B Com II Year (Comp & Gen) – FSBI

Osmania University
Important Questions
Unit – I
Essay Questions:

1. What do you mean by Financial Services? State the various activities that come
under Financial Services.
2. Define Insurance and explain the principles of Insurance.
3. What is meant by Financial Services? Explain their features and give some examples
of financial services.
4. Explain the meaning of Insurance Business and also discuss various principles of
Insurance.
5. What are the various weapons of credit control available to Reserve Bank of India?
6. What is Insurance? Explain the advantages of Insurance
7. What is commercial bank? Write the functions of commercial Banks.
8. Explain the structure of Indian Financial System.
9. What do you mean by Central Bank? Explain its functions.
10. What are the major recommendations of Malhotra Committee on Insurance Sector
Reforms in India?

Short Questions:

1. Cash Reserve Ratio

2. Primary Market
3. Deposit Insurance Corporation
4. Statutory Liquid Ratio
5. Time Deposits
6. Cash Credit
7. Financial Services
8. Mixed Banking
Unit – II

Essay Questions:

1. Define Branch Banking. Explain the merits and limitations of branch

banking system.
2. What are the innovations that took place in commercial Banking in India?
3. Explain various banking system and also discuss relative merits and demerits
of Unit Banking and Branch Banking.
4. Explain the functions and performance of NABARD.
5. What do you mean by credit card? Explain the advantages of Credit Cards.
6. Explain the various innovations that were introduced in banking sector.
7. What are the Land Development Banks? Discuss its functioning.
8. Discuss the role of Money Lenders and indigenous Banks in Country’s
economy.
9. Explain the Regional Rural Banks and discuss their functions and weakness
(problems).
10. What is E- Banking? Explain various forms of E- Banking.
11. What are Cooperative Banks? Explain their features, merits and demerits.
12. Explain the role of NABARD in development of rural and cooperative
credit structure in India.
13. Define Banking sector reforms in India with reference to prudential norms.

Short Questions:

1. Offshore Banking
2. NABARD
3. Micro Finance
4. Lead Bank scheme
5. Plastic Money
6. Electronic Banking
7. Credit Card
8. ATM
9. Corresponding Banking
Unit – III
Essay Questions:

1. What are the differences between primary market and secondary market?
2. Define Merchant Banker. What are the financial services undertaken by Merchant
Banker?
3. Explain the rights, duties and obligations of payee baker.
4. Draw a specimen of Promissory note, Bills of Exchange and a Cheque and
discuss the differences between them.
5. What do you mean by Endowment? Explain the different types of Endowments.
6. Under what circumstances a banker can dishonour cheque of a consumer? What
are the consequences of wrongful dishonour of cheques?
7. What is cheque crossing? Explain different types of Cheque crossing with examples.
8. What are the precautions to be maintained by a Banker while maintaining a minor
account?
9. Explain various principles of sound lending and also discuss various forms of loans
and advances.
10. Explain the precautions a banker need to take in opening an account and also
discuss the procedure to open an account.
11. Explain various modes of creating charge on assets provided as security for loans
and advances.
12. Explain the rights and duties of paying Banker.
13. Define Banker and Customer. Explain the features of relationship between banker
and customer.
14. Discuss the general relationship between Banker and Customer.
15. Define Charge. Explain the various modes of creating. Charge in favour of bank.

Short Questions:

1. Types of Lien
2. Pass book
3. Cheque
4. Banker Lien
5. Legal Mortgage
 6. Investment Baking
7. Bankers Receipts
8. Pledge Vs Mortgage
9. Public sector Vs Private Sector Banks
10. Hypothecation
11. Custodial Services
12. Bank rate
13. Lien

Unit – IV
Essay Questions:

1. What is Money Market? Explain the various constituents of Indian Money Market/
2. Explain the role of SEBI in regulating Capital Market.
3. Explain the characteristics and structure of Indian Money Market.
4. Give the definition and explain the functions of Stock Exchange.
5. Explain the role of securities Exchange Boards of India in regulating the Capital
Market.
6. What do you mean by Merchant Banking? Explain the functions of Merchant
Banking.
7. Explain the role of Stock Exchange in Capital Market.
8. What is Merchant Banking? Explain the services offered by Merchant Banking.
9. What is Online Trading? Discuss its advantages and dis-advantages.
10. What is SEBI? Explain its objectives, powers and functions.
11. Explain the terms “Merchant Bankers”, “Venture Capital” and “Depository Services”.
12. What do you mean by financial intermediary? Explain various financial
intermediary Services.
13. Define Capital Market. Explain the differences between primary capital market and
secondary capital market.
14. Explain the reforms introduced in Capital Market.
 15. What do you mean by stock exchanges? Explain the organisation of stock
exchanges.

Short Questions:

1. Online Trading
2. Venture Capital
3. Merchant Bankers
4. Factoring
5. DEMAT account
6. Bill of lading
7. Document of Title Goods
8. Primary Credit Cooperative Societies
9. SEBI
10. Treasury Bill Market
11. Loan Syndication
12. Mutual Funds
13. Leasing
14. Functions of SEBI
15. Mutual Funds
16. Functions of Stock Exchange

Unit – V
Essay Questions:

1. What is Marine Insurance? State the different types of Marine Insurance.

2. Explain the following : i)Nomination ii)Duplicate policy
3. Explain the procedure for issuing Life Insurance Policy.
4. What is Fire Insurance Policy? Explain its scope and types.
5. What do you mean by Marine Insurance? Explain the primary principles of Marine
Insurance.
6. Explain the important items and acts of General Insurance.
7. Explain the Scope and types of Marine Insurance.
 8. What is assignment of Life Insurance Policy? Explain its conditions, reasons and
types.
9. Explain the terms “Duplicate Policies”, “Surrender Value” and “Nomination” in Life
Insurance Policy.
10. What is Health Insurance Policy? Mention some Health Insurance Policies and also
discuss their importance.
11. Explain the concept of claim settlement and the procedure for settlement of maturity
claims.
12. What do you mean by Non – Life Insurance? Explain the various types of products
offered by Non- Life Insurance companies.

Short Questions:

1. Health Insurance
2. IRDA objectives
3. Surrender Value
4. Sickness Insurance
5. Fire Insurance
6. Social Insurance
7. Nomination
8. IRDA
9. Assignment of Life Policy