Sharad Nandode
Offering over 16 years of experiences; targeting senior-level assignments in
Core Competencies
Business Development
Revenue Generation
Business Strategy & Execution
Profit Centre Management
Team Building & Leadership
Liaison & Coordination
MIS Documentation
Credit & Collection
Channel Management
Career Timeline
2002-2006 2006-2007
Commercial Vehicle Finance Business with a high growth oriented
organization with an organization of repute in Asset Loan Industry
sharad.nandode@gmail.com +91-705 709 6084
Profile Summary
A Professional with 16 years of experience in the areas of Business
Development, Product positioning, Market Penetration, Credit &
Risk and Profit Centre operations.
Working as Freelance Consultant Commercial Vehicle & Construction
Equipment Loans – Business (Procurement) as well as Debt Management
(Portfolio Reconstruction for Large Business House)
Council Member for various Projects with Gerson Lehrman Group: USA
Subject Expert Consultant Panellist with Third Bridge Intelligence: UK
Expertise in developing channel partner alliances and establishing profitable
distribution network.
Lead, motivate & mentor the team to ensure efficiency in business operations
and to exceed revenue targets
Proficient in managing & leading teams for running successful process
operations & experience of developing procedures, service standards for
business excellence
Extensive experience in managing process operations with an aim to
accomplish corporate plans & goals successfully
Possess excellent interpersonal, communication & organizational skills with
capabilities in team management, team motivation, customer relationship
management & effective crisis management
2007-2008 2008-2009 2009-2010 2010-2016 Since 2016
 Education
Bachelor of Commerce

Notable Accomplishments
Period: April – 20016 to March – 2017 Geography: Nagpur
Avg. yearly business of INR 85 Cr (2750 Units) – new, used & refinance of Commercial Vehicle & Construction
Equipment Loan Business
Overdue less than 7 Days
Maintained NPA Level below 1%

Work Experience

Sep 2017 – Today

Consultant – Commercial Vehicle & Construction Equipment Loans

Key Result Areas:

Business: Serving small Business Enterprisers for procuring Funds through – SME Loans, Business Loans, Industrial
Loans, and Infrastructure Loans from various Investors as well as Financial Institutions
Debt Management: Working with various Financial Institutions for NPA Portfolio solving through Portfolio
Alignment and wherever not possible convincing customer to surrender the collateral assets (with sometimes
Repositions)
Subject Expert Councilor: Product knowledge sharing consultant empanelled with GLG Consultant – USA and
Third Bridge from UK

March 2017 – Today

Promoter – Nasik Tiffin’s (www.nasiktiffins.com)

Key Result Areas:

A online Tiffin Service Provider, started from Scratch
Developed a online portal
Currently Daily +100 Traffic and Booking
Successfully Launched franchisee Module and empanelled 3 Franchisee to service various geography

June 2010 – May 2016

Area Business Head – Commercial Vehicle & Construction Equipment Loans

Key Result Areas:

Business: Attaining regional targets by reaching out and tapping the full potential of the targeted customer
segment within the specified area
Sourcing: Achieving revenue targets by driving the regional managers, area business managers, cluster
managers/portfolio managers and ensuring that the sales process is followed in letter & spirit (productivity, yield,
market share and compliance to credit policy)
Collections: Achievingcollection efficiency of overdue month on month and course correct exceptions
Operating costs: Maintaining expenses within budgeted limits for the region
MIS: Collating and sharing market information, customer insights & performance parameters in specified formats
on a regular basis
Performance Review: Conducting weekly/monthly/quarterly review of individual / cluster performance and take
corrective actions
Marketing Initiatives: Developing and implementing effective marketing activities to improve revenue by
enhancing customer experience/retention
Team Management: Recruiting, training, and motivating, mentoring and reviewing performance of sales officers /
cluster managers & other support staff
Rewards and Recognition: Identifying excellent performers / achievers and recommending them for annual
awards/immediate recognition
Highlights:
Core team member of Commercial Vehicle Loan Product that launched this company in 2010.
As part of my first role, I was responsible for formulating the entire business model and putting in place the entire
structure, process and policies as a project with the help of my core team of some of the best professionals in the
industry.
Played a pivotal role in directing activities related to revenue enhancement by meeting the collection targets and
deciding based on data analysis of the region
Formulated strategies for achievement of volume and gross contribution targets across the national market and built
detailed sales plans in line with the budgets
Successful created separate CV Collection Vertical Project delivering the exceptional results which lead to create
collection vertical for CV Loans across India.
Implemented business plan for the set geography for target & goal setting, merchandising planning, marketing
budget, P&L answerability, KPI’s, new business development and so on
Career Details:

Freelance Consultant – Since July 2016

Mahindra & Mahindra Financial Services Limited

Area Business Head – CV & CE Loans – Nagpur (Vidharbha) - Dec 2013 : May 2016
Area Business Head – CV & CE Loans – North & Central Maharashtra - Aug 2011 : Nov 2013
Portfolio Manager – CV – Aurangabad (Marathwada) – June 2010 : July 2011
SREI Finance – Relationship Manager – SEP Business – Aurangabad (Central Maharashtra) - Jan-2010 : June-2010

Au Finance – Nasik - Branch Manager – July 2008 : Dec 2009

Magma Shrachi Finance - Location Head – Nasik - Nov 2007 : June 2008

Kotak Mahindra Bank – Deputy Manager – CV – Nasik - June 2006 : Oct 2007

Cholamandalam Investment & Finance Co Ltd

Location Head – Jalgaon July 2005 : May 2006
Senior Executive - HCV – Nasik May 2004 : June 2005

Discovery Consulting Pvt Ltd (Inhouse: Cholmanadalam Investment & finance Co Ltd)
Senior Executive - HCV - Nasik July 2003 : April 2004
Branch Coordinator – Operations Nov 2002 : June 2003
Team Leader – Two Wheeler Business Feb 2002 : Oct 2002

Personal Details
Date of Birth:30th September 1970
Languages Known: English, Hindi, Marathi, Gujrathi
Address : Flat No.301, Carnation Apartment, Serene Meadows, Gangapur Road, Nasik 422013