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Incentive Plan Details

2017
CONTENTS
INCOME DISLOSURE.................................................................................... 2
WELCOME.................................................................................................... 3
MINIMUM INCOME GUARANTEE (MIG)..................................................... 4
DUAL INFINITY PLAN..................................................................................... 7
DIRECT SELLING DONE RIGHT..................................................................... 8
BECOME A VIP............................................................................................. 9
RETAIL COMMISSIONS............................................................................... 10
CUSTOMER SALES BONUS (CSB)............................................................... 11
STAR BONUS............................................................................................... 12
DUAL INFINITY MATRIX............................................................................... 13
DUAL INFINITY BINARY............................................................................... 14
BINARY MATCH COMMISSIONS............................................................... 15
RANK ADVANCEMENT BONUS................................................................. 16
RANK REQUIREMENTS................................................................................ 17
RANK DETAILS............................................................................................. 18
TERMS TO KNOW........................................................................................ 29
HOW COMMISSIONS AND BONUSES ARE PAID...................................... 30

2017 Heart & Body Naturals, LLC | 2011 Green Organics, LLC
Income Disclaimer: Heart & Body Naturals does not guarantee or imply any specific earnings or income. Individual income results may vary significantly and are based on
may factors including a Consultants individual efforts, business experience, and skills. Heart & Body Naturals makes no warranty or representation as to the level of success, if
any, Consultants may achieve by selling any product or in soliciting Consultants or retail customers.
Income Disclosure | September 2017

The Heart & Body Naturals (HBN) Income Opportunity is an These income projections should not be considered as
exciting opportunity that rewards you for referring our products guarantees or projections of your actual earnings or profits.
and for sponsoring other participants who do the same. Success with HBN results only from hard work, dedication, and
leadership.
Although the opportunity is unlimited, individual results will vary
depending on market conditions, commitment levels, and sales
skills of each participant. Customer-Driven Success
We know the first, best step to building a business that
Since HBN has recently launched, it lacks enough statistical supplements your income is developing a foundation of
data to prepare reliable income disclosures. The numbers customers.
below reflect estimates prepared by the company pending a
more detailed survey to be conducted after its first year. Based 91% of the people who
on industry standards and company projections, the average purchased Heart & Body
annual gross revenue for Heart & Body Naturals is projected to Naturals products did so
be anywhere between $500 and $2,000. This projected average as a Customer. Customers
Customers
income does not reflect the expenses associated with building do not participate in the
an HBN business, as promotional and other miscellaneous Incentive Plan.
expenses could exceed the commissions received.

There will certainly be participants who will earn less while others 9% of all purchases
will earn much more. Were excited about the HBN Income made from Heart & Body
Consultants
Naturals were made by
Opportunity and were confident it will provide you a solid
Consultants who joined
foundation to help you achieve your financial goals.
to create a for-profit
business.
If income projections were presented to you prior to your
enrollment, such projections are not necessarily representative
of the income, if any, that you can or will earn through your
participation in the Income Opportunity.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 3

WELCOME TO HEART & BODY NATURALS!


We are excited to launch one of the most Consultant-focused and consumer-driven incentive plans in the Direct Selling Industry.
As a Heart & Body Naturals Consultant, you will have the opportunity to supplement your income today, and far into the future,
simply by sharing your favorite products with the people you love.

We offer a smart, realistic, and attainable plan with seven generous ways to earn that allow you to work at your own pace.

Our belief system is simple and has been demonstrated every day for the past seven years in our parent company; to always be
authentic, ethical, and transparent... while always respecting the partnership with you, our Consultant.

We want you to know that you can go to work here; invest your heart, time, and dreams... knowing that you represent
products that work and owners you can trust who will always be standing beside you.

Our powerful Dual Infinity Plan helps you earn faster and more importantly, with less qualifiers, than other companies in the
marketplace - whether you decide to create a full-time business or a part-time income.

Together, we are creating a culture that is truly enriching the lives of people around the world.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 4

Minimum Income Guarantee (MIG)


The Minimum Income Guarantee (MIG) Bonus is another first in the Direct Selling industry! We guarantee that when you meet
specific rank levels and Personal Group Volume (PGV) sales amounts that you will earn a Minimum Income Guaranteed (MIG)
that month.

1. The MIG Bonus pays you the difference between your combined compensation and the MIG for your qualified rank and
PGV that month. If your compensation is greater than the MIG no bonus is paid.

Example: If you have the Executive MIG qualifiers (rank and PGV) met at the close of October,
and your total compensation during October is $420.00, your MIG Bonus would be $80.00, the
difference between your MIG of $500.00 and your earned compensation of $420.00.

2. The MIG Bonus is paid on the 10th of the month following the first complete calendar month after you achieve the MIG
qualified rank.

Example: You achieve the MIG qualified rank of Platinum on January 10th. The first complete
calendar month following your promotion is February. As long as you continue to be qualified at
Platinum or above and meet the required PGV in February, your first bonus will be paid on March
10th.

3. All MIG Bonuses are paid monthly. Monthly Minimum Income Guarantee are as follows:

Executive: $500 Silver: $1,200 Platinum: $3,000 Sapphire: $10,000 Emerald: $50,000
Bronze: $800 Gold: $2,000 Pearl: $5,000 Ruby: $25,000 Diamond: $84,000

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 5

Invest, Learn, Teach


Invest in your health and wealth with our exclusive and exceptional products and business opportunity. Learn from the leaders
by staying plugged in to our field calls and trainings. Teach your people to do the same.

$500 month/$6,000 annually $800 month/$9,600 annually $1,200 month/$14,400 annually


Active Executive or above Active Bronze or above Active Silver or above
50 PV 100 PV 100 PV
$5,000 Personal Group Volume $10,000 Personal Group Volume $20,000 Personal Group Volume
(PGV) monthly with no more than (PGV) monthly with no more than (PGV) monthly with no more than
60% from any one leg 60% from any one leg 60% from any one leg

Requirements

Consultant must meet the requirements for


specific MIG Rank.

Consultant must must meet the requirements


for the specific MIG Personal Group Volume
(PGV) with no more than 60% from one leg.
$2,000 month/$24,000 annually $3,000 month/$36,000 annually
Consultant must maintain the required
Active Gold or above Active Platinum or above
minimum Personal Volume (PV) monthly
100 PV 100 PV to earn the Minimum Income Guarantee
$35,000 Personal Group Volume $50,000 Personal Group Volume Bonus.
(PGV) monthly with no more than (PGV) monthly with no more than Personal Volume (PV) can be generated by
60% from any one leg 60% from any one leg retail sales or personal consumption.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 6

$5,000 month/$60,000 annually $10,000 month/$120,000 annually $25,000 month/$300,000 annually


Active Pearl or above Active Sapphire or above Active Ruby or above
100 PV 100 PV 100 PV
$100,000 Personal Group Volume $150,000 Personal Group Volume $400,000 Personal Group Volume
(PGV) monthly with no more than (PGV) monthly with no more than (PGV) monthly with no more than
60% from any one leg 60% from any one leg 60% from any one leg

Requirements

Consultant must meet the requirements for


specific MIG Rank.

Consultant must must meet the requirements


for the specific MIG Personal Group Volume
(PGV) with no more than 60% from one leg.
$50,000 month/$600,000 annually $84,000 month/$1,008,000 annually
Consultant must maintain the required
Active Emerald or above Active Diamond
minimum Personal Volume (PV) monthly
100 PV 100 PV to earn the Minimum Income Guarantee
$700,000 Personal Group Volume $1,000,000 Personal Group Bonus.
(PGV) monthly with no more than Volume (PGV) monthly with no Personal Volume (PV) can be generated by
60% from any one leg more than 60% from any one leg retail sales or personal consumption.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Dual Infinity Plan | 7

How The Dual Infinity Plan Works


Our exclusive Dual Infinity Plan is another way we are different. How it works is that everyone has 2 business centers directly
below them, one on the left and one on the right. As you share with others, you can place them on either your left or right team.
New members can also be placed in your team by your enroller or by other members above you in your support team. When
someone is placed below you they are in your Matrix & Binary team where you can qualify to earn commissions in two ways.

How Were Different


Heart & Body Naturals is very proud to be part of the Direct Selling industry. Unfortunately, based on bad experiences with
other companies, some people can often have a negative view of Direct Selling. Understanding the differences between
Heart & Body Naturals and other traditional Direct Selling companies will be helpful when you share our company and
products with others.

FREE TO JOIN & NO WEBSITE FEES (You only pay for products that you want to purchase.)
EVERYONE STARTS AS A CUSTOMER (Love the products first!)
LOW PERSONAL SALES VOLUME REQUIREMENTS (Can be met by the purchases of others.)
DAILY COMMISSIONS THAT PAY IN REAL TIME (Need to pay the car payment tomorrow? Sell some product!)
PayQuicker debit card ordered free of charge with daily commission deposits!

BUILD ONE TEAM & EARN WITH BOTH INFINITY PLANS!

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 8

Direct Selling Done Right


Unlike other Direct Selling companies that require an active account, personal purchases, and rank qualifiers to earn
commissions or bonuses, as a Heart & Body Naturals Consultant you can earn commissions and bonuses on retail and
wholesale purchases of those you personally refer without any qualifiers other than having a free account.

We believe if you sell products you should earn commissions on those products without any qualifiers.

I created a free account and


shared the products on my
Facebook. Several of my friends also
created free wholesale accounts
and ordered.

I was shocked to learn I had made


$120.00 without making any personal
purchases! Ive never, ever, earned
in Direct Selling without having to
purchase products myself first.
~ Veronica O.
El Paso, TX

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 9

Become a VIP
When a Heart & Body Naturals Consultant either sells retail or purchases for personal use one of our Value Packs and they also
personally enroll three (3) Customers or Consultants who purchase one of our Value Packs in the same calendar month they
will become VIP qualified.

As a qualified VIP Consultant, the Customer Sales Bonus (CSB) on the three Value Packs sold will retroactively triple once the
third sale is made.

As a VIP Consultant you will continue to earn, for life, triple CSB commissions on each qualified Value Pack you sell to personally
enrolled Customers and Consultants.

The VIP Triple Customer Sales Bonus is dynamically compressed.

Family Essentials Value Pack Healing Trilogy Value Pack Weight Loss Value Pack

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 10

1. Retail Commissions paid daily


Selling Heart & Body Naturals products directly to customers builds a solid foundation for your business. Direct sales to
customers allow you to earn income by purchasing products at wholesale prices and then selling them at retail, earning a
wholesale-to-retail commission.

Your customers can also purchase at retail pricing from your free website. When they do, you earn the difference between
the retail price and the wholesale price.

Action: Share HBN products with people who purchase at the suggested
retail price.

Bonus: Earn the difference between the retail price and the wholesale price
on all retail orders placed on your free website.

Requirements to Earn: There are no qualifications to earn Retail Commissions.

The HBN Difference: All retail orders from your website count toward your
Personal Sales Volume (PSV) for earning and rank qualifications.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 11

2. Customer Sales Bonus (CSB) paid daily


To reward our Consultants and help them get their business into profit as quickly Minimum
as possible, Heart & Body Naturals offers the Customer Sales Bonus (CSB) on all Rank
orders placed by their personally enrolled. Generation Required % Payout

1 Consultant 20%
20% of the CV is paid to the enroller on wholesale orders placed during the
Customers first 90 days 2 Executive 3%

When a retail order is placed, the CSB is paid in addition to Retail Commissions 3 Bronze 2%

As you build a team, you can also qualify to earn the CSB on the purchases of
their personally enrolled, up to 3 generations deep

Action: Share HBN products with others who Requirements to Earn: There are no requirements
purchase products at wholesale or retail pricing. to earn 1 st Generation CSB.

Bonus: Earn 20% CSB on all orders (retail &


The HBN Difference: New wholesale customer
wholesale) placed by your personally enrolled
purchases count toward your Personal Sales
Customers during their first 90 days plus qualify
Volume (PSV) for earning & rank qualifications.
to earn on 2 nd and 3 rd Generation sales.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 12

3. STAR Bonus paid monthly on the 10 th of the month

Its hard to believe, but most people who start a Direct Selling business never actually make money. In fact, many lose money.
There are lots of reasons why, with the main one being most compensation plans are designed to only reward those who can
build large teams. The Heart & Body Naturals plan is designed to be fair and balanced for all Consultants so everyone can
reach their financial goals. The STAR Bonus allows the Consultant to quickly earn an additional $400.00 monthly bonus.

Action: Share With 4 & Yours Is Free is the foundation STAR Bonus
and starting point of the HBN Incentive Plan.
1st generation 2nd generation

$100 $300
Bonus: Earn $100 and $300 monthly bonuses. (4 qualified customers) (16 qualified customers)

Requirements to Earn:
Personally move (use/sell retail) 100 CV in products every 30 days
Enroll 4 customers who move (use/sell retail) 100 CV in products every 30 days
Have a total of 16 Customers on your 2 nd Generation who move (use/sell retail)
100 CV in products every 30 days

The HBN Difference: The Customer Sales Bonus and STAR Bonus COMBINED allow you to earn $525.00 + monthly
on a team of only 20 members.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 13

4. Dual Infinity Matrix paid monthly RANK LEVEL


CUSTOMERS
PER LEVEL
Consultant 1 2
The Heart & Body Naturals Dual Infinity Incentive Plan is a first in the industry to offer a
Matrix and Binary opportunity, all on the same organization. You build your business 2 4
your way, either as a matrix or a binary. Either way, you have the opportunity to earn 3 8
both bonuses on the same organization!
4 16
5 32
Action: Use and/or Retail 50 CV in product points. 6 64
7 128
EXECUTIVE 8 256

Bonus: Earn $1.00 for every 50 CV order placed by customers BRONZE 9 512
under you in your Infinity Matrix, no matter who enrolled them. SILVER 10 1,024
GOLD 11 2,048
PLATINUM 12 4,096
Requirements to Earn:
PEARL 13 8,192
Use and/or Retail 50 CV in product points.
Active Consultant (or above). SAPPHIRE 14 16,384
RUBY 15 32,768
EMERALD 16 65,536

The HBN Difference: If you dont have your one person, i.e., youre DIAMOND* 17 131,072
not a Consultant, but you still have at least 25 PSV, you will keep
your spot and everyone under you and can focus on getting being
Paid to infinity or the next qualified
*

qualified next month to earn the Matrix Bonus. Diamond

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 14

5. Dual Infinity Binary paid daily

Dual Infinity Binary


The beauty of a two-team Enrollment Tree is how quickly it can grow!
Depending on your Personal Sales Volume (PSV), you earn either 4%, 8%, 25 PSV 50 PSV 100 PSV
or 12% every time there is 200 CV in one leg and 200 CV in the other.
4% 8% 12%
Action: Build your left and right Enrollment Tree legs.
YOU
Bonus:
Earn 4% with a minimum of 25 PSV.
Earn 8% with a minimum of 50 PSV. Left Leg Right Leg
Earn 12% with a minimum of 100 PSV.

Requirements to Earn:
Active Executive Consultant (or above)
No other rank required to earn
$20,000 weekly maximum

Depending on your PSV, you earn 4%, 8%, or 12% when


there is 200 CV in one leg and 200 CV in the other.

The HBN Difference: HBNs Team Commissions are one of


the highest in the Direct Selling Industry.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 15

6. Binary Match Commissions paid daily

Bronze(and above) Consultants can qualify to earn a check match of the Binary Commissions on Executive Consultants in their
enrollment tree, up to 7 Generations deep, with no limit to the number of checks you can match!

Action: Develop leadership within your Enrollment Tree. Requirements to Earn:


When you help your team build, their success is your success! Active Bronze Consultant (or above)

Generation Bronze Silver Gold Platinum Pearl Sapphire Ruby Emerald Diamond
1 10% 15% 20% 20% 20% 20% 20% 20% 20%

2 5% 5% 5% 5% 5% 5%

3 5% 5% 5% 5% 5%

4 5% 5% 5% 5%

5 5% 5% 5%

6 5% 5%

7 5%

Take advantage of ranks that can make your business stronger. Each rank is designed to ensure a strong
foundation for your organization, both in structure and volume. Build your organization with these ranks in
mind and youll be building your future!
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 16

7. Rank Advancement Bonus paid in 10 monthly increments

As your business grows and you reach the rank of Pearl(or above), you qualify for the guaranteed income Rank Advancement
Bonus, split into 10 monthly payments when rank is maintained!

Action: Grow your team through the ranks and earn Requirements to Earn:
up to $190,000. Active Pearl Consultant (or above)

Rank # of Payouts Amount Per Payout Total Payout

Pearl 10 $500 $5,000

Sapphire 10 $1,000 $10,000

Ruby 10 $2,500 $25,000

Emerald 10 $5,000 $50,000

Diamond 10 $10,000 $100,000

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Requirements | 17

Personal Personally Personally Personally


Sales Enrolled Active Enrolled Personal Enrolled Team
Rank Volume (25 CV) Executives Rank Platinums Commission

Consultant 25 1 0

Executive Consultant 25 2 (1 in each leg) 0

Bronze Consultant 50 2 (1 in each leg) Executive

Silver Consultant 50 4 (1 in each leg) Executive

Gold Consultant 50 8 (2 in each leg) Executive

Platinum Consultant 50 12 (3 in each leg) Executive

Pearl Consultant 50 12 (3 in each leg) Platinum 30

Sapphire Consultant 50 Platinum 1 60

Ruby Consultant 50 Platinum 2 120

Emerald Consultant 50 Platinum 4 250

Diamond Consultant 50 Platinum 6 500

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 18

Fulfill Your Dreams, Live Abundantly, and Create Your Prosperity


As an independent Consultant, you can unlock the secret fulfillment of your own financial potential and benefit from building
a global business supporting health, wellness, and organic living.

With Heart & Body Naturals innovative Dual Infinity Incentive Plan youll be generously rewarded for personally generated
sales and the product sales generated by your team based on your leadership and duplication.

As you progress toward building your Heart & Body Naturals business, youll rise through the Ranks and further expand your
earning potential. Rank achievement depends on the time and effort your put into your business, and rewards you at each
level. Join us in bringing your dreams to fruition, embracing abundance, and creating prosperity in your life and the lives of
those around you, starting today!

Consultant
Requirements Eligible To Earn When You Have 50 PV

25 PSV 20% CSB Earn $1.00 Matrix thru 7 Levels

1 Active PE

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 19

Executive Consultant

Requirements Eligible To Earn When You Have 50 PV


25 PSV 20% CSB, 3% 2 nd CSB Earn $1.00 Matrix thru 8 Levels

2 Active PE (1 in each leg) 4% Binary

Requirements Eligible To Earn When You Have 50 PV


50 PSV 20% CSB, 3% 2 nd CSB Earn $1.00 Matrix thru 8 Levels

2 Active PE (1 in each leg) 8% Binary


Minimum Income Guarantee (MIG)
Requirements Eligible To Earn When You Have 50 PV $500 month/$6,000 annually

100 PSV 20% CSB, 3% 2 nd CSB Earn $1.00 Matrix thru 8 Levels Requirements
Active Executive or above
2 Active PE (1 in each leg) 12% Binary 50 PV
$5,000 Personal Group Volume (PGV)
with no more than 60% from one leg
Personal Volume (PV) can be
When You Have 100 PV
generated by retail sales or personal
Eligible to earn STAR Bonus consumption.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 20

Bronze Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB,
50 PSV Earn $1.00 Matrix thru 9 Levels
2% 3 rd CSB

2 Active PE (1 in each leg) 8% Binary

10% Binary Match


1 st Gen

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Minimum Income Guarantee (MIG)
100 PSV Earn $1.00 Matrix thru 9 Levels
2% 3 CSB
rd $800 month/$9,600 annually
2 Active PE Executives
12% Binary Requirements
(1 in each leg) Active Bronze or above
10% Binary Match 100 PV
$10,000 Personal Group Volume (PGV)
1 st Gen with no more than 60% from one leg
Personal Volume (PV) can be
generated by retail sales or personal
When You Have 100 PV Appreciation Award
consumption.

Eligible to earn STAR Bonus Branded Aluminum Water Bottle

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 21

Silver Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 10 Levels
4 Active PE Executives
8% Binary
(1 in each leg)
15% Binary Match
1 st Gen

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru Minimum Income Guarantee (MIG)
100 PSV
2% 3 CSB
rd
10 Levels $1,200 month/$14,400 annually
4 Active PE Executives
12% Binary Requirements
(1 in each leg) Active Silver or above
15% Binary Match 100 PV
$20,000 Personal Group Volume (PGV)
1 st Gen with no more than 60% from one leg
Personal Volume (PV) can be
generated by retail sales or personal
When You Have 100 PV Appreciation Award
consumption.

Eligible to earn STAR Bonus Branded Flight Board With Glasses

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 22

Gold Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 11 Levels
8 Active PE Executives
8% Binary
(2 in each leg)
20% Binary Match
1 st Gen

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru Minimum Income Guarantee (MIG)
100 PSV
2% 3 CSB
rd
11 Levels $2,000 month/$24,000 annually
8 Active PE Executives
12% Binary Requirements
(2 in each leg) Active Gold or above
20% Binary Match 100 PV
$35,000 Personal Group Volume (PGV)
1 st Gen with no more than 60% from one leg
Personal Volume (PV) can be
generated by retail sales or personal
When You Have 100 PV Appreciation Award
consumption.

Eligible to earn STAR Bonus FitBit Alta HR

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 23

Platinum Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 12 Levels
12 Active PE Executives
8% Binary
(3 in each leg)
20% Binary Match
1 st Gen, 5% 2 nd Gen

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru Minimum Income Guarantee (MIG)
100 PSV
2% 3 CSB
rd
12 Levels $3,000 month/$36,000 annually
12 Active PE Executives
12% Binary Requirements
(3 in each leg) Active Platinum or above
20% Binary Match 100 PV
$50,000 Personal Group Volume (PGV)
1 st Gen, 5% 2 nd Gen with no more than 60% from one leg
Personal Volume (PV) can be
generated by retail sales or personal
When You Have 100 PV Appreciation Award
consumption.

Eligible to earn STAR Bonus Branded Luggage and Passport Tag

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 24

Pearl Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 13 Levels
12 Active PE Executives
8% Binary
(3 in each leg)
20% Binary Match
30 Team Commissions 1 st Gen, 5% 2 nd Gen,
5% 3 rd Gen

Requirements Eligible To Earn When You Have 50 PV Minimum Income Guarantee (MIG)
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $5,000 month/$60,000 annually
100 PSV
2% 3 rd CSB 13 Levels
Requirements
12 Active PE Executives Active Pearl or above
12% Binary
(3 in each leg) 100 PV
$100,000 Personal Group Volume
20% Binary Match (PGV) with no more than 60% from one
30 Team Commissions 1 st Gen, 5% 2 nd Gen, leg
5% 3 rd Gen Personal Volume (PV) can be
generated by retail sales or personal
consumption.
When You Have 100 PV Rank Advancement Bonus

Eligible to earn STAR Bonus $5,000 (Paid in 10 monthly increments)

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 25

Sapphire Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 14 Levels

1 Active PE Platinum 8% Binary

20% Binary Match


60 Team Commissions 1 st Gen, 5% 2 nd Gen,
5% 3 rd Gen, 5% 4 th Gen

Requirements Eligible To Earn When You Have 50 PV Minimum Income Guarantee (MIG)
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $10,000 month/
100 PSV
2% 3 rd CSB 14 Levels $120,000 annually

1 Active PE Platinum 12% Binary Requirements


Active Sapphire or above
20% Binary Match 100 PV
$150,000 Personal Group Volume
60 Team Commissions 1 st Gen, 5% 2 nd Gen, (PGV) with no more than 60% from one
5% 3 rd Gen, 5% 4 th Gen leg
Personal Volume (PV) can be
generated by retail sales or personal
When You Have 100 PV Rank Advancement Bonus consumption.

Eligible to earn STAR Bonus $10,000 (Paid in 10 monthly increments)

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 26

Ruby Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 15 Levels

2 Active PE Platinum 8% Binary

20% Binary Match


1 st Gen, 5% 2 nd Gen,
120 Team Commissions
5% 3 rd Gen, 5% 4 th Gen,
5% 5 th Gen
Minimum Income Guarantee (MIG)
Requirements Eligible To Earn When You Have 50 PV $25,000 month/
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $300,000 annually
100 PSV
2% 3 rd CSB 15 Levels
Requirements
Active Ruby or above
2 Active PE Platinum 12% Binary
100 PV
$400,000 Personal Group Volume
20% Binary Match (PGV) with no more than 60% from one
1 st Gen, 5% 2 nd Gen, leg
120 Team Commissions Personal Volume (PV) can be
5% 3 rd Gen, 5% 4 th Gen,
generated by retail sales or personal
5% 5 th Gen consumption.

When You Have 100 PV Rank Advancement Bonus

Eligible to earn STAR Bonus $25,000 (Paid in 10 monthly increments)

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 27

Emerald Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 16 Levels

4 Active PE Platinum 8% Binary

20% Binary Match


1 st Gen, 5% 2 nd Gen,
250 Team Commissions
5% 3 rd Gen, 5% 4 th Gen,
5% 5 th Gen, 5% 6 th Gen
Minimum Income Guarantee (MIG)
Requirements Eligible To Earn When You Have 50 PV $50,000 month/
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $600,000 annually
100 PSV
2% 3 rd CSB 16 Levels
Requirements
Active Emerald or above
4 Active PE Platinum 12% Binary
100 PV
$700,000 Personal Group Volume
20% Binary Match (PGV) with no more than 60% from one
1 st Gen, 5% 2 nd Gen, leg
250 Team Commissions Personal Volume (PV) can be
5% 3 rd Gen, 5% 4 th Gen,
generated by retail sales or personal
5% 5 th Gen, 5% 6 th Gen consumption.

When You Have 100 PV Rank Advancement Bonus

Eligible to earn STAR Bonus $50,000 (Paid in 10 monthly increments)

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 28

Diamond Consultant

Requirements Eligible To Earn When You Have 50 PV


20% CSB, 3% 2 nd CSB, Earn $1.00 Matrix thru
50 PSV
2% 3 rd CSB 17 Levels

6 Active PE Platinum 8% Binary

20% Binary Match


1 st Gen, 5% 2 nd Gen,
500 Team Commissions 5% 3 rd Gen, 5% 4 th Gen,
5% 5 th Gen, 5% 6 th Gen,
5% 7 th Gen
Minimum Income Guarantee (MIG)
$84,000 month/
Requirements Eligible To Earn When You Have 50 PV $1,008,000 annually
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru
100 PSV Requirements
2% 3 rd CSB 17 Levels
Active Diamond
100 PV
6 Active PE Platinum 12% Binary
$1,00,000 Personal Group Volume
(PGV) with no more than 60% from one
20% Binary Match
leg
1 st Gen, 5% 2 nd Gen, Personal Volume (PV) can be
500 Team Commissions 5% 3 rd Gen, 5% 4 th Gen, generated by retail sales or personal
consumption.
5% 5 th Gen, 5% 6 th Gen,
5% 7 th Gen

When You Have 100 PV Rank Advancement Bonus

Eligible to earn STAR Bonus $100,000 (Paid in 10 monthly increments)

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Terms To Know | 29

Active: Use/sell (retail or wholesale) a minimum of 25 PSV Executive Consultant: An Executive Consultant is someone
every 31 days. who is active and has two personally enrolled active
customers, with one placed on the left leg and one placed
Binary: Type of Incentive Plan where Consultants have only
on the right leg.
two front-line Consultants. When a Consultant sponsors more
than two people, the additional members are placed at Generation: A Generation is when someone is tied to you
levels below others under the sponsoring Consultant. through personal enrollment. For example, you enroll John.
He is your 1st Generation. John enrolls Sue. She is your 2nd
Bronze Consultant: A Bronze Consultant is someone who is
Generation. The Heart & Body Naturals Incentive Plan pays
active and has two personally enrolled Executive Consultants,
up to 3 Generations of Customers Sales Bonus and up to 7
one in each leg.
Generations of Binary Match Commissions.
Commissionable Volume (CV): The international currency
Matrix: Type of Incentive Plan that has a set width and depth.
attached to every product. When product is sold, volume is
It is by this width and depth that Consultants are paid.
generated. Earning qualification, commissions, and bonuses
are directly related to volume. Fifty percent (50%) of the Personal Group Volume (PGV): The total of commissionable
Commissionable Volume on Customer Sales Bonus (CSB) volume under your personally enrolled.
eligible orders will be placed in your Dual Infinity Matrix &
Personal Sales Volume (PSV): Combined total of personal
Binary Team Volume.
purchases + new (previous 31 days) Retail and Wholesale
Consultant: Someone who has completed a free online Customer purchases.
enrollment, has 25 Personal Sales Volume (PSV), and one
Personal Volume (PV): Combined total of personal purchases
active personally enrolled customer.
+ new (previous 31 days) Retail Customer purchases.
Dynamic Compression: At the close of a month all accounts
Team Commission: When you have 200 CV on your left and
that have 25 PSV will compress (move) above accounts that
200 CV on your right, you cycle and earn a Team Commission
do not yet have 25 PSV. Accounts without 25 PSV will be
of 4%, 8%, or 12%.
placed back into the organization in the next open spot. Once
an account has been compressed it will not have the ability
to earn on the volume of accounts compressed above it.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
How Commissions & Bonuses Are Paid | 30

Earnings are automatically deposited to your e-wallet immediately


when earned. You can withdraw them to your PayQuicker account
at any time. PayQuicker withdrawal requests are processed daily at
1:00 pm EST. If you do not make a withdrawal request, a request will
automatically be processed every Friday at 1:00 pm EST.

When your first withdrawal is made your PayQuicker account will be


created. You will receive an email with instructions to complete the
account setup. Once completed, your Green Organics, LLC Family
of Companies PayQuicker debit card will be ordered and paid for by
Heart & Body Naturals parent company, Green Organics, LLC. You will
receive your card within 7 to 14 business days. While you are waiting
for your card to arrive, you can connect your PayQuicker account to
your bank account and transfer your earnings to your bank account.

Income Disclaimer: Heart & Body Naturals does not guarantee or


imply any specific earnings or income. Individual income results
may vary significantly and are based on may factors including a
Consultants individual efforts, business experience, and skills. Heart &
Body Naturals makes no warranty or representation as to the level of
success, if any, Consultants may achieve by selling any product or in
soliciting Consultants or retail customers.

Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017

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