POS Value Added Services

Presented By : Nona Fayaz

Business Development Manager ,EFT-POS Solution

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Agenda
1- Introduction
2- Integrated Payment Solution (Wynid)
3- Hospitality
4- Key Remote Downloading System
5- E_Voucher

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Introduction
• Hypercom Corporation is one of the largest
global providers of complete electronic
payment solutions and value-added services
at the point-of-transaction.

• Delivers a full suite of high security, end-to-

end electronic payment products and services
to customers

• Full suite of products and services address

the high security electronic transaction needs
of banks and other financial institutions,
processors, large scale retailers, smaller
merchants, quick service restaurants, and
users in the transportation, healthcare,
prepaid, unattended (Self Service) and many
other markets.

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 Integrated Payment Solution(Wynid)

• The Wynid integrated solution enables all

means of electronic payment to be accepted
at the point of sale. With its flexible and
scalable architecture, the system can be
easily and efficiently adapted to all types of
environments, from hypermarkets and petrol
stations, to smaller retail outlets, mail order,
e-commerce and outdoor points of sale.
• With a full range of management and
analysis tools, the Wynid solution allows
merchants to take full control of their
electronic transactions.

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Advantages of Wynid Integrated Solution
• Installation/Maintenance
– Use of existing IT infrastructure (IP network, EPOS system, printer…)
– Simple installation/configuration/upgrade (IP)
– No transaction data in payment device  easy terminal swap service
– Managed services for centralized solution configuration
• Daily Use
– No training (ECR manages payment process) ; less handling errors
– Automatic reporting of daily operations (batches, etc…)
– Easy access to management reports (local or global)
• Evolution
– Easy EPOS integration for different OS, and all countries
– Easy acquirer selection by server configuration
– Easy implementation of new card programs
EMEA EPOS Segmentation
Segment Tier Channel Solution
Hypermarket
Tier 1
(includes
Large Food & Drug petrol)
Direct
Integrated
Department Stores

Tier 2 Integrators Hosted

Hospitality

Specialty stores
Connected
Acquirers
Tier 3
Mass merchandize

Other
MICROS and Hospitality
The MICROS Mini Kiosk solution uses the Hypercom
Optimum M4100 Blade. Optional accessories include
(but not limited to) a printer, docking station, and
carrying cases.

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Functionality
•The Mini Kiosk has the ability to query Arriving
reservations using any of the following:
o Guest’s Last Name
o Confirmation Number
o Membership Number
o Credit Card

•Guests who provide a credit card

to secure their incidentals and room
charges may be checked in via the
Mini Kiosk.

•The Mini Kiosk does not provide the ability to

make room keys, therefore ALL rooms keys will
need to be pre cut.

•Guests can either be pre-blocked into rooms or

allow the KIOSK API to choose the next
available room for check-in

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 Architect - MICROS Integrated Payment Solution

IP PIN Pad with MICROS Payment Gateway MICROS POS/PMS

Sig Capture &
EMV capability
Reporting Service e7
Micros POS

MPG Core Engine

3700

Device Interface
Interface Merchant
Wireless Terminal Link
with Sig Capture
Fidelio/Opera 9700
& EMV capability
PMS Interface
Opera
MICROS SDC
Gateway
Countertop Retail Fidelio
Terminal with Interface
Internal and/or
External PIN Processor Interface xStore
Pad and EMV
capability
Existing
Gateway
DCC Relationships
Payment
Unattended
Gateways EMV
Devices with
PIN Pad and
•Hypercom SmartPayments
Processors Debit
EMV capability Credit
(Kiosk, Parking,
•Hypercom Wynid EMV Acquirers
other self-service) •Southern Datacom
•Merchant Link
•Shift 4 9
Key Remote Downloading System
The HyperSafe® Remote Key System is the payment industry’s first
standards-based remote key injection product that allows financial
institutions, retailers and service providers to quickly and securely
initiate on-site, in-store payment terminal key injection. The new
system offers a fast and highly secure alternative to the industry’s
traditional secure room key injection process.

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Advantages
•Easy-to-use & Cost effective

•Secure

•Flexible

• Maximum Security
Standard security requirements from ANSI x.509,
FIPS 140-2Level 3, Visa PCI PIN 2.0 Normative
Annex A, Visa PCI-DSS, ANSI x9.24
Part 1 & 2, and TG-3 Guidelines

•Communicate via dial or IP to the Remote Key

Server

•Inject Keys Anytime, Anywhere

•No secure room or special procedures required

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E-Voucher
• Download and printing of e-
Vouchers replacing scratch
cards.
• Online and Offline operation.
• Encryption of e-PINs.
• Key STS/Hypercom
Implementations:
– Hallo Jordan, Jordan
– EPL House, Libya
– Visa Jordan, Jordan
– Sabacard, Yemen
– Qatar National Bank, Qatar
– Bank Audi, Lebanon

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PayONE e-Voucher (Prepaid/Postpaid)

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E-Voucher Functionalities
• Distribution Management
– Products
– Services
– Limits
• Merchant Management
– Terminals
– Products
– Denominations
• Terminal Management
– Locations
– Limits
– Phones

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E-Voucher Functionalities
• Balance Management
– Deposits
– Withdraw
– Upload
• Price Management
– Cost price
– selling price
– discounts
• Risk Management
– Limits
– Periodicity

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Value Added Service
• Cost Effective through Managed Services
• Compliance
• Augmentation to existing infrastructure
• Save Time
– Speeding implementation Delivery
– Manage Remotely
• Business Driven
– Allows Expansions and Growth
– Better Reporting for Better Decisions
– Easier Product Development
– Increase Customer Retention & Acquisition
– Increase Customer Satisfaction
– Enhance Customer Experience to the most demanding
consumer

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Thank You

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 Nona Fayaz
Business Development Manager, EFT POS Solutions

Mobile : + 97150 108 58 77

Email : nona.fayaz@sts.com.jo
Website: www.sts.com.jo

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