Individual

Family
Takaful

In view to remain competative, we shall continue to introduce innovative and market based
customer-centric Family Takaful products, catering to both groups and individuals that would feature
distinctly from other protection plans available in the market. . Each product may be extended to
include supplementary benefits which are optional:

Sukoon
ENDOWMENT FOR RETIREMENT
Plan your retirement days with Sukoon, a plan that gives you the benefits of financial protection to address
your future requirements and fulfills your desire to grow savings in accordance with shariah principles.
Sukoon has a unique competitive edge in terms of contribution paying term for a period of 10 or 15 years
and get the coverage till maturity at the age of 60 or 65. Sukoon provides endowment benefit at
retirement, or in case of earlier Death pays such benefits to your dependants

Salamti
FINANCIAL PROTECTION & SAVINGS GROWTH
Change is the essence of Life. Some changes make your life colorful but sometimes a change can be
quite challenging. Now you can prepare ypurself for change by participating in our Salamti Takaful plan
which provides you with both Financial protection & savings growth in accordance with Shariah. You can
choose any term of payment from 10 to 30 years upto maximum maturity age of 65 years. Salamti gives
you peace of mind because your beloved ones are secured financially for the future.

Samar
CHILD EDUCATION and MARRIAGE PLAN
START SAVING TODAY FOR A SECURE TOMORROW
Samar is a unique Shariah Compliant plan which accumulates funds for your child’s Education / Marriage
and at the same time provides your family the protection in case of an unforeseen event.It has 3 inbuilt
features of Family Income benefit, Plan continuation benefit & Accidental death benefit.

Bancatakaful
Kafeel
Family Takaful Plan
Secure your future without compromising your faith
We understand that the security and well being of your loved ones is your top priority. Keeping
your comfort in mind, Dawood Family Takaful Limited (DFTL) has tied up with RBS Islamic Division
to bring to you a specialized plan that helps you today for your tomorrow. It protects your future
against any unforeseen events like death, disease or disability that may befall upon you or your
family, while safeguarding your faith at the same time."

“Kafeel”- Family Takaful Plan is a Shariah Compliant protection and Investment Plan that allows
you to accumulate your savings for the future and ensures that funds are available for you and
your family whenever needed.

Supplementary
Benefits (Optional)
 Accidental Death and Disablement benefit (ADDB)
Total Permanent Disablement (TPD)
Waiver of Contribution (WOC)
Critical Illness (CI)
Family Income Benefit (FIB)
Family Protection Benefit (FPB)
Funeral Expense Benefit (FEB)
Accidental Death Benefit (ADB)
Additional Takaful Benefit (ATB)

Group Family Takaful

In view to remain competitive, we shall continue to introduce innovative and market based
customer-centric Family Takaful products, catering to both groups and individuals that would
feature distinctly from other protection plans available in the market. Initially there are three
basic products available for group participation. Each product may be extended to include
supplementary benefits which are optional:

Group Term
Takaful Scheme
This cover is normally taken by an employer for the protection of its employees, or by an
organization for the benefit of its members in the event of death. The amount of sum covered
per person is determined either according to agreed categories of employment/membership,
or may be level across the board.

Group Credit
Takaful
Scheme
This cover protects financial institution on the facilities provided to its customer. In the event of
death or disability of a customer, the financial institution will be indemnified on the amount of
outstanding balance (including profit) without the hassle of recovery from the deceased family

Group
Personal
Accident
Scheme
This product has been developed to provide economical coverage to participants. Under this cover
if any person covered dies due to accidental means within ninety (90) days of such accident and
sustained injuries are solely and independently caused by external, violent and purely accidental
means, compensation will be paid to the Participant for benefit of his/her beneficiries.

Supplementary Benefits
(Optional)
Accidental Death Benefit
Accidental Disability Benefits
- Permanent partial Disability
- Permanent Total Disability
- Temporary Total Disability
Natural Disability Benefit
Accidental Hospitalization Benefit

Additionally we will shortly introduce number of individual life products that will
address the needs of all class of people