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The Ontario Superior Court of Justice

1. On and around I filed a Motion with the documentary evidence
attached asking the Judge to proceed with the Summary Judgment against the
defendants
2. But when the Motion was presented to the Judge in service at the Court , the
Judge could not make his decision on the Motion because he was missing the
documentary evidence. The documentary evidence was detached from the Motion
fraudulently by friends or family members working in the Ontario Superior Court of
Justice. As such a reprehensible behavior caused consternation and detrimental
effect to the merits of my case .

3. The way in which MPS and its staff conduct themselves and how I had been
treated lack of communication , not being notified or contacted or acknowledged
of banks intent to give my account to collection agency I call the incident shocking
and unacceptable .
4. Apparently she tried to undermine my professional reputation in the
community and worldwide and therefore such attempt violated my rights and
broke the law. The safety must be respected to ensure the .
5. I normally tried to reply politely but hostility and misconduct towards me on
the part of the MPS
6. Despite my numerous attempts to contact and meet with the bank trying to
find a fair solution ( I realized that the bank was not doing enough to protect me as a
customer and my account, likewise )
7. For instance, the BMP imposed and overcharged me the interest unjustified on
no operation or transaction effectuated with the bank it was ripping me off . In this
case the Bank clearly manifested a reckless conduct towards me and a detriment to
my account .
BANKS
a/ potential fraudulent conduct, lack of vigorously monitoring my account held
with CIBC permitted a perpetrator to committing the theft of 2538 dollars through
the bancomat withdrawal or through other transaction unknown to me or beyond
my control and consent
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allowing MPS to profit from overcharge interest unjustified it seems more like
extortion of money unjustified
In the light of this report, I call upon your duty to examine the implication of
misconduct risk arising from overcharge interest for no bank transaction or
operation being made.
WHAT steps should have been taken before a bank passed on a customers account
to a collection agent ?
There are preliminary steps that should have been taken before my account
passed to collection agent.
Promote greater coordination in order to ensure consistent national
authorities in order to ensure consistent approached and appropriate option
has been used at disposal of authorities to address misconduct .
Issues causes and the impact emphasized
Misconduct is normally associated with willful or intentional disregard of laws,
ethics or internal governance and control. IT is more likely where internal
processes and governance are inadequate or failed internal processes, people
and systems or external events, and includes legal risks .
Clients internal fraud of loss event type .
The impact is detrimental to me as customer , non-exhaustive practice
Violation of national and international rules and regulations
The extent of the misconduct imposes on me as customer clearly it should
have been prevented
Misconduct damaged the confidence in banking MPS proper functioning of
the banking system.

BANKS STANDARDS OF BANK PRACTUCE

Responsibilities
Governance and surveillance
Consequences of misconduct after the stealing my money has occurred
The behavior of individuals I met which was not aligned with the interests of
customers.
They may think they can get away with misconduct believing that public authorities
are unlikely to apply very significant penalties because of their systemic nature
They careless about the long-term repercussions for a customer / bank
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IF MPS compliance department is unable to handle all the information coming from
(customer properly)
GOVERNANCE and internal controls at banks are of key importance in preventing
misconduct .
The weak oversight and controls had led to losses incurred over the
No steps have been taken to prevent misconduct
Complaint handling for banking
WHAT steps should be taken in handling complaint
Reasonable steps
regulatory breaches and misconduct
lack of responsibility for ensuring compliance with regulatory requirements
BANKS and general view
As regards manipulation, the overcharge interest amount
Redress costs refunds and compensation
Misconduct has contagious effects which affect financial corruption political
fraud
Behaved badly loss of confidence contributed , or casting a shadow over the
relationship between bank and me as a customer .
Unethical business practices
Failure to keep customer information secure and irresponsible behavior are
likely to have the most negative effects on trust in any kind of business
Greed and poor corporate governance as the main reason behind the
A perceived lack of integrity on the part of managers have been two issues
which have upset me most
An ongoing aggravation of reputation and risk following the widening scope
and magnitude of inappropriate practices
WHEN does the general public lose trust in banks ?
Misconduct by MPS weaken the confidence
No adequate steps have been taken by authorities to address this problem
No forward looking assessment of the way the bank operate , with a view to
helping to restore trust in RS