è ©ÌÙè ãè çÕ·ý¤è ·ð¤ ©ÌæÚU-¿É¸æß ·ð¤
âæÍ ©â·¤è §ü.Õè.¥æ§ü.ÅUè ¥çÏ·¤ ãæð»èÐ
(ii) ¥æðÂÚðUçÅ´U» ÜèßÚðUÁ ·¤è çÇU»ýè ç·¤âè Ȥ×ü ·¤è çÁÌÙè ·¤× ãæð»è ©ÌÙè ãè çÕ·ý¤è ·ð¤ ©ÌæÚU-¿É¸æß ·ð¤ âæÍ
©â·¤è §ü.Õè.¥æ§ü.ÅUè. ·¤× ãæð»èÐ
(A) ÎæðÙæð´ âãè ãñ´Ð (B) ÎæðÙæð´ »ÜÌ ãñ´Ð
(C) (i) âãè ãñ, (ii) »ÜÌ ãñÐ (D) (i) »ÜÌ ãñ, (ii) âãè ãñÐ
ÖæÚUÌèØ Õè×æ ©læð» Ùð ÜÕæ ÚUæSÌæ ÌØ ·¤ÚU çÜØæ ãñÐ ·¤ÚU çßçÙØæðÁÙ âæÏÙæð´ ·¤æ ÂýÕÏ ·¤ÚUÙð ·ð¤ âæÍ
âæÍ âðßæ çÙßëçæ çßçÙØæðÁÙ ¥æñÚU âÂÎæ çÙ×æüæ §ØæçÎ ·¤è ¥ßÏæÚUææ ·¤æð Öè àæéL¤ ç·¤Øæ ãñ ¥æñÚU çßçÙØæðÌæ
§â ©læð» âð ÂýçÌçÎÙ ¥ÂÙð âÕÏæð´ ·¤æð âéÎëɸ ·¤ÚU ÚUãð ãñ´Ð ¥æÁ ÁèßÙ Õè×æ ©læð» ÖæÚUÌèØ ©læð»æð´ ×ð´ âð ÌèßýÌ×
»çÌ âð ©óæÌ ãæð ÚUãð ©læð»æð´ ×ð´ âð ãñÐ ÁèßÙ Õè×æ ©læð» ÿæðæ ×ð´ ÖæÚUè çß·¤æâ âð ©ÂýðçÚUÌ ãæð·¤ÚU ·¤§ü ÌéÜÙæ°´-ØÍæ
©ÂæÎ çßçàæCÌæ, ¹¿æü â´ÚU¿Ùæ, ÂýçÌÈ¤Ü §ØæçÎ-ÁèßÙ Õè×æ ¥æñÚU ¥Ø çßæèØ âðßæ¥æð´ çÁâ×ð´ Øê¿Ü È´¤ÇU
Âý×é¹U ãñ, ·ð¤ Õè¿ ·¤è ÁæÌè ãñ´Ð §Ù ÌéÜÙæ¥æð´ ·ð¤ ÂçÚUææ× SßM¤Â ØêçÜ ¥çÏ×æçÙÌ ©ÂæÎ ·ð¤ M¤Â ×ð´ ©ÖÚUæ ãñ
¥æñÚU ßæSÌçß·¤Ìæ Øã ãñ ç·¤ ©Ù×ð´ Øê¿Ü ȤÇUæð´ ·¤è âè â×æÙÌæ°´ ÂçÚUÜçÿæÌ ãæðÌè ãñ´Ð
ÃØñçÌ·¤ ÂæçÜâè ÏæÚU·¤ ¥Íßæ ¹éÎÚUæ »ýæã·¤ ÌÕ ÂæçÜâè ÜðÌæ ãñ ÁÕ ç·¤âè ÃØçÌ Ùð ç·¤âè çßàæðá
¥æßàØ·¤ ©gðàØ ·ð¤ ç·¤° ÃØßçSÍÌ É´U» âð ÏÙ ·¤æ ÂýÕÏ ·¤ÚUÙæ ãæðÐ §â ©gðàØ ·ð¤ çÜ° ßð ¥ÂÙè ×æçâ·¤
¥Íßæ ßæçáü·¤ ¥æØ âð ¥´àæ ÎæÙ ·¤è ÚUæçàæ çÙØç×Ì M¤Â âð çÙ·¤æÜÌð ãñ´ ØÍæ Õææð´ ·¤è ÂÉUæ§ü, SßæSØ §ØæçÎ ·ð¤
çÜ°Ð §â Âý·¤æÚU, ÁèßÙ Õè×æ ·¤ÂçÙØæð´ ·¤è M¤ÂÚðU¹æ §â Âý·¤æÚU ·¤è ÌñØæÚU ·¤è »§ü ãñ ç·¤ ßð ÂæçÜâè ÏæÚU·¤æð´ ·ð¤
çßçàæC çßæèØ ÜÿØæð´ ·¤æð ÂêÚUæ ·¤ÚU â·ð´¤ ¥æñÚU §â·ð¤ âæÍ-âæÍ âÚU·¤æÚU ·¤æð Öè Îèæü ·¤æÜè ÂçÚUØæðÁÙæ¥æð´ ·ð¤ çÜ°
ÂØæüUÌ ÏÙ ç×Ü Âæ°Ð
46. çÙÙçÜç¹Ì ×ð´ âð ·¤æñÙ âð ·¤æØæðZ ·¤æ ÖæÚUÌèØ Õè×æ ©læð» mæÚUæ ÂýÕÏ ç·¤Øæ ÁæÌæ ãñ?
(A) ·¤ÚU çßçÙØæðÁÙ (B) âÂÎæ çÙ×æüæ
(C) âðßæ çÙßëçÌ çßçÙØæðÁÙ (D) ©ÂÚUæðÌ ×ð´ âð âÖè
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47. Who is the majority investor in insurance companies ?
(A) Individual Policy-Holder or Retail Customer
(B) Corporate Sector
(C) Government Sector
(D) Semi-Government Sector
48. Which of the following is the primary objective of insurance companies to invest savings
of customers ?
(A) Steady increments (B) Risky investments
(C) Short-term investments (D) Medium-term investments
-oOo-
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47. Õè×æ ·¤ÂçÙØæð´ ×ð´ Õãé×Ì çßçÙØæðÌæ ·¤æñÙ ãñ?
48. »ýæã·¤æð´ ·¤è Õ¿Ìæð´ ·ð¤ çßçÙØæð» ×ð´ Õè×æ ·¤ÂçÙØæð´ ·¤æ çÙÙçÜç¹Ì ×ð´ âð ·¤æñÙ âæ ×éØ ©gðàØ ãæðÌæ ãñ?
49. Õè×æ ·¤ÂçÙØæð´ ×ð´ çßçÙØæð» ·¤ÚUÙð ßæÜð çßçÙØæðÌæ¥æð´ ·¤æ ÃØßãæÚU ç·¤â Âý·¤æÚU ·¤æ ãæðÌæ ãñ?
50. Õè×æ ·¤ÂçÙØæ´ ¥æñÚU Øê¿Ü ȤÇU ÎæðÙæð´ ãè çßçÙØæðÌæ ·¤æð ÎðÌð ãñ´ Ñ
-oOo-
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Space For Rough Work
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