SOCIAL WELFARE LEGISLATION
COMPARATIVE CHART
ECC
Basis Work-related illness or injury
Coverage
Employee - Not over 60 years of age
Over 60 years but paying
contributions to qualify for
retirement or life insurance
SSS
Occurrence of contingency whether or
not work-connected
Compulsory
all employees not over 60 years
including:
domestics receiving at least
P1,000 a month
Self-employed
individual farmers and
fisherfolk
partners and sole-proprietors
actors/ actresses/ news
correspondents/ scriptwriters
professional athletes, coaches,
trainers and jockeys
Voluntary
Overseas Filipino Workers
Spouse devoting full-time to managing
household affairs (unless engages in
vocation subject to mandatory
coverage)
GSIS
Occurence of contingecy whether or
not work-connected
Compulsory
All persons who have not
reached the compulsory
retirement age, irrespective of
employment status
EXCEPT:
members of AFP and PNP
contractuals who have no
employer-employee
relationship with agency
serviced
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 Employer All employers (private or public) Employers in private sector All government agencies and
instrumentalities, including GOCCs
Definition of Any person compulsorily Any person who performs services for Any person receiving compensation
employee covered by GSIS or SS an employer in which physical and/or while in the seervice of an
Any person employed as casual, mental efforts are used and who employer, whether by election or
emergency, temporary, substitute receives compensation for such appointment, irrespective of status
or contractual services, where there is an employer- of appointment, including barangay
employee relationship and sanggunian officials.
Self-employed is both employer and
employee NOTE -- COMPENSATION is
THE FOLLOWING, however, are not defined as:
considered employment: Basic pay or salary received
a) Purely casual employment excluding:
b) Service on alien vessel outside per diems
Philippines bonuses
c) Government service OT pay
d) Service for foreign organization or honoraria
government allowances
e) Other services of temporary and other other emoluments in addition to
employees excluded by SSC basic pay not integrated in basic
pay
Definition of Any person employing services of Any person who carries on in the The national government, its
employer employee (whether in the public or Philippines any trade, business, industry political subdivisions, branches,
private sector) or undertaking or activity and uses agencies or is\nstrumentalities,
services of another who is under his including GOCCs and financial
orders as regards the employment institutions with original charters,

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Beneficiaries
Primary Dependent spouse until he
remarries
Dependent children
Secondary Dependent parents
Illegitimate children and
legitimate descendants (subject
to restrictions on dependent
children)
Tertiary
Dependents Legitimate, legitimated, legally
adopted or acknowledged
natural child who is:
a) unmarried
b) not gainfully employed
c) not over 21 years of age or
over 21 UNLESS he is
incapable of self-support due
EXCEPT government (or GOCCs)
(It therefore relates only to private sector
employment)
Dependent spouse until he remarries
Dependent legitimate, legitimated,
legally adopted or illegitimate children Dependent children
(Leg. Children get only 50% share of
legitimate or adopted ones unless
there are no legitimate or adopted
children)
Dependent parents
Any person designated as beneficiary
by the employee
Legitimate, legitimated, legally
adopted or illegitimate child who is:
a) unmarried
b) not gainfully employed
c) has not reached 21 years of age or
over 21 UNLESS he is incapable
of self-support due to physical or
mental defect which is congenital
the constitutional commissions and
judiciary (It therefore relates to
public sector employment.)
Legal dependent spouse until
he/she remarries
Dependent parents
Legitimate descendants, subject
to restrictions on dependent
children
Legitimate, legitimated, legally
adopted or illegitimate child who
is:
a) unmarried
b) not gainfully employed
c) is not over age of majority
UNLESS he is incapable of
self-support due to physical
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 to physical or mental defect
which is congenital or
acquired during minority
Legitimate spouse living with
employee
Parents of employee wholly
dependent on him for regular
support
Benefits Medical Benefits
Rehabilitation services
Temporary Total Disability
Permanent Total Disability
Permanent Partial Disability
Death Benefit
Funeral Benefit
Entitlement to NONE available
retirement benefits
or acquired during minority
Legal spouse entitled by law to
receive support from member
Parent who is receiving regular
support from member
Sickness benefit
Permanent Total Disability
Permanent Partial Disability
Death benefit
Funeral benefit
Retirement benefits
Member has reached age of 60 or 65
or mental defect acquired
prior to age of majority
Legitimate spouse dependent for
support on member
Parents dependent on member
for support
Temporary Total Disability
Permanent Total Disability
Permanent Partial Disability
Survivorship benefit
Funeral benefit
Retirement benefits
Separation benefit
1. separation
2. unemployment or involuntary
separation
Insurance
1. Compulsory
2. Optional
OPTIONAL - Member meets ff:
1. has worked for at least 15 years;
2. is at least 60 years of age at time
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Disabilities deemed 1. Temporary total disability lasting
permanent total over 120 days
2. Complete loss of sight in both
eyes
3. Loss of two limbs at or above
the ankle or wrist
4. Permanent complete paralysis of
two limbs
5. Brain injury resulting in
incurable imbecility or insanity
6. Other cases determined by
Medical Director of SSS
System excused from For all contingencies in the ff.
liability cases:
1. intoxication
2. willful intent to injure or kill
1. Complete loss of sight in both eyes
2. Loss of two limbs at or above the
ankle or wrist
3. Permanent complete paralysis of two
limbs
4. Brain injury resulting in incurable
imbecility or insanity
5. Other cases determined by SSS
of retirement; and
3. is not receiving monthly pension
benefit from permanent total
disability
COMPULSORY - Member is 65
years with at least 15 years of
service (if service is less than 15
years, he may be allowed to
continue in accordance with Civil
Service Rules and Regulations)
1. Complete loss of sight in both
eyes
2. Loss of two limbs at or above
the ankle or wrist
3. Permanent complete paralysis of
two limbs
4. Brain injury resulting in
incurable imbecility or insanity
5. Other cases determined by GSIS
For permanent disability, in the ff.
cases:
1. grave misconduct
2. notorious negligence
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 ones self or another
3. notorious negligence
Disabilities deemed Complete and permanent loss of use
permanent partial of a digit, limb, ear (or both ears),
hearing in one or both ears, or sight
in one eye
Funeral Benefit - P10,000
amount
Who pays Employer
remittances?
Notice requirement Employee to notify employer
within 5 days from injury or
illness (unless it is no longer
necessary under the exceptions)
Employer to record the same in
logbook within 5 days from
notice
Employer to notify SSS or
GSIS within 5 days from
recording in logbook
Effect of erroneous SSS absolved unless notified of
payment other claim prior to payment
Dispute settlement 1. File claim with SSS or GSIS
2. Appeal to ECC
3. willful intent to kill self or
another
4. habitual intoxication
Complete and permanent loss of use of a Complete and permanent loss of use
digit, limb, ear (or both ears), hearing in of a digit, limb, ear (or both ears),
one or both ears, or sight in one eye hearing in one or both ears, or sight
in one eye
P12,000 P12,000 (to be raised to P18,000 in
year 2002)
Employer and employee Employer and employee
Employee to notify employer within 5
days from injury or illness (unless it is
no longer necessary under the
exceptions)
Employer to notify SSS within 5 days
from notice
Legal and eligible claimant may still
demand benefits, without prejudice
to right of GSIS to sue improper
claimant
1. File claim with SSS 1. File claim with GSIS
2. Appeal to Social Security Commission 2. Appeal to GSIS Board
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 3. Appeal to CA
4. Appeal to SC
Exclusiveness of May apply for same benefits
benefits under SSS, if in private sector.
May apply for same benefits
under GSIS, if in public sector
(applying Maao Sugar Central
vs. CA case)
3. Appeal to CA
4. Appeal to SC
May apply for same benefits in EC, if
in private sector.
May not receive benefits for same
contingency under GSIS unless GSIS
offers more (he may then receive
deficiency)
3. Appeal to CA
4. Appeal to SC
Whenever other laws provide
similar benefits for the same
contingencies, member who
qualifies has option to choose. If
benefits chosen are less than
under GSIS, he may get
difference.
However, with respect to work-
connected illness and injuries, he
may also recover in full under
ECC, applying the Maao Sugar
Central vs. CA case