Monthly Budget Template

This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a budget can help
you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create a budget for the whole year on the
Yearly Budget. Need a hand? Click on the Help tab below.

Starting Balance
$0.00
Total Income $5,596.00
Total Expenses $5,591.60
NET (Income - Expenses) $4.40
Projected End Balance $4.40

THIS MONTH

INCOME
Net Income (Tyler) $1,582.00
Net Income (Hansaja) $2,007.00
Net Income (Carson) $2,007.00
Other
Total INCOME $5,596.00

HOME EXPENSES
Mortgage/Rent $1,800.00
Homel Insurance N/A
Electricity Included
Gas/Oil Included
Water/Sewer/Trash Included
Phone $255.00
Cable/Satellite Included
Internet Included
Furnishings/Appliances Included
Lawn/Garden Included
Maintenance/Supplies $50.00
Improvements N/A
Property Taxes N/A
Other N/A
Total HOME EXPENSES $2,105.00
 THIS MONTH

TRANSPORTATION
Car Payments N/A
Car Insurance N/A
Fuel/Gas N/A
Bus/Taxi/Train Fare $186.00
Repairs/Maintenance N/A
Registration/License N/A
Parking N/A
Other N/A
Total TRANSPORTATION $186.00

HEALTH
Health Insurance $291.60
Doctor/Dentist Insured
Medicine/Drugs Insured
Health Club Dues Insured
Life Insurance N/A
Veterinarian/Pet Care N/A
Other
Total HEALTH $291.60

CHARITY/GIFTS
Gifts N/A
Donations N/A
Other
Total CHARITY/GIFTS $0.00

DAILY LIVING
Groceries $700.00
Personal Supplies $60.00
Clothing $120.00
Cleaning $30.00
Education/Lessons N/A
Dining/Eating Out/Coffee $180.00
Salon/Barber $40.00
Pet Food N/A
Other
Total DAILY LIVING $1,130.00
 THIS MONTH
ENTERTAINMENT
Videos/DVDs $12.00
Music/Games $80.00
Movies/Theater $60.00
Concerts/Plays N/A
Books N/A
Hobbies N/A
Film/Photos N/A
Sports $20.00
Outdoor Recreation $60.00
Toys/Gadgets N/A
Vacation/Travel N/A
Other
Total ENTERTAINMENT $232.00

SAVING & INVESTING

Emergency Fund $50.00
Savings Account/Other Non-Registered Savings $1,200.00
Retirement (RRSPs, GIC) $250.00
Investments $30.00
Education (RESP) N/A
Other
Total SAVING & INVESTING $1,530.00

LOANS & OTHER DEBTS

Loan/Line of Credit N/A
Credit Card $100.00
Student Loan N/A
Alimony/Child Support N/A
Other
Total LOANS & OTHER DEBTS $100.00

SUBSCRIPTIONS
Newspaper N/A
Magazines N/A
Dues/Memberships $15.00
Other
Total SUBSCRIPTIONS $15.00
 THIS MONTH

MISCELLANEOUS
Postage $2.00
Other
Other
Total MISCELLANEOUS $2.00

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.
 Yearly Budget Template
This budget template is meant to help you create a budget that works for you. Whether youre saving for your wedding or expecting a new baby, making a budget can help
you feel financially prepared. Try building your budget for one month on the Monthly Budget tab, then when you get the hang of it, create a budget for the whole year on
the Yearly Budget. Need a hand? Click on the Help tab below.

Starting Balance
$1,500.00 Total Average
Total Income $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Total Expenses $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
NET (Income - Expenses) $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Projected End Balance $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00 $1,500.00
Monthly
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average

INCOME
Net Income (Partner 1) $0.00 $0.00
Net Income (Partner 2) $0.00 $0.00
Other $0.00 $0.00
Other $0.00 $0.00
Total INCOME $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

HOME EXPENSES
Mortgage/Rent $0.00 $0.00
Homel Insurance $0.00 $0.00
Electricity $0.00 $0.00
Gas/Oil $0.00 $0.00
Water/Sewer/Trash $0.00 $0.00
Phone $0.00 $0.00
Cable/Satellite $0.00 $0.00
Internet $0.00 $0.00
Furnishings/Appliances $0.00 $0.00
Lawn/Garden $0.00 $0.00
Maintenance/Supplies $0.00 $0.00
Improvements $0.00 $0.00
Property Taxes $0.00 $0.00
Other $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average
Total HOME EXPENSES $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

TRANSPORTATION
Car Payments $0.00 $0.00
Car Insurance $0.00 $0.00
Fuel/Gas $0.00 $0.00
Bus/Taxi/Train Fare $0.00 $0.00
Repairs/Maintenance $0.00 $0.00
Registration/License $0.00 $0.00
Parking $0.00 $0.00
Other $0.00 $0.00
Total TRANSPORTATION $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

HEALTH
Health Insurance $0.00 $0.00
Doctor/Dentist $0.00 $0.00
Medicine/Drugs $0.00 $0.00
Health Club Dues $0.00 $0.00
Life Insurance $0.00 $0.00
Veterinarian/Pet Care $0.00 $0.00
Other $0.00 $0.00
Total HEALTH $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

CHARITY/GIFTS
Gifts $0.00 $0.00
Donations $0.00 $0.00
Other $0.00 $0.00
Total CHARITY/GIFTS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

DAILY LIVING
Groceries $0.00 $0.00
Personal Supplies $0.00 $0.00
Clothing $0.00 $0.00
Cleaning $0.00 $0.00
Education/Lessons $0.00 $0.00
Dining/Eating Out/Coffee $0.00 $0.00
Salon/Barber $0.00 $0.00
Pet Food $0.00 $0.00
Other $0.00 $0.00
Total DAILY LIVING $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average

ENTERTAINMENT
Videos/DVDs $0.00 $0.00
Music/Games $0.00 $0.00
Movies/Theater $0.00 $0.00
Concerts/Plays $0.00 $0.00
Books $0.00 $0.00
Hobbies $0.00 $0.00
Film/Photos $0.00 $0.00
Sports $0.00 $0.00
Outdoor Recreation $0.00 $0.00
Toys/Gadgets $0.00 $0.00
Vacation/Travel $0.00 $0.00
Other $0.00 $0.00
Total ENTERTAINMENT $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

SAVING & INVESTING

Emergency Fund $0.00 $0.00
Savings Account/Other Non-Registered Savings $0.00 $0.00
Retirement (RRSPs, GIC) $0.00 $0.00
Investments $0.00 $0.00
Education (RESP) $0.00 $0.00
Other $0.00 $0.00
Total SAVING & INVESTING $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

LOANS & OTHER DEBTS

Loan/Line of Credit $0.00 $0.00
Credit Card $0.00 $0.00
Student Loan $0.00 $0.00
Alimony/Child Support $0.00 $0.00
Other $0.00 $0.00
Total LOANS & OTHER DEBTS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

SUBSCRIPTIONS
Newspaper $0.00 $0.00
Magazines $0.00 $0.00
Dues/Memberships $0.00 $0.00
Other $0.00 $0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Total Average
Total SUBSCRIPTIONS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

MISCELLANEOUS
Postage $0.00 $0.00
Other $0.00 $0.00
Other $0.00 $0.00
Total MISCELLANEOUS $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00

Come in and talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to book an appointment.
Budget Categories
You have the ability to delete or insert entire rows when adding or removing cate

Your Starting Balance

You will need to fill in your Starting Balance at the top left of your budget. To c
Balance, add the balances in your spending accounts (cash, chequing).
If you want to start your Yearly Budget with a month other than January, just e

Define Your Budget

Using knowledge of your income and expenses, fill in the budget amounts for eac
receipts, balance statements, bills, pay stubs, and other information can give you
you should be spending towards certain categories. Dont worry if you dont know
budget template allows you to change the amounts as you figure out what works

Fixed Expenses
Fixed expenses, like mortgage or car payments, can be entered as the same amo

Variable Expenses
Expenses that vary, like utility bills, groceries, and birthday gifts, can be entered
the months that they happen. Or, you can enter an average of how much you thi
month. Or simply consider how much you might spend annually and divide by 12
amount.

Examine Your End Balance

If you have money left over after paying your bills, consider contributing more to
your nearest TD Canada Trust branch to find out how you can use that money tow
goals.

If your end balance is less than what you feel is comfortable, for example, youre
take in each month, then look for opportunities to cut back on some of your non-
gifts or entertainment.

Talk to us about how we can help you build a budget that fits your life.
Visit your local TD Canada Trust branch or call 1-866-222-3456 to discuss your options.
`
adding or removing categories that fit your life.

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her than January, just edit the label as needed.

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ck on some of your non-essential expenses, like

its your life.

options.