Simple Interest Effective : F1  1

Interest : I  Pni  (1  i)m  1

Future Worth : F  P (1  ni )
Continuous Compounding
Compound Interest
F  Pe rm
Future Worth : F  P(1  i)n Discount
Present Worth : P  F (1  i) n (1  i)1 =recieved discounted sum of
Rate of Interest 1 unit lend
d
Nominal : i 
r d  1  (1  i)1 ; i
m 1 d
Inflation Annuity

Fc  Pc (1  f )n Ordinary:

Future Worth of Money Find P given A, i and n

P 1  1  i  n 
F P  A 
(1  f ) n  i 
If compounded at the same time Find F given A, i and n
n
 1 i   1  i n  1
F  P 
 1 f  F  A 
 i 
Find A given P, i and n Deferred

  Find P given A, i and n

i
A P  Cap Rec Fac
1  1  i  
n
1  1  i  n 
 1  i 
m
P  A
Find A given F, i and n  i 

  Due
i
A F  Sin Fun Fac
 1  i   1 Find P given A, i and n
n

 1  1  i  n 1  
P  A 1   
  i  
 
Find F given A, i and n Replacement Cost

  1  i  n 1  1   X
S
F  A    1 (1  i ) k  1
 i  

Uniform Arithmetic Gradient
Perpetuity
G  (1  i)n  1   1 
A PG    n  n
P
i
i  i   (1  i) 

Capitalized Cost Find A

Cc  C f  C p r ,o,m 1 n 
AG  
 i 1  i   1
n
Find F

 G  (1  i ) 1  1   1  i 
n

F  n 
n

 
i    (1  i )  
n
i

Uniform Geometric Gradient

A1 1  1  i  1  g  
n n

P  ;g i
ig

P  A1n 1  i  ; g  i
1