RATE OF INTEREST ON RETAIL LENDING PRODUCTS W.E.F 01.10.

2017

LT Business Effective
Sl.No
Scheme Tenor-Particulars MCLR Spread Strategy Rate of
.
Premium Interest

Dena Vehicle Loan Scheme Loan repayable within 3 years 8.25 2.75 0.00 11.00
(Two Wheeler-New) Loan repayable beyond 3 years 8.25 2.75 0.50 11.50
Term Loan
Dena Vehicle Loan Scheme (Four
8.25 0.75 0.00 9.00
Wheeler-New)-General
1
Dena Vehicle Loan Scheme (Four Term Loan
8.25 0.65 0.00 8.90
Wheeler-New)-Women
Dena Vehicle Loan Scheme (Four Loan repayable within 3 years
8.25 3.10 0.00 11.35
Wheeler-Old)
Limit upto Rs 75.00 lakh
Dena Niwas Housing Finance (w.e.f 8.25 0.00 0.00 8.25
15.06.2017, Cir.No.67/08/2017-18)-
Floating Limit above Rs 75.00 lakh
8.25 0.10 0.00 8.35

2 Limit upto Rs 30.00 lakh

Dena Niwas Housing Finance (w.e.f
11.25
15.06.2017, Cir.No.67/08/2017-18)-
(Fixed-To be reset at the end of
every 3 years) Limit above Rs 30.00 lakh 11.75

Dena Rent-Where Dena Bank is Loan repayable within 3 years 8.25 2.50 0.00 10.75
tenant Loan repayable beyond 3 years 8.25 2.25 0.50 11.00
AAA rated-Loan repayable within 3 years 8.25 2.00 0.00 10.25
AAA rated-Loan repayable beyond 3 years 8.25 2.00 0.50 10.75
AA rated-Loan repayable within 3 years 8.25 2.35 0.00 10.60
AA rated-Loan repayable beyond 3 years 8.25 2.35 0.50 11.10
A rated-Loan repayable within 3 years 8.25 2.50 0.00 10.75
3
A rated-Loan repayable beyond 3 years 8.25 2.50 0.50 11.25
Dena Rent-Where Dena Bank is not
tenant(Corporate Borrowers) BBB rated-Loan repayable within 3 years 8.25 2.85 0.00 11.10
BBB rated-Loan repayable beyond 3 years 8.25 2.85 0.50 11.60
BB rated Corporate Borrowers and other Unrated borrowers
8.25 2.95 0.00 11.20

BB rated Corporate Borrowers and other Unrated borrowers

8.25 2.95 0.50 11.70
 LT Business Effective
Sl.No
Scheme Tenor-Particulars MCLR Spread Strategy Rate of
.
Premium Interest

Loan repayable beyond 3 years

8.25 1.20 0.50 9.95
Dena LAPS-Individuals
Overdraft and loan repaybale within 3 years 8.25 1.70 0.00 9.95
AAA rated-Loan repayable within 3 years and Overdraft
Limit 8.25 1.85 0.00 10.10

AAA rated-Loan repayable beyond 3 years 8.25 1.85 0.50 10.60

AA rated-Loan repayable within 3 years 8.25 2.10 0.00 10.35
AA rated-Loan repayable beyond 3 years 8.25 2.10 0.50 10.85
4
A rated-Loan repayable within 3 years 8.25 2.60 0.00 10.85
Dena LAPS-Corporate A rated-Loan repayable beyond 3 years 8.25 2.60 0.50 11.35
BBB rated-Loan repayable within 3 years 8.25 2.70 0.00 10.95
BBB rated-Loan repayable beyond 3 years 8.25 2.70 0.50 11.45
BB and Unrated corporate borrowers-Loan repayable within
3 years 8.25 2.85 0.00 11.10

BB and Unrated corporate borrowers-Loan repayable

beyond 3 years 8.25 2.85 0.50 11.60

CC-Hypothecation and Loan repayable within 3 years 8.25 1.75 0.00 10.00
5 Dena Trade Finance
Loan repayable beyond 3 years 8.25 1.75 0.50 10.50
Tie Up with Corporate Salary Scheme(Fixed) 13%
6 Dena Suvidha
All other Cases 14%
Dena Senior Citizen Pensioner's Demand Loan
7 8.25 3.25 0.00 11.50
Scheme
CC-Hypothecation and Loan repayable within 3 years 8.25 2.00 0.00 10.25
Dena Doctor+(General)
Loan repayable beyond 3 years 8.25 1.50 0.50 10.25
8
CC-Hypothecation and Loan repayable within 3 years 8.25 1.75 0.00 10.00
Dena Doctor+Women
Loan repayable beyond 3 years 8.25 1.25 0.50 10.00
Upto Rs 3.00 lakh-Fixed 12.00
9 Dena Gold Loan
Above Rs 3.00 lakh and upto Rs 100.00 lakh 8.25 3.30 0.00 11.55
Student admitted in Bank's approved Ed Institutions 8.55 0.00 0.00 8.55
Student admitted in A rated Ed Institutions 8.25 1.05 0.50 9.80
10 Dena Vidyalaxmi Education Loan Student admitted in other Institutions 8.25 1.05 0.50 9.80
Skill Loan-Repayable withing 3 years 8.25 1.55 9.80
Skill Loan-Repayable beyond 3 years 8.25 1.05 0.50 9.80
Repayable withing 3 years and Working Capital Limits
Dena Professionals Loan Scheme 8.25 1.50 0.00 9.75
for CA, C.S, CFA-General Repayable beyond 3 years 8.25 1.50 0.50 10.25
11
Repayable withing 3 years and Working Capital Limits 8.25 1.25 9.50
Dena Professionals Loan Scheme
for CA, C.S, CFA-Women Repayable beyond 3 years 8.25 1.25 0.50 10.00
Tie Up with Corporate Salary Scheme(Fixed) 13%
12 Dena Consumer Loan
All other Cases 14%