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Préstamo 30000

tasa nominal anual 16%


tasa mensual 1.24%
nper 6 meses
Comision de apertura 1%
IGV 19%

metodo frances
N(mes) Saldo Intereses Amortizacion Cuota
1 S/. 30,000.00 S/. 373.35 S/. 4,846.68 S/. 5,220.03
2 S/. 25,153.32 S/. 313.04 S/. 4,907.00 S/. 5,220.03
3 S/. 20,246.32 S/. 251.97 S/. 4,968.07 S/. 5,220.03
4 S/. 15,278.26 S/. 190.14 S/. 5,029.89 S/. 5,220.03
5 S/. 10,248.36 S/. 127.54 S/. 5,092.49 S/. 5,220.03
6 S/. 5,155.87 S/. 64.17 S/. 5,155.87 S/. 5,220.03

metodo aleman
N(mes) Saldo Intereses Amortizacion Cuota
1 S/. 30,000.00 S/. 373.35 S/. 5,000.00 S/. 5,373.35
2 S/. 25,000.00 S/. 311.13 S/. 5,000.00 S/. 5,311.13
3 S/. 20,000.00 S/. 248.90 S/. 5,000.00 S/. 5,248.90
4 S/. 15,000.00 S/. 186.68 S/. 5,000.00 S/. 5,186.68
5 S/. 10,000.00 S/. 124.45 S/. 5,000.00 S/. 5,124.45
6 S/. 5,000.00 S/. 62.23 S/. 5,000.00 S/. 5,062.23

metodo americano
N(mes) Saldo Intereses Amortizacion Cuota
1 S/. 30,000.00 S/. 373.35 S/. 373.35
2 S/. 30,000.00 S/. 373.35 S/. 373.35
3 S/. 30,000.00 S/. 373.35 S/. 373.35
4 S/. 30,000.00 S/. 373.35 S/. 373.35
5 S/. 30,000.00 S/. 373.35 S/. 373.35
6 S/. 30,000.00 S/. 373.35 S/. 30,000.00 S/. 30,373.35
IGV Pago Total
S/. 70.94 S/. 5,290.97
S/. 59.48 S/. 5,279.51
S/. 47.87 S/. 5,267.91
S/. 36.13 S/. 5,256.16
S/. 24.23 S/. 5,244.27
S/. 12.19 S/. 5,232.23

IGV Pago Total


S/. 2,240.12 S/. 7,613.48
S/. 1,866.77 S/. 7,177.90
S/. 1,493.42 S/. 6,742.32
S/. 1,120.06 S/. 6,306.74
S/. 746.71 S/. 5,871.16
S/. 373.35 S/. 5,435.58

IGV Pago Total monto saldo final


S/. 2,240.12 S/. 2,613.48 S/. 30,373.35 S/. 30,000.00
S/. 2,240.12 S/. 2,613.48 S/. 30,373.35 S/. 30,000.00
S/. 2,240.12 S/. 2,613.48 S/. 30,373.35 S/. 30,000.00
S/. 2,240.12 S/. 2,613.48 S/. 30,373.35 S/. 30,000.00
S/. 2,240.12 S/. 2,613.48 S/. 30,373.35 S/. 30,000.00
S/. 2,240.12 S/. 32,613.48 S/. 30,373.35 S/. 0.00

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