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Planajemento para Aposentadoria

CONGRATULATIONS! At age 84, you will have a savings balance of $25,813.

$12

$10

$8

$6

$4

$2

$0
40 41 42 43 44 45 46 47 48 49

Balano das Economias - Balano das Economias -


Desembolsos do Valor Poupado Cone de Incertezas
Aposentadoria Anos Trabalhados

INFORMAES Substitua a informao abaixo com seus dados.

Hoje Aposentadoria Incertezas


Sua idade atual 40 Benefcio Anual (R$) R$ - Incerteza do Retorno do Investimento (%) 2.00%
Renda Anual (R$) R$ 50,000 Aumento Benefcio Anual (%) 0.00% Incerteza Quantia Economizada Ano (%) 0.00%
Inflao anual e aumento da renda (%) 3.00% Idade Desejada para Aposentadoria 65 Incerteza Aumento Quantia Economizada Ano (%) 0.00%
Balano das Economias para Aposentadoria (R$) R$ 60,000 Nmero de anos de renda de aposentadoria 20 Incerteza Aumento Quantia Benefcio Anual (%) 0.00%
Quantia Economizada Ano (R$) R$ 15,000 Substituio de Renda (%) 75.00% Incerteza Benefcio Anual (%) 0.00%
Aumento Quantia Economizada Ano (%) 0.00% Retorno do Investimento (%) 6.25%
Retorno do Investimento (%) 6.25%

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Economia Renda Aposentadoria Renda Balano
Idade Salrio Balano Juros Anual Desejada Penso Final Ano
40 R$ 50,000.00 R$ 60,000.00 R$ 3,750.00 R$ 15,000.00 R$ - R$ - R$ 78,750.00
41 R$ 51,500.00 R$ 78,750.00 R$ 4,921.88 R$ 15,000.00 R$ - R$ - R$ 98,671.88
42 R$ 53,045.00 R$ 98,671.88 R$ 6,166.99 R$ 15,000.00 R$ - R$ - R$ 119,838.87
43 R$ 54,636.35 R$ 119,838.87 R$ 7,489.93 R$ 15,000.00 R$ - R$ - R$ 142,328.80
44 R$ 56,275.44 R$ 142,328.80 R$ 8,895.55 R$ 15,000.00 R$ - R$ - R$ 166,224.35
45 R$ 57,963.70 R$ 166,224.35 R$ 10,389.02 R$ 15,000.00 R$ - R$ - R$ 191,613.37
46 R$ 59,702.61 R$ 191,613.37 R$ 11,975.84 R$ 15,000.00 R$ - R$ - R$ 218,589.20
47 R$ 61,493.69 R$ 218,589.20 R$ 13,661.83 R$ 15,000.00 R$ - R$ - R$ 247,251.03
48 R$ 63,338.50 R$ 247,251.03 R$ 15,453.19 R$ 15,000.00 R$ - R$ - R$ 277,704.22
49 R$ 65,238.66 R$ 277,704.22 R$ 17,356.51 R$ 15,000.00 R$ - R$ - R$ 310,060.73
50 R$ 67,195.82 R$ 310,060.73 R$ 19,378.80 R$ 15,000.00 R$ - R$ - R$ 344,439.53
51 R$ 69,211.69 R$ 344,439.53 R$ 21,527.47 R$ 15,000.00 R$ - R$ - R$ 380,967.00
52 R$ 71,288.04 R$ 380,967.00 R$ 23,810.44 R$ 15,000.00 R$ - R$ - R$ 419,777.43
53 R$ 73,426.69 R$ 419,777.43 R$ 26,236.09 R$ 15,000.00 R$ - R$ - R$ 461,013.52
54 R$ 75,629.49 R$ 461,013.52 R$ 28,813.35 R$ 15,000.00 R$ - R$ - R$ 504,826.87
55 R$ 77,898.37 R$ 504,826.87 R$ 31,551.68 R$ 15,000.00 R$ - R$ - R$ 551,378.55
56 R$ 80,235.32 R$ 551,378.55 R$ 34,461.16 R$ 15,000.00 R$ - R$ - R$ 600,839.71
57 R$ 82,642.38 R$ 600,839.71 R$ 37,552.48 R$ 15,000.00 R$ - R$ - R$ 653,392.19
58 R$ 85,121.65 R$ 653,392.19 R$ 40,837.01 R$ 15,000.00 R$ - R$ - R$ 709,229.20
59 R$ 87,675.30 R$ 709,229.20 R$ 44,326.83 R$ 15,000.00 R$ - R$ - R$ 768,556.03
60 R$ 90,305.56 R$ 768,556.03 R$ 48,034.75 R$ 15,000.00 R$ - R$ - R$ 831,590.78
61 R$ 93,014.73 R$ 831,590.78 R$ 51,974.42 R$ 15,000.00 R$ - R$ - R$ 898,565.20
62 R$ 95,805.17 R$ 898,565.20 R$ 56,160.33 R$ 15,000.00 R$ - R$ - R$ 969,725.53
63 R$ 98,679.33 R$ 969,725.53 R$ 60,607.85 R$ 15,000.00 R$ - R$ - R$ 1,045,333.37
64 R$101,639.71 R$ 1,045,333.37 R$ 65,333.34 R$ 15,000.00 R$ - R$ - R$ 1,125,666.71
65 R$ - R$ 1,125,666.71 R$ 70,354.17 R$ - R$ 78,516.67 R$ - R$ 1,117,504.21
66 R$ - R$ 1,117,504.21 R$ 69,844.01 R$ - R$ 80,872.17 R$ - R$ 1,106,476.05
67 R$ - R$ 1,106,476.05 R$ 69,154.75 R$ - R$ 83,298.34 R$ - R$ 1,092,332.46
68 R$ - R$ 1,092,332.46 R$ 68,270.78 R$ - R$ 85,797.29 R$ - R$ 1,074,805.95
69 R$ - R$ 1,074,805.95 R$ 67,175.37 R$ - R$ 88,371.21 R$ - R$ 1,053,610.12
70 R$ - R$ 1,053,610.12 R$ 65,850.63 R$ - R$ 91,022.34 R$ - R$ 1,028,438.41
71 R$ - R$ 1,028,438.41 R$ 64,277.40 R$ - R$ 93,753.01 R$ - R$ 998,962.80
72 R$ - R$ 998,962.80 R$ 62,435.17 R$ - R$ 96,565.60 R$ - R$ 964,832.37
73 R$ - R$ 964,832.37 R$ 60,302.02 R$ - R$ 99,462.57 R$ - R$ 925,671.82
74 R$ - R$ 925,671.82 R$ 57,854.49 R$ - R$ 102,446.45 R$ - R$ 881,079.86
75 R$ - R$ 881,079.86 R$ 55,067.49 R$ - R$ 105,519.84 R$ - R$ 830,627.51
76 R$ - R$ 830,627.51 R$ 51,914.22 R$ - R$ 108,685.44 R$ - R$ 773,856.29

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Economia Renda Aposentadoria Renda Balano
Idade Salrio Balano Juros Anual Desejada Penso Final Ano
77 R$ - R$ 773,856.29 R$ 48,366.02 R$ - R$ 111,946.00 R$ - R$ 710,276.31
78 R$ - R$ 710,276.31 R$ 44,392.27 R$ - R$ 115,304.38 R$ - R$ 639,364.20
79 R$ - R$ 639,364.20 R$ 39,960.26 R$ - R$ 118,763.51 R$ - R$ 560,560.95
80 R$ - R$ 560,560.95 R$ 35,035.06 R$ - R$ 122,326.42 R$ - R$ 473,269.59
81 R$ - R$ 473,269.59 R$ 29,579.35 R$ - R$ 125,996.21 R$ - R$ 376,852.73
82 R$ - R$ 376,852.73 R$ 23,553.30 R$ - R$ 129,776.10 R$ - R$ 270,629.93
83 R$ - R$ 270,629.93 R$ 16,914.37 R$ - R$ 133,669.38 R$ - R$ 153,874.92
84 R$ - R$ 153,874.92 R$ 9,617.18 R$ - R$ 137,679.46 R$ - R$ 25,812.64

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Economia Renda Aposentadoria Renda Balano
Idade Salrio Balano Juros Anual Desejada Penso Final Ano

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