IPCAS SECOND PHASE

VBARD
The modernization of Interbank Payment and
Customer Accounting System of Vietnam Bank for
Agriculture and Rural Development.

Presented by Pham Thanh Tan

Deputy General Manager
VietNam Agribank

2007
Ni dung
Phn 1. Gii thiu.
Gii thiu v NHNo & PTNT Vit Nam.
D n hin i ho h thng thanh ton v k ton khch hng (IPCAS).
Kt qu trin khai giai on 1.

Phn 2. D n IPCAS Giai on 2

Khi qut d n IPCAS 2
M hnh ngn hng hin i
Nhng c trng ca d n IPCAS giai on 2
M hnh tng qut.
Kin trc x l
Cu hnh phn cng.
Thit k h thng.
H thng switching Gateway
H thng mng.
Chnh sch an ninh.
Backup v phc hi thm ho.

Presented by Phm Thanh Tn

http://www.VBARD.Com
IPCAS Second phase.

Phn 1. Gii thiu Gii thiu NHNo&PTNT Vit Nam.

D n hin i ho h thng thanh

Phn 2. D n IPCAS Giai on 2 ton v k ton khch hng.

Kt qu trin khai giai on 1.

Presented by Phm Thanh Tn

http://www.VBARD.Com
Gii thiu NHNo&PTNT Vit Nam
L mt trong bn ngn hng thng mi ln nht
Vit Nam.
Tng ti sn tnh n 4/2007 trn 260.000 t VND.
Mng li rng nht vi trn 2020 chi nhnh v
phng giao dch trn ton quc.
Chi nhnh cp I : 107.
Chi nhnh cp II : 834.
Chi nhnh cp III : 728.
Phng giao dch : 351.
i ng nhn vin trn 30.000 ngi.
H thng mng din rng trn khp t nc.

Presented by Pham Thanh Tan

http://www.VBARD.Com
Khi qut d n IPCAS
Khi nim IPCAS The modernization of Interbank
Payment and Customer Accounting System: D n
hin i ho h thng thanh ton v k ton khch
hng.
Ngun vn giai on 1:10,5 triu USD do WB ti tr -
Tiu d n Hin i ho ngn hng v h thng Thanh
ton.
Phm vi :
H thng Core Banking vi 12 modules.
Trin khai mt h thng x l tp trung vi Trung
tm x l chnh v Trung tm x l d phng.
29 chi nhnh v cc im giao dch trc thuc.
Tng lng giao dch trc tuyn khong 300.000 giao
dch trn ngy v 500 User.
Presented by Pham Thanh Tan
http://www.VBARD.Com
Kt qu trin khai giai on 1
D n hon thnh vo thng 11/2003.
Tng kinh ph (tr phn thc hin ni b) 10,5
triu USD.
Trung tm x l chnh ti C3 Phng Lit v
Trung tm x l d phng ti S 2 Lng H.
49 chi nhnh v trn 120 im giao dch, trn
600 my ATM
Gn 2 triu giao dch trc tuyn trn ngy v
trn 1.000 User truy cp.
12 modules c trin khai.
Ban hnh cc quy nh mi ph hp vi h
thng.

Presented by Pham Thanh Tan

http://www.VBARD.Com
Kin trc giai on 1

PDC BDC
My ch pht trin My ch Help Desk Help Desk Server
(HP LH3000) (HP LH3000) Development (HP LH3000)
Server
My in Passbook Passbook Printer
(HP LH3000)

My ch SNMS System Ctrl., Utility My ch OA SNMS Server System Ctrl., Utility OA Server
User PC (HP LH3000) Mgmt. Server (HP LH3000) (HP LH3000) Mgmt. Server (HP LH3000) User PC
(HP A500) ATM Switch (HP A500) ATM Switch
(HP A500) (HP A500)

Packet Packet
Switch Switch

Read/Sort Machine Read/Sort Machine

(HDP-2000) (HDP-2000)

My ch ng dng Application Server

(HP L2000) (HP L2000)

Heart beat Heart beat

LAN LAN

My in tc cao My ch Thit b d phng High Speed Printer Server

(HP LJ9000N) (HP LH6000) RAID (HP Ultrium RAID (HP LJ9000N) (HP LH6000)
Laser PrinterLine Printer Laser PrinterLine Printer
(HP LJ9000N)
(Union KD28A) (HP Tape Library 2/20) (HP LJ9000N)
(Union KD28A)
User PCs Backup Device User PCs

Packet
IBPS (HP Ultrium
Tape Library 2/20)
Packet
HUB Switch Leased Switch HUB

Line
ROUTER ROUTER

Fiber-Optic Cable

PC Client
WAN

Presented by Pham Thanh Tan

http://www.VBARD.Com
 D n IPCAS giai on 2.

Phn 1. Gii thiu Khi qut d n IPCAS II.

M hnh ngn hng hin i.

Phn 2. D n IPCAS Giai on 2
M hnh x l tp trung.

Kin trc h thng.

Thit k h thng.

M hnh x l.

H thng switching.

H thng mng.

Chnh sch an ninh.

Backup, phc hi thm ho.

Presented by Pham Thanh Tan

http://www.VBARD.Com
D n IPCAS giai on 2
Khi qut
M rng d n giai on 2 trn h thng c trin khai giai
on 1.
Tng vn u t trn 70 triu USD (ngoi tr cc cu phn
u t ni b) t WB 50 triu, AFD 5 triu, 15 triu vn ni b.
H thng x l p ng yu cu x l 17 triu giao dch/ngy
v m rng n trn 50 triu giao dch/ngy. 20.000 User truy
cp (10.000 Concurrence User). 1.000 chi nhnh v gn 1.000
im giao dch.
NHNo & PTNT VN xy dng thi gian trin khai cho tt c cc
chi nhnh trong vng 2 nm.
Mc tiu
Thit lp m hnh cng ngh thng tin tiu chun ca Ngn
hng.
Kh nng an ton 99,99%, kh nng sn sng 24x7.
Kh nng x l an ninh v phc hi thm ha mc 6 (t
mc 7 nm 2009)
Kh nng tch hp v ng b cc h thng uyn chuyn.
Kh nng m rng trong tng lai.

Presented by Pham Thanh Tan

http://www.VBARD.Com
D n IPCAS giai on 2
Xy dng theo m hnh ngn hng hin i.
Tch hp cc cng c qun l.
Cng c qun l thng tin (MIS Management Information System).
nh gi kh nng sinh li v qun l dng tin.
H tr qun l ri ro.
H thng qun l nhn s.
H thng qun l tin lng.
H thng qun l ngn sch.
H thng qun l ti sn.
H thng qun l ti sn c gi.
M hnh kinh doanh 2 cp (Trung tm iu hnh v
chi nhnh).
H tr a knh thanh ton

Presented by Pham Thanh Tan

http://www.VBARD.Com
M hnh Ngn hng hin i
Enterprise Resource Customer Relationship Mngt
Planning (ERP) (CRM)

Enterprise Strategic Enterprise Mngt

Asset Liability Mngt (ALM) Data (SEM)
Warehouse
(EDW)
Risk Mngt (RM) Asset Profit Mngt (APM)

E A I (Enterprise Application Integration)

Core Banking

Trade Borrowing Investment/Loan Stock Agency Application

Deposit Finance
Gains Stock Trust Business Settlement Service
Foreign Agency
Loan Exchange Dealing
Insurance Capital Market Customer Service
Agency
Common General Card
Ledger Collateral Receipt Grant Company
Agency Management

E A I (Enterprise Application Integration)

Access / Delivery (Channel Management System)

CTI
CTI
Call ATM/POS
ATM/POS HTTP
HTTP E-Mail
E-Mail Fax
Fax SMS
SMS ARS
ARS Bill
Bill Payment
Payment
Call Center
Center
Presented by Pham Thanh Tan
http://www.VBARD.Com
H thng x l tp trung.

PDC
BDC

Primary Data Center(PDC)

KoreBank System
Centralized System

Branch Branch

... ... ...

Region
OLTP DB Server MIS DB Server
Center

Branch Branch
Online and Batch Online and Batch Online and Batch
AP Server AP Server AP Server
... ... ...

Region
Center

Branch Branch
AP Server for AP Server for AP Server for
Region I Region II Region III
... ... ...

Presented by Pham Thanh Tan

http://www.VBARD.Com
 Kin trc h thng
PDC BDC
SAN Switch SAN Switch
PDC
Backup Device OLTP MIS
MIS RAID DISK RAID DISK RAID DISK

Backup Mgmt
Sever

MIS DB Server OLTP DB Server OLTP RAID DISK BDC

Backup Device MIS OLTP
DB Server DB Server
Test System Region 1 Region 2 Region 3
AP Server AP Server AP Server
Key-in Test & Conversion Backup
Server Online & Batch Online & Batch Online & Batch Source Mgmt.
(Use AP Server) AP Server(3) AP Server(3) AP Server(3) Switching Mgmt. Switching Online & Batch AP Server(3) Server
Server Server Server

Switching Switching
Hub Hub

File SMS Version Gen

Server Server Server Server AP Server DB Server Distribution File SMS HelpDesk Gen.
Distribution HelpDesk Server Server Server Server Server
Development System Router Router
Server Server

External Interface Router Branch

Leased /Dialup
Line
.

IBPS HQ SWIFT EFT Clearing House File Server Teller PC

: Use existing equipment
Cng ngh hin i
C ch OLAP (Online Analytical Processing): Phn tch my ch phc v
giao dch trc tuyn OLTP v my ch phc v cng tc qun tr MIS. m
bo thi gian chy cui ngy (EOD End of Day) ti a l 3h30.
C ch Capacity On Demand trn OLTP v MIS: Cho php thay th lun
Processor li bng Processor d phng, cho php t ng (hay bng tay)
bt thm cc Processor CoD cho nng lc x l.
Oracle RAC (Real Application Clusters): p ng kh nng nhiu my ch
cng x l mt c s d liu.
Kh nng an ton 99,99%, sn sng 24x7.
Kh nng m rng:
Kh nng tng trng giao dch: Sau 2 nm 17 triu giao dch/ngy, thit k
p ng 50 triu giao dch/ngy. D liu OLTP khong 17TB, MIS khong
20TB.
S dng c ch Capacity on Demand khi cn thit.
p ng x l n 2018.

Presented by Pham Thanh Tan

http://www.VBARD.Com
Thit k h thng ti u

1 Thit k ti u cho OLTP

OLTP DB MIS DB
Server Server

1 Phn tch AP v
DB Server.

2 Phn tch OLTP v
MIS DB Server.

3 Phn tch cc my
ch ng dng
Online and Batch Online and Batch Online and Batch
2 AP Server for Region I AP Server for Region II AP Server for Region III
3 Online v Batch.
4

4 Phn tch my ch
SAN Switch
ng dng theo cc
vng, cc cp.
5 Phn tch RAID
5
disk OLTP/MIS.
Notes

: Ethernet
OLTP MIS OLTP MIS
RAID Disk : Fiber Channel
RAID Disk Backup Device Backup Device

Presented by Pham Thanh Tan

http://www.VBARD.Com
M hnh x l (ActiveActive)

Presented by Pham Thanh Tan

http://www.VBARD.Com
M hnh x l (Active-Active 1)

Presented by Pham Thanh Tan

http://www.VBARD.Com
H thng Payment Gateway
Core Banking
Trade Borrowing Investment/Loan Stock Agency Application
Deposit Finance

Gains Stock Trust Business Settlement Service

Foreign Agency
Loan Exchange Dealing
Insurance Capital Market Customer Service
Agency
Common General Card
Ledger Collateral Receipt Grant Company
Agency Management

Tuxedo
Switching I/F
Switching I/FServer
Server
TCP/IP Socket
CAS-MF/App. EI App.
SWIFT CAS-MF/other
Switching solution
Switching solution
Swift
Batch Batch
SVC Mapping SVC
Bill Payment
External Tuxedo
G/W G/W
Tuxedo/DB LINK
Tuxedo/DB LINK
Tuxedo
Oracle
CMS
OS

TCP/IP Socket ISO 8583 DB LINK

EFT
Finalcial Switching Center IBPS
Bilateral
Payment
SMS ATM POS
H thng mng
Lp Backbone 4Mbps
ni 3 trung tm vng:
H Ni, Nng,
TPHCM gm 02 ng
2Mbps Load Balancing.
Lp Distribution
4Mbps
512Kbps ni ti cc chi
nhnh cp 1 gm 02
ng Leased Line
4Mbps
4Mbps
256kbps Load
Balancing.
Mng din rng khong
800 ng Leased Line
v 400 ng ADSL +
1000 ng Leased
Line d phng.
Hai ng truyn ca
hai nh cung cp dch
v hon ton c lp
m bo kh nng d
phng cao.

Presented by Pham Thanh Tan

http://www.VBARD.Com
Chnh sch An ninh

Application Database Server Network Terminal

DB

Qun tr ngi M ho d liu Qun tr M ho d liu Qun tr

dng, phn Password trn ng Password
Phn loi ngi
quyn truyn
dng theo nhm Xc thc v Phn mm dit
Kim sot truy quyn phn quyn Cc gii php virus
cp an ninh mng:
Qun tr truy Block cc truy
PIX, Firewall
Kim sot cc cp cp tri php
giao dch trc
DB Backup Nng cao tinh
tuyn
sn sng
Kim sot vo
ra

Presented by Pham Thanh Tan

http://www.VBARD.Com
Tch hp PKI

VBARD CA kim
tra thng tin cc
nhn, cp chng
OLTP DB Server MIS DB Server ch s dng
AP Server for AP Server for AP Server for SmartCard.
Region I Region II Region III
Khi ngi dng
login hoc giao
dch, trc tin s
dng smartcard
Online & Batch Server sau nhp
LDAP Certification Register User/password.
Server Server Server
VBARD CA kim
Certificate Issue/ tra ch k in t
Validation Check Delete/ ca ngi dng,
Expire/ nu xc thc mi
Tellers Update c th truy cp h
terminal thng banking

Presented by Pham Thanh Tan

http://www.VBARD.Com
Backup

OLTP MIS Key-in Test Conversion Phn tch cc

DB Server DB Server Server Server thit b backup
ca OLTP v
Backup Backup Manager MIS.
Backup Agent Backup Agent Backup
Agent
Management
S dng cc
Sever thit b backup
tc cao.
SAN Switch My ch qun
tr backup.
ng b d liu
PDC v BDC.
Gi lu tr tape
OLTP Backup Device MIS Backup Device backup ti a
im ring bit

Presented by Pham Thanh Tan

http://www.VBARD.Com
Phc hi thm ho
PDC BDC
1 PDC li, Teller
khng th kt ni
3
2 BDC t ng ly
OLTP MIS
2 OLTP MIS cu hnh ca PDC
DB Server DB Server DB Server DB Server
Take Over nu PDC li.

3 Sau khi thay i IP
Region I Region II Region III Region I Region II Region III kt ni DB trn
my AP ti BDC,
khi ng li AP
Online & Batch Server Online & Batch Server Server.

4 Teller kt ni vo
1 4 BDC giao dch

Leased Line

Tellers

Presented by Pham Thanh Tan

http://www.VBARD.Com
Phc hi thm ho
Configures the server Cu hnh li mi trng BDC cho Client kt ni
10 Min environment

Mount BDC RAID

20 Min Reconfigures the BDC RAID

22 Min Starts DBMS Khi to DBMS

Time tc tf

Transactions
T1
T2
T3
T4
Checkpoint
50 Min Recovers the DBMS T5
(Starting point of REDO)
Disaster Occur
automatically
Analysis step : Determines the REDO point through checking the buffer cache data and
processed transactions (tc Point)
REDO step : Writes the terminated data to disk from last checkpoint to the disaster point
(such as T2 and T4 transaction)
UNDO step : Rolls back the transactions which have not been terminated (such as T3 and
T5 transactions)

60 Min Starts the Tuxedo and Khi to li ng dng trn Server

application

60 Min End of Recovery Tip tc giao dch

Presented by Pham Thanh Tan

http://www.VBARD.Com
Kin trc 3 Trung tm d liu
Online & Batch Server
1 2 1Trung tm x l chnh (C3
Metro Phng Lit).
OLTP MIS OLTP MIS
DB Server DB Server Mirror DB Server DB Server
2Trung tm x l d phng
(H2 Lng H).
Region IRegion IIRegion III Region Region
I Region III
II
3Trung tm x l d phng
(d kin s xy dng ti Ho
Online & Batch Server Online & Batch Server Lc)

3
OLTP MIS
Global Mirror DB Server DB Server

Region Region
I Region III
II

Online & Batch Server

Presented by Pham Thanh Tan

http://www.VBARD.Com
Thanks again for your attention !