IBPS (Institute of Banking Personal Selection)

EXAM 1: CWE I.B.P.S. (P.O.)

Exam Summary

PO (Probationary Officer) is the title used to designate a would-be

officer, somebody on training at Indian Bank, until they get a
permanent commission as Manager. IBPS PO Exam is the annual
online entrance test which singles out candidates for this training.
IBPS steers the PO recruitment with the consent from a
consortium of 22 Govt Banks.

Eligibility

Education Qualification Under IBPS PO Recruitment Eligibility

Criteria 2016, Candidates must have completed their Graduation
Degree from any recognized university or institution. Participants
also required their mark sheet numbers while they submit IBPS PO
online form.

Nationality / Citizenship Participants must have this

citizenship which is given below.

Citizen of Indian
Citizen of Nepal
Citizen of Bhutan
A Tibetan refugee
Migrated Peoples from Pakistan, Burma, Sri Lanka, East
African countries of Kenya, Uganda, the United Republic of
Tanzania (formerly Tanganyika and Zanzibar), Zambia,
Malawi, Zaire, Ethiopia and Vietnam with the intention of
permanently settling in India.
Age Limit Under IBPS Eligibility Criteria for PO
2016, interested candidates must have age between 20 30
years.

Relaxation in age is as follows

Sr. Category Age

No. Relaxation

1 Scheduled Caste/Scheduled Tribe 5 years

2 Other Backward Classes (Non-Creamy 3 years

Layer)

3 Persons With Disabilities 10 years

4 Ex-Servicemen, Commissioned Officers 5 years

including Emergency
Commissioned Officers (ECOs)/Short
Service Commissioned Officers
(SSCOs) who have rendered at least 5
years military service and have been
released on completion of assignment
(including those whose assignment is
due to be completed within the
stipulated time) otherwise than by way
of dismissal or discharge on account of
misconduct or inefficiency or invalid or
physical disability attributable to
military service
5 Persons ordinarily domiciled in the 5 years
Kashmir Division of the State of Jammu
& Kashmir during the period
01.01.1980 to 31.12.1989

6 Persons affected by 1984 riots 5 years

Exam Structure

Preliminary Exam Structure

No. of
Exa Maximum Durati
Name of Tests Questi
m Marks on
ons

Reasoning 35 35

English Language 30 30
IBPS
Quantitative 1 Hour
PO 35 35
Aptitude

Total 100 100

Main Exam Structure

Negat
No. of Maxim
Exa Durati ive
Name of Tests Questi um
m on Marki
ons Marks
ng

IBPS Reasoning 50 50 2 0.25

PO Hours Negati
English Language 40 40 ve
Markin
Quantitative 50 50
g for
Aptitude
 General Awareness
(with special
40 40
reference to
banking industry)

Computer each
20 20 wrong
Knowledge
answer
Total 200 200

Syllabus:

i) Reasoning- This section will have question on following

topics.
Verbal reasoning: Alphabet test, Mathematical operations
test, Series test, Analogy. Odd Man out, Classification,
Syllogism, Coding-decoding, Blood relations. Number,
ranking and time sequence, Causes and effects, Analytic
reasoning, Direction sense test. Sitting arrangement,
Decision making, Input output, Puzzle, Statement and
conclusions. Statement and assumptions, Statement and
arguments, Statement and actions courses. Passage and
conclusions, Assertion and reasoning, Figure Series, Word
formation, Series.
ii) Quantitative Aptitude:
Topics are - Number system, HCF & LCM, Number series,
Problems based on numbers. Approximation Wrong
Number, Decimal fractions, Square root and cube root,
Simplifications. [Partnerships, Percentage, Ratio and
proportions, Average & Ages Ratio Proportion]. [Profit and
loss, Simple interest and compound interest]: [Time and
 work, Time and distance, Mensuration]: Permutation and
combination, Probability, Data Interpretation: Pie charts,
Bar graphs, Line graphs, Mixed graphs
iii) English:
Topics of this section are - Spotting the errors, Phrase
substitution, ordering of sentences or jumbled up
sentences. Double blanks in a sentence, Fill in the blanks.
Cloze Test, Idioms & Phrases, Choosing the
appropriate filler. Synonyms and antonyms,
Reconstruction of sentence & passage. One-word
substitution, Commonly misspelled words,
Comprehensions.
iv) General awareness:
Banking Terms, Current Rates (Bank rate, Repo Rate,
Reverse repo rate etc.), Abbreviations / full forms,
Important days / dates, Currency and capital, Ministers
and their departments, Indian Economy, International
Economy, Questions related to International Financial
Institutions (World bank, IMF, UN, ADB related - Members,
recent development, functions), Finance, Shares, Various
schemes of Government (MNREGA, Swabhiman,
Swavlamban, Bharat Nirman etc.), Books & Their Authors,
Types of Banks, GDP related, RBI, Fiscal-Monetary Policies
etc., Social Function of Banks, UNO, Marketing, Awards
& Honors, Sports, Budget, Agriculture, Current Affairs
(last 6 months) etc.
v) Computer knowledge:
Basic computer knowledge (MS Office), Operating
Systems, Number System, Software & Hardware questions
(Database & communication), History of computers,
Computer abbreviation, Microsoft-office, Basic knowledge
of Internet & Networking etc.
EXAM 2: CWE I.B.P.S. CLERK

Exam Summary

Assistant or clerk is a widely known, and entry- level position in

Banks and related organizations in India. Bank Clerk is now one of
the most sought- after career paths for Indian youth. Since all the
public sector banks now use IBPS Recruitment for clerk selection,
applying for IBPS Clerk exam is deemed as the foremost step to
get a clerical job in the banking industry.

Eligibility:

Nationality: It is also known as Citizenship. Participants must

have one in these given citizenships.

Citizen of Indian
Citizen of Nepal
Citizen of Bhutan
A Tibetan refugee
Migrated Peoples from Pakistan, Burma, Sri Lanka, East
African countries of Kenya, Uganda, the United Republic of
Tanzania (formerly Tanganyika and Zanzibar), Zambia,
Malawi, Zaire, Ethiopia and Vietnam with the intention of
permanently settling in India.

Age Limit IBPS Clerk Exam Age limit is under 20-28

years and age relaxation is as below,

Sr. Category Age Relaxation

No.

1 Scheduled Caste/Scheduled 5 years

Tribe

2 Other Backward Classes 3 years

3 Persons With Disability 10 years

4 Ex-Servicemen/Disabled Ex- actual period of

Servicemen service rendered
in the defense
forces + 3 years
(8 years for
Disabled Ex-
Servicemen belo
nging
to SC/ST) subject
to a maximum
age limit of 50
years

5 Widows Divorced women and 9 years

women legally separated from
their husbands who have
not remarried

6 Persons ordinarily domiciled in 5 years

the Kashmir Division of the
State of Jammu &
Kashmir during the period 1-1-
80 to 31-12-89

7 Persons affected by 1984 riots 5 years

8 Regular employees of the Union 5 years

Carbide Factory, Bhopal
retrenched from
service (Applicable to Madhya
Pradesh state only)
Educational Qualification- Candidate must have Graduation
Degree from any recognized University of state Govt or Central
Govt.

Computer Knowledge: Candidate must have knowledge of

operating a computer. Candidate must have
certificate/Diploma/Degree in computer operations.

Exam Structure

Preliminary Exam Structure

No. of
Exa Durati
Name of Tests Questi Maximum Marks
m on
ons

English
30 30
Language

Reasoning
IBPS 35 35
Ability 1 Hour
Clerk
Numerical
35 35
Ability

Total 100 100

Main Exam Structure

No. of Maxim
Exa Durati Negative
Name of Tests Questi um
m on Marking
ons Marks

IBPS Reasoning 40 40 2 Hours 0.25

Clerk Negative
English 40 40
 Language

Quantitative
40 40
Aptitude

General
Awareness (with
special
40 40
reference to Marking for
banking each wrong
industry) answer
Computer
40 40
Knowledge

Total 200 200

IBPS Clerk Syllabus

1. Reasoning:
A)Verbal Reasoning:
Analogy
Odd Man Out
Syllogism
Word Formation
Statement and Conclusions
Statement and Assumptions
Statement and Arguments
Passage and Conclusions
Coding Decoding
Blood Relations
Alphabet Test
Series Test, Number
Ranking and Time Sequence
Direction Sense Test
Sitting Arrangement
Decision Making
 Input Output
Assertion and Reasoning
Figure Series Etc.
B)Non Verbal Reasoning:
Series Test, Analogy
Odd Figures
Miscellaneous Test

2. English
Homonyms
Synonyms
Antonyms
Sentence Completion
Word Formation
Comprehension Means Deriving Conclusion
Theme Detection
Passage Completion
Rearrangement Of Passage
Spelling
Active Passive Voice
Indirect Direct Speech
Phrases And Idioms.

3. Quantitative Aptitude:
Visual Diagrams
Pie Outlines
Line Charts And Classification
Roots
Average
Ratio
Time & Work
Time & Separation
Rate
Benefit & Loss
 Mixture
Stocks & Shares
Partnership
Clocks
Volume & Surface Area
Height & Distances
Logarithms
Permutation & Combination
Simple & Compound Interest

4. General Awareness

Current Affairs and specially reference to banking Industry

and the topics are from Indian Economy, International
Economy, UNO, Marketing, Awards & Honors Sports, Finance,
Agriculture etc. History of Banking, current affairs of last 6
months, countries / currencies, Books & Their
Authors, Banking Terms, RBI, Fiscal Monetary Policies etc.,
Social Function of Banks.

5. Computer Syllabus

Computer paper is covers two section hardware & software.

Although participants must have basic knowledge of
computer, must have skill to operate a computer as office
purpose known about MS Office, MS Word, MS Excel, MS
Power Point, Windows, and internet
 Exam 3: IBPS SO (Special officer)

Exam Summary

Indian Banking Personnel Selection (IBPS) invites applicants to

apply for various posts of Special Officers required for various
participatory organizations and nationalized banks. Those
candidates who are eligible for the posts can apply for the job
opportunity for which they need to undergo a written test
organized by IBPS.

Posts Covered under IBPS SO are

I.T. Officer (Scale-I), Agricultural Field Officer (Scale-I),

RajbhashaAdhikari (Scale-I), Law Officer (Scale-I), HR/ Personnel
Officer (Scale-I), Marketing Officer (Scale-I) Posts.

Eligibility

Nationality:

Candidates, intending to apply should ensure that they fulfill the

minimum eligibility criteria specified by IBPS Nationality /
Citizenship:
A candidate must be either -
1. a Citizen of India or
2. a subject of Nepal or
3. a subject of Bhutan or
4. a Tibetan Refugee who came over to India before 1 st January
1962 with the intention of permanently settling in India or a
person of Indian origin who has migrated from Pakistan, Burma,
Sri Lanka, East African countries of Kenya, Uganda, the United
Republic of Tanzania (formerly Tanganyika and Zanzibar),
Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention
of permanently settling in India, provided that a candidate
belonging to categories (ii), (iii), (iv) &(v) above shall be a
person in whose favour a certificate of eligibility has been issued
by the Government of India.

Age:

Age should be 20-30 years

Relaxation of Upper age limit

Sr. No. Category Age relaxation
1 Scheduled 5 years
Caste/Scheduled
Tribe
2 Other Backward 3 years
Classes
3 Persons With 10 years
Disability
4 Ex-Servicemen, 5 years
Commissioned
Officers including
Emergency
Commissioned
Officers (ECOs)/
Short Service
Commissioned
Officers (SSCOs) who
 have rendered at
least 5 years military
service and have
been released on
completion of
assignment
(including those
whose assignment is
due to be completed
within one year from
the last date of
receipt of
application)
otherwise than by
way of dismissal or
discharge on account
of misconduct or
inefficiency or
physical disability
attributable to
military service or
invalidment.

5 Persons ordinarily 5 years

domiciled in the
Kashmir Division of
the State of Jammu &
Kashmir during the
period 1-1-80 to 31-
12-89

6 Persons affected by 5 years

1984 riots

Educational Qualification:
For IT Officer (Scale I) :- Candidate must have completed 4
year Engineering Degree in Computer Science / Computer
Applications/ Information Technology / Electronics / Electronics &
Telecommunications / Electronics & Communication / Electronics
& Instrumentation OR Post Graduate Degree in Electronics /
Electronics & Tele Communication / Electronics & Communication /
Electronics & Instrumentation / Computer Science / Information
Technology y/ Computer Applications OR Graduate having passed
DOEACC B level.

For Agricultural Field Officer (Scale I): Candidate must have

completed 4 year Degree (graduation) in Agriculture / Horticulture
/Animal Husbandry / Veterinary Science / Dairy Science /
Agriculture Engineering / Fishery Science / Agri Marketing &
Cooperation / Co-operation & Banking/ Agro-Forestry.

For RajbhashaAdhikari (Scale I): Candidates must have Post

Graduate Degree in Hindi with English as a subject at the degree
(graduation) level OR Post graduate degree in Sanskrit with
English and Hindi as subjects at the degree (graduation) level.

For Law Officer (Scale I): A Bachelor Degree in Law (LLB) and
enrolled as an advocate with Bar Council.

For HR/Personnel Officer (Scale I): Graduate and Regular Post

Graduate degree or Regular Post Graduate Diploma in Personnel
Management / Industrial Relations/ HR/HRD/ Social Work / Labor
Law.

For Marketing Officer (Scale I): Graduate and Full-time MBA

(Marketing) / Full time two years PGDBA/ PGDBM with
specialization in Marketing.

Exam Structure

Paper Pattern For Law Officer & Rajbhasha Adhikari

S. No. Name of the Tests Maximum Total
Marks Time

1 Specialist Officer Reasoning 50 2 hours

Test

2 SO English Language Test 25

3 SO General Awareness Test 50

4 SO Professional Knowledge 75
Test*

Total 200

Paper Pattern For IT Officer, Agricultural Field Officer, HR /

Personnel Officer & Marketing Officer

S. No. Paper name Maximum Total

Marks Time

1 SO Reasoning Paper 50 2 hours

 2 SO English 25
Language Paper

3 SO Quantitative 50
Aptitude Paper

4 SO Professional 75
Knowledge Paper*

Total 200

A paper on Professional Knowledge for 75 marks

would have questions from the subject related to the
post you apply.

IBPS Specialist Officer Syllabus

English Language

Reading Comprehension
Vocabulary
Grammar
Identification of Errors
Para Substitution
Spelling Check
Para Jumble
Passages
Synonyms/ Antonyms
 Sentence completion
Passage Completion
Choosing the appropriate word

Reasoning

Alphabet and Numbers

Series Test and Mathematical Operations
Syllogism and Analogies / Decision Making
Classification & Coding/ Decoding
Blood Relations & Odd One Out
Number, Ranking, Time Sequence Test0
Assumptions & course of action
Assertion and Reason
Statement and Courses of Action
Analytical Reasoning
Cause and Effect
Directions/Distance sense test
Input and Output Arrangement
Seating Arrangements
Coded Inequalities
Decision Making
Statement and conclusion

Quantitative Aptitude

Number system and simplification

Number series & Problem based on numbers
Decimal Fraction & simplification
Ratio and Proportion
Percentage
Partnership
Mensuration (2 dimensions)
Speed and distance
 Permutation and combination
Probability
Data Interpretation and sufficiency includes Data Table, Pie
charts, Bar Graphs, Line Graphs, Mixed Graphs, Case study
etc.
Simple interest & compound interest
Time, work and Distance

LIC (Life Insurance Corporation of India)

Exam: AAO (Assistant Administrative Officer)

Exam Summary

Life Insurance Corporation of India (LIC) is the largest Life

Insurance Company in India having 2048 Branches and 109
Divisional Offices. Life Insurance Corporation of India (LIC) has
issued notification for the recruitment of Assistant Administrative
Officer (AAO) Vacancies.
 Eligibility

Nationality: The candidate should be an Indian Citizen.

Age limit: The minimum age limit is 21 years and maximum not
more than 30 years. Age relaxation is applicable as given below.

Relaxation of Upper Age Limit:

Sr. Category Age Relaxation

No upto
1. SC/ST 5 Years
2. OBC 3 Years
3. PWD (Gen) 10 Years
4. PWD (SC/ST) 15 Years
5. PWD (OBC) 13 Years
6. ECO/SSCO (GEN) 5 Years
7. ECO/SSCO (SC/ST) 10 Years
8. ECO/SSCO (OBC) 8 Years
9. Confirmed LIC employees Further
Relaxation of
5 Years

Educational Qualification:
Bachelor/Masters Degree from a recognized Indian University/
Institution.

Exam Structure

Online Test: On-line test will be of objective type, multiple choice

of two hours duration comprising of the following:

Secti Number of Mar Time (Hrs)

on Questions Questions ks
1 Reasoning 30 90 2 Hours
Ability Test
2 Numerical 30 90
Ability Test
3 General 30 60
Knowledge
Test, Current
Affairs Test
4 Computer 30 60
Knowledge Test
5 English 40 -
Language
Test with Specia
l emphasis
on Grammar,
Vocabulary
and Comprehen
sion
Total 160 300

Penalty for Wrong Answers:

i. There will be a penalty for wrong answers marked in the
Objective Tests. For each question for which a wrong answer has
been given by the candidate, one fourth (1/4) of the marks
assigned to that question will be deducted as penalty to arrive at
corrected score. If a question is left blank, i.e. no answer is
marked by the candidate; there will be no penalty for that
question.
ii. Candidate must pass in each paper separately and also obtain
minimum marks in the aggregate of the two papers to qualify for
the interview. The minimum marks to be obtained in each paper
and in the aggregate shall be decided by LIC of India.
iii. The marks obtained by the candidate in each paper and in the
aggregate shall be arrived at after deduction of the marks for
wrong answers.
iv. Appearing in the online examination or mere pass in the online
examination shall not vest any right in a candidate to be called for
Personal Interview.

Syllabus of LIC AAO

I. Reasoning

1. Statement based questions

2. Syllogism

3. Seating arrangement

4. Coding decoding, alpha numeric sequence

5. Puzzle- rank based, floor based, circular arrangement based

6. Blood relation

7. Analogy, odd one out

II Quantitative aptitude

1. Data interpretation

2. Time and work

3. Speed, distance and time

4. Number series or approximations

5.Simple and compound interest

6. Profit and loss

 7. Average

8. Mixture and allegation

III. General knowledge & Current affairs

1.Current affairs questions will be from various sections

like new appointments, recent sports developments, national
and international news, awards and honors, new schemes etc.

2. General knowledge will be covered from topics like

country-capital-currency-head, dance forms , famous places,
dams, nuclear and thermal power stations etc.

IV. Computer

1.Networking

2.Input output devices

3.DBMS

4.MS Office

5.Internet

6. History of computer & generations

7. Shortcuts

V. English
 1.Error spotting

2. Reading comprehension

3. Sentence rearrangement

4. Sentence improvement

5. Cloze test

Exam 2: ADO (Apprentice Development Officers)

Exam Summary

Life Insurance Corporation of India (LIC) is the largest Life

Insurance Company in India having 2048 Branches and 109
Divisional Offices. LIC recruits Apprentice Development Officers in
the jurisdiction of the various Divisional Offices under nine
different Zones.

Eligibility

Nationality: The candidate should be an Indian Citizen.

Age limit: The minimum age limit is 21 years and maximum 30
years.

Relaxation of Upper Age Limit:

Sr. Category Age Limit

No
1. SC/ST Candidates 35
2. OBC Candidates (Other than 33
those in the creamy layer).
3. LIC Employee who is not a 42
member of a SC or a ST or
OBCs
4. LIC Employee who is a member 45
of an OBCs(Other than those in
the creamy layer).
5. LIC Employee who is a member 47
of a SC or ST.
6. LIC Agent who is not a member 37
of SC or ST or OBCs.
7. LIC Agent who is a member of 40
an OBCs (Other than those in
the creamy layer).
8. LIC Agent who is a member of 42
a SC or a ST.
9. Ex-serviceman 30, increased by
the number of
years of service in
the armed forces
subject to
maximum age of
45 years for
OBCs and 47
years for SC/ ST
and Maximum of
 42 years in other
than SC, ST, OBC
cases.
10 All Others 30

Educational Qualification:
i. For Employees category and Agents category: Bachelors
Degree of a University in India established under a statute or a
foreign university approved for the purpose or the Fellowship of
Insurance Institute of India, Mumbai.
ii. For Other Category: Bachelors Degree of a University in
India established under a statute or a foreign university approved
for the purpose or the Fellowship of Insurance Institute of India,
Mumbai.
iii. Preference may be given to those applicants who possess
Masters Degree in Business Administration in Marketing or Post
Graduate Diploma in Marketing from a University in India
established under Statute or by an Institute approved by All India
Council for Technical Education or a recognized Institution.

Note: Recognized Institution means such Institution as may be

recognized by any State Government or the Central Government.

Exam Structure:

The selection procedure contains three Stages.

1. On-line Test
Tes Name of the No. of Mark Time
t Test Questions s
Paper I
I Reasoning 25 25
Ability
II Numerical Ability 25 25
Paper II
III General 25 25
Knowledge and
Current Affairs
IV English 25 25 Composite
Language Time
with special of 2 hours
emphasis on
Grammar and
Vocabulary
Paper III
V Insurance and 50 50
Financial
Marketing
Awareness with
special
emphasis
on knowledge of
Life Insurance
and
Financial Sector
Total 150 150

2. Interview
3. Medical Examination

LIC ADO Syllabus

(I) Reasoning Ability: The section consists of different types of
questions, from various topics which are as follows:
1. Syllogism
2. Seating Arrangement Circular table and Line (North &
South)
3. Puzzle
4. Blood Relation
5. Inequality
6. Data Sufficiency
7. Mathematical Operation or Inequalities
(II) Numerical Ability The section consists of different types of
questions, from various topics which are as follows:
1. Number Series
2. Average
3. Profit & Loss
4. Time & Work
5. Time & Distance
6. Partnership
7. Ratio & Proportion
8. Problem on Ages
9. Simple Interest & Compound Interest
10. Partnership
11. Boats & Streams
Paper II
(I) General Knowledge and Current Affairs In this section,
questions will be asked from various fields which are as follows:
1. Current Affairs Questions can be asked from various
fields such as: National, International, Awards, Sports,
Defense, Summits, Appointment, Books & Authors and
Obituary etc.
2. General Knowledge Questions can be asked from various
fields such as, Currency, Capital, Chief Minister of different
states, Important Dams and Thermal Power Plant, Famous folks
dance, classical dance, famous places, etc.

(II) English Language This section consists of different types

of questions, from various topics which are as follows:
1. Reading Comprehension
2. Spotting Error
3. Fill in the blank
4. Cloze test
5. Para-Jumbles
6. Vocabulary
Paper III This paper consists of different types of questions,
from various topics which are as follows:
1. Insurance and Financial Question can be asked from
Insurance and Financial sector.
2. Marketing Awareness with special emphasis on knowledge of
Life Insurance and Financial Sector.
Note:
1. The recruitment as Apprentice Development Officers is for
Urban and Rural Areas and the selected candidates will have
to work in these areas.
2. The Candidates shall be ranked in the order of the aggregate
of their marks in the online test and the interview and
selection shall be made from among them in the order of their
merit having regard to the number of Apprentice Development
Officers proposed to be recruited.