Professional Documents
Culture Documents
As per your request, we have arranged the following insurance cover Page 1 of 6
effective from the 28/03/2017. To ensure your protection, we must
receive your remittance within 14 days of you receiving this account. TAX INVOICE
Please read the important information included with this invoice . This document will be a tax invoice
for GST when you make payment
Invoice Date: 30/03/2017
ID Athletic Pty Ltd
Invoice No: 37404
Unit 1, 69 Guthrie St
OSBORNE PARK WA 6017 Our Reference: IDATHLETIC
Should you have any queries in relation to this account,
please contact your Account Manager
Luke Juniper
Details: See attached schedule for a description of the risk(s) insured YOUR DUTY OF DISCLOSURE
PLEASE READ IMPORTANT
Business Package Insurance 2017 - 2018 NOTICE OVERLEAF
NON-DISCLOSURE
If you fail to comply with your duty of disclosure, the
Insurer may be entitled to reduce the liability under the
Contract in respect of a claim or may cancel the Contract.
If your non-disclosure is fraudulent, the Insurer may also
Your Premium: have the option of avoiding the Contract from its beginning.
Premium UW Levy Fire Levy GST Stamp Duty Broker Fee Clients who are not fully satisfied with our services should
contact our customer relations/complaints officer.
$338.76 $0.00 $0.00 $41.38 $37.26 $75.00
Knightcorp Holdings Pty Ltd
subscribe to the Financial Ombudsman Service Australia,
TOTAL $ $492.40 an independent organisation offering free and accessible
dispute resolution services to financial consumers across
(A processing fee applies for Credit Card payments) Australia.Further information is available from our office
QBE Australia
ABN 78 003 191 035
AFS Licence No. 239545 of Level 5, 2 Park Street Sydney
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BUSINESS PACKAGE
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INSURED:
ID ATHLETIC PTY LTD
INSURED ABN:
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SITUATION 1 DETAILS
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SITUATION: 1 / 69 GUTHRIE ST
OSBORNE PARK
6017
WA
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PROPERTY SECTION - Fire and other insured events
Sprinklers Installed ? N
Earthquake excess as per the policy wording
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Business Interruption Section - NOT INSURED
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Clauses Applicable:
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Money Section - NOT INSURED
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GLASS SECTION SUM INSURED EXCESS
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Liability - NOT INSURED
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General Property/ Machinery Breakdown - NOT INSURED
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Electronic Equipment - NOT INSURED
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Employee Dishonesty/Tax Audit/Transit - NOT INSURED
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Employment Practices/Statutory Liability- NOT INSURED
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QBE Australia has determined that this policy (or part of it)
is a policy to which the Terrorism Insurance Act
2003 applies. We have reinsured our liability under the
Act with the Commonwealth Government reinsurer, the
Australian Reinsurance Pool Corporation (ARPC).
As a consequence, we are required to pay a premium to the
ARPC and that amount (together with the cost of that part of
the cover provided by us and administrative costs associated
with the legislation) is reflected in the premium charged to
you.
OUR AGREEMENT
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We agree to provide You with the insurance cover set out in
each of the Policy sections which You select and which are
listed in the Schedule.
You have paid or agree to pay to us the Premium set out in
the current Schedule.
This derogation notice supplements and amends your Policy Wording and will apply to
policies with a commencement date or renewal effective date on or after 19 June 2013.
In all instances in the Policy wording where the meaning of flood appears, the definition
is deleted and replaced with the following definition for flood:
"Flood" means the covering of normally dry land by water that has escaped or been
released from the normal confines of any of the following:
Schedule of Insurance Page 5 of 6
Flood damage is excluded by the standard policy and unless your Policy Schedule
specifically states otherwise, there is no cover provided for flood.
You should review your Policy and Schedule, as well as any other information given to you
by your financial services provider.
If you are uncertain as to the cover provided by your Policy, please contact your financial
services provider.
Disclosure Statement
This document contains important information about our remuneration and any relevant associations or interests
that we may have that may influence our advice.
Remuneration
In arranging cover for you will be remunerated by commission and/or broker fee. For further information, please refer to our
Financial Services Guide. Our employees that will assist you with your insurance needs are paid a market salary and
directors are entitled to profit share.
Knightcorp is a Steadfast Group Limited (Steadfast) Network Broker. Steadfast has exclusive arrangements with some
insurers and premium funders (Partners) under which Steadfast will receive between 0.5 - 1% commission for each product
arranged by us with those Partners. Steadfast is also a shareholder of some Partners. We may receive a proportion of that
commission from Steadfast at the end of each financial year (or other agreed period).
As a Steadfast Network Broker we have access to member services including model operating and compliance tools,
procedures, manuals and training, legal, technical, banking and recruitment advice and assistance, group insurance
arrangements, product comparison and placement support, claims support and group purchasing arrangements. These
member services are either funded by Steadfast, subsidised by Steadfast or available exclusively to Steadfast Network
Brokers for a fee.
If we arrange premium funding for you we may be paid a commission by the premium funder. We may also charge you a fee
(or both). The commission that we are paid by the premium funder is usually calculated as a percentage of your insurance
premium (including government fees or changes). If you instruct us to arrange or issue a product, this is when we become
entitled to the commission.
Our commission rates for premium funding are in the range of up to 3% of funded premium. When we arrange premium
funding for you, you can ask us what commission rates we are paid for that funding arrangement compared to the other
arrangements that were available to you. The amount of our commission and any fee that we charge will set out in the
premium funding contract. In addition to the commission payment, we may be entitled to a profit share of up to 1 %
depending on whether a predetermined level of funding is met with the particular provider.
From time to time we may receive certain hospitality benefits, such as tickets to sporting events, movies, bottles of wine,
etc. The receipt of these benefits may be based upon the volume of business placed with the provider but may also be more
Schedule of Insurance Page 6 of 6
of an ad hoc reward. The details of such benefits so far received are able to be viewed on a specially maintained Register
upon your request.