Professional Documents
Culture Documents
1
Effective 6/2016
Eligibility
To be eligible to use the Brightwell Navigator Service, you must be at least eighteen (18) years of
age and an employee or contractor of a Maritime Employer.
Changes to this Agreement
Brightwell may modify these Terms from time to time under certain conditions including but not
limited to the following events:
2
Effective 6/2016
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack,
or other technologically harmful material that may infect your computer equipment, other access
devices, computer programs, data or other proprietary material due to your use of our website,
downloading of any content on it, or any website linked to it. Nothing in the foregoing, or elsewhere
in these Terms, limits our liability to you as a result of any damage or losses you incur due to a
data security breach or similar incident within our servers or systems.
Your Liability
You must ensure that you input correct instructions into the Brightwell Navigator Service, including
without limitation, beneficiary bank account details where applicable. If information is incorrect,
transfers may be delayed and/or incur additional service charges. There is also the possibility
that funds will be lost, although (on your request) we would make immediate efforts to assist the
remitter to trace such funds.
Allocation Errors and Amendments
You should notify Brightwell promptly by phone, email or in writing (see Contact details below)
of a suspected error relating to your Wage Payment allocations so that we can act quickly to try
and rectify these for you in accordance with these Terms.
Once you have submitted your Wage Payment distributions and allocations you will be able to
amend them at any time up to the effective date disclosed at the time of the distribution and
allocation request. After this time, Brightwell and/or your Maritime Employer will have taken steps
to effect the instructions you have submitted via our service and we will not be able to reverse
them.
Fees
You agree to pay all fees associated with use of the Brightwell Navigator Service payable by you,
as shall be notified to you in advance of you electing or changing your Wage Payment options.
The amount of fees are based on the type of transaction in which you are engaging and will be
disclosed (together with details of the manner in which those fees are to be paid, such as
deduction from Wage Payment amounts being disbursed) prior to you selecting your allocations
for disbursement of Wage Payments.
Where you elect for disbursements of Wage Payments which involve conversion from one
currency to another currency, the foreign exchange rate to be applied is that stipulated by the
remitter as agreed by your Maritime Employer. The foreign exchange rate to be applied will be
disclosed to you prior to at the time you select the relevant allocation for disbursement of Wage
Payment via the Brightwell Navigator Service.
Accessing our Site
To access the Brightwell Navigator Service, you must complete the registration process by
providing Brightwell with current, complete and accurate information as prompted on the
enrollment form. You will also need to choose a password and accept the Other Applicable
Terms referred to earlier in these Terms.
You and/or Maritime Employer are responsible for making all arrangements necessary for you to
have access to our website.
3
Effective 6/2016
4
Effective 6/2016
Applicable Law
These Terms and any dispute or claim arising out of or in connection with them or their subject
matter or formation including non-contractual disputes or claims, shall be governed by and
construed in accordance with law.
You agree that, except to the extent inconsistent with or preempted by federal law and except as
otherwise stated in these Terms, the laws of the State of Florida, without regard to principles of
conflict of laws, will govern this agreement and any claim or dispute that has arisen or may arise
between you and Brightwell.
Contact
Please contact us by messaging via your online account, writing to Brightwell Payments Navigator
Service, P.O. Box 724026, Atlanta, Georgia 31139, or calling us at the number on the back of
your OceanPay Card if you have questions about these Terms or the Brightwell Navigator
Service.