2003 Return

Mean 40.85
Standard Error 1.81
Median 40.4
Mode 37.5

Growth Standard Deviation 12.65

Sample Variance 160.09
Kurtosis -0.41
Skewness 0.32
Range 52.1
Minimum 15.8
Maximum 67.9
Sum 2001.8
Count 49

2003 Return

Mean 43.83
Standard Error 1.56
Median 42.1
Mode 35.8

Value Standard Deviation 13.24

Sample Variance 175.4
Kurtosis -0.21
Skewness 0.36
Range 63.1
Minimum 14.9
Maximum 78
Sum 3155.4
Count 72
 Interpretation

The mean return for Growth Funds is 40.9 % with 50% of the Growth funds having returns less than
40.4 %. 50% of the Growth funds give return between 31.8% & 47.4%. About 67% of the Growth fun
give return between 28.2% & 53.5%.

The mean return for Value Funds is 43.8 % with 50% of the Value funds having returns less than 42.1
%. 50% of the Value funds give return between 35.25% & 50.975%. About 67% of the Value funds g
return between 30.5% & 57%. Since the standard deviation of growth funds is less than value funds,
Growth funds are less risky.
 2003 Return

Mean 48.38
Standard Error 1.46
Median 46.75
Mode 62.4

Small Standard Deviation 11.32

Sample Variance 128.18
Kurtosis -0.9
Skewness 0.32
Range 43.9
Minimum 27.3
Maximum 71.2
Sum 2903
Count 60

2003 Return

Mean 46.19
Standard Error 3
Median 46.1
Mode #N/A

Medium Standard Deviation 13.06

Sample Variance 170.62
Kurtosis 0.41
Skewness 0.72
Range 48.4
Minimum 29.6
Maximum 78
Sum 877.7
Count 19

2003 Return

Mean 32.77
Standard Error 1.42
Median 32.4
Mode 27.2
Large Standard Deviation 9.18
Sample Variance 84.25
Kurtosis -0.33
Skewness 0.16
Range 38.6
Minimum 14.9
Maximum 53.5
Sum 1376.5
Count 42
 Interpretation

The mean return for Small Cap Funds is 48.4 % with 50% of the Small Cap funds
having returns less than 46.7 %. 50% of the Small Cap funds give return between
39% & 57.3%. About 67% of the Small Cap funds give return between 37.1% &
59.7%.

The mean return for Medium Cap Funds is 46.2 % with 50% of the Medium Cap
funds having returns less than 46.1 %. 50% of the Medium Cap funds give return
between 36.1% & 53.2%. About 67% of the Medium Cap funds give return between
33.1% & 59.3%.
The mean return for Large Cap Funds is 32.8 % with 50% of the Large Cap funds
having returns less than 32.4 %. 50% of the Large Cap funds give return between
27.2% & 38.4%. About 67% of the Large Cap funds give return between 23.6% &
42%. Since the standard deviation of Large Cap Funds is least, Large Cap funds are
least risky.
 2003 Return

Mean 42.69
Standard Error 2.24
Median 41.35
Mode 27.2

Yes Standard Deviation 10.98

Sample Variance 120.6
Kurtosis -0.84
Skewness 0.39
Range 37.1
Minimum 27.2
Maximum 64.3
Sum 1024.5
Count 24

2003 Return

Mean 42.61
Standard Error 1.38
Median 40.8
Mode 37.5

No Standard Deviation 13.55

Sample Variance 183.56
Kurtosis -0.28
Skewness 0.35
Range 63.1
Minimum 14.9
Maximum 78
Sum 4132.7
Count 97
 Interpretation

The mean return for Funds which charge fees is 42.7 % with 50% of the Funds
which charge fees having returns less than 41.35 %. 50% of the Funds which
charge fees give return between 34.9% & 50.3%. About 67% of the Funds which
charge fees give return between 31.7% & 53.7%.

The mean return for Funds which do not charge fees is 42.7 % with 50% of the
Funds which do not charge fees having returns less than 41.35 %. 50% of the
Funds which do not charge fees give return between 33.6% & 49.5%. About 67%
of the Funds which do not charge fees give return between 29% & 56.1%.Since
the standard deviation of funds which chanrge fees is less than that of funds
which dont charge fees, funds which charge fees are less risky.
 2003 Return

Mean 45.99
Standard Error 3.12
Median 44.5
Mode #N/A

High Standard Deviation 12.86

Sample Variance 165.26
Kurtosis 0.71
Skewness -0.55
Range 51.6
Minimum 14.9
Maximum 66.5
Sum 781.9
Count 17

2003 Return

Mean 42.96
Standard Error 2.05
Median 41
Mode 37.5

Avg Standard Deviation 13.87

Sample Variance 192.43
Kurtosis -0.33
Skewness 0.59
Range 58.3
Minimum 19.7
Maximum 78
Sum 1976.3
Count 46

2003 Return

Mean 41.36
Standard Error 1.63
Median 40.25
Mode 35.8
Low Standard Deviation 12.43
Sample Variance 154.4
Kurtosis -0.09
Skewness 0.36
Range 55.4
Minimum 15.8
Maximum 71.2
Sum 2399
Count 58
 Interpretation

The mean return for High Risk Funds is 46 % with 50% of the High Risk Funds having returns less tha
44.5 %. 50% of the High Risk Funds give return between 39.2% & 56.6%. About 67% of the High Ris
Funds give return between 33.1% & 58.8%.

The mean return for Avg Risk Funds is 43 % with 50% of the Avg Risk Funds having returns less than
%. 50% of the Avg Risk Funds give return between 33% & 49.3%. About 67% of the Avg Risk Funds
give return between 29.1% & 56.8%.
The mean return for Low Risk Funds is 41.3 % with 50% of the Low Risk Funds having returns less tha
40.3 %. 50% of the Low Risk Funds give return between 32.3% & 48.5%. About 67% of the Low Risk
Funds give return between 29% & 53.8%.Since the standard deviation of Low Risk Funds is least, Low
Risk funds are least risky.