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 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

World Cost of Living Personal Calculator

and Salary Comparative Analysis Report 2017

Terms and Conditions

1 Objectives : This calculator will compare living-cost and salary differentials to help you make
informed comparison. It will show you how your spendable income will be affected by a reloca
between any combination of 300 cities in the world. The calculator also reports the salary adju
and will determine how much more (or less) you need to maintain your same standard of living

2 This calculator consist of 7 categories that are related to a person Cost of Living ; Eating Out
Groceries, Transportation, Utilities, Recreation, Apparel and Accomodation.

3 Instructions : Read the questions carefully and be as honest as you can when answering the
your answers on your actual habits and facts hence a reliable report can be concluded. By thi
then you can analyze and review which spending items influence your spending habit.

4 This is a very comprehensive list; every item may not necessarily apply to your specific lifestyl
spending patterns, therefore answer "0" if the item in the question is not applicable or irrelevan
situation, thus can be ignored. For instance, if you are non-smoker, you definitely don't need a
cigarettes in your budget.

5 This calculator uses data from Numbeo.com (First Quarter 2017). However, the provider is no
with Numbeo.com except for the fact that we use their crowdsourced data to provide you the
personalized report and analysis.

6 The calculator is a protected worksheet in order to preserve the calculator formula. Therefore,
only input or edit your data in a designated cell.

7 Prices are dynamic and tend to change due to supply and demand, promotion, or inflation. Pri
even varies in difference shop along the same road in a small town due to competition. Theref
and results in this calculator can be considered only as general estimation.

8 By default the calculator is not adapted to fit your specific needs ; it is your own discretion and
judgment by inputting your personalized info and data relating to your spending patterns in the
calculator. The information provided herein shall not be construed to constitute a legal opinion
is a self-assessment for personal review. Use of this tool indicates unconditional acceptance o
disclaimer. Please read our disclaimer here.

I have read and agree to the Terms and Conditions above.

I AGREE CANCEL
I AGREE CANCEL
y Comparative Analysis 2017

ersonal Calculator
Analysis Report 2017

d salary differentials to help you make an

ble income will be affected by a relocation
calculator also reports the salary adjustment,
o maintain your same standard of living.

o a person Cost of Living ; Eating Out,

arel and Accomodation.

onest as you can when answering them. Base

eliable report can be concluded. By this way
influence your spending habit.

ecessarily apply to your specific lifestyle

e question is not applicable or irrelevant to your
on-smoker, you definitely don't need a pack of

ter 2017). However, the provider is not affiliated

rowdsourced data to provide you the

erve the calculator formula. Therefore, you can

nd demand, promotion, or inflation. Prices may

small town due to competition. Therefore, data
general estimation.

c needs ; it is your own discretion and

elating to your spending patterns in the
construed to constitute a legal opinion; rather it
l indicates unconditional acceptance of the

s and Conditions above.

CANCEL
CANCEL
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Salary Info Entry

Fill in your details (white columns)

1 Preferred currency used in this report analysis US Dollar

2 Home / Based City New York, NY, United States

3 Monthly Current Net Salary* in home country USD 10,000.00

4 Host / Destination City Dubai, United Arab Emirates

5 Monthly Offered Net Salary* in host country USD 10,000.00

* The input amount of a Net Salary is the Gross Salary after-taxes. Net Salary represents your spendable income
income, because it is the money available to a household for spending on goods or services. In other words, it is
maintained your lifestyle you want.

* The exchange rate used as the basis in theAlphabetical

calculation order
as at Apr 19, 2017 07:23 UTC
US$1.00 = USD 1
In order to use live currency rates, please be online and choose "Enable.." connection when Security

BACK
nalysis 2017

New York, NY, United States

** USD 1.00 = 1USD Dubai, United Arab Emirates

esents your spendable income or disposable

r services. In other words, it is the income that

" connection when Security options alert.

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Eating Out

items New York (USD) Dubai (USD)

Meal, in a Budget Restaurant 18.00 8.17

Meal for 2, Established Restaurant, 3-cour 80.00 40.84

Combo Meal at McDonalds etc. 8.00 6.81

Domestic Beer (0.5 liter draught) 6.00 10.89

Imported Beer (0.33 liter bottle) 7.00 10.89

Cappuccino (regular) 4.25 4.50

Coke/Pepsi (0.33 liter bottle) 1.97 0.47

Water (0.33 liter bottle) 1.64 0.32

Important : Fill in the white columns carefully and customised your inputs based on your actual habits and fac
hence a reliable report can be concluded. For instance ; if you buy thirty (30) bottles of (0.33 liter) water in a
month , type "30" in the cell., meaning "30 bottles" not "30 liter". When you change the selection of items you
likely to get different results in the final report, as some items may cost relatively more and some relatively les
between the home and host country.

BACK
Comparative Analysis 2017

How many times

you purchase in a Total (USD) Total (USD)
month ?

20 360.00 163.40

10 800.00 408.40

17 136.00 115.77

0 0.00 0.00

0 0.00 0.00

11 46.75 49.50

16 31.52 7.52

44 72.16 14.08

1,446.43 758.67

ur inputs based on your actual habits and facts

uy thirty (30) bottles of (0.33 liter) water in a
When you change the selection of items you are
ay cost relatively more and some relatively less

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Groceries

items New York (USD) Dubai (USD)

Milk (regular), 1 liter 1.10 1.51

White Bread (500g) 3.66 1.32

Rice (1kg) 6.28 2.40

Eggs (12) 3.60 2.91

Local Cheese (1kg) 12.21 8.17

Boneless Chicken Breasts (1kg) 11.07 6.76

Apples (1kg) 5.37 2.39

Oranges (1kg) 5.71 2.04

Tomato (1kg) 4.79 1.75

Potato (1kg) 3.25 1.13

Lettuce (1 head) 2.15 1.75

Water (1.5 liter bottle) 2.23 0.60

Bottle of Wine (Mid-Range) 15.00 19.06

Domestic Beer (0.5 liter bottle) 2.83 9.13

Imported Beer (0.33 liter bottle) 3.23 9.98

Pack of Cigarettes (20's) 13.00 2.72

Note :Prices are dynamic and tend to change due to supply and demand, promotion, or inflation. Price
may even varies in difference shop along the same road in a small town due to competition. Therefore
and results in this calculator can be considered only as a general estimation.

BACK
ry Comparative Analysis 2017

How many times

you purchase in a Total (USD) Total (USD)
month ?

20 22.00 30.20

16 58.56 21.12

5 31.40 12.00

10 36.00 29.10

4 48.84 32.68

5 55.35 33.80

3 16.11 7.17

5 28.55 10.20

5 23.95 8.75

1 3.25 1.13

3 6.45 5.25

30 66.90 18.00

5 75.00 95.30

0 0.00 0.00

0 0.00 0.00

30 390.00 81.60

862.36 386.30

and demand, promotion, or inflation. Prices

a small town due to competition. Therefore, data
neral estimation.

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Transportation

How many times

items New York (USD) Dubai (USD) you purchase in a
month

One-way Ticket (Public Transport) 2.75 1.36 20

Monthly Pass (Regular Price) 116.50 68.07 1
Taxi Start (Normal Tariff) 2.50 3.27 30
Taxi 1km (Normal Tariff) 1.68 0.54 30
Taxi 1hour Waiting (Normal Tariff) 30.00 8.17 1
Petrol fuel (1 liter) 0.64 0.47 50

BACK
Analysis 2017

Total (USD) Total (USD)

55.00 27.20
116.50 68.07
75.00 98.10
50.40 16.20
30.00 8.17
32.00 23.50

358.90 241.24

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Utilities

How many times

New York (USD) Dubai (USD) you purchase in a
month

Basic (Electricity, Heating, Water, 128.63 162.64 1

Garbage) for 85m Apartment

1 min. of Prepaid Mobile Local 0.12 0.13 220

Rate (No Plans)

Internet (6 Mbps, Unlimited Data, 53.95 88.03 1

Wired)

BACK
Analysis 2017

Total (USD) Total (USD)

128.63 162.64

26.40 28.60

53.95 88.03

208.98 279.27

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Recreation And Leisure

items New York (USD) Dubai (USD)

Fitness Club, Monthly Fee for 1 Adult 72.50 95.00

Tennis Court Rent (1 Hour on Weekend) 33.69 26.69

Movie Theatre, International Release, 1 Sea 15.00 9.53

BACK
omparative Analysis 2017

Leisure

How many times

you purchase in a Total (USD) Total (USD)
month

1 72.50 95.00

4 134.76 106.76

8 120.00 76.24

327.26 278.00

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Apparel And Footwear

items New York (USD) Dubai (USD)

1 Pair of Jeans (Levis 501 Or Similar) 52.18 79.38

1 Summer Dress in a Chain Store (Zara, H&M,..) 38.72 56.67

1 Pair of Nike Shoes 85.51 94.56

1 Pair of Men Leather Shoes 116.88 95.27

BACK
mparative Analysis 2017

otwear

How many times

you purchase in a Total (USD) Total (USD)
month

1 52.18 79.38

1 38.72 56.67

1 85.51 94.56

1 116.88 95.27

293.29 325.88

NEXT
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

Accomodation Rental Per Month

items New York (USD) Dubai (USD)

1 bed Apartment in City Centre 2,905.22 2,043.42

1 bed Apartment Outside of Centre 1,815.24 1,390.93

3 bed Apartment in City Centre 5,820.54 4,073.20

3 bed Apartment Outside of Centre 3,250.68 2,833.80

BACK
ary Comparative Analysis 2017

ntal Per Month

How many times

you pay in a month Total (USD) Total (USD)

0 0.00 0.00

0 0.00 0.00

1 5,820.54 4,073.20

0 0.00 0.00

5,820.54 4,073.20

SUMMARY
 World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

TOTAL MONTHLY BUDGET COMPARISON AND SUMMAR

New York (USD)

Eating Out 1,446.43
Groceries 862.36
Transportation 358.90
Utilities 208.98
Recreation And Leisure 327.26
Apparel And Footwear 293.29
Accomodation 5,820.54
Total Monthly Spending 9,317.76 is comparable to

SUMMARY : Based from your spending patterns, the cost of living in New York, NY, United Stat
higher than in Dubai, United Arab Emirates. In other words, the similar or comparable things yo
eating out, groceries, transportation, utilities etc. in New York for USD9,317.76, is approximately
USD6,342.56 in Dubai.

The Salary Analysis Report is featured in Premium version only. Click here to get

BACK SALARY A
ative Analysis 2017

N AND SUMMARY

Dubai (USD)
758.67
386.30
241.24
279.27
278.00
325.88
4,073.20
6,342.56

n New York, NY, United States is 46.91%

ilar or comparable things you pay for
SD9,317.76, is approximately
Eating Out

ion only. Click here to get it!

Groceries
SALARY ANALYSIS REPORT Apparel A
Utilities
Recreation
Transporta
0.906534

0.48773
0.428985
0.177194
-0.10001
-0.25169
 World Cost of Living Personal Calculator and Salary 2014

Cost of Living
and Salary
Comparative Analysis
Report 2017

New York, NY, United States

and
Dubai, United Arab Emirates

This report using data from Numbeo.com (1st Quarter 2017)

COPYRIGHT 2017 | ALL RIGHTS RESERVED | XpatInsider.com

26
 World Cost of Living Personal Calculator and Salary 2014
- 50 0.0 0%

-5 0 .0 0 %

Mi l k
0 .0 0 %
-100.00%
-5 0 .0 0 %
0.00% 100.00% 200.00% 300.00% 400.00% 500.00%

Part 1 : Cost of Living

Living in New York is slightly expensive than in Dubai
Overall, the cost of living in New York, NY, United States is 46.91% higher than in Dubai, United Arab
Emirates. In other words, on average it is slightly expensive to live in New York than in Dubai.

Living Costs Difference by Category

Not all categories in New York, NY, United States are higher than in Dubai, United Arab Emirates . Only 5
out of 7 categories are higher than in Dubai, United Arab Emirates. Groceries is the most significant different
amongst the category. It is the most expensive factor in your personal monthly spending.

1 Groceries 123.24% higher than in Dubai

2 Eating Out 90.65% higher than in Dubai

3 Transportation 48.77% higher than in Dubai

4 Accomodation 42.90% higher than in Dubai

5 Recreation And Leisure 17.72% higher than in Dubai

6 Apparel And Footwear -10.00% lower than in Dubai

7 Utilities -25.17% lower than in Dubai

140.00%

120.00%

100.00%

80.00%

60.00%

40.00%

20.00%

0.00%
s ut n n
ur
e ar es
eri e O atio atio is we l i ti
-20.00% oc ting or
t
od Le o t
Uti
Gr Ea sp om
d Fo
n c An nd
-40.00% Tra Ac on le A
ati r
cr
e pa
Re Ap

On the graph above, Dubai is set at 0%. As a result, items greater than 0% are higher than Dubai , items less than 0%
are below Dubai and items equal to 0% shared a same price.

27
 Not all categories in New York,
WorldNY, United
Cost StatesPersonal
of Living are higherCalculator
than in Dubai, United 2014
and Salary Arab Emirates . Only 5 out of 7
categories are higher than in Dubai, United Arab Emirates.

Accomodation is the largest share in your monthly budget

However, Accomodation is the largest share of all in your personal monthly budget in Dubai, United Arab
Emirates. It accounts for about 64.22% of your monthly expenditure, whereas, Transportation is the smallest
share of all in your personal monthly budget. It accounts for about 3.80% of your monthly expenditure.

Groceries 6,342.56
5820.540000182 Accomodation 4,073.20 64.2%
Recreation And Leisure ; 4.38% Transportation ; 3.80%
1446.430000016 Eating Out 758.67 12.0%
Utilities ; 4.40%
Apparel And Footwear ; 5.14% 862.3600000002 Groceries 386.30 6.1%

Groceries ; 6.09%
293.2900000039 Apparel And Fo 325.88 5.1%

Eating Out ; 11.96% Accomodation ; 64.22%

208.980000012 Utilities 279.27 4.4%

327.2600000015 Recreation And 278.00 4.4%

358.900000168 Transportation 241.24 3.8%

Transportation 241.24 3.8%

9317.7600003835 6,342.56 ###

As shown in the above pie chart, Accomodation is the largest share of all in your personal monthly
budget, whereas, Transportation is the smallest share of all in your personal monthly budget in Dubai,
United Arab Emirates

Items USD % of share

Accomodation 4,073.20 64.22%

Eating Out 758.67 11.96%

Groceries 386.30 6.09%

Apparel And Footwear 325.88 5.14%

Utilities 279.27 4.40%

Recreation And Leisure 278.00 4.38%

28
 Transportation World Cost of Living Personal Calculator
241.24 and Salary 2014
3.80%

Part 2 : Salary Comparative Analysis

Your Current Net Salary is comparable to USD6,806.96 in Dubai
The input amount of a Current Net Salary in your home country is your current spendable income. It is the
balance of a Gross Salary after accounting for taxes. Spendable income is also called after-tax cash flow or
disposable income, because it represents the money you have to spend after taxes and other allowances. It
represents the money available to a household for spending on goods or services. In other words, it is the
income that maintained your lifestyle you want.

Based from your spending patterns, the cost of living in New York, NY, United States is 46.91% higher than
in Dubai, United Arab Emirates. Basically what it means is that the estimation of your personal consumption
expenditure for eating out, groceries, transportation, utilities, recreation, clothing and rent in New York on
average is slightly expensive compared to Dubai.

In monetary terms, if you are earning a net salary of USD10,000.00 as your spendable income in New York
, the comparable spendable income in Dubai is USD6,806.96.

In other words, we can say that to maintain a similar/comparable standard of living as you like to have with
USD10,000.00 in New York, you need at least USD6,806.96 in Dubai.

Net Salary/Spendable Income Comparable Spendable Income

in New York, NY, United States in Dubai, United Arab Emirates

USD USD

Comparable
10,000. 10,000.00 Spendable 6,806.96
00 Income
6,806.9
6,806.96 Surplus 3,193.04
6
expected net
1.00 10,000.00
salary
leftover 3,657.44
(3,193.04)
leftover 3,657.4

29
 As shown in the above infographic,
World your personal
Cost of Living Personalmonthly budget
Calculator and of USD10,000.00
Salary 2014 in New York is
similar/comparable to what you pay for USD6,806.96 in Dubai.

The Offered Net Salary is higher than the Comparable Spendable Income

Basically, when considering an overseas job, you want the Offered Net Salary (expected net salary) to be
higher than your life expenses in the host country. In other words, you want the Offered Net Salary in the host
country higher than the Comparable Spendable Income. If the Offered Net Salary end up being higher than
the Comparable Spendable Income, then you have run a "surplus", meaning that the Offered Net Salary is
sufficient or 'healthy'. On the contrary, if the Comparable Spendable Income end up being higher than the
Offered Net Salary, then you have run a "deficit", meaning that there are insufficient funds.

Based on the salary adjustment comparability, as you are being offered a Net Salary of USD10,000.00 in
Dubai, the purchasing power of that amount is 46.91% more than the Comparable Spendable Income amount
of USD6,806.96 in New York.

In other words what it means is that, you might have a SURPLUS of USD3,193.04 if being paid
USD10,000.00 in Dubai, owing to the reason that a spendable income of USD6,806.96 in Dubai is
comparable to USD10,000.00 in New York, NY, United States.
7

Offered Net Salary USD10,000.00

10,000.00
12,000.00 3,193.04
10,000.00
10
8,000.00 3,193.04

6,000.00
4,000.00
6,806.96
2,000.00
-
Comparable Spendable Income Surplus

Saving
If you have a surplus, it is a good signal that the expected net salary is worth to consider. Nevertheless, you
must check the overall cost of relocation. Many people tend to overlook the multitude of hidden costs that
come with relocation and their personal spending obligations back home (e.g. savings, mortgage,
private/personal retirement/investment funding, private healthcare etc) together with home statutory
obligations. If you really satisfied with the amount, the surplus can be considered as your saving or fund for
emergencies/additional cost such as healthcare or car monthly payments (as this report does not include the
healthcare / car ownership cost in your personal cost of living).

30
 In addition, based on your World
personal monthly
Cost budget,
of Living you Calculator
Personal have a balance of USD3,657.44
and Salary 2014 from your monthly
budget spending of USD6,342.56 while in Dubai, United Arab Emirates. In other words, you have an excess
amount of cash that can be considered a totally ample saving. If you have extra money, it is wise to save for
1 predictable expenses in the next few years (i.e wedding, children education, house, etc).If you have debts, it's
far better to pay off debts before starting to save. The interest cost of debts is much higher than the interest
earned on savings.

3. How Good is Your Salary in Dubai ?

Comparing with Dubai Monthly Average Net Salary

The average salary (also called the mean) for a job is an average of all the salaries for a working population. It
does not include those who have no income. The average salary is calculated by adding all the salaries for a
job and divide it by the number of working population. Nevertheless, the average salary can vary based on
location, demand for the job and other factors.

The average salary is only a general benchmark which lets you know how much you get paid compared to the
rest of the working population.

Where do you stand compared to the rest of Dubai

According to the calculator recent data for the beginning of First Quarter 2017, the average net salary for
Dubai jobs is approximately USD3,325.55 per month. In comparison to the expected net salary of
USD10,000.00 per month, the expected net salary is ABOVE the average net salary in Dubai.

As a general rule, it's a good sign when expected net salary is above the average. If your salary is above the
average then this means that you are not very far from the better half. Keep in mind, average salaries can
vary greatly due to company, location, industry, experience and benefits. Most probably the people who are
earning better than you are only getting a slightly bit more or in a different industry.

If the expected net salary is below the average then it is a red flag, or in other words, a warning of danger
or a signal for you to think twice about the offer. You should ask for a raise/compensation/ allowance or
consider reject the job offer.

Average Salary in USD 3,325.55

3,325.55
10,000.00

31
 World Cost of Living Personal Calculator and Salary 2014

The expected net salary is above average. Don't get

too excited. Make sure the amount is at least
comparable with your current net salary

Conclusion

Overall the cost of living in New York, NY, United States is 46.91% higher than in Dubai, United Arab
Emirates. In other words, on average it is slightly expensive to live in New York than in Dubai. Not all
categories in New York, NY, United States are higher than in Dubai, United Arab Emirates . Only 5 out of 7
categories are higher than in Dubai, United Arab Emirates. Your current salary after tax of USD10,000.00 in
New York, NY, United States is comparable to USD6,806.96 in Dubai, United Arab Emirates. As you are
being offered a salary of USD10,000.00 in Dubai, United Arab Emirates then you have a surplus of
USD3,193.04 in your personal monthly budget.

32
 World Cost of Living Personal Calculator and Salary 2014

For more information, please visit www.XpatInsider.com.

33
World Cost of Living Personal Calculator and Salary 2014

34
World Cost of Living Personal Calculator and Salary Comparative Analysis 2017

World Cost of Living

and
Salary Analysis Report
2017

New York, NY, United States

and
Dubai, United Arab Emirates

The Salary Analysis Report is featured in Premium version only. Click here to ge
y Comparative Analysis 2017

of Living
d
sis Report
7

nited States

rab Emirates

mium version only. Click here to get it!

 DISCLAIMER

By default the calculator is not adapted to fit your specific needs ; it is your own discretion
and judgment by inputting your personalized info and data relating to your specific situati
The information provided herein shall not be construed to constitute a legal advice; rathe
is a self-assessment for personal review.

This material is assembled in good faith, but are not intended to serve as recommendatio
of whether to make any crucial final decision and must not be relied on as a substitute for
legal advocacy. No warranty is provided in relation to this material. Use of the information
and data contained within this material or the report is at your sole risk.

This calculator using data from Numbeo.com therefore for that reason, credit goes to .
Numbeo.com. The provider is not affiliated with Numbeo.com except for the fact that we u
their crowdsourced data only. However, calculation and results are based from user
inputting data criteria. The data used to produce this report is covered under a Creative
Commons license. Therefore we have provided Hypertext link to Numbeo.com site as a
requirement for using their data. This should NOT be taken as implying any link between
and Numbeo.com.

Users should, before acting on this information, consider the appropriateness of this
information having regard to their personal objectives, financial situation or needs. It is
highly recommended that individuals seek the advice of qualified professionals before tak
any action to whether other considerations may apply to their particular circumstances.

The information provided herein shall not be construed to constitute a legal advice; rathe
is a self-assessment for personal review.
s ; it is your own discretion
ting to your specific situation.
titute a legal advice; rather it

o serve as recommendations
elied on as a substitute for
rial. Use of the information
ole risk.

reason, credit goes to .

xcept for the fact that we use
are based from user
overed under a Creative
to Numbeo.com site as a
implying any link between us

ppropriateness of this
situation or needs. It is
ed professionals before taking
articular circumstances.

titute a legal advice; rather it