REPAYMENT OF LOAN

By
Prof, S. N. Misbra, J, J. Degree College, GAYA.
I, IntrodnctioD IV Cusp—Cancer 19° 43'
A person from South India writes ; V Cusp—Leo 20° 15'
VI Cusp—Virgo 24° 15'
"1 lent a huge sum to a friend of mine, VII Cusp—Libra 27° 33'
who invested it in a business deal. The
transaction toolc place during the latter vm Cusp—Scorpio 25° 15'
half of the year 1966. Now I request you IX Cusp—Sagittarius 21° 15'
to answer the following query: " X Cusp—Capricorn 19° 43'
"Will he return the money? If so, XI Cusp—Aquarius 20° 15'
when ? " XII Cusp—Pisces 24° 15'
II. The Chart (D) Dasa System:
(A) Birth details : Venus Dasa Balance at time of birth:—
1. Place of birth—Lat. 8° 29' N.; 8 yrs. 11 mths. 21 days.
Long. 76° 59' E. At present running Rahu Dasa Saturn
2.' Time of Birth—3-15 P.M. I.S.T. Bhukti from 20-1-1966 which will last
3. Date of birth—23-12-1928. upto 26-11-68.
4. Day of birth—Sunday.
(E) Planet:
(B) Nirayana Rasi Chart; Planet Lord of Lord of Sub.
Constellation
Jup. 7o4r
<R)
Moon Rahu Mars 6° 1. lupiter Kethu Rahu
20o4I'e 5'58' (R) 2. Moon Venus Jupiter
Asc. 27 33
3; Rahu Sun Mercury
4. Mars Mars Moon
5. Kethu Saturn Mercury
6. Saturn Mercury Saturn
Venus 7. Sun Kethu Jupiter
20^46' 8. Mercury Kethu Saturn
9- Venus Moon Venus
29°58'1 Fortuna
Sun 8035' 9039' (F) Bhava table:
I Bhava—Rahu
II Bhava—Mars
(C) Table «f Cusps; VII Bhava—Kethu
I Cusp—Aries 27° 33' VIII Bhava—Saturn, Sun and Mercuri
II .Cusp—Taurus 25° 15' X Bhava—Venus I
III Cusp—Gemini 21° 15i XII Bhava—iupiter and Moon
3
 . , . ■:^ify-■ '• 7 " v
(G) Plaoet: '•. : :■?' ' The Ascendant in any chart represents
Planet' Lord of Constellation I-ord of Sub the native. The 7th bouse denotes the
• . Occupy- - Ruling . Occupy- Ruling person with whom one enters in any kind
ing . ing of deal; he may be'either a borrower or
1. Jupiter ■ ■ 2' 1. 8 10 2,7 lender. In the chart in question, the 7th
2. Moon 10' 2.7 12 9. 12 bouse indicates the borrower and the
;3. Rabu 8 5 8 3.6 Ascendant represents the native, who is
4. Mars ' 2 1. 8 12 4 . the lender. Any loan is an income to a
5. Ketbu 8 . 10, 11 8 3,'6 borrower and it is the expenditure! to the
6. Saturn 8 3, 6 8 10. 11 lender.
7. Sun 2 1,8 12 9, 12 A person will part with money when bis
8. Mercury 2 1.8 ' 8 10. 11 8th bouse will operate along with bis 5tb
9. Venus 12 4' 10 2.7 bouse. Please mark that 8th bouse is 2nd
Note: Rabu is equivalent to Venus, as to 7tb and 5tb house is 1 Itb to 7tb.
it is posited in the sign' Taurus, ruled by Now let us analyse bouses S and 8 for
. Venus, and in association with no planet; the native, 5th bouse is occupied by no
similarly Ketbu is equivalent to Mars, as planet, Sun is lord of 5. Sun rules Kritti-
it is posited in the sign Scorpio, ruled by kai, Uttarapalguni and Uttarasbada. Only
! Mars and in association with no planet in Rabu is in Krittikai. Further Rahu is in
. 7th Gbava. the SUB of Mercury who is occupant of
III. Analysis 2nd Bhava to 7th, i.e., 8th.
Q. Re-payment of Loan of the native: 8tb bouse is occupied by Saturn, Sun
Houses to be judged : and Mercury.
<a) 6, 8 & 12, if loss of money is Saturn rules Fusbyam, Anusbam and
indicated. Utbarapatbra. Only Ketbu is in Anusbam.
(b) 2, 10 & II will give, re-payment . So take Ketbu.
of liis loan. Sun rules Krittikai, Utbarapalguni and
Utbarasbada. Only Rabu is in Krittikai.
If planets governing 6, 8 4 12 operate So take Rabu.
—loss. If planets governing 2, 10 11
operate—return of loan money thereby Mercury rules Asblesba, Jyeshtha and
gain is indicated. ■ Revathi. Only Saturn is in Jyeshta. So
. take Saturn.
By giving loan, we understand: Hence significators for lending of this
{a) narrowing down , one's Bank native are ' l^ctbu, Rabu, Saturn and Mer-
balance, . cury. This is further confirmed as the
(b) gain to the other party. native parted with a huge sum during
When the 12th bouse of a person ope- Rabu Dasa Saturn Bhukti and Mercury
rates, it means: 1 Anthra from 28-11-66 to 28-12-66.
(a) heavy expenses for him, Now the question is this, whether the
native will get his money back. We have
(b) giving loan to somebody. already analysed that ivhen bouses 2, 6 &
7th house indicates your partner or who 11 will operate for the native, he will gain
receives loan from you. His loss is gain the money back. Now let us see whether
• to you and vice versa. these bouses operate.
In this case, the native has parted with .2nd house is occupied by Mars. Mars
a huge sum in favour of one of his friends. rules Mrigasira, Chitbrai and Dhanishta.
The friend is indicated by lithe bouse. Only Mars is in Mrigasira. Hence take
Saturn is lord of 11, especially when there Mars. But more strong than Mars is
is no occupant of lltb Bhava. Hence Ketbu, who is posited in the sign Scorpio,
Saturn has compelled bim to part with ruled by Mars, but Kethu will give mixed
that money. effect, as it is posited in 7th Bhava, a
beneficial bouse for the borrower and
further it is posited in the constellation of
Saturn and SUB of Mercury, both of them
being the occupants of Stb Bbava, again
indicating—loss fo tbe native and gain to
his friend. Kethu is also a significalor
for lending of the native. Hence eliminate
Kethu.
Now come to 6th Bhava. It is occupied
by no planet. Mercury is lord of 6, but
occupant of 8th. Only Saturn is in
Jyesbla, constellation ruled by Mercury and
both of them are occupants of 8th Bbava.
Hence eliminate both Saturn'and Mercury.
Now come to the 11th Bbava. It is also
occupied by no planet. Saturn is lord of
11, but occupant of Sth Bbava indicating
gain to bis friend. Further Saturn is
already a malefic from tbispoint of view.
Hence again eliminate Saturn. Only Kethu
is in the constellation of Saturn, who is
also a malefic in this regard. Hence again
eliminate Ketbu.
The native is at present running Rahu
Dasa Saturn Bhulcti from 21-9-66, which
will last upto 26-11-68. Rahu and Saturn
indicate gain to bis friend and loss to
him. hence during this period he will not
be able to recover the amount from his
friend. Only Mars is a -benefic for the
native for the recovery of money, but
what Mars alone will do? At present the
native is running Rahu Dasa Saturn
Bhukti Mars Antbra from 5-12-67 to
S-2-68. It is too short a period; Rahu and
Saturn, both are malefic; what Mars will
do will be just like a drop in the ocean.
Therefore from the analysis of this
Charr, it is clear that the native will not'
be able to recover the full amount and
only partial recovery is promised and that
too in bits.
Rahu Dasa will run .long. This is to
stabilise tbe trouble of the native.
GOOD LUCK!