Granvia Residences, Pueblo Business Park, Upper Carmen, Cagayan de Oro City Contact No. 09176799081, E-Mail: rbeltran1300457@arellano.edu.ph / rtbquantum@yahoo.com
Diversified experience in Marketing, Accounting, Business Consulting, Credit &
Collection, Finance and Business Management, Promotion and Office Administration. An entrepreneur, who stimulates team creativity, focuses on key objectives. Exceptional oral and written communication skills complements by strong hand knowledge on financing, sales, business management, human resource skills and marketing. Administration with more than eighteen (18) years experience in the field of finance, management in different business industries, such as: sales, credit, and financing and collection management. In a span of two years, worked in the private corporation in Makati City was promoted to loan manager, head of loan managers, General Manager, then Vice-President for Operation in Luzon and Visayas business operation. Also, worked as financial & business consultant with Francisco General Hospital, then consultant for DILG for a couple of years prior of my joining with cooperative movement as the late Sec.Jess died in the plane accident. With my almost two (2) decade of solid productive experienced in retail credit and financing management, gained the expertise with: Operation Management: Human Resource Human Capital, Finance, and Marketing Management. Expert in retail financing operation Expert in efficient cost management operation Master in expansion ideas concepts based on unique local condition MBA@ Arellano University 2014 Proficient in automated credit rating evaluation Candidate Doctor in Management Wide knowledge with different business industries operations @Liceo University 2017 Proficient in credit data collection, analysis and verification, with expertise in all Oct. 1, 2016 Present properties appraisal and disposal - Managing Director & VP Operation Well versed in BP22, SOM, SOM w/ PA, SMC, Foreclosure: EJF &JF, art.319 TERR Collection & Consultancy Inc. violation of chattel Mortgage law, Replevin, Replevin/or SOM w/ Damages, - Part-time instructor @ Liceo de administrative/ labor cases and other related cases Cagayan University Excellent skills in sales and marketing management. July 2015- Oct.2016 - Chief Operation Officer @ Oro Key roles performed are: Integrated Cooperative(OIC) Assured the efficiency with the entire operation and how to provide higher income 2012-July, 2015 to the stakeholders; - Credit Consultant @ Supervise Area managers, Branch managers, Paralegal department, Sales and National Confederation of Cooperative (NATCCO)/ Desjardin Marketing group and all department under operation; Intl Dept (DID) The person responsible for the overall direction, coordination and evaluation of the 2011-2012 company; - part-time personal consultant with DILG secretary Jesse The organization head with the objective of capacitating the human capital and to Robredo empower them; Aug.2001-2010 Carries out supervisory and executive responsibilities in accordance with the - Managing various Private financing and Credit organizations policies and applicable laws. Responsibilities include interviewing, Corporations for Luzon and hiring and training, coaching, mentoring employees; planning, assigning/staffing, Visayas operation with the and directing work; appraising performance, rewarding and disciplining following positions: Management Trainee, Loan Manager, Branch employees; addressing complaints and resolving problems; Manager, General Manager/CEO Directs the operations to achieve target results and other financial criteria, and to and VP-Operation. safeguard the capital funds invested in the enterprise; Oct.1999-Aug.2001 Established the correct loan/operation processes to be cost efficient; - Branch Head, FEBTC Makati branch Expert with the effective business model development and transition planning, June 1999 through specialization, standardization and centralization - external Auditor, Minerva Trading Corporation Jan.1998-1999 Business Finished two undergraduate courses, Bachelor of Science in Business Administration Consultant @ Aqua major in Marketing at Philippine School in Business Administration, Quezon City(entrance Treatment scholar) and Bachelor of Science in Accountancy at University of the Philippines Diliman, Technology Inc. Q.C (Isko ng bayan), Graduated Master in Business Administration with field of expertise in Operation Management at the Arellano University using the MBM module of Asian