TAKING THE BIG LEAP TO SUCCESS

PERFORMANCE HIGHLIGHTS (In r million except as indicated)

Y e a r E n d e d M a rc h 3 1 2 0 1 7 2 0 1 6 2 0 1 5 2 0 1 4 2 0 1 3 2 0 1 2 2 0 1 1 2 0 1 0 2 0 0 9 2 0 0 8 2 0 0 7

Total Income 66,336 53,157 39,119 25,555 21,840 16,707 14,289 9,778 9,005 10,888 3,718

Total Expenditure 56,756 46,969 33,839 22,040 19,247 14,720 10,789 6,450 5,715 6,421 1,971

Profit Before Tax 9,580 6,188 5,280 3,515 2,593 1,987 3,500 3,328 3,290 4,467 1,747

Tax Expenses 3,948 2,354 2,017 1,346 881 681 1,031 879 1,199 1,540 646

Profit After Tax 6,093 4,144 3,287 2,202 1,785 1,277 2,330 2,292 1,864 2,732 1,099

Paid up Equity Capital 833 814 792 769 719 757 752 375 375 375 45

Net worth* 52,879 43,717 35,314 32,558 26,909 28,748 25,554 24,706 23,303 23,274 7,222

Diluted EPS (R) (FV R1)# 6.92 4.85 3.88 2.85 2.31 1.66 3.00 2.94 2.43 4.00 2.08

BVPS (R) (FV R1)# 52.00 45.14 39.92 37.57 32.13 34.80 30.56 30.04 28.21 24.65 9.36

#
Adjusted for Corporate Actions *
Net worth including minority Previous years figures have been regrouped wherever necessary

PERFORMANCE HIGHLIGHTS
T o t a l In c o m e ( rm illio n ) Profit Before Tax (r m i l l i o n ) Profit After Tax (r m i l l i o n )

2 0 1 7
2 % 6 6 ,3 3 6 7 % 2 0 1 7
R : 3 2 0 1 6 R : 3 9 ,5 8 0
AC G 5 3 ,1 5 7 C A G 7 %
2 0 1 7
R : 3 6 ,0 9 3
2015 2 0 1 6 C A G
3 9 ,1 1 9 6 ,1 8 8 2 0 1 6
2015 4 ,1 4 4
2 0 1 4 5 ,2 8 0 2015
2 0 1 3 2 0 1 4
2 5 ,5 5 5 2 0 1 3 3 ,5 1 5 2 0 1 4 3 ,2 8 7
2 1 ,8 4 0 2 ,5 9 3 2 0 1 3 2 ,2 0 2
1 ,7 8 5

0 2 | Performance Highlights
PERFORMANCE HIGHLIGHTS

D i l u t e d E a r n i n g s P e r S h a r e ( R) ( F V R1 ) # B o o k V a l u e P e r S h a r e ( R) ( F V R1 ) # P a id u p E q u it y C a p it a l ( rm illio n )

2 0 1 7
2 0 1 7
R : 8
% 5 2 .0 0 : 2 %
3 % 6 .9 2 C A G C A G R 2 0 1 7
R : 3 2 0 1 6 8 3 3
C A G 2 0 1 6 2015 8 1 4
2 0 1 6 4 5 .1 4 2 0 1 4 7 9 2
4 .8 5 2015 2 0 1 3 7 6 9
2015 2 0 1 4 3 9 .9 2 7 1 9
2 0 1 4 3 .8 8 2 0 1 3 3 7 .5 7
2 0 1 3 2 .8 5 3 2 .1 3
2 .3 1

% 2 0 1 7
: 2 4 2 0 1 6 3 8 6 ,6 6 9
3 % 2 0 1 7 AC G R 3 2 1 ,4 4 9
R : 1 5 2 ,8 7 9
C A G 2 0 1 6 2015
4 3 ,7 1 7 2 7 0 ,7 1 8
2015 2 0 1 4
2 0 1 4 3 5 ,3 1 4
3 2 ,5 5 8 2 0 1 3 1 6 0 ,4 2 8
2 0 1 3 1 4 2 ,2 4 4
2 6 ,9 0 9

N e t w o r t h * ( rm illio n ) B a la n c e S h e e t S iz e ( rm illio n )

E d e l w e i s s A n n u al R e p o r t 2 0 1 6 - 1 7 | 0 3
FY17 HIGHLIGHTS

TOTAL INCOME PROFIT AFTER TAX

`66,336 MILLION `6,093 MILLION

ROE - EX-INSURANCE DILUTED

2 .7%
EARNINGS
PER SHARE
(FV `1)
`6.92

`
BALANCE SHEET SIZE
`386.67 ROA - EX-INSURANCE
BILLION 2.4%

NET WORTH*
`52.88 BILLION
*
Net worth including minority

04 | Performance Highlights
 GROSS NPLS NET NPLS
1.59% 0.60%

PROVISION COVER
(INCL. STD ASSET PROV.)
87%

RETAIL CREDIT TOTAL CREDIT

PORTFOLIO BOOK
`89.51 BILLION `276.08 BILLION

Edelweiss Annual Report 2016-17 | 05