Vocabular.

v- ro Unit 1 (Designed fbr the Internet) Banking and Finance

c olHofo cqera Ha
1. to transfer cash/funds fiom account to another- repeBo.rHrb neHbfl4
aPYrofi
2. high street bank- rpynHrrit 6anr<
3. to open an account- orKPbITb cqer
4. to manage one's finance the easy way- JIerKo yilpaBltrb cBoIi\'II{ tpuHaHcaltu
craBK]I IIo
5. to offer high interest lates otl savitlg- ilpe.qnararE' BbIcoKHe IIpoUeHrHbIe
HaKoIIHTeirbHbIM BK.iIaAa\'{
6. Your money is safe with us- V nac Baulx iIeHb|H Ha'[ex{}io :]alrrnlrre}lbI
tO pIOteCt cuStOmer securit,v- o6eCnequsarb I'IaleXHylO
3aLIlI'Iry BKJIaAa KIHeHTa
V.
8. savings- HaKoilreHl4q
9. current account- rerYruufi cuer
10. investment aCcount- c.{er Anq uHBecTI4UI4oHHbIX olepauufr
1 1. IPOs (Initial Public offerings)- nepBrtlHoe
pa3MerIeHHe aruuil

12. to protect assets- 3alII'IrI'Irb BKna.{F'I

13. insurance cover- crpaxoBoe o6ecneqeutze
14. to run a bank- yrTpaBn.rrb 6asrov
1 . overheadd-lono:rsureJlbHble' KocBeHHbIe :larparbl
5

16. bank charges- 6anKoecrl'Ie KoMI'IccxH

17. to put iri/to deposit mouel'- K.llacrb reHbru Ha cqer

18. to accrue interest- Har{rlcirflrb npoueHr

19. to deduct tax- BbIcr{HTbIBarL, Ha-llor
20. as Iong as- npu ycnoBHn qro/ec,rtl
21. advanced encryption technology- nepenoBble rexllo.1lorlrI{ Ko.[I{poBaHuq
22. sophisticated security layers- cJToXHbIe ypoBHI4 cl4crel\'f 6e'lonacFIocrH
23, to complete/ to fill inl anapplication fbrrn- 3anorrHl4rb 6,raux 3aflBKH
24. to submit- rTpeAocraBlrrb Anq I'I3yr{eHnq
25. a conflrmatory document- roArBepx,qeHue
26. to confirm- norrBepxAarr'
27 . to access account- ilonyrruT llocryrr K cqery
2 8. relevant document- Heo6 x oAllMbie Ao K)r\'{eHrbI

29. Your account is firlly active- Baur cqer aKTIIBH:lHpoBaH

30. Instantaneously/ immediatell'/ as soon as possible- KaK Mo)tuIIo cKopee
3 l. free of charge/ rvithout charge- 6ecn:rarso
32. similarly- raKI{M xe o6Pa;ov
33. normally/ usually- o6sruHo, KaK rpaBrro
34. to accept cheques- npI4HHN'{arb qeK}l
35. currently/ at present- e Hacroturee BpeN{fl
36, to handlei to process cheques- pa6orars c qeKaNlH
37. deposit slip- 6naHx l,u odlopvrleHufl ileno3l'Ira
38. to try in vain- HanpacHo craparbcq
39. to get an appointment- uonacrs Ha nptleM
40. overdraft- no:ry'1sHue Kperlrra ilo reKy[leMy cqery
41. convenient/ friendly- y4o6nlrii (e rro:rr xoHrexcre)
42. to sign a document- nonnplcarb AoKyNIeHr
43. to pay money into your account- BHocI4r .leHbrn Ha cr{e'l'
 Vocabular,v. ilnit 2 (|l&.1')

to store securely - uaAexso xpaHHlI,

flexibilit,v - rn6roc rr
to receive funds - no"T,vr{arb reHbrll
prepayment card -- Kapra rlpell(AeBpeveHnoli oil,'Ia"lbl
receipt of value - ro.qyqeHne AeHef

transaction - cAeJrKa

immediately - He3aMer{nrrreJlbrIo

to compliment - AoilolHsrb
to deliver new levels of efflciency * o6ecnequBarb vpoBllH rt[ltlrcs'rnetlocri'I
cost savings - coKpaueHae pacxo.qoB
monetary value - AeHex(Har crollN{ocrb
personal cardholders - uH.qHBIlrya.rrbHbre jleplKareJ Iil Kapr

to bring a new dimension in money management - npuBI'Iec.t't4 liol',I)Ie ]io:lMo)\ltocrpl B

yflpaBneHI'Ie AeHLraMI4

cash machine - 6anxouar

balance reader - ycrpoiicrBo, crlurblBaroil{ee Seuranc

lightweight -:rerxuft
to transfer money/funds * nepeeorl{rb AeHbfI'l
point -of sale deyice (POS) __ TepNdr4Han l-rrr coBepruerrr4l ] l- m r .;ticli e r,rec'rer i)c\rlqecrBreHuf
rroKynKH

signature - ilo,utncb
to adapt - [pncnoca6:rueart, aAanrr{poBarb
to enable - no3BonflTb, AaBarb Bo3Mo)ItHocrI)

tO aCCeSS One'S bank aCCOunt-- [OnyqaTb .qocr],'rr rc 6artxcleCror'l

.' c''tt'1'
_- 's
w'ithdrawn value/mone1' 1'rom one acc()unt cHI'I\ral'b I{eHL|LI co
to withdraw - withdrew
c.{ra
to pa) in - euocurb AeHbfH ua c'lr
to deposit value into one's account - noro)Kl'{lb i{eHbl'l{ rta cqir I
to make person-to-person pa,vments - ullarexl{ c Kaplbr t{a Kall | \
to rnaintain a log --xpaHl4rb nHcpopvauurc
to contain a 4-digit'lock code'-- coAepxatt rl-:lsa.lttr,rt:t ro.,t 6"totinpottxn
to provide security - o6ecnequears 6e:onacHocrl
service provider - rrocraBrrlr,rK yciryr
to settle debts - nofaruarb .[o-rlfr4
 Vocabulan to L nit 3 B&F
l) to Ll\\c sntt-.. \lotrcl -' 6sl Itr .tt)-lTtiflbl\l

It to cgr-rsolit'latc onc"s inconrc" sar ir-rgs ancl ciebts o6.rc.u,l HtJ'fb -tcl\oJsl. cSepexcHl'1fl H

.lo-l f H

3) a single bauk accoLtt-tt e-trt nstii SaHxolcxrtli c'te-r

+) to fLllt oltr- s ltefsonal tlnances to rranage - \ trpal].tttfb cBOLI\lll -leHbfa\lH

-i) to pe\ olt'tlte mortgagc - Bbtn-lalrr.lBan'b rirro'feK\' fro I.{nL)'rgrlsr)\l} KpeIluTY

:

6t bLrn:o\\ irls.s lac\1. cc\.1al. Npe .1l',ll-. 3ill{\lcl BoBilHue

Ii to ncgc)t jalc iln o\ clall botr,-rrr ing lircilitr Bce II't ltcltct-r)Bopbl llo IIcreoJ) rlo-1\'r{eHHtl

\1 aNC t] \1a,-l b g I $f 'j\J t)lilli) I r) l-.pc. ll I I il

8l btrrrtlri irlu. lircilitr iJo J\loililJt)cl b lll),1\LlcfJlltl Kllc.Ltl Ie '

9) tirc ralue ot'one's htttri.' e foH\loCflr

1 0) 809 o mOrtgag.' il IiOl-ciia Ittr-.t 80t"u

ll) to set up a loan tacrlitr - \c,l\rtl IIt) l.pefrlroBaHliltl

12) lu'ndrng tacilitr -- \c-r\rt't tto Kpc-tllt'oBalHtllt)

l3) to pai of'1' .lc-ta'fi' Rbtlt-ltlll;l llo Kpc. lll l\
11) to satisti the banli - Bbttto-rlrttrb 06ttlale,lbcrBa nepe.:l6aHxort

1.'i) to rcpav thc clebt - Bbtn"tarltrb.to,rl

16) dil ii!.fce ul tcfllt - \ e talH()B,lcl't tlsit"t cptlt' Ill'lll.lill
Ii) pr()\iso fail :e,-loBr.rc

lSt lr, l't'lilr' Hht\r' lt1tr, Hir II''llulll,r

l9) lc) pa) intcrcst ll-lal lil'tr IIpr)ucHrbl

20) itt a cllf fenL fate - llL) -fcli\ Lue\l\ h.\ pc\

Ill lO flllt Lut LlCCOLlnl - llltoI3O. lri lb 0licpatlill.l llt) C'lCI-). \llpaB. Itl-lh CrlCl0\1
22) restrictions -- orpaHLrqeHLit

)
2-1 u ithclrau als - curt t'nti co crlc la

2-1) to eaflit inlerst at 6 0,'o

- lapa6arrtsar| 60'lo o-l c\'\'l\lbl BK-la.-{a

l5 ) to 1i-rncl ,lc.rrtgag3i,rte"'s Bbrr--rALIIrBat b fttoreK\ IIo-t IIltoLtctT-rbl

.tirc\rult.i li
26) borrrrn ct'
l7) tr) nranage lnr)tlgltga !jcht llacil,lALI 1.1 tJtlfbct llr) lllit)leKc
l8) len.le r '- Kpc. ii.r rop

lt)) tL) chafg,:' l'trr stlth. Blu\ritIr, lr,rAr'\

l0) loan reparnlcrtts - Btlri,raIbl lrr) t\pc.l11'f\

-f 1l to cat into ot-rc's rlebt ItL)cre lteHHo cHLl/iarb c\ \t\t\ -to.tf a

3lt ciranraticall\' - lHallni.re,tbr-{o

33t to talic or-rt a loan B'tqrF, Kpc.ii.il'
 Vocabulary to Unit 4. B & F.

I. To offer a loan, overdraft - npeA,nox{,rb KpeAhr, KpeAhr no reKyu_{eMv

c,r ery(xoHroxop peHrH urri )

2' to demand security - rpe6oaarb fiMyulecrBeHHOro o6ecneqeH,,.s

3. io attach - npvrratarb K ocHoBHotvly AoKyMeHry
. 4' schedule of charges - rapra$Han cerxa 6aHxoBCK14x c6opoa
5. to tal<e effect - Ha.lhHarb 4ercrsooarb, BXoAt4Tb B cAny
6. to review annually - nepec/\,1arpfitsarb eli(eroAHo
7. due to, owing to, because of - acne4crlne, v3_3a
B. to maintain a level - noAAepxrBarb ypoBeHb
9. to provide - o6ecneqhsaru
10. to obtain a contrrbution - nonyrhrb BKnaA
11. expenses - pacxoAbl

12. to be below the average - 6ulru Hhxe cpeAHero

13. to levy charges - B3ilMarb n.4ary, ocyu_iecrBnnru c6opar
14. to remain competitive - ocraBarbcr KoHKypeHrocnoco6Hornur
1-5. to debit to one's account
- cHrnnarb co cqera
L6. in arrears - B HoHqe 3aeMHoro nephoAa

L7 ' to reduce the minimum balance requtrements cHu:Nrb MhHhMa.nu,yro

- o6n:arenbHyfo
cyMMy 6anaaca

i-8. reduction in - cHhlKeHhe

l-9. therefore - cneAotsare,nbHo

20. questions concerning - oonpocbt orHoo4rerbHo
21. either... or - nu6o... nn6o
22' re - used in business letters to introduce the subject, 'about'
(from ,reference,, with
reference to)

23. banking facilities - 6aHxoecx ve ycnytt4

24. on the terms - Ha yc.nots7lnx

25. to refer to - ccbl.rtarbcrr Ha

26. to be subject to - perynnpoBarbcn qelr,r-nN6o, npilMeHflrbcn yrerou
c rero_rr6p,
pefn aMeHTrl pO tsaTbcfi

2 /. conditions - Vc,{oBhn
 28. to make withdrawals _ cHhMarb
co cqera
29. provided - npra ycnotsvjn, qro
30 to discontinue the facilities - npeKpar t4rt) HpeAVroBaHhe, npeAocraB
neHt.e6aHxoecxhx
YC^Yl

31. are due for review - nepecMarprtsarbcff

32. per annum - B roA

33. arrangement fee - n,qara 3a npe4ocraB,rleHfie Kpe4hra

34. repayment - norauteHhe 3aAonxeHHocrt4

35. business premises - 3AaHfie Qrapnnur
36. be payable by * onnavhBarbcn xenn_n16o
37. to accept an offer * npnHnMarb npeAnoxeHfie
38 to enclose a copy- B,nol*l4rb Honhro, He npfiKpennRR K
ocHoBHoMyAoKyMeHry
39. in respect of - B orHOLUeHhh
 Unir5.B&|
lcrt l

5til)lllli.'lf-\ 1l|tltit llttc[ ltlss acct)Lrrrt. ur'0r'0sr,rii olLirr o rt;tr.tirr,t-rrt

n -r6ulxar
lraIancc:iltccl t)l'Iljf tl tf.ruitltttcttlio\r n(),ro)ricTrr]r{.6a.rarrc K()\{rIAHII14.6a.tiitrc.lrr,til
r,rt-,rit.
(5a,rarrc rtH r't.m()Il l uaccLl Lr()lJJ
.,). to atidil lf')()rircltrtrr, ()t,lLiltJoetr,. ltp()l]o..Ir..t.t ir a\.. lg.i.()f)cri\r() rrltor3cltri\.
.l
f. revcl)Lrc oSrt;lrl",lo\o.'t. rrpll6sr_n,. n()cr.\.tr.rcnrJlt
-5. Iul'novcr cl6u{rri.r rl6ttpo-r
6 cxpenscs conrprisecl pac\o;tr,r coc.filBl.lrrH
7 to colllpfIsc c()cTltt].-ttlb. co:[ep)Ii:'t.r.tr. ltK_rrorril.r r,
clcpreciatiot .l'llrccl asscts itll()p.rT3a'rJr ()cr()]lrrr,r\ crrc. tc.r ri (,rLlc.l.r,
,rre o6opo.rrrr,rx
Irrc'r'u eo n )
9 sellirlc c'sts Ko\l\rcpttccKIJe ltacx().-ti,t (pcx,r,rr.. rilllii. rrrlrJcrorl-,rl-,rc prlcxo.{i,r
)
l(). opg:atioital (opeiating) costs oncpartironl{btcr pi-tc\o.ir,r
I I . operatir-u prolit orre llaunorrrrbre :to\().,tbr. ..to\()..t o l ()crroRnolr
.{crir.e,rb}roc.r n
I L to atttclltnt to .'[o\(].rl].1 ;b .'{g" coclt aI}. rr.t r)
Ll . nel prolit rtnc.r iir rrltuSsr-rr,
i-1. rtct inte lcst ,rrrc.t.r,rii nlt()rictl r.lJl,tt-t _1oto. 1

I -i. ltarablc ribrrr-.ti.trnreltcrrt,rii

I(r. l.ttrllLl lc,Ifltbl'ilr1,. lta*li'.t I)c'..l.ocl.t'il Ir,..io\(r.tftrt,.to
'o.
I7. ntinoritr intcrcsl trcKor{ tllo-lt.rrr,lii rrrlticr a}illf lr:i
I 8. attribLitablc rrltn\o.(riulrriior rlr
19' to alltlri lil. Illltlttlf\{AlI' tt pac,tir" *o t}lr\ratr.rc..tc.riirr,
rrorrp,}}ri\. Irii
20. ea'nings lrel sharc Bc.'rr.rrrl.r na'*rcr-r.u'r rrprr6r,l-n.r ria ()..ilJ\
aKrrrJr()

I'crr l
I . clll'fellt asscls I cI(\ Ir{trc aKt.r.t IJr)1. tiot t)pt,te t)6ltarIcri b] ti . tcr{r,t'r.t 3 .t.crjeluu I o_lLl
(o6opo-rili,rc aK nnlF,l )

2. nrainir ri(')ur0irI{0\r
.). casLi-in-ltantl lri.l,rurrlrrbrc ..lcrrbr.r.r ( tr,t.tl'liltt'I JitlI Lta lit,, - pil.3t .)
-+. SIOCk 'lailaCr)l
,5. to book lle t!'llBHpoua I L
6. rct CLlfl'c'1 liabiliries c\ \i\lti IcK\ rltri\ a6u.r].rc.rr,cr'
7. to acjd to . to6anr.r r.r,. rrpuOagrr r r,
I total llrcci asscts tltlttlal ctott\t()cts eirc.5,1roilr,r\
lrKrt3L)lJ. ocf{o}Jrbr\ cpc.rlcl
9. rn aclclit.ion g .'lolrn_rncfrr.rn
1(). to bc tllrc rro. I-rcr)r\ill-l) (ol,ra ic)
ll iottq-terrn borrolr ing .,(o- n ocpor.t rrrrr:i npc, 1l.t
t2. to makc ;rror isicln - pe3epBr.rp()nit f r, Hbr.ri"
_te ..r,c--ril.r f, ().f rrr.rc,-rcr{rirr
13. contrihutit-rns ll.orn sharcholclcrs
ot.rtljc,tcrrllrr. tJK.lil..t lr r ranrrlrii c raurrr ra,.r
I-+ nrilroritr shalcholclcl. \n.tt{op}.r r aprruril i.lrirlrronci)
L5. thLrs 't Atifr\l orlplt torr
t6. sharc eapital axrlrrorreltrrr,u:i 1r crasirr,rt.t.; Kalrrllrit,r
tl rcscr\ cs Qou.,ttr. llc.lL-pnr,r
 '
)cit []r llal'\ to I nit (r

I crt .,\ Ilct I

L secrrlit,r market- pbruoK rt!-rrlLr\ 6r.lrar..

(ro g.tctsr,rii lt],t r ro K
l [() lt)cl'il-- ltr etrtt]hitrc. lrr lirl.r)t t,rte
tiritts
_). acqr-risitittn- ttc+++l+it-6\r\{.tt.Fr 1.i, ".

-+ boncls- o6,'rn I ilrtn f{

-i. sl0cks- aNririlt rr 06,.rrlartrru. drrltXcntrc
6r.rrar rr
6. rlilttes- i.ilritrIlI
7 rcsif Llctllt'ing- ltcc] p\ K f \
ll43aItru
E. capilal basc- cil6ci'BclllJblc clle. lcrtitl 6alrHa.
6artrsr,rri Kirrrf'r'a,r. lrepnn.lrrrrii Karrr r.a,.r
rolclcrs .c1Lrr' ( I SIt t-
ll;l|:ii:t '6ttlr*i .to\o.r ,Krr.i()rdr)or. coroK'rrrriir LlKrrHoricrlra'
l(-). carnin-ts pcr sltat.c- rrtctil rr1tr.r6r,t,.lr,
ltA ilKrirn(). -.t()\(). 1lta aKrtrJr()
I l. t(t ll\\e\:- trltsllllliil lt,
11. 1tt increilSC* _r sg..11.1 tn.lJil.r r,
1i. brig- ticl,et clcals- Kp\ nllbrc e..re_rKr.l
l-1. to harrcllc cicals- oc_\.rr{cct u-rltrF,
c.tc,rrlr
15. & accl Lrisitions f vr& \)- c-rrrr{frc , ,()r-r.rr,r.rc
'e'ge'rs
I6. nrcga-c'lcAl- o,rcnb KpvIrgarr tf nuancoe:tlt c..{e-.tKil
I7. to talie otl'- to erltarrcl sLrcldenlr
I 8. iIt:ttt'ct- r. I pi.l\()lJilfl trrr\tItiilIilll
I c). uni nraginablc- ncnoo6pa ;n rrr,lri
20. ;lress- r'e Icirsc- npecc-llc,ulr, cop6rrlcrlrc
J,rri ircr{.1 jrj
2 1 . to scrrci shocl, rr
2 r ba rk i n s es r abi,,;ll,::; il T:Jll,:,: :,i:':;,1;i;,".,,,,.,
Ii to, rcl\ on- orn.rlliir bclt rja
l-l acl'is.r'r' tllltttciille - \tiltt.-lt't't tta oKa lartre Kotc\'.rbr
art.rotrrbr\ \ c-r\ r.: ,op'LIcflr{c 6altxr
ol)t ar{ r1'Jo rJiil-l) c t.t I r.
1r.t I I .;acrr
lr ltct nar t r I r,r li
2-i. lLtctttiic- rrltrr6sl.rr,ni-rii...to\().tllr,rii-
ljr,n().{}{t,rii
 -[-ert
I]

l. to list onc"s sharcs- to o1'1 cl onc's shales tbr salc on tlrc stock crchangc
). to aspilc- to clesire & rlorl< torrarcls achrcr ing srnth. inrllollant- crllc\.rrJ.r bct
IIpe l CIl-1()Bl1 I I)

3. global securities rlarkcts- rnrl-rouoli ltbinor( uernrbr\ 6r rrer

-1. nrnltinatiotral- r'paucrtlrtl.rolri.t-rhr{aq No\nrafrr.rr . \rc7i.'L) nallo. lnar ri()\rllrtrIIur
-s. to tap intcrnlrlional nrallicts- Lrcu()-rhJr)ua'n, rrpcri\r\ lrtcc.r Bil \r14p()lJr,rx ........pbIr{K()13
6. crlr.llt\- -[r).ls ilKrtrror]clla ]l r(Atrfl la.rc rrltc.Urlturnrt: \laitiKa (pa;rlitla \rezi.t\ p()'rf{rr,ttr()ii
crr)lr\1r)clbr() rlcrrHrrr\ 6rrrar ri llaJ\.rcp()\r rr().rY,rctUroii rrO. l HIJ\ c\-1bl): lta3\lelll_cr_{lrL,rc
itK t lli lj
i. rardsticlis- Kpr.JrellrJu (n rrov K()rllcKcrc)
U. total sharcholtlcr rctunr- conoli\rr{ar aKun()nc})nal rr1trr6r,r.rr,. o6rurr"l -toxo;1 LrKunoncp()}l
9. r'aluation tcchniqLres- \re ro. t c ror.r\roc'r Hoii orle rrxrr
l(). to tal<.c tln board- B3r rb Hil noollviriurlrc
1 1. corporatc f rnancc- r.oplropa'fHenoe tflrnalrcrrlloBarinc
 Ljnit 7 (B&F)

I eri '\
l) j
to bc ctltnptlsccl ol- e t)e I otl
l 11
I
ile I c I lll4 H c
l irt acctlrclance rr itl''- tl c()o'r
v obriectrvc- ocHoLliiilfl IlclIb
;rt'itt.tat
-4,
cla6H;{l'llt'ic llcll}'{
io rtraitltairl prlcc sttihiIitr Ilo.i;rcp)K14!]alb
b lJ'taqt'i
5 lo cafr) tlt-tl 1a'sks- Bbllio-lflt.1
(r to dcllnc- ()llPc-ie- ! li'
ro inrplcnlcnt- oc\ Iiicclll-lt1-l'
c't'a6ltrrttoil pa6o re
thc snlooLh opelatiotl- crloc06clBoBafl'
I . to promote
IIpoBo'rr'irb' tltl:llttt' '
H H 0c]'PaH Hol't
tia-qrcr t ott
rchanse operation-
I to condr.ict tbleign e
i' )Qlr-bex rueHcrr'tr
to thc stlotlth cotlilt'tct tll'nolicies- clloc()ocrBoBa'I
0. to ctlntributc
1

llptlRe,lle H l'1 K) \lep

i adr isrlrr t'tllc- K(rHC) l1- lt'l I i.tBiiirH

pc)-11'
I B Ko\4l1e.t eH11H]4
1l ttt fall rr'iihirl ollc'5 l-lclc.l oi'c()illpclellcc'FIax0:114'rbc93a:laq
I I. ltt ttnilcrtakc
tasks- oc) iricc i ll-.1 u r b pcl-llel{tie
"hc I Ht"lKll
1,1 . Lrtenrber siatcs- c.l llitHLl )''iac
15 the I-l l- thc l:ut'0pcttlr L t'tti'tl
( crrtrill llar'k
1(r Lhc ir('ll- tilc i.t'tt'rrpcal
il \('ll- \alitlnal ('ciltritl LJltrlk
\rslctlt rrl'('cltlt'al Ilarrks
l8 t'hc []S( il- tirc l:ulo1lcrttt
l'crt Ll

.li1
i. ro be ln cha|gc (r1- !-\'l'Re '{if iL
Ha cerls ile;teHHe ']e'il
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ii. to bc heaoeii br
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15 to hold ancl nranagc fbrcign
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ii.
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jl' io ilt.esent annual l.esil lts - lrlle.taraBllrb e)iefo,ltt;;ii o-r't0i

!i i3 iCt c1]C'S Operatil: e ust-i I1l, r-r.Ll OI .-'t]lt'Ol -. ilOl-ept'l b l(Olrl pOlb lJa'l OllepauHOF{Hbl\'l;'1
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I i. r-natlLrc nlat'i''e i - pa:nnr stli. eloilil'1Bl'LiHI;icr pllt'tox

12 r'et inLeresi nrargin '14g t-b1li lrpul-icH t ttsiil ''lo;<(lr SaHr-'a
1l to set asicle Bblle-ltl'b (.lursl'rr)
Ha norepH no cc)'Je
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15 irttclpla\ BlaLl\'1t)larl14cl'J\'1()cll,' BlaH\locBclb
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16 iechuOlogrctrill,-bast-tj ciliCicrre r gailrs 3bil,] ;pbrIr u tdlrllcx.t-l'iBt'tt)crrtr
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22 con-rplaitlt ' x(a-rL)5a

2i. huurau iortclr -- qeroBeLlecxilfi tpar-r'op

24 lO ICap 6toSt Crl'thC bCneL'iiS IiO,i-\ r.i14.rb t,itl-rt I'lUViO Litlc'tf) n1lU6t,t,irl
25 to tlisptrtsc cttsl'. ilbl.13Bll i n 1iu1 l'1 'lfif>TC
26. nrt,'ne; tt'attstlljssloll s\ sr'clll ''lc e\1 ii li'i-lcB(),La 'lcHCl
2l fcr be CitL-LSlttrle r l'r lei-rC.l; 6si'i u r.lOClrbl\1 jL.'l ri itOt llcfir rc,tl
28 to gcl ticpril5iis e t'cci itecL - xpc-.x.i o:lii'i b -icii()lHl'bl
29 iL..stantatteoilslr itttnreiltllcl',
lLl tO itlcicas.j :LCaa1 li\ - l-a'' K.i(rIilrr) \ tJi lllLl rl )1;l lL,
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l. to reshape an inclustlr pcoplanril()Br,rBa'r h. rrepecrpaHBLifb
l. to stick'stuck,"stuck )Jcp;'Karr,cfl B fparjHuax Blr\'fpurr-rero pbrriKa ('r;{ecb)
l. rrie hc plur er HHrrreer,ril Hrpor\

\iche rlarket is a locused. talgctable portion ot'a matr],.et of products ain-rccl at satisf\ing
specilic n-talket rrcccls.
1. cost basc SaroBas c ror{\roclr, tlK l r.riorl

-i. pay packet - o6trtar c\\r\ra ;apa6olxa. raprr,ra.ril

6. revcnue basc Joxo.lrrar 6a3a

L to spilal nocrcncHHo \ cxopl n,cr{
8. contender rrpcreH ler'{ r

(), tractcr - cneufia,nlcr rpnHaucoBOfo pbrr.rKrl

10. retail bankir-rg po3HHrrHbrri 6auxoecxHri 5H:sc'c
I I . to save costs coKpanla r b pac\o.lrrl