Religare Enterprises Limited

- An Overview -
Group Structure

Healthcare

Religare Enterprises Limited Fortis Healthcare Limited

Super Religare Laboratories Limited Religare Wellness Limited

(formerly SRL Ranbaxy) (formerly Fortis Healthworld)

Religare Technova Limited Religare Voyages Limited

Financial Services
Overview
Financial Services Group Overview

Religare Enterprises Limited

Our Joint Ventures

Life Insurance business Private Wealth business

(Aegon as a partner) (Macquarie, Australian Financial Services Major as a partner)

Health care and Education Oriented

Private Equity Fund India’s First SEBI approved Film Fund
(Milestone Capital as a partner) (Vistaar as a partner)
 About Religare Enterprises Limited (REL)

 One of the leading integrated financial services groups of India

 Diverse range of offerings

 Client base of 1 million and growing, across the retail, wealth

and Institutional spectrums

 Pan India and global footprint

 Width and depth of management leading a formidable employee

base

 Best-in-class Research

 “Sweetly placed” to spot new opportunities and power ahead

 Brand Essence & Identity

Core Brand Essence - DILIGENCE

Latin word for

'to bind together‘

 Rare four-leaf clover – harbinger of good fortune

 Each leaf has a special meaning- Hope, Trust, Care & Good Fortune
 Considered good fortune to find a four-leaf clover since there are about
estimated 10,000 three-leaf clovers for every one four-leaf clover found.

Hope-Trust-Care-Good Fortune, all elements perfectly combine in the

emblematic and rare, four-leaf clover to visually symbolize the values
that bind together and form the core of the Religare vision.
 REL Vision and Mission
To build Religare as a globally trusted brand
Vision in the financial services domain.
Mission Providing financial care driven by the
core values of diligence and transparency.
Brand Core brand essence is “Diligence” and
Religare is driven by ethical and dynamic
Essence processes for wealth creation.
REL – Religare Enterprises Limited
We believe that in 5 years approximately
10% of global investment would be
allocated to India. We would like Religare
to be reflective of the India Investment
story within and outside of India and
emerge as a top of the mind recall brand.
___________________________________________________________
We believe that ‘Diligence’ is imperative
for incorporating best practices around
advisory, quality and efficiency in the
financial services segment.
__________________________________________________________
Financial services businesses depend on
the trust of customers, which builds over
a period of time through ethical business
practices adopted by the organization
along with the dynamism of the business
processes and models that need to
continuously keep evolving and changing
in fast changing market scenarios.
Our Value Framework
 Diversified Integrated Financial Services Platform

Private Equity
 Recent growth and established
Film Fund
businesses testimony of Religare’s
commitment towards becoming the Arts Initiative

Investment Gateway of India Life Insurance

Asset Management
 Diversified product portfolio with Wealth Management
individually focused management
Insurance Broking
teams to create optimum balance
Investment Banking
and results
Online Trading

Distribution Business

PMS PMS

Lending Business Lending Business

Institutional Broking Institutional Broking Institutional Broking

Depository Services Depository Services Depository Services

Retail Broking Retail Broking Retail Broking

FY 2002 FY 2006 FY 2008

REL & its key Subsidiaries

Structurally, all businesses are operated through various

subsidiaries of the holding company, Religare Enterprises Limited
 REL Group Structure

 Equity Broking
 Online Investment Portal Religare • Investment Banking
Religare  Portfolio Management Capital  Institutional Broking
Securities Services Markets
 Depository Services
 Asset Management
Company launched*

 Lending & Distribution

Religare Arts  Business of Art
Religare business
 Gallery –arts.i
Finvest  Proposed Custodial Initiative
business

Religare Religare  In house Real Estate

Commodities  Commodity Broking
Realty Management

Religare  Life Insurance Religare • Private Equity and

Insurance  General Insurance Venture Investment Management
Broking  Reinsurance Capital

*structured through a wholly owned subsidiary of Religare Securities Limited - Religare Asset Management Company (P) Limited
 Client Interface
Retail Spectrum
To cater to a large number of
retail clients by offering all
products under one roof
through he branch network and
online mode
 Equity Trading
 Commodity Trading
 Online Investment Portal
 Personal Financial Services
 Loans
 Insurance Solutions
Institutional Spectrum
To forge & build strong
relationships with Corporate
clients and Institutions
 Institutional Broking
 Investment Banking
 Insurance Advisory
Wealth Spectrum
To provide customized services to
high net worth individuals (HNIs)
 Wealth Management
 Portfolio Management Services
 Arts Initiative
 Film Fund
 Asset Management Business

Religare Asset Management Company (P) Limited is a wholly owned subsidiary of

Religare Securities Limited (RSL), which in turn is a 100% subsidiary of Religare
Enterprises Limited
 Operating out of 58* locations across 55 cities in India

 As on August 2009 AUM of over INR 147bn with over 190,000 investor folios

 More than 10,000 distributors empanelled

 Product range of more than 30 SEBI approved schemes

(*Locations consist of Branches, Sales Representative Offices and Business Centers)

 Global Network

With the acquisition of Hichens, Harrison & Co, London’s oldest broking & investment
firm, Religare now operates globally
Pan India Footprint

Pan India Presence Expanding

2000 1837

1550
1500

979
1000

459 465 498

500 330
110
0
FY 05-06 FY 06-07 FY 07-08 31s t Jan'09

Bus ines s Locations Cities & Towns

Geographical Distribution

9%
24%
12% North
South
East

13% Maharashtra*
Gujarat
Mumbai
26%
16%

* Excluding Mumbai
 Employee Overview

REL Group Employees REL Group Employee Distribution

12000
10400
10000
8753

8000

6000
4327
4000
1625
2000

0
2005-06 2006-07 2007-08 Jan-09

Does not include approximately 1000 feet on street engaged on third party rolls.
RSL RCL RFL RWMSL REL RCML RIBL
RRL RAIL RIHL RVCL RAIML RFML

Formidable employee strength built in the last three years

 Key Highlights

Religare Securities Limited (RSL)

Religare Commodities Limited (RCL)
Religare Finvest Limited (RFL)
Religare Capital Markets Limited (RCML)
Religare Insurance Broking Limited (RIBL)
Religare Arts Initiative Limited (RAIL)
 Key Highlights - RSL | RCL | RFL
Religare Securities Limited
(RSL)
• Member: NSE, BSE and MCX SEL
• Depository Participant : NSDL &
CDSL
• SEBI Registered Portfolio Manager
• Equity Broking
– Offline Equity Trading
– Online Trading through
www.religareonline.com
• Received P1 Credit Rating from
CRISIL for its short term debt
issuance program
• Launched Asset Management
business through its wholly owned
subsidiary - Religare Asset
Management Company (P) Limited
Religare Commodities Limited
(RCL)
• RCL is registered with the FMC and is
a member of: MCX, NCDEX, NMCE,
NSEL & NCDEX Spot
• Present in 650 locations all over India,
in additional to 54 “mandi” (rural)
locations
• Acquired ISO –9001:2000
certification in April 2008
• Launched Religare Newswire for
daily & Live updates on agri-
commodities directly from Mandi
locations to clients through our
website and other media
• Corporate Desk is taking major
steps in getting industry to hedge
on Commodity Exchanges
• Pioneered the concept of Spot –
Futures Arbitrage
Religare Finvest Limited
(RFL)
• Non Banking Finance Company (NBFC)
registered with Reserve Bank of India
• Member: CDSL India
• ICRA rating of A1 upgraded to A1+ for
short term debt
• Applied for Custodial license with SEBI
• Separate Depository Participant
membership to facilitate custody of
securities to loan against share clients
• Launched “Religare Finmart” - branded
chain of financial services stores across
the country
• Finmart stores offer
– investment products,
– insurance solutions
• Launched Lending Business offering:
– SME Loans
– Loan Against Property
– Commercial Vehicle Loans
– Construction Equipment Finance
 Key Highlights - RCML | RIBL | RAIL
Religare Capital Markets Limited
(RCML)
• RCML received its certificate for
commencement of business on
March 14, 2007
• RCML is a Category I Merchant
Banker registered with SEBI
• RCML has acquired 200 years old
UK based brokerage firm Hichens,
Harrison & Co. in May 2008
• Institutional Brokerage to shift from
RSL to RCML. Membership from
BSE and NSE received
• Empanelment with institutions
including top mutual funds, insurance
companies, banks and FIIs
Religare Arts Initiative Limited
Religare Insurance Broking Limited
(RAIL)
(RIBL)
• Composite Insurance Broker • Business of Arts- “Category First”
approved by IRDA
• 360 degree platform for the “business
• Offers Life Insurance, General of arts”
Insurance & Reinsurance
• Launched Art Fund Pratham in
November 2007 for Rs. 11.50 crores
• Insurance portfolio from diverse Life
& General insurance products & Not just another art fund
plans from over 33 companies
• Holistic model well and truly
expressed in the identity- “arts-i”
• Launched Online sale of insurance
portal in May 2008 • 1st Gallery/art destination open in
12,000 sq ft area in New Delhi
• Setup dedicated teams focusing on – Galleries
SMEs at each branch – Art store
– Café
• Increased focus on health • Engendering an Arts Awareness
insurance, package policies for Program
shop keepers and SMEs
• Pioneer residency programs for
Artists
• Provide Art Advisory and Value
Added Services like – Collection
building, Valuation of artworks, Loan,
etc
Our Joint Ventures
 Key Highlights – our joint ventures

• Religare – the largest shareholder in the JV

• Launched with pan-India multi-channel operations in July 2008

with over 30 branches spread across India.

• Targeting to be one of the strongest Life Insurance brands with

a strong retail network

• Successfully beginning to build the brand through the much

talked about “KILB” campaign
 Key Highlights – our joint ventures

• India’s 1st Wealth Management • REL and Vistaar Entertainment

JV between Religare and Ventures Private Limited entered a
Macquarie 74:26 joint venture agreement

• Poised to redefine the landscape • Vistaar Religare Capital Advisors

of wealth management for the Limited (VRCAL) formed
HNIs in India

• SEBI approved Film Fund –

• “ACTIVE” Advisory led approach
“Category First”

• Powered by Religare’s strong

local insights and Macquarie’s • Aims at completing 50 projects in
global expertise 5 years

• 4 releases till date including one

International release
 Key Highlights – Our Joint Ventures

• Religare Venture Capital Limited and Milestone Capital

entered a 50:50 joint venture agreement.

• Together they will manage a Rs. 600 Crores Healthcare and

Education fund to be raised domestically.

• They would manage Milestone’s current – ‘India Build-Out

Fund I’ with a clear focus on healthcare and education space.

• Religare along with its affiliates has also committed to

contribute Rs. 60 Crores to the Fund which has an existing
corpus of more than Rs. 100 Crores.
 Religare enters Home Loans Business

• Religare Enterprises Limited has acquired a controlling stake of

87.5% in Maharishi Housing Development Finance Corporation
Limited (“MHDFC”).

• It will be infusing close to Rs. 93.09 Crores into MHDFC.

• Since 1993, MHDFC has been operational in the rural and Tier-III
markets and will complement well with Religare’s existing
network across 498 cities and towns in India.

• MHDFC has a National Housing Bank (NHB) license, which

would give Religare a ready platform for an operational roll out.
Religare Research
 Research

Structured under the - Religare Hichens, Harrison - brand name

globally, our research

 Covers 16 sectors and 130 companies

 Extends to
− Economic research
− Result expectations
− Derivative strategies               
− Mutual Fund Research 
− Special reports like impact of credit policy, budget, etc
The Religare Edge
The Religare Edge

 Blue chip promoter pedigree

 Dynamic Management Team

 Diverse and versatile business model

 Vast distribution network and reach

 Strong Brand Recognition within a short span

 Robust and strong IT backbone

 Contact us

Religare Enterprises Limited

Corporate Office : A-3-4-5, Sector-125, Noida, Uttar Pradesh-201301, India

Registered Office : 19 Nehru Place, New Delhi-110019, India

Website : www.religare.in
Email : info@religare.in
SMS : RELIGARE to 58888
Thank You