KARAIKUDI INSTITUTE OF MANAGEMENT

KIT AND KIM TECHNICAL CAMPUS

Keeranipatti, Thalakkavur, Karaikudi – 630 307

INTERNAL TEST II –SEPTEMBER 2017

Reg. No: Year/Dept: II/MBA Date:.21.09.2017

BA7025 MICROFINANCE 50 Marks

Time: 10:00 AM –11:30 AM
Answer ALL Questions
PART A – (5*2=10 Marks)
1. What is Market Evaluation? How is it different from Institutional Evaluation and Social
Evaluation?
2. Comment on the Ethics involved in Microfinance.
2
3. How are Microfinance Institutions classified and who are stake holders?
4. Mention the skills and characteristics of Microfinance Board of Directors.
5. Elaborate the intermediaries in Microfinance.
PART B – (2*13=26 Marks)
6. a) Comment on the managing methodologies in Microfinance.
Or
(b) Explain in detail the social evaluation in Microfinance. 13

7. (a) Discuss in detail the challenges faced by Microfinance movement in India. 13

Or
(b) Describe the Microfinance Delivery Models or Channels of Microfinance in India.

PART C – (1*14=14 Marks) (Compulsory)

8. Gram Abhyudaya Mandali (GRAM) is a non-profit rural development organization registered

under the Andhra Pradesh Public Societies Act. It was currently operating in fifteen mandals (an
administrative unit comprising of 20-30 villages) in Nizamabad district and four in Adilabad district in 14
Andhra Pradesh. GRAM’s initial approach was to organise its target groups into informal village level
institutions called sanghas to resolve common socio-economic problems. However, as it moved into
agricultural initiatives, the approach seemed to shift in the direction of service delivery and facilitation.
Since the beginning of 1990s, GRAM has moved strongly in the direction of forming Self-Help Groups
(SHGs) to promote savings and credit and federate them as larger institutions at mandal and district
levels. The federation, in turn, would provide a platform to its target group for articulating their needs
and creating an armour for shielding them from offensive practices of dominant socio-economic
groups.
As a prudent Microfinance student how would you help the oppressed people?

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