LONG TERM ADVANTAGE

FUND – SERIES V
A 10 Year Close-ended Equity Linked Savings Scheme

NFO PERIOD
Dec 21, 2017 - Mar 20, 2018

INVESTING IN THE LONG TERM

HAS ITS ADVANTAGES
Tax Benefits and potential Wealth Creation with SBI Long Term Advantage Fund – Series V

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Riskometer This product is suitable for investors who are seeking^:

Investment in equity and equity related instruments of

Capital appreciation over a period of 10 years companies along with income tax benefit u/s 80C of the
Income Tax Act, 1961

^Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Investors understand that their principal
will be at moderately high risk

Offer of units of `10/- each during the New Fund Offer Investment under the Scheme has a lock-in period of 3 years.

SK_DEC_2017_SBI_PRODUCTS_ SCHEMES_1136814_LTA SERIES V_LEAFLET_A5

A lot can change in 10 years. And we want you to make the most of it. All companies
need time to grow and realise their potential in the market. The goal is to invest in
companies with solid fundamentals and remain invested. So, as they grow, the
money you have invested in them grows. And if you save tax on your investments,
the benefit is just greater.

WEALTH CREATION & TAX SAVING

The SBI Long Term Advantage Fund – Series V is a 10-year close-ended Equity
Linked Savings Scheme (ELSS), which helps you to not only save tax on investment
upto `1.5 lakhs, under Section 80C of the Income Tax Act 1961, but also helps you to
invest towards building wealth for the future. The mandate of this fund allows the fund
manager to invest in companies for a long-term horizon and remain invested.

KEY FEATURES:

 Type of scheme: A 10-year close-ended Equity Linked Savings Scheme.

 Investment Objective: The investment objective of the scheme is to generate
capital appreciation over a period of ten years by investing predominantly in equity
and equity-related instruments of companies along with income tax benefit.
However, there can be no assurance that the investment objective of the Scheme
will be realized.
 Triple Benefits of investing in SBI Long Term Advantage Fund – Series V:
Tax Savings, Potential Capital Appreciation and Tax Free Returns.
 To identify stocks across market cap utilising asset allocation, top-down and
bottom-up approach.
 No Investment bias: The scheme will seek opportunities across market
capitalisation, i.e. large caps, mid caps and small caps.
 Targeted towards investors wishing to save tax, tax-free returns and having a
long-term investment horizon.
 Plans / Options offered: The scheme has two plans, viz. Direct Plan & Regular
Plan. Both plans will have two options - Growth and Dividend. Dividend option has
the facility of payout and transfer.
  Benchmark: S&P BSE 500 Index.
 Minimum Application: `500/- and in multiples of `500/- thereafter.

Tax Saving through ELSS

 ELSS (Equity Linked Savings Scheme) are diversified equity funds with a lock-in
period of 3 years.
 Tax benefits under Section 80C of the Income Tax Act, 1961 according to which
investment upto `1.5 lakhs in ELSS is deductible from taxable income.
 ELSS helps in saving considerable amount of taxes if planned efficiently as shown
in the table below

Taxable
Annual Tax before Maximum Tax after
income
Taxable investment Amount to
post ELSS Investment Savings (`)
Income (`) in ELSS (`) invest investment (`)
in ELSS (`)
(`)

400000 7500 150000 250000 0 7500

600000 32500 150000 450000 10000 22500

800000 72500 150000 650000 42500 30000

1000000 112500 150000 850000 82500 30000

1200000 172500 150000 1050000 127500 45000

The above information has been given for reference purposes only. Investors are
advised to consult their own tax / financial adviser before taking any decision on
investments. The tax calculations shown above are as per the income tax slab
applicable to Individual/HUF assessee for FY 2017-18 exclusive of cess and surcharge.
 ELSS VS. OTHER TAX SAVINGS PRODUCTS

Particulars PPF* NSC ELSS Bank Fixed ULIPs

Deposits

Tenure (years) 15 5 3 5 5

Minimum
Investment (`) 500 100 500 1000 10000

Max
Investments under
Section 80C (`) 1,50,000 1,50,000 1,50,000 1,50,000 1,50,000

Safety/Risk Profile Highest Safety Highest Safety High Risk Low Risk Moderate
to High Risk

Return (CAGR) % Q1 = 7.90%^ 7.80%^ Market Linked 6.00# Market

Q2 & Q3 = 7.80%^ Linked

Interest Frequency Compounded Compounded No Assured Compounded N.A

Annually Half-Yearly Dividends/ Quarterly
Returns

Taxation of Interest Tax Free Taxable Dividends & Taxable N.A

Capital Gains
are Tax Free

#
Source: State Bank of India as on November 1, 2017 for Non-Senior Citizens on Domestic Term
Deposits for below `1 crore. ^Source: http://finmin.nic.in and http://www.rbi.org.in. Rates for FY 17-18
incorporates compounding wherever applicable.
*In PPF, partial withdrawal is allowed post 6 years of completion. Maximum withdrawal is limited to 50% of
the amount retained. Please refer to PPF guidelines and / or your tax / financial adviser for further details.
Disclaimer: The comparison of ELSS vs. other tax saving products is given for information purposes only.
Investment in ELSS carries high risk and investors are advised to consult their tax/financial adviser, in
view of individual nature of tax consequences, before taking any decision of making investments. SBI
Mutual Fund will not accept any liability/responsibility/loss incurred on any investment decision taken on
the basis of this presentation.

Distributed by:

Toll-free: 1800 425 5425 SMS: ‘LTA’ to 7065611100 Visit: www.sbimf.com Follow us:

Mutual Fund investments are subject to market risks,

read all scheme related documents carefully.