Reported as of Mar 28, 2017

Molly Brown's Credit Report

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Overview

Your Credit Score Account Mix

580
640 Credit Cards 5

70 Real Estate 0
0

562 Auto 4
750

Student 2

300 Needs Work 850 Other Loans 1

Total Accounts: 12

Personal Information

Names Reported
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MOLLY SUSAN BROWN
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Addresses Reported
Employer Reported Date Reported

163 BLAINE ST
MANCHESTER, NH CRANE PAYMENT INNOVATIONS Apr 16, 2016
03102
GLOBAL INCORP Jul 13, 2011
84 ELM ST
EPPING, NH
03042

527 CAMINO REAL CT

APT B
BRANDON, FL
33510

Accounts

Account Name Account Type Open Date Status Balance

WFDS Auto Jan 11, 2007 Closed $1,622

Account Details Payment History

Last Reported Feb 28, 2017 Latest Status: Collection/ChargeOff

Creditor Name WFDS No payment history has been reported by this creditor.
Account Type Automobile
Creditor Contact Details
Account Status Closed Derogatory

Opened Date Jan 11, 2007 WELLSFARGODEALERSVCS

PO BOX 1697
Closed Date Jun 30, 2012
WINTERVILLE, NC
Limit 28590
800 2898004
Term 60 Months

Monthly Payment $259

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Responsibility Individual Dispute tool.
Balance $1,622
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Highest Balance $9,887

Payment Status Collection/ChargeOff

Worst Payment Status Unknown

Date of Last Payment Feb 26, 2012

Amount Past Due $1,622

Times 30/60/90 Days Late 0/0/0

Remarks Charged off as bad

debt
Profit and loss write
off

CAP1 Credit Card Jan 21, 2016 Open Current $460

No Missed Payments 61% of Credit Limit*

Account Details Payment History

Last Reported Mar 18, 2017 Latest Status: Current

Creditor Name CAP1 2017 OK OK

Account Type Credit Card 2016 OK OK OK OK OK OK OK OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Jan 21, 2016

Credit Utilization* 61.33%
Closed Date

Limit $750
Creditor Contact Details
Term

Monthly Payment $25 CAPITAL ONE BANK USA NA

PO BOX 30281
Responsibility Authorized User SALT LAKE CITY, UT
Balance $460 84130
800 9557070
Highest Balance $763

Payment Status Current

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Date of Last Payment Feb 23, 2017

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Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks
CREDITONEBNK Credit Card Oct 03, 2016 Open Current $315
No Missed Payments 105% of Credit Limit*

Account Details Payment History

Last Reported Mar 10, 2017 Latest Status: Current

Creditor Name CREDITONEBNK 2017 OK OK

Account Type Credit Card 2016 OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Oct 03, 2016

Credit Utilization* 105.00%
Closed Date

Limit $300
Creditor Contact Details
Term

Monthly Payment $25 CREDIT ONE BANK

PO BOX 98872
Responsibility Individual LAS VEGAS, NV
Balance $315 89193
877 8253242
Highest Balance $328

Payment Status Current

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Date of Last Payment Jan 29, 2017

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Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks

FST PREMIER Credit Card Jul 29, 2016 Open Current $410
No Missed Payments 103% of Credit Limit*

Account Details Payment History

Last Reported Mar 05, 2017 Latest Status: Current

Creditor Name FST PREMIER 2017 OK OK

Account Type Credit Card 2016 OK OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Jul 29, 2016

Credit Utilization* 102.50%
Closed Date

Limit $400
Creditor Contact Details
Term

Monthly Payment $30 FIRST PREMIER BANK

3820 N LOUISE AVE
Responsibility Individual SIOUX FALLS, SD
Balance $410 57107

Highest Balance $434

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Payment Status Current
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Worst Payment Status Current
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Date of Last Payment Feb 10, 2017

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks
DEPTEDNELNET Student Sep 12, 2016 Open Current $10,024
No Missed Payments

Account Details Payment History

Last Reported Feb 28, 2017 Latest Status: Current

Creditor Name DEPTEDNELNET 2017 OK

Account Type Student 2016 OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Sep 12, 2016

Creditor Contact Details
Closed Date
DEPT OF ED / NELNET
Limit
3015 PARKER RD 400
Term 240 Months AURORA, CO
80014
Monthly Payment $84
888 4864722
Responsibility Individual

Balance $10,024
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Highest Balance $10,129 Dispute tool.

Payment Status Current

Dispute an Error
Worst Payment Status Current

Date of Last Payment Feb 23, 2017

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks

DEPTEDNELNET Student Sep 12, 2016 Open Current $14,543

No Missed Payments

Account Details Payment History

Last Reported Feb 28, 2017 Latest Status: Current

Creditor Name DEPTEDNELNET 2017 OK

Account Type Student 2016 OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Sep 12, 2016

Creditor Contact Details
Closed Date
DEPT OF ED / NELNET
Limit
3015 PARKER RD 400
Term 240 Months AURORA, CO
80014
Monthly Payment $123
888 4864722
Responsibility Individual

Balance $14,543
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Highest Balance $14,697 Dispute tool.

Payment Status Current

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Worst Payment Status Current

Date of Last Payment Feb 23, 2017

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks
WEBBNK/FHUT Credit Card Mar 27, 2016 Open Current $0
No Missed Payments 0% of Credit Limit*

Account Details Payment History

Last Reported Feb 28, 2017 Latest Status: Current

Creditor Name WEBBNK/FHUT 2017 OK

Account Type Charge Account 2016 OK OK OK OK OK OK OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Mar 27, 2016

Credit Utilization* 0.00%
Closed Date

Limit $500
Creditor Contact Details
Term

Monthly Payment $0 WEBBANK/FINGERHUT

6250 RIDGEWOOD RD
Responsibility Individual SAINT CLOUD, MN
Balance $0 56303
866 7340342
Highest Balance $0

Payment Status Current

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Date of Last Payment

Dispute an Error
Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks
CAP ONE AUTO Auto Apr 21, 2016 Open Current $12,658
No Missed Payments

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Account Details Payment History

Last Reported Feb 28, 2017 Latest Status: Current

Creditor Name CAP ONE AUTO 2017 OK

Account Type Automobile 2016 OK OK OK OK OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Apr 21, 2016

Creditor Contact Details
Closed Date
CAPITAL ONE AUTO FINANCE
Limit
PO BOX 259407
Term 73 Months PLANO, TX
75025
Monthly Payment $300
800 9460332
Responsibility Joint

Balance $12,658
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Highest Balance $13,477 Dispute tool.

Payment Status Current

Dispute an Error
Worst Payment Status Current

Date of Last Payment Feb 09, 2017

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks You might be able to lower your
17.34% APR est. from your credit report.

Tell me more
KOHLS/CAPONE Credit Card Jul 29, 2016 Open Current $294
No Missed Payments 98% of Credit Limit*

Account Details Payment History

Last Reported Feb 24, 2017 Latest Status: Current

Creditor Name KOHLS/CAPONE 2017 OK

Account Type Charge Account 2016 OK OK OK OK OK

J F M A M J J A S O N D
Account Status Open

Opened Date Jul 29, 2016

Credit Utilization* 98.00%
Closed Date

Limit $300
Creditor Contact Details
Term

Monthly Payment $27 KOHLS DEPARTMENT STORE

PO BOX 3115
Responsibility Individual MILWAUKEE, WI
Balance $294 53201
800 5645740
Highest Balance $363

Payment Status Current

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Date of Last Payment Jan 30, 2017

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Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks

GRANITE AUTO Auto Aug 31, 2013 Closed $0

No Missed Payments

Account Details Payment History

Last Reported Nov 07, 2016 Latest Status: Current

Creditor Name GRANITE AUTO 2016 OK OK OK OK OK OK OK OK OK OK

Account Type Automobile 2015 OK OK OK U OK OK OK OK OK OK OK OK

2014 OK OK OK OK OK OK OK OK U OK OK OK
Account Status Closed
2013 OK OK OK OK OK

Opened Date Aug 31, 2013 J F M A M J J A S O N D

Closed Date Nov 07, 2016 U Unknown

Limit
Creditor Contact Details
Term 38 Months

Monthly Payment $0 GRANITE STATE AUTO FINAN

42 LOWELL RD
Responsibility Joint HUDSON, NH
Balance $0 03051
603 8836829
Highest Balance $13,295

Payment Status Current

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Date of Last Payment Nov 03, 2016

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Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks Closed
 ARRONRNTS Other Mar 29, 2014 Closed $0

Account Details Payment History

Last Reported Feb 25, 2016 Latest Status: Current

Creditor Name ARRONRNTS No payment history has been reported by this creditor.
Account Type Lease
Creditor Contact Details
Account Status Closed

Opened Date Mar 29, 2014 AARON RENTS INC

309 E PACES FERRY
Closed Date Feb 25, 2016
ATLANTA, GA
Limit 30303
770 4263948
Term 24 Months

Monthly Payment $120

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Responsibility Individual Dispute tool.
Balance $0
Dispute an Error
Highest Balance $2,880

Payment Status Current

Worst Payment Status Unknown

Date of Last Payment Feb 25, 2016

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks Closed

WELLS FARGO Auto Jan 11, 2007 Closed $0

8 Missed Payments

Account Details Payment History

Last Reported Feb 29, 2012 Latest Status: Current

Creditor Name WELLS FARGO 2012 OK

Account Type Automobile 2011 30 30 60 60 OK OK 60 OK OK OK 30 30

2010 OK OK OK OK OK OK OK 30 OK
Account Status Closed Transferred
J F M A M J J A S O N D
Opened Date Jan 11, 2007
30 3059 Days Late
Closed Date Feb 29, 2012 60 6089 Days Late
Limit
Creditor Contact Details
Term 62 Months

Monthly Payment $259 WELLS FARGO AUTO FINANCE

PO BOX 29704
Responsibility Individual PHOENIX, AZ
Balance $0 85038

Highest Balance $9,887

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Payment Status Current
Dispute tool.
Worst Payment Status 6089 Days Late
Dispute an Error
Date of Last Payment Feb 26, 2012

Amount Past Due $0

Times 30/60/90 Days Late 5/3/0

Remarks Account closed due to

transfer

*Calculated using reported balance and credit limit on account.

Credit Inquiries

Creditor Name Inquiry Date Removed By* Type

BONNEVILLE A Apr 10, 2016 May 2018 Automotive

Creditor Contact Details

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ODE/BONNEVILLE AND SON
625 HOOKSETT RD Find out how to dispute a hard inquiry.
MANCHESTER , NH 03104
603 6249280

WFFNATBANK Feb 27, 2016 Mar 2018 Home Furnishings

Creditor Contact Details

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WELLSFARGO FNCL NAT BK
PO BOX 14517 Find out how to dispute a hard inquiry.
DES MOINES , IA 50306
800 6424720

WEBBNK/FHUT Mar 27, 2016 Apr 2018 Department & Variety Stores

Creditor Contact Details

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WEBBANK/FINGERHUT
7075 FLYING CLOUD Find out how to dispute a hard inquiry.
EDEN PRAIRIE , MN 55344
320 6543888

ALLY FINAN I Apr 10, 2016 May 2018 National Credit Cards/Airlines

Creditor Contact Details

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ALLY FINANCIAL, INC
PO BOX 380901 Find out how to dispute a hard inquiry.
BLOOMINGTON , MN 55438
904 2607938

EXETER FIN Apr 10, 2016 May 2018 Finance

Creditor Contact Details

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EXETER FINANCE CORP
PO BOX 166097 Find out how to dispute a hard inquiry.
IRVING , TX 75016
800 3219637
 CBCINNOVIS Jan 12, 2017 Feb 2019 Credit Union

Creditor Contact Details

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CBCINNOVIS
875 GREENTREE RD Find out how to dispute a hard inquiry.
PITTSBURGH , PA 15220
877 2378317

SYNCB/TJX DC Oct 1, 2016 Nov 2018 Bank

Creditor Contact Details

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SYNCB/TJX CO DUAL CARD
PO BOX 965015 Find out how to dispute a hard inquiry.
ORLANDO , FL 32896
800 9266299

SYNCB Jan 10, 2017 Feb 2019 National Credit Cards/Airlines

Creditor Contact Details

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SYNCB
PO BOX 965037 Find out how to dispute a hard inquiry.
ORLANDO , FL 32896
866 4194096

COAF Apr 10, 2016 May 2018 Finance

Creditor Contact Details

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CAPITAL ONE AUTO FINANCE
3905 N DALLAS PARK Find out how to dispute a hard inquiry.
PLANO , TX 75093
800 9460332

*Estimated based on the date of your inquiry and an assumed 2 year expiration period.

Collections

Agency Original Creditor Open Date Status Balance

SW CREDIT SYSTEMS INC 11 COMCAST Sep 16, 2013 Open $307

Account Details Creditor Contact Details

Last Reported Mar 13, 2017 SW CREDIT SYSTEMS L.P.

4120 INTERNATIONAL PY 1100
Collection Agency SW CREDIT SYSTEMS CARROLLTON, TX
INC 75007
Original Creditor 11 COMCAST 844 8456546

Status Open
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Opened Date Sep 16, 2013
Dispute tool.
Closed Date
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Responsibility Individual

Balance $307

High Balance $307

Remarks Placed for collection

ERC 11 SPRINT Feb 18, 2013 Open $813

Account Details Creditor Contact Details

Last Reported Mar 05, 2017 ENHANCED RECOVERY COMPAN

PO BOX 57547
Collection Agency ERC JACKSONVILLE, FL
Original Creditor 11 SPRINT 32241
800 4968941
Status Open

Opened Date Feb 18, 2013

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Closed Date Dispute tool.

Responsibility Individual
Dispute an Error
Balance $813

High Balance $813

Remarks Placed for collection

BNCK RAINEY CATHOLIC MEDICAL Sep 07, 2011 Closed $100

CENTER

Account Details
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Dispute tool.
Last Reported Jan 09, 2012

Collection Agency BNCK RAINEY Dispute an Error

Original Creditor CATHOLIC MEDICAL

CENTER

Status Closed

Opened Date Sep 07, 2011

Closed Date

Responsibility Individual

Balance $100

High Balance $100

Remarks Placed for collection

Public Records

As of Mar 28, 2017, you have no public records on your credit report.

How to Read Your Credit Report

Your full credit report is divided into five important sections:

Personal and Employment Information

This section contains names, addresses and employers included on your credit report. This sort of information is added to your report after its
been used on credit applications. Review this section for any information you don't recognize.

Accounts

This section contains details on each credit account on your credit report, including both open and closed accounts. Details include payment
history, current status and reported balances. Review this section to ensure that your lenders have been properly reporting your activity, and to
look for any accounts that you didn't open.

Credit Inquiries

This section contains details on each hard credit inquiry on your credit report. Hard inquiries are typically added to your report when you apply for
new lines of credit. Review this section to verify that each inquiry is correct and authorized by you, and to find our approximation of when each
inquiry will be removed from your report.

Collections

This section contains information about any accounts reported as in collections. If you've fallen behind on payments and have outstanding debts, a
lender could send your account to collections. Review this section to check the accuracy of information about each collections account and to find
contact information for your collections agencies.

Public Records

This section contains details on any public record information included in your credit report. Public records include bankruptcies, civil judgments
and tax liens. Review this section to ensure that each item is reported accurately. If there is incorrect information, you could file a dispute directly
with the credit bureaus.

If you anticipate changes to your report over time, you can get an update to your credit report once a week through Credit Karma to check if new information has been
added and old information has been updated. Because lenders typically only report information to the bureau once a month, it may take time for these updates to
appear. View your report online to find highlights of information that could be important to your credit health.