Professional Documents
Culture Documents
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0800 716 376 Lines are open 8am to 6pm, Mon-Fri (except bank holidays).
or
Title Surname
Please complete all sections of the table below to confirm full details of all your indemnity/insurance providers since qualification.
All dates should be accounted for, including periods:
• when you were not working (e.g. parental leave)
• had indemnity provided by your employer (e.g. indemnity from NHS bodies)
• or indemnity was not required in the country you were working in.
Start date End date Indemnifier name (and address if not UK) Registration no /
or reason for gap Membership no
You may wish to contact your previous indemnity provider(s) directly to request a letter of good standing; this will help with
the application process.
I authorise and request my current and any former medical defence organisation, insurance company
or indemnity provider to release to MDU Services Ltd information regarding my membership or my
insurance or indemnity contract, complaints of a medico-legal nature, claims or actions for damages
or compensation, past or present, during my period of membership and/or indemnity, whether or not
there has been a final resolution, and I consent to the disclosure of such information to the MDU.
Signature Date D D M M Y Y
4 Consultants and Specialists
Please read questions If you answer ‘yes’ to any question, please provide details on page 5
E1 to E11 carefully. Any including:
misrepresentation or • Question number
omission of information • Relevant dates of incident(s), hearing(s) etc.
may lead to the rejection • The nature of the matter in question
of your application, • The status of the matter? Potential issue/ongoing matter/concluded
subsequent termination of • If concluded, please advise how was the matter was resolved
membership or withdrawal • Whether you were assisted by an insurer, medical defence
or denial of benefits. organisation or other body
If in doubt, tick ‘yes’ We may telephone you during the processing of your application.
E1 Have you, in the last 10 years, had any complaints or claims brought or threatened against you, irrespective of N Y
their merits or seriousness?
E2 Have any concerns ever been raised about your conduct, clinical practice or performance, educational N Y
progress, business administration or probity by an employer, medical school, NHS trust, clinical colleague or
any other body? (e.g. Care Quality Commission or a private hospital)
E3 Have you ever been the subject of an investigation or action under a disciplinary process or the NHS N Y
Performers List Regulations, irrespective of the merits or seriousness of the matter that led to this?
E4 Have you ever been suspended or dismissed from a post or had practice privileges or admitting rights N Y
withdrawn, suspended or made subject to restrictions or conditions?
E5 Have you ever been the subject of an investigation or an adverse finding by a registration or licensing body? N Y
(e.g. GMC/GDC – case examiner stage onwards) or any other body, e.g. the National Clinical Assessment
Service or a Royal College)
E6 Have you ever had any condition, undertakings or restrictions imposed on your registration or licence to N Y
practise, or been removed, refused or erased from registration, or had a licence to practise withdrawn or
refused, by a registration or licencing body?
E7 Are you aware of any incidents or circumstances involving you, irrespective of their seriousness, which could N Y
lead to an investigation, complaint, claim, disciplinary action, legal dispute, suspension from practice, imposition
of restrictions or conditions on your registration or licence to practise, or your removal from a professional
register or of your licence to practise, by a registration body?
E8 Have you ever been charged with, or convicted of, a criminal offence, or received a formal Police Caution? N Y
(Including any motoring offence even if you were fined but not imprisoned but excluding fixed penalty notices
for speeding offences or parking tickets. You should not disclose any cautions or convictions which are
‘protected’ under the 2013 amendment to the Rehabilitation of Offenders Act 1974 Exceptions Order 1975)
E9 Has any professional indemnity insurer or medical defence organisation ever declined to indemnify you, N Y
required special terms to indemnify you, cancelled or refused to renew your policy or membership or charged
you an additional premium/subscription?
E10 Have you ever been bankrupt or subject to insolvency proceedings, or entered into or proposed any voluntary N Y
arrangement with creditors?
E11 Are there are any other facts or circumstances that may be relevant to our considering your application? N Y
If so, please provide details
Consultants and Specialists 5
F1A Which specialty do you work in? Please specify your specialty of work: (e.g. Anaesthetics, Radiology...)
F1C Do you undertake any medical work where no other form of indemnity is in place, e.g. private practice? N Y
F2A Do you do any work in the Irish Republic or any other overseas country? N Y
F2B Do you have any arrangement (contractual or not) with a club/organisation to assess and/or treat professional N Y
sportsmen or women?
If ‘yes’, please provide the club or organisation name, the number of days per year and your gross* and net* income from this work.
Club/Organisation name Days per year Gross* annual income Net* annual income
*Some MDU subscriptions are income related. If we ask for your gross income, we mean the gross annual income generated from
your non-indemnified work, whether or not you receive any or all of this (By non-indemnified we mean work that is not indemnified
by NHS bodies or similar). However, before calculating the subscription due we allow deductions for reasonable expenses up to a
maximum of 50% of the gross figure. Expenses deducted must be wholly, exclusively and necessarily incurred for the purpose of non-
indemnified clinical practice. If we ask for your net income, we mean your gross annual income minus deductions for reasonable expenses
as described above, but before tax is deducted.
Please be aware that you need to declare your income for your MDU membership year (not your tax year), and that you may be required to
provide documentation to support the expenses calculations. The MDU is aware that practice expenses may differ between specialties.
Please note that if you conduct your practice through a limited company then the appropriate income figure to declare will be the gross
annual income and expenses generated by you for the company during your MDU membership year rather than the amount of income or
dividend that you are paid from the company’s account.
Important note: We appreciate that at the end of the year, when your accounts have come in, you may realise that your income from non-
indemnified work was more, or less, than your original estimate. If this is the case, to ensure that you have the appropriate level of indemnity
in place you must contact us to amend your details. Depending on the amount of variation from your original estimate, it may be necessary
for you to pay an additional subscription. Alternatively, you may be entitled to a refund.
If it becomes apparent that your non-indemnified income level will vary substantially from your original estimate, you should tell us as soon as
you realise this will happen, and not wait until the end of your membership year.
Consultants and Specialists 7
Are patients required to opt-in or opt-out of communication with their own GP? N Y
What arrangements are in place for communication with patients own GP?
Company website address
If you answered ‘yes’ to any of the above, please give your annual gross* and net* income from this group of procedures:
F2D Do you prescribe alternative or complementary medicines or carry out alternative or complementary procedures? N Y
If ‘yes’, do you require access to indemnity from the MDU? N Y
If ‘yes’, please list the procedures and indicate your income from each (gross* and net*)
F2E Doctors on the specialist register of the GMC as a Plastic Surgeon, and who have indicated in question F1A
their speciality is in plastic/cosmetic surgery do not need to answer this question.
Do you carry out cosmetic procedures in your non-indemnified* practice? (We define a cosmetic procedure as one N Y
where the primary purpose is to alter the aesthetic appearance of the patient rather than treat pathology)
Microdermabrasion Superficial facial peels (not using TCA) Thread vein work
If you answered ‘yes’ to any of the above, please give your annual gross* and net* income from this group of procedures:
F2F Do you do any non clinical work in your role as a doctor for which you require access to MDU indemnity? N Y
(work providing expert opinions must be listed as medico-legal work in question H1C)
If ‘yes’ please give details, making sure to include the type of work, the average number of hours per week you spend doing
it and your gross* and net* income from the work.
Type of work Hours per week Gross* annual income Net* annual income
G Questions specific to specialty Please answer the questions that relate to your specialty then move onto section H.
Not all specialties will have questions in this section
G1A Obstetrics and/or Gynaecology
Do you undertake non-indemnified* obstetrics? N Y
If ‘yes’ please telephone the membership team on 0800 716 376 for an additional questionnaire (unless you have already completed one)
Consultants and Specialists 9
G1D Radiology
Do you undertake non-indemnified* radiology? N Y
Procedures on the spine, brain, meninges or cerebral/ spinal vasculature (do not include spinal facet joint injections,
N Y
spinal nerve root blocks and epidural/caudal injections)?
If ‘yes’, please provide your gross* and net* income from this group of procedures.
Gross* annual income Net* annual income
H All applicants
H1A Do you do anything which would not normally fall within the remit of your specialty, and about which N Y
you have not already told us?
If ‘yes’, do you require access to indemnity from the MDU? N Y
If ‘yes’, please indicate the type of work, volume, whether it has indemnity and (if there is no indemnity) your gross*
and net* income
Type of work Volume Indemnity Gross* annual income Net* annual income
H1B Do you do any other work (not mentioned above) for which you require MDU indemnity? N Y
If ‘yes’, please state the work that you do and provide your gross* and net* income for this work.
H1C Please complete the following table to enable us to calculate the most cost effective subscription for you.
(Medico-legal work carries less risk than clinical work):
* Please see details on page 6 regarding calculating gross and net income.
H1D Please provide details of the location of all work you have advised us of in this form.
Please continue on a separate sheet if necessary.
One location N Y If ‘yes’ please provide address and tick if this is your preferred address for correspondance
Postcode:
Type of work
One location N Y If ‘yes’ please provide address and tick if this is your preferred address for correspondance
Postcode:
I Why have you chosen to apply for MDU membership? Please tick all that apply
Please be aware that subject to the information you provide and the date you submit your application, your subscription rate may change.
If this is the case you will be informed prior to being accepted into membership.
Please note that processing of your payment does not constitute acceptance of your application for membership. Your payment will
be refunded if your application is not successful. For your peace of mind you can pay by Direct Debit and we have two options for your
convenience. We can debit the full amount from your account each year (see section L), or you can pay in monthly instalments by way of
an agreement provided by Premium Credit Limited (see section M). You only need to fill in the relevant mandate once and it will continue
from year to year. You are protected by the Direct Debit safeguards and can cancel your authority at any time by contacting your bank or
building society.
Payment options:
Annual Direct Debit (single annual payment of full amount) - Please complete section L
Monthly Payment Option - Please complete section M
Alternative Options - Please complete section N
12 Consultants and Specialists
Postcode (required):
Signature Date D D M M Y Y
Have you incurred more than three CCJs against you within the last two years that have not been satisfied?
Y Please choose an alternative payment option N Please complete the Premium Credit mandate on
page 14.
Please note that if you choose to pay by monthly instalments, Premium Credit Limited will send you the credit agreement with
payment details before payments are taken. They will apply a small interest charge. Payment will be taken over 10 months.
Please do not complete the annual Direct Debit mandate for a monthly payment option, as this only applies to
single annual payment of the full amount.
Debit/credit cards. Single annual payment of full amount. We will contact you for payment once your application
has been processed. Please ensure you have provided your telephone number in section A.
Consultants and Specialists 13
Payments
The monthly payment you will have to pay will be dependent on your subscription and the interest (called the ‘transaction fee’ in the
credit agreement and other documentation). For specific details, please call our freephone membership helpline on 0800 716 376.
If there are changes to your subscription we will advise Premium Credit who will let you know how this affects your monthly payment
schedule.
Consequences of non-payment
Failing to make a payment when it is due or if your Direct Debit Instruction is cancelled breaches the terms of the credit agreement and
Premium Credit may take action to recover any outstanding amount from you. It may result in cancellation of the credit agreement and
your MDU membership which is financed by it.
In addition you will be charged all their reasonable costs, charges and expenses (together with all legal costs recoverable against you)
incurred by them enforcing their rights under the loan (whether these result from legal proceedings or not).
Missing payments could have severe consequences including, for example in very exceptional circumstances legal proceedings being
taken against you resulting in a judgment from the court and making it more difficult to obtain credit in future. Premium Credit may
report non-payment to credit reference agencies and this will adversely affect your credit rating (which most lenders consult when
assessing any borrowing application).
Right of withdrawal
You have the right to withdraw from the Premium Credit agreement before the end of 14 days beginning with whichever is the later of
the following – the day after the day on which
• the credit agreement is made;
• you receive Premium Credit’s terms and conditions (and any other information which they are required to give you with those
terms and conditions);
• they notify you of the Credit Limit (if they have told you what this is in the Agreement); or
• they inform you the credit agreement has been executed in identical terms to a copy of the credit agreement already provided to
you.
To exercise this right you must notify Premium Credit by writing to them at Operations Centre, Premium Credit Limited, Premium Credit
House, 60 East Street, Epsom, Surrey, KT17 1HB or by emailing customer.services@pcl.co.uk or calling 0344 736 9826.
You must pay the whole balance in full without any undue delay and no later than 30 days after notifying them you wish to withdraw
from the Agreement. If you do, no interest is payable on the balance. Payment must be by debit or credit card over the phone by calling
the number provided above or by cheque made payable to Premium Credit Limited sent to the Accounts Department at the address
above.
If you exercise your right to withdraw from the credit agreement you will need to find alternative means to pay for your MDU
membership or there is a risk that it may be cancelled.
Please fill in the whole form using a ballpoint pen and return to: The MDU, One Canada Square, London E14 5GS
Instruction to your
bank or building society
to pay by Direct Debit
Premium Credit Ltd
Premium Credit House,
60 East Street, Epsom, Surrey, KT17 1HB
Service user number:
Address Signature(s)
Postcode Date
Banks and building societies may not accept Direct Debit Instructions for some types of account
DD12
The
Direct Debit
Guarantee
• This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.
• If there are any changes to the amount, date or frequency of your Direct Debit, Premium Credit Ltd will notify you five working days in
advance of your account being debited or as otherwise agreed. If you request Premium Credit Ltd to collect a payment, confirmation of the
amount and date will be given to you at the time of the request.
• If an error is made in the payment of your Direct Debit by Premium Credit Ltd or your bank or building society you are entitled to a full and
immediate refund of the amount paid from your bank or building society.
- If you receive a refund you are not entitled to, you must pay it back when Premium Credit Ltd asks you to.
• You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please
also notify Premium Credit.
Consultants and Specialists 15
Membership
t 0800 716 376
e membership@themdu.com
Medico-legal team
t 0800 716 646
e advisory@themdu.com
Your feedback
Give us your feedback about the MDU
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© 2015 CON201-1508 - Application form - Consultants and specialists
Website
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MDU Services Limited (MDUSL) is authorised and regulated by the Financial Conduct Authority for insurance mediation and consumer credit activities only. MDUSL is
an agent for The Medical Defence Union Limited (MDU). MDU is not an insurance company. The benefits of MDU membership are all discretionary and are subject to
the Memorandum and Articles of Association.
MDU Services Limited, registered in England 3957086. Registered Office: One Canada Square, London E14 5GS