[Business Name]

FUNDING Estimated
Investor Funding
Owner 1
Owner 2
Other
Total Investment -

Loans
Bank Loan 1
Bank Loan 2
Non Bank Loan 1
Total Loans -
Other Funding
Grant 1
Other
Total Other Funding -

Total FUNDING -

COSTS Estimated
Fixed Costs
Advertising for Opening
Basic Website
Brand Development
Building Down Payment
Building Improvements/Remodeling
Business Cards/Stationery
Business Entity
Business Licenses/Permits
Computer Hardware/Software
Decorating
Franchise Start Up Fees
Internet Setup Deposit
Lease Security Deposit
Legal/Professional Fees
Machines & Equipment
Office Furniture/Fixtures
Operating Cash (Working Capital)
Point of Sale Hardware/Software
Prepaid Insurance
Public Utilities Deposits
Reserve for Contingencies
 Security System Installation
Setup, installation and consulting fees
Signage
Starting Inventory
Telephone
Tools & Supplies
Travel
Truck & Vehicle
Other 1 (specify)
Other 2 (specify)
Total Fixed Costs -

Average Monthly Costs

Advertising (print, broadcast and Internet)
Business Insurance
Business Vehicle Insurance
Employee Salaries and Commissions
Equipment Lease Payments
Inventory, raw materials, parts
Franchise Fee
Health Insurance
Internet Connection
Loan and Credit Card Interest & Principal
Legal/Accounting Fees
Merchant Account Fees
Miscellaneous Expenses
Mortgage Payments
Lease Payment
Owner Salary
Payroll taxes or Self-employment tax
Postage/Shipping Costs
Security System Monthly Payment
Supplies
Telephone
Travel
Public Utilities
Website Hosting/Maintenance
Other 1 (specify)
Other 2 (specify)
Total Average Monthly Costs -
x Number of Months 6
Total Monthly Costs -

Total COSTS -
SURPLUS/(DEFICIT) -
Business Startup Costs

Actual Over/(Under)
{42}

Amount to be contributed by an owner

Add above this line. Other Investor Funding (minority

- -

Funds available from Bank Loans

Add above this line. Funds available from other types

- -

Funds from other sources such as Government grants.

Add above this line. Funds from any other sources.
- -

- - Total Available Funds for Startup

Actual Under/(Over)

Initial advertising push. May include Grand Openings, O

Design and creation of a basic website
Creation of a Name, Logo and theme
Down payment for the purchase of a building/land
Sometimes referred to as Leasehold Improvements
Business cards, letterhead, flyers, brochures, menus, e
Creation of a business entity such as a Partnership, LLC
City license, health permits, liquor permits, safety licens
Computers, printers, back up drives, networking hardwa
Plants, pictures, window treatments, etc.
One time franchise startup fees
Basic deposit on internet service and associated hardw
Deposit for lease of a building
Legal, accounting, etc.
Scales, copiers, fax machines, dollies, packing machine
Cubicles, desks, chairs, counters, display cases, storag
Cash reserve for normal business operations
cash drawers, point of sale software, receipt printers, ba
Certain types of insurance must be prepaid
Deposit for public utilities such as water, gas and electri
Desired amount of cash to be held in reserve for unfore
 Purchase and installation of a security system (if neede
Fees for consultants (Business, IT, Marketing) and setu
This would include store front, window, door and street
Inventory required to open your doors
Includes Cell Phones
Includes office suppliers, cleaning supplies, etc.
May include travel to visit suppliers or distributors.
Include any equipment or vehicles for any significant wa
Include lines items specific to your business.
Add new lines above this line
- -

Ongoing advertising and promotion costs

Business insurance costs including building, inventory a
Insurance for your company vehicles
Do not forget to include any costs for employee benefits
Payments for equipment that is leased
Ongoing purchase of inventory and raw materials to kee
Monthly franchise fees such as percentage of sales and
May be for the owners or all employees.
Fee for having an internet connection to your building.
Interest and principal payments on any loans or credit c
On going fees for taxes, payroll or other legal issues.
Fees for maintaining a merchant account (ability to acce
Other miscellaneous costs associated with your busines
Mortgage payments for land or buildings you have purc
Lease payment if you are leasing your facilities
Don't forget contributions to retirement plans or HSAs.
Self Employment and payroll taxes can add up and ofte
Includes shipping fees as well as packing supplies (box
Monthly fee for maintaining an alarm system.
Any and all supplies including inks, toner, cleaning, pap
Also includes cell phones
Travel such as site visits, sales calls, customer meeting
Water, gas, electricity, telephone
Monthly fee for having your website hosted and maintai
Include lines items specific to your business.
Add new lines above this line
- -
Insert the estimated number of months until your co
- -

- -
- -
nvestor Funding (minority owners, etc)

available from other types of loans

ch as Government grants.
rom any other sources.

nclude Grand Openings, Open Houses, etc.

se of a building/land
sehold Improvements
yers, brochures, menus, etc.
such as a Partnership, LLC or Corporation.
quor permits, safety licenses, etc.
drives, networking hardware, industry specific software or custom software/database.

ice and associated hardware

s, dollies, packing machines, etc. Depends on your business.

ters, display cases, storage racks
ness operations
oftware, receipt printers, bar code scanners, credit card machines
ust be prepaid
h as water, gas and electricity.
held in reserve for unforeseen costs and issues
 security system (if needed)
s, IT, Marketing) and setup of computers, equipment, etc.
, window, door and street signs.

ning supplies, etc.

pliers or distributors.
icles for any significant warehousing needs (forklifts, dollies, pallet jacks)
your business.

uding building, inventory and liability.

osts for employee benefits

y and raw materials to keep your business running

as percentage of sales and marketing co-op fees.

nnection to your building.

ts on any loans or credit cards.
oll or other legal issues.
ant account (ability to accept and process credit and debit cards)
sociated with your business
or buildings you have purchased
sing your facilities
etirement plans or HSAs.
taxes can add up and often have to be paid quarterly.
l as packing supplies (boxes, filler, paper, tape)
n alarm system.
inks, toner, cleaning, paper towels, toilet paper, etc.

s calls, customer meetings.

ebsite hosted and maintained by a 3rd party

your business.

r of months until your company will have enough income to sustain itself.