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Advances Section AGM-CO-CAC

Circle Office, Circle Office
Gurgaon. Gurgaon
Ref.:: ADVCO/GGN/NF817/673/AR/2015 Branch- Hodal
November 18, 2015
Name of Sanction Date of Date of Date of Book Liability
Sl. Account No Purpose
Borrower Amount (Rs) sanction Limitation NPA (Rs)
1. Dream Leena 3398.741.7 Parchuna Shop 40000/- 11/08/11 25/02/18 10/06/14 40000/-
2. Prabhu Dayal 3398.741.4 Parchuna Shop 50000/- 09/07/11 12/04/17 08/01/15 36975/-
3. Shiv Dayal 3398.741.9 Parchuna Shop 35000/- 14/09/11 03/03/17 20/09/14 35000/-
4. Veer Bati 3398.741.19 Parchuna Shop 35000/- 11/07/11 12/02/17 10/10/14 33962/-
5. Roshni 3398.741.25 Parchuna Shop 40000/- 01/11/13 01/11/16 02/04/14 32245/-
6. Prahlad 3398.683.11 SJSRY 190000/- 19/07/12 03/11/17 21/05/13 Nil*
*Book Liability is Nil but interest liability stands as Rs.1549/-.

Views & Recommendations of the section::

1. The loans were sanctioned under govt. sponsored schemes.
2. Branch has filed case in Lok Adalat, made several visits, send registered notices; still no recovery can
be made.
3. Branch has recommended for waiver of legal action in all the aforesaid cases.
4. Subsidy has since been disbursed along with loan accounts.
In view of the above, we recommend::
1. Transfer of liability to LPD.
2. Waiver of legal action.
3. Branch to explore possibilities for OTS as per scheme.
4. Nil Staff Lapses.
5. Branch to note down the borrower details in undesirable customer list.
6. To adjust credit balances available in other operational deposit account of the party, if any,
against overdues.

Officer Manager
ORDERS OF THE AGM-CO-CAC:: Dt.- ; Agenda: /2015

Manager-Credit(Member) DM-RM(Member) AGM (Chairman)

ORDERS OF THE DGM CRC Dt._____________ Agenda:________

DM-CR(Member) DM-Recovery(Member) DGM(Chairman)

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