CAPITULO VI

FINANCIAMIENTO
6.1 ESTRUCTURA DEL FINANCIAMIENTO
INTERES 12% 0.03 FRC 0.04326
cuota constante 654.55
PLAZO 10 Años
Periodo Gracia : 0 trimestre
Pagos: Trimestrales 40

FUENTE INVERSION TOTAL

SOLES %

APORTE PROPIO 6,484.20 30.00

PRESTAMO 15,129.80 70.00

TOTAL 21,614.00 100.00

6.2 PROGRAMA DE REEMBOLSOS Y SERVICIOS DE LA DEUDA

Plan de Amortización : En Cuotas Constantes

PERIODO DEUDA AMORTIZACION INTERES SALDO TOTAL A PAGAR

1 15,129.80 839.47 1,778.73 14,290.33 2,618.20

2 14,290.33 944.84 1,673.37 13,345.49 2,618.20
3 13,345.49 1,063.42 1,554.78 12,282.07 2,618.20
4 12,282.07 1,196.89 1,421.31 11,085.18 2,618.20
5 11,085.18 1,347.11 1,271.09 9,738.07 2,618.20

TOTAL 5,391.73 7,699.29 13,091.02

AÑO trimestre deuda interes amortizac PAGO Saldo

1 1 15129.80 453.89 200.66 654.55 14929.14
2 14929.14 447.87 206.68 654.55 14722.47
3 14722.47 441.67 212.88 654.55 14509.59
4 14509.59 435.29 219.26 654.55 14290.33
1778.73 839.47 2618.20

2 1 14290.33 428.71 225.84 654.55 14064.48

2 14064.48 421.93 232.62 654.55 13831.87
3 13831.87 414.96 239.60 654.55 13592.27
4 13592.27 407.77 246.78 654.55 13345.49
1673.37 944.84 2618.20

3 1 13345.49 400.36 254.19 654.55 13091.30

2 13091.30 392.74 261.81 654.55 12829.49
3 12829.49 384.88 269.67 654.55 12559.82
4 12559.82 376.79 277.76 654.55 12282.07
1554.78 1063.42 2618.20
 4 1 12282.07 368.46 286.09 654.55 11995.98
2 11995.98 359.88 294.67 654.55 11701.31
3 11701.31 351.04 303.51 654.55 11397.80
4 11397.80 341.93 312.62 654.55 11085.18
1421.31 1196.89 2618.20

5 1 11085.18 332.56 322.00 654.55 10763.18

2 10763.18 322.90 331.66 654.55 10431.53
3 10431.53 312.95 341.61 654.55 10089.92
4 10089.92 302.70 351.85 654.55 9738.07
1271.09 1347.11 2618.20

6 1 9738.07 292.14 362.41 654.55 9375.66

2 9375.66 281.27 373.28 654.55 9002.38
3 9002.38 270.07 384.48 654.55 8617.90
4 8617.90 258.54 396.01 654.55 8221.88
1102.02 1516.18 2618.20

7 1 8221.88 246.66 407.89 654.55 7813.99

2 7813.99 234.42 420.13 654.55 7393.86
3 7393.86 221.82 432.74 654.55 6961.12
4 6961.12 208.83 445.72 654.55 6515.40
911.73 1706.48 2618.20

8 1 6515.40 195.46 459.09 654.55 6056.32

2 6056.32 181.69 472.86 654.55 5583.45
3 5583.45 167.50 487.05 654.55 5096.41
4 5096.41 152.89 501.66 654.55 4594.75
697.55 1920.66 2618.20

9 1 4594.75 137.84 516.71 654.55 4078.04

2 4078.04 122.34 532.21 654.55 3545.83
3 3545.83 106.37 548.18 654.55 2997.65
4 2997.65 89.93 564.62 654.55 2433.03
456.49 2161.72 2618.20

10 1 2433.03 72.99 581.56 654.55 1851.47

2 1851.47 55.54 599.01 654.55 1252.46
3 1252.46 37.57 616.98 654.55 635.49
4 635.49 19.06 635.49 654.55 0.00
185.17 2433.03 2618.20
PERIODO DEUDA AMORTIZACION INTERES SALDO TOTAL A PAGAR

6 9,738.07 1,516.18 1,102.02 8,221.88 2,618.20

7 8,221.88 1,706.48 911.73 6,515.40 2,618.20
8 6,515.40 1,920.66 697.55 4,594.75 2,618.20
9 4,594.75 2,161.72 456.49 2,433.03 2,618.20
10 2,433.03 2,433.03 185.17 0.00 2,618.20

9,738.07 3,352.95
15,129.80 11,052.25