Professional Documents
Culture Documents
2017
CONTENTS
INCOME DISLOSURE.................................................................................... 2
WELCOME.................................................................................................... 3
MINIMUM INCOME GUARANTEE (MIG)..................................................... 4
DUAL INFINITY PLAN..................................................................................... 7
DIRECT SELLING DONE RIGHT..................................................................... 8
BECOME A VIP............................................................................................. 9
RETAIL COMMISSIONS............................................................................... 10
CUSTOMER SALES BONUS (CSB)............................................................... 11
STAR BONUS............................................................................................... 12
DUAL INFINITY MATRIX............................................................................... 13
DUAL INFINITY BINARY............................................................................... 14
BINARY MATCH COMMISSIONS............................................................... 15
RANK ADVANCEMENT BONUS................................................................. 16
RANK REQUIREMENTS................................................................................ 17
RANK DETAILS............................................................................................. 18
TERMS TO KNOW........................................................................................ 29
HOW COMMISSIONS AND BONUSES ARE PAID...................................... 30
2017 Heart & Body Naturals, LLC | 2011 Green Organics, LLC
Income Disclaimer: Heart & Body Naturals does not guarantee or imply any specific earnings or income. Individual income results may vary significantly and are based on
may factors including a Consultants individual efforts, business experience, and skills. Heart & Body Naturals makes no warranty or representation as to the level of success, if
any, Consultants may achieve by selling any product or in soliciting Consultants or retail customers.
Income Disclosure | September 2017
The Heart & Body Naturals (HBN) Income Opportunity is an These income projections should not be considered as
exciting opportunity that rewards you for referring our products guarantees or projections of your actual earnings or profits.
and for sponsoring other participants who do the same. Success with HBN results only from hard work, dedication, and
leadership.
Although the opportunity is unlimited, individual results will vary
depending on market conditions, commitment levels, and sales
skills of each participant. Customer-Driven Success
We know the first, best step to building a business that
Since HBN has recently launched, it lacks enough statistical supplements your income is developing a foundation of
data to prepare reliable income disclosures. The numbers customers.
below reflect estimates prepared by the company pending a
more detailed survey to be conducted after its first year. Based 91% of the people who
on industry standards and company projections, the average purchased Heart & Body
annual gross revenue for Heart & Body Naturals is projected to Naturals products did so
be anywhere between $500 and $2,000. This projected average as a Customer. Customers
Customers
income does not reflect the expenses associated with building do not participate in the
an HBN business, as promotional and other miscellaneous Incentive Plan.
expenses could exceed the commissions received.
There will certainly be participants who will earn less while others 9% of all purchases
will earn much more. Were excited about the HBN Income made from Heart & Body
Consultants
Naturals were made by
Opportunity and were confident it will provide you a solid
Consultants who joined
foundation to help you achieve your financial goals.
to create a for-profit
business.
If income projections were presented to you prior to your
enrollment, such projections are not necessarily representative
of the income, if any, that you can or will earn through your
participation in the Income Opportunity.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 3
We offer a smart, realistic, and attainable plan with seven generous ways to earn that allow you to work at your own pace.
Our belief system is simple and has been demonstrated every day for the past seven years in our parent company; to always be
authentic, ethical, and transparent... while always respecting the partnership with you, our Consultant.
We want you to know that you can go to work here; invest your heart, time, and dreams... knowing that you represent
products that work and owners you can trust who will always be standing beside you.
Our powerful Dual Infinity Plan helps you earn faster and more importantly, with less qualifiers, than other companies in the
marketplace - whether you decide to create a full-time business or a part-time income.
Together, we are creating a culture that is truly enriching the lives of people around the world.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 4
1. The MIG Bonus pays you the difference between your combined compensation and the MIG for your qualified rank and
PGV that month. If your compensation is greater than the MIG no bonus is paid.
Example: If you have the Executive MIG qualifiers (rank and PGV) met at the close of October,
and your total compensation during October is $420.00, your MIG Bonus would be $80.00, the
difference between your MIG of $500.00 and your earned compensation of $420.00.
2. The MIG Bonus is paid on the 10th of the month following the first complete calendar month after you achieve the MIG
qualified rank.
Example: You achieve the MIG qualified rank of Platinum on January 10th. The first complete
calendar month following your promotion is February. As long as you continue to be qualified at
Platinum or above and meet the required PGV in February, your first bonus will be paid on March
10th.
3. All MIG Bonuses are paid monthly. Monthly Minimum Income Guarantee are as follows:
Executive: $500 Silver: $1,200 Platinum: $3,000 Sapphire: $10,000 Emerald: $50,000
Bronze: $800 Gold: $2,000 Pearl: $5,000 Ruby: $25,000 Diamond: $84,000
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 5
Requirements
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Heart & Body Naturals Incentive Plan | 6
Requirements
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Dual Infinity Plan | 7
FREE TO JOIN & NO WEBSITE FEES (You only pay for products that you want to purchase.)
EVERYONE STARTS AS A CUSTOMER (Love the products first!)
LOW PERSONAL SALES VOLUME REQUIREMENTS (Can be met by the purchases of others.)
DAILY COMMISSIONS THAT PAY IN REAL TIME (Need to pay the car payment tomorrow? Sell some product!)
PayQuicker debit card ordered free of charge with daily commission deposits!
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 8
We believe if you sell products you should earn commissions on those products without any qualifiers.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 9
Become a VIP
When a Heart & Body Naturals Consultant either sells retail or purchases for personal use one of our Value Packs and they also
personally enroll three (3) Customers or Consultants who purchase one of our Value Packs in the same calendar month they
will become VIP qualified.
As a qualified VIP Consultant, the Customer Sales Bonus (CSB) on the three Value Packs sold will retroactively triple once the
third sale is made.
As a VIP Consultant you will continue to earn, for life, triple CSB commissions on each qualified Value Pack you sell to personally
enrolled Customers and Consultants.
Family Essentials Value Pack Healing Trilogy Value Pack Weight Loss Value Pack
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 10
Your customers can also purchase at retail pricing from your free website. When they do, you earn the difference between
the retail price and the wholesale price.
Action: Share HBN products with people who purchase at the suggested
retail price.
Bonus: Earn the difference between the retail price and the wholesale price
on all retail orders placed on your free website.
The HBN Difference: All retail orders from your website count toward your
Personal Sales Volume (PSV) for earning and rank qualifications.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 11
1 Consultant 20%
20% of the CV is paid to the enroller on wholesale orders placed during the
Customers first 90 days 2 Executive 3%
When a retail order is placed, the CSB is paid in addition to Retail Commissions 3 Bronze 2%
As you build a team, you can also qualify to earn the CSB on the purchases of
their personally enrolled, up to 3 generations deep
Action: Share HBN products with others who Requirements to Earn: There are no requirements
purchase products at wholesale or retail pricing. to earn 1 st Generation CSB.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 12
Its hard to believe, but most people who start a Direct Selling business never actually make money. In fact, many lose money.
There are lots of reasons why, with the main one being most compensation plans are designed to only reward those who can
build large teams. The Heart & Body Naturals plan is designed to be fair and balanced for all Consultants so everyone can
reach their financial goals. The STAR Bonus allows the Consultant to quickly earn an additional $400.00 monthly bonus.
Action: Share With 4 & Yours Is Free is the foundation STAR Bonus
and starting point of the HBN Incentive Plan.
1st generation 2nd generation
$100 $300
Bonus: Earn $100 and $300 monthly bonuses. (4 qualified customers) (16 qualified customers)
Requirements to Earn:
Personally move (use/sell retail) 100 CV in products every 30 days
Enroll 4 customers who move (use/sell retail) 100 CV in products every 30 days
Have a total of 16 Customers on your 2 nd Generation who move (use/sell retail)
100 CV in products every 30 days
The HBN Difference: The Customer Sales Bonus and STAR Bonus COMBINED allow you to earn $525.00 + monthly
on a team of only 20 members.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 13
Bonus: Earn $1.00 for every 50 CV order placed by customers BRONZE 9 512
under you in your Infinity Matrix, no matter who enrolled them. SILVER 10 1,024
GOLD 11 2,048
PLATINUM 12 4,096
Requirements to Earn:
PEARL 13 8,192
Use and/or Retail 50 CV in product points.
Active Consultant (or above). SAPPHIRE 14 16,384
RUBY 15 32,768
EMERALD 16 65,536
The HBN Difference: If you dont have your one person, i.e., youre DIAMOND* 17 131,072
not a Consultant, but you still have at least 25 PSV, you will keep
your spot and everyone under you and can focus on getting being
Paid to infinity or the next qualified
*
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 14
Requirements to Earn:
Active Executive Consultant (or above)
No other rank required to earn
$20,000 weekly maximum
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 15
Bronze(and above) Consultants can qualify to earn a check match of the Binary Commissions on Executive Consultants in their
enrollment tree, up to 7 Generations deep, with no limit to the number of checks you can match!
Generation Bronze Silver Gold Platinum Pearl Sapphire Ruby Emerald Diamond
1 10% 15% 20% 20% 20% 20% 20% 20% 20%
2 5% 5% 5% 5% 5% 5%
3 5% 5% 5% 5% 5%
4 5% 5% 5% 5%
5 5% 5% 5%
6 5% 5%
7 5%
Take advantage of ranks that can make your business stronger. Each rank is designed to ensure a strong
foundation for your organization, both in structure and volume. Build your organization with these ranks in
mind and youll be building your future!
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Seven Ways To Earn | 16
As your business grows and you reach the rank of Pearl(or above), you qualify for the guaranteed income Rank Advancement
Bonus, split into 10 monthly payments when rank is maintained!
Action: Grow your team through the ranks and earn Requirements to Earn:
up to $190,000. Active Pearl Consultant (or above)
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Requirements | 17
Consultant 25 1 0
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 18
With Heart & Body Naturals innovative Dual Infinity Incentive Plan youll be generously rewarded for personally generated
sales and the product sales generated by your team based on your leadership and duplication.
As you progress toward building your Heart & Body Naturals business, youll rise through the Ranks and further expand your
earning potential. Rank achievement depends on the time and effort your put into your business, and rewards you at each
level. Join us in bringing your dreams to fruition, embracing abundance, and creating prosperity in your life and the lives of
those around you, starting today!
Consultant
Requirements Eligible To Earn When You Have 50 PV
1 Active PE
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 19
Executive Consultant
100 PSV 20% CSB, 3% 2 nd CSB Earn $1.00 Matrix thru 8 Levels Requirements
Active Executive or above
2 Active PE (1 in each leg) 12% Binary 50 PV
$5,000 Personal Group Volume (PGV)
with no more than 60% from one leg
Personal Volume (PV) can be
When You Have 100 PV
generated by retail sales or personal
Eligible to earn STAR Bonus consumption.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 20
Bronze Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 21
Silver Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 22
Gold Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 23
Platinum Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 24
Pearl Consultant
Requirements Eligible To Earn When You Have 50 PV Minimum Income Guarantee (MIG)
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $5,000 month/$60,000 annually
100 PSV
2% 3 rd CSB 13 Levels
Requirements
12 Active PE Executives Active Pearl or above
12% Binary
(3 in each leg) 100 PV
$100,000 Personal Group Volume
20% Binary Match (PGV) with no more than 60% from one
30 Team Commissions 1 st Gen, 5% 2 nd Gen, leg
5% 3 rd Gen Personal Volume (PV) can be
generated by retail sales or personal
consumption.
When You Have 100 PV Rank Advancement Bonus
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 25
Sapphire Consultant
Requirements Eligible To Earn When You Have 50 PV Minimum Income Guarantee (MIG)
20% CSB, 3% 2 nd
CSB, Earn $1.00 Matrix thru $10,000 month/
100 PSV
2% 3 rd CSB 14 Levels $120,000 annually
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 26
Ruby Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 27
Emerald Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Rank Details | 28
Diamond Consultant
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
Terms To Know | 29
Active: Use/sell (retail or wholesale) a minimum of 25 PSV Executive Consultant: An Executive Consultant is someone
every 31 days. who is active and has two personally enrolled active
customers, with one placed on the left leg and one placed
Binary: Type of Incentive Plan where Consultants have only
on the right leg.
two front-line Consultants. When a Consultant sponsors more
than two people, the additional members are placed at Generation: A Generation is when someone is tied to you
levels below others under the sponsoring Consultant. through personal enrollment. For example, you enroll John.
He is your 1st Generation. John enrolls Sue. She is your 2nd
Bronze Consultant: A Bronze Consultant is someone who is
Generation. The Heart & Body Naturals Incentive Plan pays
active and has two personally enrolled Executive Consultants,
up to 3 Generations of Customers Sales Bonus and up to 7
one in each leg.
Generations of Binary Match Commissions.
Commissionable Volume (CV): The international currency
Matrix: Type of Incentive Plan that has a set width and depth.
attached to every product. When product is sold, volume is
It is by this width and depth that Consultants are paid.
generated. Earning qualification, commissions, and bonuses
are directly related to volume. Fifty percent (50%) of the Personal Group Volume (PGV): The total of commissionable
Commissionable Volume on Customer Sales Bonus (CSB) volume under your personally enrolled.
eligible orders will be placed in your Dual Infinity Matrix &
Personal Sales Volume (PSV): Combined total of personal
Binary Team Volume.
purchases + new (previous 31 days) Retail and Wholesale
Consultant: Someone who has completed a free online Customer purchases.
enrollment, has 25 Personal Sales Volume (PSV), and one
Personal Volume (PV): Combined total of personal purchases
active personally enrolled customer.
+ new (previous 31 days) Retail Customer purchases.
Dynamic Compression: At the close of a month all accounts
Team Commission: When you have 200 CV on your left and
that have 25 PSV will compress (move) above accounts that
200 CV on your right, you cycle and earn a Team Commission
do not yet have 25 PSV. Accounts without 25 PSV will be
of 4%, 8%, or 12%.
placed back into the organization in the next open spot. Once
an account has been compressed it will not have the ability
to earn on the volume of accounts compressed above it.
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017
How Commissions & Bonuses Are Paid | 30
Heart & Body Naturals, LLC Morrow, OH 45152 www.HBNaturals.com (513) 274-2110 V10192017