Carmela M.

Fernandez
pebblyrocks@gmail.com
09369629354

Over a decade of experience utilizing Microsoft Word, PowerPoint, Google Drive and Calendar,
PeopleSoft 3 5/5. A quick study. Highly skilled researcher providing interdepartmental support.
Seasoned ghostwriter/blogger with a flair for words. Moderately experienced layout artist and eager
learner. Proficient in maneuvering the Internet and search engines. A diplomat and effective
communicator promoting team culture and respect amongst peers. A passionate trainer and mentor.
Watchful time-manager and smart problem solver. Known and lauded amongst peers to respect and
keep confidentiality of sensitive information. Compliant.

Present Employment:
Translator / Coordinator
Oct 2017 - Present
YYY Jobs

Book Author
January 2017 - Present

English Trainer, IELTs, TOEFL Speaking, Reading, Writing Coach

2015 - Present
Acadsoc

Freelance Content Marketing Writer and Researcher

2008 - Present
Writes web content marketing articles
Ghost blogger
Investigative researcher

Past Employment:
Thai Nguyen University of Technology
Thai Nguyen, Viet Nam
Specialization: Coaching/Training & Development
Feb to June of 2014 (short contract)

Position: TOEFL Trainer/Coach to University Engineering students

Organized delivered monthly, weekly and daily lessons
Implemented engaging and interactive lessons during classes
Administered feedback and provided mentoring sessions
Evaluated and recorded progress of students
Olympia English Centre
Ha Noi, Viet Nam
Specialization: Teaching ESL / Coach to intermediate English learners
March to Sept of 2014
Position: English Teacher / IELTs Coach
Applied pedagogic principles to lessons conducted to students aged 6-22.
Engaged students in interactive classes; encouraging students to learn English through songs, dance,
play and individual/group activities.

goFluent
(http://www.gofluent.com/ GoFluent/index.html)
Specialization: Training & Development
Position: Corporate English Trainer (Business English)
Apr 2008 to Feb 2014
Coached Business English to European corporate leaders, business heads and medical professionals
Applied principles of andragogy to lessons conducted
Evaluated and assessed learners English level strictly adhering to International Standards
Identified weaknesses and provided mentoring
Researched and designed curriculum for students helping promote advancement
Successfully aided students pass, IELTs, TOEFL, TOEIC exams

Hong Kong & Shanghai Banking Corporation

Industry: Banking / Financial Services
Position: Training Coordinator/Administrative Assistant
Jan 2006 – Dec 2007
Managed calendars, schedule of training logistics and provision of supplies of 48 trainers and 5 AVPs
Achieved cohesive flow of business by communicating with clients, applicants, vendors & business
partners
Tracked inventory of supplies, procurement, assignment
Easily coordinated with internal departments
Managed administrative duties as assistant to the VP of Learning & Development included but not
limited to: managing calendars, setting up meetings/conferences (face to face, video, remote
conference, and patch), making travel arrangements and offshore scheduling, took minutes of meetings,
communicated with various external/internal business partners ensuring smooth flow of
operations/business within L&D

Hong Kong & Shanghai Banking Corporation

Industry: Banking / Financial Services
Position: Customer Service Agent
June 2005 – Dec 2005
Agent for US Care servicing credit card clients in activation and account inquiries
Maintained high customer satisfaction

Company Name : Business Box, Inc

Position Title : Officer in Charge/Customer Service
June 2000 - Nov 2004
Achieved cohesive flow of business by communicating with clients, applicants, vendors & business
partners
Meticulously issued, tracked and reported daily sales of inbound/outbound shipments/documents and
airline ticket sales
Mindfully maintained excellent standards of customer service and relations
Successfully marketed company services; airline ticketing, personal mailbox services, secretarial services,
desktop publishing and layout services

Educational Background
St. Anthony's Convent, Singapore
Major in Management - March 1988

Schools Attended
King’s College, London, England
King’s College, Madrid, Spain
College of the Holy Infant Jesus, Singapore
St. Anthony's Convent, Singapore

References
Raul R. Artadi
Carlo P. Valencia
Camille Conlu
Michael Villanueva
Maximo Geronimo

Portfolio

I.

Save Up for Your First Home

However easier conforming loans have made homeownership attainable there is still the matter of
saving for other expenses that entail owning a home.You'll have to factor in your reserve fund and
closing costs since that will be a considerable chunk of initial money you'll have to shell out. It may be
daunting to consider the amount of funds one needs to set aside but it can be done. Results of 2015
assuredly showed 1.4 million buyers buying their own home sans equity from a previous property. This
should say something about what these new homeowners did right. There is no secret to acquisition
success other than a desire to work toward a goal and the discipline to stay on that path.

A Savings Account

Set up a savings account with your existing bank or credit union. Using one institution makes for better
convenience of electronically transferring funds since you want to be able to make hassle-free online
transfers that don't take up your productivity time.

Budget is Key

Establish a budget using a spreadsheet showing your monthly gross income minus taxes from your
earnings. Subtract costs such as student and car loans, credit card bills and rent from net income. This
will show you how much money you have left. Meticulously track your expenses by filing gas,
restaurant, entertainment, parking receipts and anything else you may spend on.

II.

AMAZING Holiday Light Displays in Central New Jersey

Ring in the holiday season with the most special people in your life and enjoy spectacular holiday light
displays that will surely warm any heart. Usher in the spirit of kindness and giving as the Season of Love
and Cheer begins. Spread love and make kindness contagious!

Christmas in Warren

Cocoa season is on! Crank up the radio and listen to your favorite Christmas tunes and classics as you
drive by 80 Briarwood, NJ. This yearly light display features music streamed on 92.7 FM and is
synchronized to over 30,000 dancing LED Christmas lights. Listen to the lights "dance" and feel the
season warm you!

Christmas Lights Up Cape May - A Victorian Experience

Allow the regally quaint Cape May hold you captive this holiday season when the whole town is
magically transformed to a winter wonderland straight out of storybook pages. Be immersed in the
history of the Cape and be part of an old-fashioned Victorian holiday tradition and festivities.

III.

Yuletide Rocks On The River at the Bohemian Hotel - Savannah

Holidays always inspires us to create new and lasting memories and Christmas is one of the best
occasions to do just that. Cozy up this yuletide evening at the tastefully delightful dining hall of The
Bohemian Hotel and have a traditionally untraditional holiday! $55 affords you the warm hospitality of
the region, a spread fit for a king and an experience to share with your family.

17Hundred90
Be pampered with unhurried luxury and personalized service that may have gone out of style in most
places but is the norm within the walls of 17Hundred90. Come and bring those closest to you for a
scrumptious Christmas feast that will remind you of warm memories as you make new ones. For an
affordable $34 gives you not only respite from cooking and cleaning duties this season, it also affords
you a plethora of Christmas staples and yummies that will surely make this season a holiday to
remember.

IV.

Incomparable Savannah Shopping

It's that time of the year when you should be checking your list twice to see if you've got covered all
naughties and nice. What better way to wrap up the year and take care of your Christmas list than down
in sweet, balmy Savannah where charming cobbled streets are lined aplenty with specialty shops and
stores? Don your funkiest, most comfortable shopping gear and come take a stroll down and shop at the
hauntingly beautiful streets of Savannah.

Sandfly Market Place

There is something romantic and mystical about a vintage piece that surfaces pristine after all this time.
Find whimsical articles of yore and curiosities from the past resurrect here - from vintage jewelry,
eclectic furniture and everything in-between. Brace yourself for a journey through time as you pick and
choose that special piece of history for this special now in your life.

V.

Timeless Masterpieces at Muse La Jolla

You've put in your time and did a tad more than your fair share of working the daily grind which allowed
you your place in life today. It is but fitting to take care of yourself now and experience the best life has
to offer. Now is the time to reward yourself for your diligence and hard work by investing in a property
designed in artful elegance and functionality that is fit for a king. Imagine airy interiors within open
spaces which overlook a stunning view to start your mornings, and the backdrop of a glorious night sky
to lull you to sleep.

Timeless Masterpieces (TM) ingeniously paired with bespoke sophistication can still be found if you
know to look in the right places. A perfect example is the combined symmetry of architecture,
prestigious location, high-quality construction materials and design fit for royalty at the Muse La Jolla.
This artistically magnificent haven of sixteen exclusive residences, boasts of thoughtfully designed
spaces curated for individuals with a taste for the finer things in life.

Built in the 1960s, Muse was conceptualized and built by lauded architects Ladd & Kelsey, hiring only the
finest and most seasoned craftsmen who met the high standards needed for such a venture, exacting
product quality envied by other builders and developers. This classic La Jolla icon has preserved the
vision of the modernist architects while elevating the property to a status that meets the demands of
unparalleled luxury in modern living.

VI.

Know If You Are Mortgage Pre Approval Worthy

The one clever solution to home ownership - getting a home loan pre-approval, is also the most
misunderstood. Here, we give you the lowdown on what lenders seek for in potential buyers and what
potential buyers need to do to get closer to their ultimate goal of property ownership.

The burden of showing proof of employment verification along with investment assets, savings and
chequing records fall on you. Now is always a good time to start building your credit. Lenders most
certainly will pull a credit report on you and some may require reimbursement for the cost. However
there is no charge to when you apply for a mortgage and get pre-approval. Take note of the following.

Elements lenders look for in mortgage pre-approval are the same throughout the industry. You are
required to show a minimum of 2 years employment history in the same field or job. In most cases they
favour a credit score of 620 or higher, proof of financial assets and savings record, evidence of 3%-20%
down payment of the home price - depending on the loan program, and an "all-in" debt-to-income ratio
of 43% or lower.

VII.

Alfredo's Restaurant - Darasa Resort

Nestled along the short stretch of J.P. Laurel highway, in the sleepy city of Tanauan is a secret waiting to
be discovered by you. Alfredo's Restaurant, a 45-minute drive from Alabang, is located within the
tranquil garden getaway of Hacienda Darasa. A locally-owned family kitchen, Alfredos' was named in
honour of the family patriarch who loved life and was a seasoned foodie before foodie was even a word.

Your spirit will feel transported from the hustle of the city to a tranquil hideaway you so deserve. Once
in the premises it's hard to miss the century-old mango tree majestically shading the stone and grass
courtyard of Alfredos. Let your imagination run free and think up the many histories this tree has
witnessed. You will be met by a well-trained server. Be greeted by the unmistakable singsong accent of
the hospitable Batangueno. "Magandang hapon! Welcome to Alfredo's. Ilan ga kayo? Tara, dine. (Good
afternoon! How many? Come, over here.)."

Be seated in the main dining hall or enjoy dinner on the restaurant balcony, overlooking the lush,
tended gardens and the rambutan orchard. Be captured by the calming effects of fairy lights around the
hacienda elegantly dancing in the backdrop of the night sky as soft ambient music plays. Feel like royalty
with the hushed fuss and care extended by Alfredos' staff then settle down to dinner and commence to
unwind.

VIII.
How to Properly Fire Up Charcoal Briquettes
Tamang Pagpapabga ng Charcoal Briquettes

Place a decent amount of lit charcoal briquettes inside the grill's firebox.
Lagyan ng sapat na sukat na charcoal briquettes ang luob ng pugon.

Get some of your marinade and fill the grill's water pan with it. You can also use water as a substitute if
you don't have enough marinade.
Kumuha ng konting pinagbabaran ng karneng tinimplahan at ilagay ito sa lalagyan ng tubig ng pugon.
Maari rin gumamit ng tubig.

Put in a few chunks of wood or wood shaving on top of the burning briquettes
Lagyan ng ilang pirasong kahoy o pinagkataman ang ibabaw ng briquettes na umaapoy.

With a thermometer measure the degree of heat inside the firebox until it reaches the proper
temperature.
Sukatin ang init sa luob ng pugon gamit ang termometer hanggang makuha ang tamang init.

When the required temperature is achieved you can start lining up food on the grill. Remember to space
each food item evenly so that proper heat distribution is promoted throughout the grill.
Kapag naabot na ang sapat na init sa pugon ilatag ang karne sa itaas ng parilya. Siguraduhing lagyan
ng sapat na distansya ang bawat hiwa ng karne ng mapanatili ang tamang init sa pugon.
*************

To help ensure accurate blood pressure monitoring at home:

Ng makasiguro na tama ang iyong pagkuha ng blood pressure sa bahay:

Check your device's accuracy.Before using a monitor for the first time, have your doctor check its
accuracy.
Bago unang gamitin ang makina, isiyasatin ang tamang kawastuhan nito sa tulong ng iyong duktor.

Measure your blood pressure twice daily. The first measurement should be in the morning before eating
or taking any medications, and the second in the evening. Each time you measure, take two or three
readings to make sure your results are accurate.
Sukatin ang presyon ng dugo dalawang beses sa isang araw. Ang unang sukat ay dapat gawin bago
kumain at uminom ng tubig o gamot sa umaga. Ang pangalawa ay sa gabi. Gawin ito ng dalawa o
tatlong beses ang pag sukat upang makatiyak na wasto ang resulta.
Don't measure your blood pressure right after you wake up. Don't eat breakfast or take medications
before measuring your blood pressure. If you exercise after waking, take your blood pressure before
exercising.
Wag agad kunin ang sukat ng presyon ng dugo pagkagising sa umaga. Wag kumain at/o uminom ng
gamot bago sukatin ang presyon ng dugo. Kunin ang sukat ng presyon ng dugo bago magehersisyo.

Avoid food, caffeine, tobacco and alcohol for 30 minutes before taking a measurement. Also, go to the
toilet first. A full bladder can slightly increase blood pressure.
Iwasan ang, pag inom ng mga inumin na may caffeine, manigarilyo o uminom ng alak 30 minutos bago
sukatin ang presyon ng dugo. Umihi bago sukatin ang presyon dahil ang puno'ng pantog ay sanhi ng
pag taas ng presyon ng dugo.

Sit quietly before and during monitoring. When you're ready to take your blood pressure, sit for five
minutes in a comfortable position with both feet on the floor. Don't talk while taking your blood
pressure.
Maupo ng tahimik at kalmahin ang sarili, bago sukatin at habang sinusukat ang presyon ng dugo, at
siguraduhin na ang parehong paa ay nakalapat sa sahig