Al Haya Project

For Microfinance Fund

Introduction:
Sudanese people Poverty issue is one of the biggest problems facing the whole country,
More than 40% of Sudan’s population are under the poverty line “according to The World
Factbook, CIA, 2004”- which is a huge percentage which needs collaborative efforts to
contribute solving the problem .

Many studies about poverty in Sudan and developing countries shows that the problem is
not only a financial problem ,but it’s a human capacity problem, which does prevent poor
people from developing their lives. Poor people need coaching and trainings to learn the
main skills and conceptual methods of how to:
- Think out of the box to earn living ,
- How to start small projects and manage them ,“which is our concern “ ,
- How to develop the projects to become stable small businesses ,and,
- To give them tools which help them in the stability and continuous
improvement of it.

To contribute in the solution of poverty, as a leading NGO concerned in developing people

and building their capacities, and due to its huge number of youth human resources and
their high capabilities; Life Makers organization created Al Haya Project for Micro-
Finance Fund, with main goals of; building the capacity of the poor people, helping them
to select the right project, and helping them finding financial recourses. The project will
use revolving fund capital as financial method.

Main Project Goal:

- Contributing in solving poverty problem in Sudan

Project Objectives:
- Improving the quality of life of the 50 targeted women – below poverty line, by
helping them to have their own small business.
- Building the capacity of the 50 targeted women – below poverty line– and
changing their perspective toward saving and investing.
- Help in developing the area of the project, by documenting the problems of the
area and find other NGOs and projects to contribute.

Project Details:
- Duration: 6 Months (26 weeks)
- Location: Sudan, Khartoum State.
- Targeted segment Descriptions:

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Sudan, Khartoum, Omdurman, Elfitahab; Block 5, Building No. 20, T: +249 9 12320581, T: +249 9 18358855, T: +249 1 23003916
 50 Women from age 21 to 45 (Women’s' income benefits family
•
quality of life more than Men’s income)* Due to researches.
• Below poverty line.
• Economically active :who have a specific craft ,but need financing
• All are living in one area.
- Maximum Capital for each small project: 250$
- Project phases:
• Selecting the 50 women.
• Grouping them (5 in each group), with one center to gather all.
• Starting training for the whole fifty.
• Start saving phase (each woman has to save 15% from whole
capital needed for the project, before financing).
• Supervision and training of the center will be the responsibility
of one Social Developer, with other two assistants.
• Training includes, saving methods, small business management,
feasibility studies, and marketing.
• Feasibility studies Creation, with supervision of the Social
Developer.
• Any group finish the required saving, and the feasibility study of
all there members, will be financed immediately.
• Follow up and training will continue till all women repay all of
their loans.

Project Hierarchy:

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Sudan, Khartoum, Omdurman, Elfitahab; Block 5, Building No. 20, T: +249 9 12320581, T: +249 9 18358855, T: +249 1 23003916
Project Scheduling:
Week Phase In charge Team Expenses Categories Budget
No.
Surveys and Project All Project team + - Transportation
select Manager consultant - Telecommunication
1&2 $2,800.00
women - Consultant payment
- Wages
Training and Social Social developers - Transportation
3&4 Saving developers Director + 3 Social - Telecommunication $1,200.00
Period Director developers - Wages

Training and Social Social developers - Transportation

5&6 Saving developers Director + 3 Social - Telecommunication $1,113.04
Period Director developers - Wages
Training , Social Social developers - Transportation
Saving, and developers Director + 3 Social - Telecommunication
7&8 feasibility Director developers - Wages $591.30
studies
period
Training and Social Social developers - Transportation
Financing developers Director + 3 Social - Telecommunication
9 & 10 period Director developers - Wages $11,982.61
- Businesses Financing
Fund
Training Social Social developers - Transportation
developers Director + 3 Social - Telecommunication
11 $556.52
Director developers - Wages

Training Social Social developers - Transportation

12 & 13 developers Director + 3 Social Telecommunication
- $1,539.13
& 14 Director developers - Wages
Training and Social Social developers - Transportation
Repayment developers Director + 3 Social - Telecommunication
15 to 26 of the loan Director developers - Wages $5,634.78
period

Full Budget
$25,417.39

Budget by categories:
Item Expenses
Wages $ 6,521.74
Transportation $ 4,347.83
Telecommunication $ 2,634.78
Consultant Payment $ 1,043.48
Businesses financing fund $10,869.57
Total $25,417.39

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Sudan, Khartoum, Omdurman, Elfitahab; Block 5, Building No. 20, T: +249 9 12320581, T: +249 9 18358855, T: +249 1 23003916