Professional Documents
Culture Documents
For loan
amount grater
than 25000 no
due certificates
are required
Charges
Processing No charges Not specified
other No charges
Business for
min. 5 years
& current
business for
2 year
Min profit: 1
lakhs per
annum
Age: within
60 years
Current
place of
residence for
min. 2 years
documentation For salary ID proof, ID proof, Personal address. Age proof
person Address Residence Prof of identity, Identity
Three proof, proof potograph,employee proof
month Last3/6 Income s status Residential
salary slip months bank documents deltail,income proof ,Salary
2 years statement, IT Latest detaiuls,bank slip for last 3
form no-16 Return(last 2 photograph statement, PAN card months
Years) Latest 6
2 years months Income tax
inome tax bank return for 2
return I.D. statement years
proof Any other
Address Bank
documents
proof statement
for last 6
6 month months
bank
statement Proof of
business
2
photograph Application
from duly
For filled and
business recent
person 3 passport size
years photographs
income tax .
return
I.D. proof
Address
proof
6 month
bank
statement
2
photograph
Guarantor
1 month
salary slip
1 year form
no-16
1 year
income tax
return
I.D. proof
Address
proof
2
photograph
Pre-Payment 3% to 5% of
the principal
outstanding
after
repayment of
12 EMIS
PERSONAL LOAN
Doctors,
MBA’s,Architect
s, CA’s,
Engineers,
Traders &
Manufactures.
3 years in
current
jobs/profession.
1 years in
current
residence.
Guarantor:
1 month
salary
slip,1 year
form no-
16,1 year
income tax
return,I.D.
proof,Addr
ess proof,2
photograph
Cheque swap:
500 per
transaction
Cheque return:
400 per return
Statement of
A/C : 200 per
statement
Duplicate NOC :
50o per NOC
Pre- 4% of the
payment principal
outstanding
after
repayment of
12 EMIS
HOUSING LOAN
2 -3 year
9%
After 4th
depend
upon
market
documents For salary Identity proof Identity Income tax return for
person proof 3 years is req
Residential ,Personal address.
Three proof Residential Prof of identity,
month proof potograph,employee
salary slip Last 3/6
s status
months Bank
deltail,income
2 years statement
Salary slip detaiuls,bank
form no-16
Latest/curren last 3 statement, PAN card
2 years t Salary slip months uired
inome tax
return Income tax Income tax
return(last return last 3
I.D. proof 2years) years
2 Latest 3
photograph years P & L,
balance
For business sheet
person
For self-
3 years employed
income tax latest 6
return months
bank
statement
I.D. proof Any other
documents
Address required by
proof bank
6 month
bank
statement
2
photograph
Guarantor
1 month
salary slip
1 year form
no-16
1 year
income tax
return
I.D. proof
Address
proof
2
photograph
Pre- 0.75% to
Payment 1.5% of
original loan
amount
Margin a) Up to Rs 20000
margin
20%,purchase of
plot
25% (house
already construct
from own
resources)
b) Above 20000
margin is 20%
MACHINARY LOAN
Charges
Cheque swap:
500 transaction
Cheque return:
400 per return
Duplicated NOC
: 500 per NOC
Statement of
A/C : 200
statement